Lowest Premium
$409 / YEAR
Average Premium
$660 / YEAR
Highest Premium
$1000 / YEAR
The average annual premium in Houston is around $660 and can go upto $1000. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
It is legally mandatory to have car insurance in Houston. There are more than a dozen insurers in the city that offers car insurance. A full coverage car insurance in Houston costs around $1700 on average. This is very high compared to the state average car insurance which is around $1200. The most expensive car insurance in Houston city is around $3000.
Jump to Topic:
Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
Get a free quote from the best of 200+ companies in 90 seconds.
Find affordable car insurance in your city
We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.
Car Insurance Rates in Houston by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Houston. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Scroll inside this box to view all zip codes
Zip | Avg. Premium |
---|---|
77001 | $684 |
77002 | $650 |
77003 | $669 |
77004 | $682 |
77005 | $604 |
77006 | $626 |
77007 | $619 |
77008 | $614 |
77009 | $635 |
77010 | $644 |
77011 | $658 |
77012 | $639 |
77013 | $622 |
77014 | $649 |
77015 | $615 |
77016 | $672 |
77018 | $634 |
77019 | $625 |
77020 | $657 |
77021 | $652 |
77023 | $653 |
77024 | $611 |
77025 | $632 |
77026 | $661 |
77027 | $605 |
77029 | $620 |
77031 | $630 |
77033 | $667 |
77034 | $643 |
77035 | $645 |
77036 | $666 |
77037 | $663 |
77039 | $637 |
77045 | $673 |
77046 | $617 |
77049 | $628 |
77050 | $651 |
77051 | $654 |
77053 | $647 |
77054 | $624 |
77055 | $629 |
77056 | $618 |
77059 | $595 |
77060 | $640 |
77064 | $623 |
77067 | $675 |
77068 | $613 |
77069 | $606 |
77071 | $664 |
77075 | $648 |
77076 | $674 |
77080 | $636 |
77081 | $659 |
77088 | $665 |
77090 | $642 |
77093 | $670 |
77094 | $608 |
77204 | $679 |
Insurance Agents in Houston, TX and Near by
-
0 miBob White & AssociatesPo Box 73009, Houston, TX 77273(281) 443-7986View |
-
1.47 miPam Ellis5900 Memorial Dr Ste 301, Houston, TX 77007(713) 869-7263View |
-
1.47 miPasadena Insurance Agency99 Detering St Ste 280, Houston, TX 77007(713) 869-6991View |
-
1.47 miDarrell Defee308 Westcott St, Houston, TX 77007(713) 868-6987View |
-
1.47 miGoosehead Insurance - Markus Tolson5115 Washington Ave, Houston, TX 77007(713) 880-5225View |
-
1.47 miAndrew Graesser5225 Katy Fwy Ste 260, Houston, TX 77007(281) 822-8850View |
-
1.47 miGoosehead Insurance - Laura Feldman5225 Katy Freeway Suite 203, Houston, TX 77007(713) 766-3303View |
-
1.47 miSpeck Insurance & Financial Services5225 Katy Fwy Ste 496, Houston, TX 77007(713) 467-1100View |
-
1.47 miAxis Insurance Agency5225 Katy Fwy Ste 615, Houston, TX 77007(713) 552-9292View |
-
1.47 miKathy Huynh5151 Katy Fwy Ste 302, Houston, TX 77007(713) 893-3910View |
-
1.47 miBarry Hoskins602 Sawyer St Ste 111, Houston, TX 77007(713) 426-4440View |
-
1.47 miJessica Hong1722 Washington Ave Apt B, Houston, TX 77007(713) 434-2060View |
-
1.47 miJose S. Hernandez Insurance Agency1209 Crockett St Apt 1, Houston, TX 77007(713) 225-0301View |
-
1.47 miJeri McKinley535 Studewood St, Houston, TX 77007(713) 869-2669View |
-
1.47 miGoosehead Insurance - Chase JohnsonTyler Ballew802 Yale St, Houston, TX 77007(713) 966-6611View |
-
1.54 miJames Banks4809 Main St, Houston, TX 77002(713) 523-7100View |
-
1.54 miDavid Cohen3401 Louisiana St Ste 330, Houston, TX 77002(713) 659-3276View |
-
1.54 miNatalie Barry2302 Fannin St Ste 150, Houston, TX 77002(832) 203-8525View |
-
1.54 miVictor Ross2302 Fannin St Ste 101, Houston, TX 77002(713) 651-1717View |
-
1.54 miDavid L Edwards - United National Insurance Agency2201 Caroline St, Houston, TX 77002(713) 655-0335View |
-
1.54 miMarsh Private Client Services500 Dallas St Ste 1500, Houston, TX 77002(713) 276-8000View |
-
1.54 miPeople's Trust Financial777 Walker St Ste 2400, Houston, TX 77002(844) 215-7863View |
-
1.54 miBalke Insurance Agency815 Walker St Ste 150, Houston, TX 77002(713) 227-1567View |
-
1.54 miTWFG Insurance Services - Larry O'Neal723 Main St Ste 700, Houston, TX 77002(281) 974-2964View |
-
