Cheap Car Insurance in El Paso, Texas (With 2024 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance El Paso

Lowest Premium

$340 / YEAR

Average Premium

$532 / YEAR

Highest Premium

$1000 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in El Paso is around $532 and can go upto $1000. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.

It is legally mandatory to have car insurance in El Paso city. There are more than a dozen insurers in the city that offer car insurance. A full coverage car insurance in El Paso costs an average of $1,390. This is very high compared to the state average car insurance which is around $1,200. The most expensive car insurance in El Paso city comes around $2,230. The car insurance for teenage drivers can go even higher in the city.

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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in El Paso by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in El Paso. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Scroll inside this box to view all zip codes

ZipAvg. Premium
79901$460
79902$471
79903$481
79904$475
79905$477
79907$472
79908$479
79910$543
79911$476
79912$469
79915$489
79924$478
79927$450
79928$466
79932$474
79936$483
79938$482

Insurance Agents in El Paso, TX and Near by

  • 0 mi
    Joel Gutierrez
    221 N Kansas St Ste 700, El Paso, TX 79901
    (915) 412-5635
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  • 0 mi
    Williams & Associates Insurance
    211 N Kansas St Ste 700, El Paso, TX 79901
    (915) 401-3320
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  • 0 mi
    HUB International Insurance
    201 E Main Dr Ste 800, El Paso, TX 79901
    (915) 206-6023
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  • 0 mi
    Pan American Insurance
    400 S Kansas St, El Paso, TX 79901
    (915) 351-7070
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  • 0 mi
    WestStar Bank Insurance Agency
    641 N Stanton St Ste 300, El Paso, TX 79901
    (915) 747-1038
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  • 0 mi
    Luis Yu
    513 W San Antonio Avenue Ste A, El Paso, TX 79901
    (915) 259-0005
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  • 0 mi
    LRD Insurance Services
    2408 Bassett Ave, El Paso, TX 79901
    (915) 260-5100
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  • 1.98 mi
    Flor & Associates Insurance Agency
    1005 E Yandell Dr, El Paso, TX 79902
    (915) 996-9799
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  • 1.98 mi
    Fernando Archuleta
    1207 N Oregon St, El Paso, TX 79902
    (915) 519-3126
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  • 1.98 mi
    J Armando Reza
    1214 Montana Ave Ste C, El Paso, TX 79902
    (915) 532-3833
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  • 1.98 mi
    Texas State Insurance Agency
    1501 N Mesa St Ste Ll402, El Paso, TX 79902
    (915) 838-1501
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  • 1.98 mi
    Mount Franklin Insurance Agency
    1444 Montana Ave Ste 100, El Paso, TX 79902
    (915) 599-2900
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  • 1.98 mi
    Pinon & Associates Financial Corporation
    1515 E Missouri Ave, El Paso, TX 79902
    (915) 857-6890
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  • 1.98 mi
    Carl Atteberry
    1708 Montana Ave, El Paso, TX 79902
    (915) 532-6909
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  • 1.98 mi
    Terry Jimenez
    3500 N Mesa St Ste G, El Paso, TX 79902
    (915) 532-1456
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  • 1.98 mi
    Myrna Faz
    3800 N Mesa St Ste A1, El Paso, TX 79902
    (915) 532-7300
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  • 1.98 mi
    Arturo O. Gonzalez
    4150 Rio Bravo St Ste 121, El Paso, TX 79902
    (915) 584-8544
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  • 1.98 mi
    Indaxali Gonzalez
    4157 Rio Bravo St, El Paso, TX 79902
    (915) 875-1786
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  • 1.98 mi
    Steve Haskins
    4110 Rio Bravo St Ste 115, El Paso, TX 79902
    (915) 833-3722
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  • 1.98 mi
    Vanessa Ortiz
    4110 Rio Bravo St Ste 115, El Paso, TX 79902
    (915) 219-5929
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  • 1.98 mi
    Elizabeth Perez
    4110 Rio Bravo St Ste 115, El Paso, TX 79902
    (915) 731-8161
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  • 1.98 mi
    Hiram Gonzalez
    4110 Rio Bravo St Ste 115, El Paso, TX 79902
    (915) 727-2503