1.77 miInsure H-Town1973 W Gray St Ste 23, Houston, TX 77019(832) 300-9900View |
-
1.77 miSam Zahedani1950 W Gray St Ste 1, Houston, TX 77019(713) 942-8811View |
-
1.77 miGO! Insurance Agency1302 Waugh Dr Ste 185, Houston, TX 77019(346) 221-5514View |
-
1.77 miScott McNab1005 Waugh Dr Ste B, Houston, TX 77019(713) 520-5556View |
-
1.77 miLuke Bohlman522 Waugh Dr, Houston, TX 77019(281) 370-1000View |
-
1.77 miAndres Leday2777 Allen Pkwy Ste 920, Houston, TX 77019(713) 522-7520View |
-
1.77 miWortham Insurance & Risk Management2727 Allen Pkwy, Houston, TX 77019(713) 526-3366View |
-
1.77 miVincent Chiodo1908 W Lamar St, Houston, TX 77019(713) 339-1500View |
-
1.92 miCarl S. Smith1200 Mckinney St Ste 309, Houston, TX 77010(713) 658-0869View |
-
1.92 miJames Devore1200 Mckinney St Ste 309, Houston, TX 77010(713) 658-0869View |
-
1.94 miE Bailey Moore1635 Richmond Ave, Houston, TX 77006(713) 522-6511View |
-
1.94 miIndependent Agency of Southwest Houston2117 Dunlavy St, Houston, TX 77006(713) 355-7228<p>The Independent Insurance Agents of Houston (IIAH) is a nonprofit trade association of local Houston area independent insurance agencies and affiliate companies. Chartered by the State of Texas in 1924, it is the largest local independent insurance agent association in the US.</p>View |
-
1.94 miJeremy Henry4203 Yoakum Blvd Ste 320, Houston, TX 77006(281) 974-4001View |
-
1.94 miHouston Business Insurance Agency3718 Mount Vernon St, Houston, TX 77006(713) 979-1001View |
-
1.94 miInsurance Superstore1325 Westheimer Rd, Houston, TX 77006(713) 290-8326View |
-
1.94 miNitsche Group708 Sul Ross St, Houston, TX 77006(713) 522-6956View |
-
1.94 miRodney Poole2020 Montrose Blvd Ste 300, Houston, TX 77006(713) 528-9955View |
-
1.94 miAccurate Auto Insurance2450 Louisiana St Ste 400 Ste 942, Houston, TX 77006(713) 496-9176View |
-
1.94 miTara Insurance Agency2405 Smith St, Houston, TX 77006(346) 772-5893View |
-
1.94 miTyrone Family Insurance Agency2405 Smith St Ste 204, Houston, TX 77006(713) 526-5800View |
-
10.04 miAmtex Insurance8201 1/2 Broadway St, Houston, TX 77061(713) 643-2222View |
-
10.04 miAl Johnson8121 Broadway St Ste 230, Houston, TX 77061(281) 481-5778View |
-
10.04 miL.A. Insurance Agency TX457733 Bellfort St, Houston, TX 77061(832) 582-8333View |
-
10.04 miDartallan A Harris Jr7701 Bellfort St Ste 7, Houston, TX 77061(713) 517-8174View |
-
10.04 miJose Pereda7640 Bellfort St Ste A, Houston, TX 77061(713) 659-0930View |
-
10.04 miA-Max Auto Insurance6716 Telephone Rd, Houston, TX 77061(713) 644-5000View |
-
10.04 miGuard Co Insurance6790 Telephone Rd, Houston, TX 77061(713) 649-4440View |
-
10.04 miTristan Insurance6880 Telephone Rd Ste H, Houston, TX 77061(832) 845-2949View |
-
10.08 miUnited Aline Services6750 West Loop S Ste 720, Houston, TX 77036(713) 588-1498View |
-
10.08 miTony Ponce De Leon6600 Harwin Dr Ste 150, Houston, TX 77036(713) 787-9090View |
-
10.08 miTWFG Insurance Services - Edgar Reyes6666 Harwin Dr Ste 225, Houston, TX 77036(713) 729-1118View |
-
10.08 miAffordable Insurance of Texas5959 Hillcroft St Ste D, Houston, TX 77036(713) 977-4040View |
-
10.08 miMohammed Khan5823 Hillcroft St, Houston, TX 77036(713) 781-0668View |
-
10.08 miLaraas Corporation5663 Hillcroft St, Houston, TX 77036(713) 782-0777View |
-
10.08 miMohammed Kader5712 Hillcroft St, Houston, TX 77036(281) 530-7300View |
-
10.08 miFirst Insurance Solutions6161 Savoy Dr Ste 824, Houston, TX 77036(281) 822-3000View |
-
10.08 miTWFG Insurance Services - Enric Pasculado6161 Savoy Dr Ste 1125, Houston, TX 77036(713) 532-8600View |
-
10.08 miTexan Insurance6161 Savoy Dr Ste 960, Houston, TX 77036(281) 998-2500View |
-
10.08 miSuresh Chainani6001 Savoy Dr Ste 507, Houston, TX 77036(713) 975-9898View |
-
10.08 miSmith Diversified Services6200 Savoy Dr Ste 528, Houston, TX 77036(713) 771-3973View |
-
10.08 miJay Bhavsar6200 Savoy Dr Ste 920, Houston, TX 77036(713) 782-5147View |
-
10.08 miAnn Bhushan7011 Harwin Dr Ste 193, Houston, TX 77036(713) 532-8700View |
-
10.08 miTexas Insurance Services7011 Harwin Dr Ste 195, Houston, TX 77036(713) 777-8392View |
-