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  • 1.98 mi
    Mark Barragan
    4110 Rio Bravo St Ste 115, El Paso, TX 79902
    (915) 549-1986
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  • 1.98 mi
    Victoria Parra
    4110 Rio Bravo St Ste 115, El Paso, TX 79902
    (915) 234-4797
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  • 1.98 mi
    Frank Parga
    4141 Pinnacle St Ste 105, El Paso, TX 79902
    (915) 532-1423
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  • 1.98 mi
    Quality Insurance Agency
    4300 N Mesa, El Paso, TX 79902
    (915) 755-5202
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  • 1.98 mi
    Omar Salazar
    4400 N Mesa St Ste 6, El Paso, TX 79902
    (915) 838-1947
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  • 10.59 mi
    Mark Marnach
    10710 Gateway Blvd N Ste B-1a, El Paso, TX 79924
    (915) 317-5063
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  • 10.59 mi
    Joe Aragon
    10765 Kenworthy St Ste D, El Paso, TX 79924
    (915) 757-2521
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  • 10.59 mi
    James Cuilty
    10318 Mccombs, El Paso, TX 79924
    (915) 881-4956
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  • 10.59 mi
    Amco & Remco Insurance Agencies
    5201 Fairbanks Dr Ste B, El Paso, TX 79924
    (915) 207-2300
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  • 10.59 mi
    Jonathan Crawford
    5140 Fairbanks Dr Ste 3, El Paso, TX 79924
    (915) 231-6723
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  • 10.59 mi
    Pan American Insurance
    5551 Fairbanks Dr Ste A, El Paso, TX 79924
    (915) 751-4500
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  • 10.59 mi
    El Paso Low Cost Auto Insurance
    10025 Dyer St Ste E, El Paso, TX 79924
    (915) 757-2277
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  • 10.59 mi
    Victor F Nevarez Agency
    9201 Dyer St Ste H, El Paso, TX 79924
    (915) 759-8051
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  • 10.59 mi
    Edgar Cordoba
    9201 Dyer St Ste F, El Paso, TX 79924
    (915) 234-2668
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  • 10.59 mi
    Russell Wiggs
    9477 Dyer St Ste B, El Paso, TX 79924
    (915) 751-1295
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  • 10.59 mi
    Quality Insurance Agency
    9535 Dyer St, El Paso, TX 79924
    (915) 755-7543
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  • 10.59 mi
    Rick Altheide
    4726 Trans Mt Ste 3, El Paso, TX 79924
    (915) 757-1841
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  • 10.59 mi
    Mike Rubio
    9861 Dyer St Ste 20, El Paso, TX 79924
    (915) 755-6453
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  • 10.59 mi
    Art Gonzalez
    5255 Transmountain Dr Ste 3, El Paso, TX 79924
    (915) 755-8888
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  • 10.59 mi
    David Carson
    5665 Woodrow Bean Ste 100, El Paso, TX 79924
    (915) 757-2549
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  • 10.74 mi
    Jay M. Chavez
    12295 Pellicano Dr Ste 5, El Paso, TX 79936
    (915) 856-1011
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  • 10.74 mi
    Crystal Martinez
    12295 Pellicano Dr Unit 2, El Paso, TX 79936
    (915) 855-8555
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  • 10.74 mi
    Aseguranza De America
    12275 Pellicano Dr Ste B, El Paso, TX 79936
    (915) 921-7755
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  • 10.74 mi
    Armando Jimenez
    1568 Joe Battle Blvd Ste 101, El Paso, TX 79936
    (915) 921-9009
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  • 10.74 mi
    Daniel Corona
    1568 Joe Battle Blvd Ste 106, El Paso, TX 79936
    (915) 855-1090
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  • 10.74 mi
    Tomas Casillas
    1568 Joe Battle Blvd Ste 104, El Paso, TX 79936
    (915) 857-4959
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  • 10.74 mi
    A-Max Auto Insurance
    1331 N Lee Trevino Dr, El Paso, TX 79936
    (915) 591-7000
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  • 10.74 mi
    Daniel Andrus
    1346 N Lee Trevino Dr Ste 206, El Paso, TX 79936
    (915) 593-1346
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  • 10.74 mi
    Elias Ruiz
    1360 N Lee Trevino Dr Ste 207, El Paso, TX 79936
    (915) 633-1132
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  • 10.74 mi
    Linda Laverde
    1360 N Lee Trevino Dr Ste 104, El Paso, TX 79936
    (915) 629-9400
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  • 10.74 mi