10.08 miA+ Affordable Insurance7111 Harwin Dr Ste 274, Houston, TX 77036(713) 266-1700View |
-
10.08 miEZ Insurance & Tax6201 Bonhomme Rd Ste 212n, Houston, TX 77036(713) 581-2193View |
-
10.08 miDanish Insurance Services7447 Harwin Dr Ste 202, Houston, TX 77036(713) 789-9200View |
-
10.08 miAct Insurance Services10101 Harwin Dr Ste 191, Houston, TX 77036(713) 975-7150View |
-
10.08 miJeffrey Mouton10101 Harwin Dr Ste 215, Houston, TX 77036(713) 974-8008View |
-
10.08 miIntegra Insurance Services10101 Harwin Dr Ste 210, Houston, TX 77036(713) 906-6874View |
-
10.08 miOscar Insurance Agency5921 S Gessner Dr, Houston, TX 77036(713) 271-8889View |
-
10.08 miVictory Agency8000 S Gessner Dr Ste 800, Houston, TX 77036(713) 773-0422View |
-
10.08 miTWFG Insurance Services - Yalei Li10333 Harwin Dr Ste 460h, Houston, TX 77036(832) 677-0699View |
-
10.08 miGlobalGreen Insurance - Annie Gao10333 Harwin Dr Ste 235d, Houston, TX 77036(832) 436-8858View |
-
10.08 miJennifer Feng10333 Harwin Dr Ste 485, Houston, TX 77036(972) 234-9888View |
-
10.08 miTWFG Insurance Services - Todd Lam & Julie Bach10333 Harwin Dr Ste 235a, Houston, TX 77036(832) 644-6606View |
-
10.08 miSouthwest Texas Insurance Services Agency10333 Harwin Dr Ste 510, Houston, TX 77036(713) 534-1671View |
-
10.08 miG & C Olson Insurance Agency8506 De Moss Dr, Houston, TX 77036(713) 987-7833View |
-
10.08 miFreeway Insurance7710 Bellaire Blvd Ste J, Houston, TX 77036(713) 533-8264View |
-
10.08 miJ Eric Lu5855 Sovereign Dr Ste F, Houston, TX 77036(713) 988-0788View |
-
10.08 miAAAA Insurance6853 S Gessner Rd Ste A, Houston, TX 77036(713) 774-2228View |
-
10.08 miDanny Nguyen6100 Corporate Dr Ste 110, Houston, TX 77036(281) 564-0631View |
-
10.08 miDarrell Gordon6100 Corporate Dr Ste 110, Houston, TX 77036(832) 256-0055View |
-
10.08 miRyan Bourgeois6100 Corporate Dr Ste 110, Houston, TX 77036(832) 264-5466View |
-
10.08 miElias Ramirez6100 Corporate Dr Ste 110, Houston, TX 77036(713) 242-1362View |
-
10.08 miJohnathan Hardcastle6100 Corporate Dr Ste 110, Houston, TX 77036(832) 437-6410View |
-
10.08 miJoshua Skiffington6100 Corporate Dr Ste 130, Houston, TX 77036(713) 778-9229View |
-
10.08 miNick Gillum6100 Corporate Dr Ste 110, Houston, TX 77036(281) 909-3352View |
-
10.08 miR Landry6100 Corporate Dr Ste 110, Houston, TX 77036(281) 731-5485View |
-
10.08 miYuan Insurance & Financial Services6100 Corporate Dr Ste 310, Houston, TX 77036(713) 609-9840View |
-
10.08 miAmtex Insurance8702 Bellaire Blvd Ste 200, Houston, TX 77036(713) 777-5300View |
-
10.08 miQing Shen9788 Clarewood Dr Ste 107, Houston, TX 77036(281) 888-6618View |
-
10.08 miHang-Sun Chang9600 Bellaire Blvd Ste 205a, Houston, TX 77036(713) 974-3888View |
-
10.08 miSam Shum & Associates Insurance Agency9515 Bellaire Blvd, Houston, TX 77036(713) 777-9111View |
-
10.08 miAllwin Insurance Agency6901 Corporate Dr Ste 128, Houston, TX 77036(714) 952-5031View |
-
10.08 miTWFG Insurance Services - Terry Nguyen6901 Corporate Dr Ste 103, Houston, TX 77036(832) 598-5770View |
-
10.08 miWilliam Xue6901 Corporate Dr Ste 122, Houston, TX 77036(713) 771-8511View |
-
10.08 miLee Nguyen9968 Bellaire Blvd Ste 230a, Houston, TX 77036(713) 776-9676View |
-
10.08 miIn-Town Insurance Services7001 Corporate Dr Ste 138, Houston, TX 77036(713) 773-9588View |
-
10.08 miTWFG Insurance Services - Jane Wang7001 Corporate Dr Ste 251, Houston, TX 77036(713) 272-9996View |
-
10.08 miDebbie Chang7001 Corporate Dr Ste 139, Houston, TX 77036(713) 773-9500View |
-
10.08 miAllrisc Insurance Agency6918 Corporate Dr Ste B1, Houston, TX 77036(713) 771-6000View |
-
10.08 miThuy Le Bui6918 Corporate Dr Ste A15, Houston, TX 77036(713) 789-8462View |
-
10.08 miTWFG Insurance Services - Nguyen Tran Agency9889 Bellaire Blvd Ste 128, Houston, TX 77036(281) 888-3486View |
-
10.08 miWinnie Hui9889 Bellaire Blvd Ste 132, Houston, TX 77036(713) 729-2323View |
-
10.08 miTWFG Insurance Services - Jenny Xu9999 Bellaire Blvd Suite 889, Houston, TX 77036(713) 773-0040View |
-
10.08 miSanchez Insurance Services9402 Sharpcrest St, Houston, TX 77036(713) 981-9780View |
-
10.08 miHNH Insurance Partners9203 Langdon Ln, Houston, TX 77036(281) 501-2688View |
-
10.08 miDon Wilde9817 Bissonnet St Ste K, Houston, TX 77036(713) 270-9500View |
-
10.08 miGoosehead Insurance - Jay Hawley10039 Bissonnet St Ste 150, Houston, TX 77036(832) 752-2342View |
-
10.08 miShawn Xuan Nguyen10039 Bissonnet St Ste 226, Houston, TX 77036(713) 988-0752View |
-
10.08 miJessie Mae Savage9898 Bissonnet St Ste 366, Houston, TX 77036(713) 988-0043View |
-
10.08 miBino Insurance Agency9780 Bissonnet St Ste E, Houston, TX 77036(713) 779-7192View |
-
10.08 miGonzalez Insurance Solutions Agency9894 Bissonnet St Ste 630, Houston, TX 77036(832) 758-7114View |
-
10.08 miJulius Levi & Company Fred Rhodes Company9894 Bissonnet St Ste 850, Houston, TX 77036(713) 995-0305View |
-
10.08 miWilliam D Florez9894 Bissonnet St Ste 394, Houston, TX 77036(713) 995-8758View |
-
10.08 miAnasi Insurance & Financial Services9894 Bissonnet St, Houston, TX 77036(713) 774-5353View |
-
10.08 miVencedores Insurance Agency9894 Bissonnet St Ste 630, Houston, TX 77036(713) 995-6170View |
-
10.08 miGoosehead Insurance - Jacob Pearce & Carl Rhemann9896 Bissonnet St Ste 350c, Houston, TX 77036(713) 980-0105View |
-
10.09 miAffordable Insurance of Texas1502 Aldine Mail Rd, Houston, TX 77039(281) 227-1666View |
-
10.09 miAmtex Insurance12900 Aldine Westfield Rd Ste F, Houston, TX 77039(281) 449-4300View |
-
10.09 miArmstrong Insurance3501 Aldine Mail Route, Houston, TX 77039(281) 449-0111View |
-
10.09 miQuik Insurance Services4102 Aldine Mail Route Rd Ste D1, Houston, TX 77039(281) 971-7845View |
-
10.09 miFreeway Insurance4203 Aldine Mail Rd Ste B, Houston, TX 77039(281) 817-8668View |
-
10.09 miAccurate Insurance Services13510 Aldine Westfield Rd # E, Houston, TX 77039(346) 808-0027View |
-
10.09 miRaquel's Insurance & Tax4750g Aldine Mail Rd Ste D, Houston, TX 77039(281) 442-9400View |
-
10.09 miA-Max Auto Insurance5180 Aldine Mail Route, Houston, TX 77039(281) 590-1500View |
-
10.09 miJoanna Montero5220 Aldine Mail Rd, Houston, TX 77039(281) 442-6555View |
-
10.09 miA G Multiservices13930 Aldine Westfield Rd # A, Houston, TX 77039(281) 590-6683View |
-
10.6 miBurns & Wilcox10205 Westheimer Rd W Tower 8 Ste 550, Houston, TX 77042(713) 268-7700View |
-
10.6 miKim Dao9801 Westheimer Rd Ste 200, Houston, TX 77042(713) 780-9451View |
-
10.6 miSean Mertz9801 Westheimer Rd Ste 208, Houston, TX 77042(713) 784-9383View |
-
10.6 miManny Molinar9801 Westheimer Rd Ste 200, Houston, TX 77042(713) 266-4545View |
-
10.6 miBeatriz Gonzalez2925 Briarpark Dr Ste 500, Houston, TX 77042(346) 800-2378View |
-
10.6 miCarol Castillo2925 Briarpark Dr Ste 500, Houston, TX 77042(713) 352-9952View |
-
10.6 miHiep Truong2925 Briarpark Dr Ste 500, Houston, TX 77042(832) 640-4735View |
-
10.6 miJason Ramirez2925 Briarpark Dr Ste 500, Houston, TX 77042(281) 772-1754View |
-
10.6 miJimmy Nowell2925 Briarpark Dr Ste 500, Houston, TX 77042(832) 265-6929View |
-
10.6 miKimberly Van Pelt2925 Briarpark Dr Ste 500, Houston, TX 77042(832) 791-4222View |
-
10.6 miMark Calima2925 Briarpark Dr Ste 500, Houston, TX 77042(832) 526-3333View |
-
10.6 miRyan Brittain2925 Briarpark Dr Ste 500, Houston, TX 77042(713) 829-3591View |
-
10.6 miSandra Moncada2925 Briarpark Dr Ste 500, Houston, TX 77042(832) 319-8593View |
-
10.6 miPremier America Credit Union10001 Westheimer Rd, Houston, TX 77042(800) 772-4000View |
-
10.6 miVanessa Castillo2925 Briarpark Dr Ste 500, Houston, TX 77042(832) 656-6841View |
-
10.6 miMomentum Insurance & Financial Services9700 Richmond Ave Ste 101, Houston, TX 77042(832) 724-3397View |
-
10.6 miDaniel Gresham9700 Richmond Ave Ste 101, Houston, TX 77042(281) 921-1250View |
-
10.6 miReliance Financial Services9700 Richmond Ave, Houston, TX 77042(713) 974-0555View |
-
10.6 miSanchez Insurance Services9700 Richmond Ave Ste 151, Houston, TX 77042(281) 988-6567View |
-
10.6 miCadence Insurance10260 Westheimer Rd Ste 180, Houston, TX 77042(713) 461-8979View |
-
10.6 miDouglas Paschal800 Wilcrest Dr Ste 140, Houston, TX 77042(713) 977-0703View |
-
10.6 miClay Paul Group2500 Citywest Blvd Ste 300, Houston, TX 77042(800) 604-0283View |
-
10.6 miChampions Insurance Group10200 Richmond Ave Ste 251, Houston, TX 77042(832) 484-8899View |
-
10.6 miSavings Insurance10662 Westheimer Rd Ste 101, Houston, TX 77042(713) 977-9071View |
-
10.6 miGigi Shum10672 Westheimer Rd, Houston, TX 77042(713) 952-6882View |
-
10.6 miCrc Insurance Services10375 Richmond Ave Ste 500, Houston, TX 77042(713) 532-4111View |
-
10.6 miEl Dorado Insurance Agency3673 Westcenter Dr, Houston, TX 77042(713) 521-9251View |
-
10.6 miTWFG Insurance Services - Nick Locandro3707 Westcenter Dr Ste 200, Houston, TX 77042(281) 394-3878View |
-
10.6 miStavinoha Insurance3707 Westcenter Dr, Houston, TX 77042(713) 208-1231View |
-
10.6 miSahouri Insurance & Associates10777 Westheimer Rd Ste 1100, Houston, TX 77042(281) 661-8410View |
-
10.6 miHUB International Insurance10777 Westheimer Rd Ste 300, Houston, TX 77042(713) 978-6668View |
-
10.6 miAi United Insurance11102 Briar Forest Dr, Houston, TX 77042(832) 251-7777View |
-
10.6 miJames McCubbin Jr.10550 Richmond Ave Ste 190, Houston, TX 77042(713) 388-6543View |
-
10.6 miMetLife Auto & Home - Texas Gulf Coast3700 W Sam Houston Pkwy S, Houston, TX 77042(832) 251-5401View |
-
10.6 miRock Insurance Agency10700 Richmond Ave Ste 103, Houston, TX 77042(713) 974-4472View |
-
10.6 miTWFG Insurance Services - Quynh Lam10700 Richmond Ave Ste 218, Houston, TX 77042(713) 781-8388View |
-
10.6 miHNR Insurance Agency10700 Richmond Ave Ste 217, Houston, TX 77042(713) 914-9556View |
-
10.6 miJeff Shi10700 Richmond Ave Ste 243, Houston, TX 77042(281) 936-1355View |
-
10.6 miFred Dehkordi2825 Wilcrest Dr Ste 461, Houston, TX 77042(713) 781-4200View |
-
10.6 miScott Bigott2825 Wilcrest Dr Ste 267, Houston, TX 77042(713) 339-4161View |
-
10.6 miTommy Portley2825 Wilcrest Dr Ste 150, Houston, TX 77042(713) 784-6464View |
-
10.6 miMichael Poehl2825 Wilcrest Dr Ste 661, Houston, TX 77042(713) 952-7287View |
-
10.6 miIMS London American10850 Richmond Ave Ste 310, Houston, TX 77042(713) 243-4377View |
-
10.6 miMark Hastings2901 Wilcrest Dr Ste 150, Houston, TX 77042(832) 252-7750View |
-
10.6 miCedric Young11200 Westheimer Rd Ste 805, Houston, TX 77042(713) 784-3100View |
-
10.6 miKingspoint Insurance Agency11200 Westheimer Rd Ste 850, Houston, TX 77042(713) 850-1660View |
-
10.6 miD.A. Insurance2900 Wilcrest Dr Ste 167, Houston, TX 77042(713) 772-9006View |
-
10.6 miWarriner & Associates Insurance11111 Wilcrest Green Dr Ste 101, Houston, TX 77042(713) 785-5252View |
-
10.6 miWM Jones & Company11111 Wilcrest Green Dr Ste 420, Houston, TX 77042(713) 465-0766View |
-
10.6 miJamaal Moore800 W Belt Pkwy S Ste 212, Houston, TX 77042(832) 651-4886View |
-
10.6 miJoseph Sirju800 W Belt Pkwy S Ste 212, Houston, TX 77042(281) 207-2636View |
-
10.87 miGarza Insurance Agency & Multiservices725 W Mount Houston Rd, Houston, TX 77038(281) 260-9091View |
-
10.87 miElizabeth Vences-Diaz802 West Rd Ste B, Houston, TX 77038(281) 442-7995View |
-
10.87 miA-Z Insurance Agency1210 West Rd, Houston, TX 77038(281) 661-7888View |
-
10.87 miBest Option Insurance & Tax10176 Veterans Memorial Dr Ste G, Houston, TX 77038(281) 447-1400View |
-
10.87 miBrown & Brown Lone Star Insurance Services1717 N Sam Houston Pkwy W Ste 115, Houston, TX 77038(281) 260-2000View |
-
10.87 miTax-Insurance & More10755 Veterans Memorial Dr Ste B, Houston, TX 77038(346) 888-5857View |
-
10.87 miUnited Insurance & Financial Services2770 N Sam Houston Pkwy W, Houston, TX 77038(713) 635-6134View |
-
11.08 miJuanita Ceaser-Worrell14455 Cullen Blvd Ste A100, Houston, TX 77047(281) 992-4829View |
-
11.08 miStanley Sanders630 S Sam Houston Pkwy W Ste F, Houston, TX 77047(281) 303-5199View |
-
11.08 miJames Acosta2850 S Sam Houston Pkwy E, Houston, TX 77047(713) 984-4611View |
-
11.18 miTWFG Insurance Services - Jerry Offner13201 Northwest Fwy Ste 800, Houston, TX 77040(281) 940-1550View |
-
11.18 miKevin Lewis13201 Northwest Fwy Ste 800 Ste 33, Houston, TX 77040(832) 935-3793View |
-
11.18 miThe Hansen Agency13201 Northwest Fwy Ste 700, Houston, TX 77040(713) 463-9500View |
-
11.18 miGoosehead Insurance - Jacob Metcalf13430 Northwest Fwy Ste 400, Houston, TX 77040(214) 240-8838View |
-
11.18 miHotchkiss Insurance Agency13430 Northwest Fwy Ste 600, Houston, TX 77040(713) 956-9800View |
-
11.18 miAmtex Insurance13517 Northwest Fwy, Houston, TX 77040(713) 939-1123View |
-
11.18 miA-Z Insurance Agency13482 Northwest Hwy, Houston, TX 77040(832) 558-1700View |
-
11.18 miPierre Vega13831 Northwest Fwy Ste 420, Houston, TX 77040(713) 640-5594View |
-
11.18 miRuth Williams13831 NW Fwy # 120b, Houston, TX 77040(713) 460-2886View |
-
11.18 miTWFG Insurance Services - Cruz Hernandez13831 Northwest Fwy Ste 241, Houston, TX 77040(281) 493-9376View |
-
11.18 miAlan Brevard13831 Northwest Fwy Ste 365, Houston, TX 77040(713) 462-6654View |
-
11.18 miGlenn Schwenke13831 Northwest Fwy Ste 365, Houston, TX 77040(832) 326-5326View |
-
11.18 miTexas Insurance Express7326 Senate Ave, Houston, TX 77040(713) 983-0222View |
-
11.18 miDouglas Sharp17398 Northwest Fwy, Houston, TX 77040(281) 705-3684View |
-
11.18 miBrady Chapman Holland & Associates10055 W Gulf Bank Rd, Houston, TX 77040(713) 688-1500View |
-
11.18 miKhanh Nguyen17378 Northwest Fwy, Houston, TX 77040(713) 983-7800View |
-
11.18 miCravens Warren Insurance Agency10011 W Gulf Bank Rd, Houston, TX 77040(888) 296-1380View |
-
11.18 miJohn M Myers17483 Village Green Dr, Houston, TX 77040(713) 466-0040View |
-
11.18 miGoosehead Insurance - Houston OfficeGranite Tower At 290 13430 Northwest Freeway Suite 400, Houston, TX 77040(713) 966-6600View |
-
11.32 miKelley Lyons Insurance Group8538 W Bellfort St, Houston, TX 77071(888) 520-1175View |
-
11.32 miYaneth Garcia8200 W Bellfort St # 8210, Houston, TX 77071(713) 714-5044View |
-
11.32 miBich Nga Dinh Nguyen8406 Braesdale Ln, Houston, TX 77071(713) 647-6633View |
-
11.32 miNicholas Obih9920 S Gessner Rd, Houston, TX 77071(713) 270-7400View |
-
11.32 miSantos Portillo8520 S Braeswood Blvd, Houston, TX 77071(713) 995-9422View |
-
11.51 miAlpha Omega Insurance & Multiservices116 Hardwicke Rd, Houston, TX 77060(281) 741-0097View |
-
11.51 miH & L Insurance Agency202 Aldine Bender Rd, Houston, TX 77060(281) 931-9411View |
-
11.51 miFrontera Multiservices189 Aldine Bender Rd, Houston, TX 77060(281) 709-2900View |
-
11.51 miPayless Insurance Agency50 Aldine Bender Rd Ste 140, Houston, TX 77060(281) 448-3330View |
-
11.51 miTIA - Texas Insurance Agency50 Aldine Bender Rd Ste 120, Houston, TX 77060(713) 921-8000View |
-
11.51 miDamar Multiservices167 Aldine Bender, Houston, TX 77060(281) 591-1417View |
-
11.51 miLeneal Wilridge480 N Sam Houston Pkwy E Ste 211, Houston, TX 77060(281) 447-4788View |
-
11.51 miEFG Insurance Agency450 N Sam Houston Pkwy E Ste 181, Houston, TX 77060(281) 405-8866View |
-
11.51 miBaxter Insurance Agency450 N Sam Houston Pkwy E Ste 103, Houston, TX 77060(281) 445-1381View |
-
11.51 miASAP Insurance Agency11811 North Fwy Ste 416, Houston, TX 77060(281) 847-3595View |
-
11.51 miAtrich LLC350 N Sam Houston Pkwy E Ste 101, Houston, TX 77060(832) 243-1269View |
-
11.51 miProctor Insurance Group256 N Sam Houston Pkwy E Ste 251, Houston, TX 77060(281) 448-7750View |
-
11.51 miViolet Carpio507 N Sam Houston Pkwy E Ste 570, Houston, TX 77060(281) 405-0350View |
-
11.51 miABM Insurance and Benefit Services333 N Sam Houston Pkwy E Ste 750, Houston, TX 77060(281) 448-3040View |
-
11.51 miInsurance Corner16630 Imperial Valley Dr, Houston, TX 77060(281) 448-6677View |
-
11.51 miRandy Hogan Insurance Agency515 N Sam Houston Pkwy E Ste 605, Houston, TX 77060(281) 999-4100View |
-
11.51 miKevin Williams16770 Imperial Valley Dr Ste 125e, Houston, TX 77060(281) 687-0868View |
-
11.51 miKeystone Insurance16770 Imperial Valley Dr Ste 212, Houston, TX 77060(713) 955-2299View |
-
11.51 miAmalia Martinez Aguirre12110 Greenspoint Dr, Houston, TX 77060(281) 872-6300View |
-
11.51 miA-Z Insurance Agency726 Greens Rd, Houston, TX 77060(281) 854-4350View |
-
11.51 miDavid's Insurance387 Greens Rd, Houston, TX 77060(281) 448-7915View |
-
11.51 miArmando Valdez12941 North Fwy Ste 608, Houston, TX 77060(281) 537-7890View |
-
11.51 miHumberto Garcia12941 North Fwy Ste 116, Houston, TX 77060(281) 931-4800View |
-
11.51 miJames F. Leiber12941 North Fwy Ste 503, Houston, TX 77060(281) 875-5534View |
-
11.62 miPay Low Insurance Services6550 Mount Houston Rd, Houston, TX 77050(281) 865-2697View |
-
12.05 miAju Insurance Agency10122 Long Point Rd Ste 100, Houston, TX 77043(713) 932-9600View |
-
12.05 miSpeck Insurance & Financial Services10190 Katy Fwy, Houston, TX 77043(713) 467-1100View |
-
12.05 miAll Insured Group10190 Katy Fwy Ste 503, Houston, TX 77043(713) 636-2253View |
-
12.05 miEnrique Reyes2278 Triway Ln, Houston, TX 77043(956) 345-1163View |
-
12.05 miLeslie Bourgeois1080 W Sam Houston Pkwy N Ste 145, Houston, TX 77043(713) 468-8344View |
-
12.05 miClaudia Garza10810 Katy Fwy Ste 200, Houston, TX 77043(713) 780-4841View |
-
12.05 miLorenzo Castro10810 Katy Fwy Ste 202, Houston, TX 77043(832) 251-0504View |
-
12.05 miATAB Insurance Services10894 Shadow Wood Dr, Houston, TX 77043(713) 906-1961View |
-
12.05 miDon Wright1500 Brittmoore Rd Ste 301, Houston, TX 77043(713) 465-3200View |
-
12.05 miEmil Joe Dusek10801 Hammerly Blvd Ste 102, Houston, TX 77043(713) 973-6600View |
-
12.05 miWarren Sloan1400 W Sam Houston Pkwy N Ste 130, Houston, TX 77043(713) 464-4442View |
-
12.08 miFelicia Boudreaux14901 Sh 249 Suite 105, Houston, TX 77086(713) 464-2077View |
-
12.08 miMien Tran13411 State Highway 249 Ste 1, Houston, TX 77086(281) 591-0127View |
-
12.08 miInsurance Marketing Group13500 Tomball Pkwy Ste D, Houston, TX 77086(281) 999-9930View |
-
12.08 miAi United Insurance13767 Tomball Pkwy, Houston, TX 77086(281) 661-8501View |
-
12.08 miEdwards Total Financial Group11003 Antoine Dr, Houston, TX 77086(281) 858-6000View |
-
12.08 miAMAC Insurance Center10911 Bammel North Houston Rd Ste J, Houston, TX 77086(281) 444-7429View |
-
12.41 miAllcommunity Insurance Group11806 Wilcrest Dr Ste 230, Houston, TX 77031(281) 741-8760View |
-
12.41 miPeter Mugo11807-a Wilcrest Dr, Houston, TX 77031(281) 498-2553View |
-
12.41 miJulius Porter11628 Southwest Fwy, Houston, TX 77031(281) 495-0404View |
-
12.41 miAi United Insurance11503 Southwest Fwy, Houston, TX 77031(281) 933-6333View |
-
12.41 miMichael Khansari10550 W Bellfort St Ste 120, Houston, TX 77031(281) 530-9730View |
-
12.41 miAAAA Insurance8640 S Braeswood Blvd, Houston, TX 77031(713) 773-2222View |
-
12.48 miAaron German8498 S Sam Houston Pkwy E Ste 600, Houston, TX 77075(713) 231-5600View |
-
12.48 miSeba Auto Insurance Agency10855 Telephone Rd, Houston, TX 77075(713) 987-1090View |
-
12.48 miDawood S. Raza9350 Fuqua St, Houston, TX 77075(713) 910-3331View |
-
12.48 miJuan Gonzalez9963 Fuqua St, Houston, TX 77075(832) 571-2260View |
-
12.48 miDash Insurance Agency8405 Almeda Genoa Rd, Houston, TX 77075(832) 832-5497View |
-
12.48 miDaniela Soto9410-a Almeda Genoa Rd, Houston, TX 77075(713) 910-5800View |
-
12.48 miJeffrey Gibson9700 Almeda Genoa Rd Ste 101, Houston, TX 77075(713) 941-3221View |
-
12.48 miTexan Auto InsuranceAcross, Houston, TX 77075713-991-2822<p>Texan Auto Insurance is doing business in the auto insurance industry since 1997, for more than 20 years of experience, our customers are at first priority. Giving back and making our communities stronger. It may not sound like the work of a large insurance company. It may even sound too serious for the folks who bring you the quirky commercials and adorable Gecko!.</p>View |
-
12.8 miDavid Melvin12646 Coulson St, Houston, TX 77015(832) 816-8810View |
-
12.8 miAAAA Insurance12450 East Fwy Ste 130, Houston, TX 77015(713) 330-3222View |
-
12.8 miRight Choice Tax & Insurance Services12450 East Fwy Ste 130, Houston, TX 77015(832) 962-7259View |
-
12.8 miLone Star Insurance Agency883 Federal Rd Ste F, Houston, TX 77015(713) 451-4000View |
-
12.8 miBob Morisak12605 East Fwy Ste 110, Houston, TX 77015(713) 455-4442View |
-
12.8 miFreeway Insurance12804 East Fwy Ste 100, Houston, TX 77015(713) 364-0834View |
-
12.8 miARZ, Inc13020 Market Street Rd, Houston, TX 77015(713) 455-3361View |
-
12.8 miJoseph Stephens500 Normandy St, Houston, TX 77015(713) 590-9011View |
-
12.8 miMaria Martinez13221 Rockglen St, Houston, TX 77015(713) 714-8056View |
-
12.8 miBarry Hoskins13301 East Fwy Ste 110, Houston, TX 77015(713) 453-7193View |
-
12.8 miSlocomb Insurance Agency13301 East Fwy Ste 308, Houston, TX 77015(713) 451-8818View |
-
12.8 miVelez Insurance Agency&Financial Services855 Uvalde Rd Ste K, Houston, TX 77015(713) 450-9560View |
-
12.8 miChandler Westmoreland13018 Woodforest Blvd Ste P, Houston, TX 77015(713) 330-3900View |
-
12.8 miHarris County Insurance13030 Woodforest Blvd Ste C, Houston, TX 77015(832) 582-8500View |
-
12.8 miL.A. Insurance Agency TX2513383 Louisville St, Houston, TX 77015(281) 724-8200View |
-
12.8 miRick Blount13420 Hollypark Dr, Houston, TX 77015(713) 451-9731View |
-
12.8 miA-Max Auto Insurance13415 Woodforest Blvd Ste G, Houston, TX 77015(713) 330-7000View |
-
12.8 miRAR Insurance Agency12603 Market St, Houston, TX 77015(713) 450-4949View |
-
12.8 miVela Auto Insurance727 Freeport St Ste 7, Houston, TX 77015(832) 649-8042View |
-
12.8 miMichael Stockwell227 Uvalde Rd, Houston, TX 77015(713) 453-5102View |
-
12.8 miUvalde Insurance Agency186 Uvalde Rd, Houston, TX 77015(713) 453-5158View |
-
12.8 miC D Williams Jr75 Uvalde Rd Ste A, Houston, TX 77015(713) 453-8266View |
-
12.8 miPenny Insurance9 Uvalde Rd Ste 8, Houston, TX 77015(281) 823-9999View |
-
12.8 miRuby's Insurance837 Manor St, Houston, TX 77015(832) 235-4492View |
-
12.8 miTom Joacim14606 Woodforest Blvd, Houston, TX 77015(713) 453-4373View |
-
12.8 miJoe Simien14618 Woodforest Blvd, Houston, TX 77015(713) 453-8424View |
-
12.8 miAllied Insurance Professionals4331 E Sam Houston Pkwy N, Houston, TX 77015(713) 451-2277View |
-
12.8 miCanyon Insurance Group5144 E Sam Houston Pkwy N # 212, Houston, TX 77015(832) 717-1511View |
Learn More About Car Insurance in Houston, TX
Vehicles
1.3 Million
Total Crashes
64,126
Persons Injured
47,707
According to the Houston Chronicle, Houston is the most deadly with the most number of roadway fatalities. The risk of a car accident being high in Houston city, which means you will have to pay a higher car insurance premium compared to other cities. The car theft in Houston is at a rate of 20 to 30 cars per day. This is why it is important to have the right amount of coverage for car insurance than having just minimum liability coverage.
Check this article to know what all types of coverages you need for car insurance.
Speaking of neighborhoods in Houston, some have an average that is substantially higher than the city average. Average car insurance in some of the neighborhoods is Montrose ($626/year), Houston Heights ($614/year), Downtown Houston ($650/year), River Oaks ($625/year), Midtown ($626/year), Memorial ($629/year).
Car insurance vary by age group
The age group you are in can influence the car insurance premium. You can see how much car insurance costs for different age groups in Houston city.
Age group | Avg. Premium (50/100/50) |
---|---|
20's | $1455 |
30's | $670 |
40's | $615 |
50's | $590 |
60's | $570 |
70's | $720 |
From the graph above, we can see that the insurance premium cost is very high for those in their 20's as the risk of accidents is higher in that age group. Similarly for those who passed their 70's also tend to be at higher risk of collision and hence a higher premium amount.
Also, you can see a slight difference in car insurance premium cost with respect to your gender as female drivers tend to pay less for their car insurance. This variation is seen more in the 20's age group.
Age is just one of the factors that affect your car insurance price. Check the article below to know what other factors are there.
The choice of the insurer will also have a substantial influence on the cost. It is needless to mention that the cheapest quote is not always the best and the most expensive policy is not always the ideal option. There are some insurers that are more convenient to deal with and some are more affordable, some are lenient and easy with claims while some are more suited for families of deployed military personnel. You should have a diligent approach while choosing car insurance in Houston. Figure out how much coverage you would need based on the value of your car, driving skills, frequency of usage including the mileage and routes, your history of accidents, and the extent of financial protection you want.
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.