    Colonial Insurance Agency
    1515 N Lee Trevino Dr Ste F, El Paso, TX 79936
    (915) 590-4099
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  • 10.74 mi
    Oscar Arrieta
    1701 N Lee Trevino Dr Ste B, El Paso, TX 79936
    (915) 593-1268
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  • 10.74 mi
    Texas Auto Insurance Agency
    1491 N Lee Trevino Dr Ste G, El Paso, TX 79936
    (915) 594-4400
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  • 10.74 mi
    Sabino Marquez
    1473 N Lee Trevino Dr, El Paso, TX 79936
    (915) 356-2103
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  • 10.74 mi
    Vianey Martinez
    1626 N Lee Trevino Dr Ste A, El Paso, TX 79936
    (915) 591-8687
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  • 10.74 mi
    Don Green
    1612 N Lee Trevino Dr Ste D, El Paso, TX 79936
    (915) 593-4000
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  • 10.74 mi
    ABI Agency
    1790 N Lee Trevino Dr Ste 509, El Paso, TX 79936
    (915) 591-5300
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  • 10.74 mi
    Bill Castorena
    1600 N Lee Trevino Dr Ste C5, El Paso, TX 79936
    (915) 592-5816
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  • 10.74 mi
    Donna Martinez
    2200 N Lee Trevino Dr Ste B4, El Paso, TX 79936
    (915) 307-6363
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  • 10.74 mi
    Fred Loya Insurance Agency
    1800 N Lee Trevino Dr Ste 101, El Paso, TX 79936
    (915) 629-6300
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  • 10.74 mi
    Pan American Insurance
    1840 N Lee Trevino Dr, El Paso, TX 79936
    (915) 599-9909
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  • 10.74 mi
    Oscar Dominguez
    11125 La Quinta Pl Ste A, El Paso, TX 79936
    (915) 598-3500
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  • 10.74 mi
    Sarah Elizabeth Hall
    1790 N Lee Trevino Dr Ste 501a, El Paso, TX 79936
    (915) 774-5414
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  • 10.74 mi
    Joe M. Bernal
    11240 Vista Del Sol Dr Ste E, El Paso, TX 79936
    (915) 542-0900
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  • 10.74 mi
    Luis Grajeda
    11426 Rojas Dr Ste A3, El Paso, TX 79936
    (915) 500-3008
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  • 10.74 mi
    Maria Montanez Garcia
    11450 Rojas Dr Ste D5, El Paso, TX 79936
    (915) 613-1624
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  • 10.74 mi
    Armando Brito
    11450 Rojas Dr Ste D18, El Paso, TX 79936
    (915) 500-6667
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  • 10.74 mi
    Connect Insurance Agency
    11601 Pellicano Dr Ste B17, El Paso, TX 79936
    (915) 873-4947
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  • 10.74 mi
    Lone Star Insurance
    11601 Pellicano Dr Ste A1, El Paso, TX 79936
    (915) 525-7891
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  • 10.74 mi
    Monica Holguin
    11601 Pellicano Dr Ste A14, El Paso, TX 79936
    (915) 307-4190
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  • 10.74 mi
    Ian Escalante
    1605 George Dieter Dr Ste 204, El Paso, TX 79936
    (915) 219-4425
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  • 10.74 mi
    Ernesto Gonzalez
    1485 George Dieter Dr Ste 108, El Paso, TX 79936
    (915) 855-2996
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  • 10.74 mi
    Nora Saenz
    1485 George Dieter Dr Ste 104, El Paso, TX 79936
    (915) 594-0594
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  • 10.74 mi
    Omega Insurance Agency
    1580 George Dieter Dr Ste 303, El Paso, TX 79936
    (915) 856-6700
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  • 10.74 mi
    Mount Franklin Insurance Agency
    2931 George Dieter Dr Ste B, El Paso, TX 79936
    (915) 599-2900
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  • 10.74 mi
    Ruben Hernandez
    1470 George Dieter Dr Ste B, El Paso, TX 79936
    (915) 855-7444
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  • 10.74 mi
    James Valenzuela
    11617 Pellicano Dr, El Paso, TX 79936
    (915) 858-6262
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  • 10.74 mi
    Gabriella Cobian
    3351 George Dieter Dr Ste C1, El Paso, TX 79936
    (915) 234-8543
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  • 10.74 mi
    Rick Hernandez
    1325 George Dieter Dr Ste E2, El Paso, TX 79936
    (915) 590-4200
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  • 10.74 mi
    Jerome Garcia
    11345 Montwood Dr Ste B, El Paso, TX 79936
    (915) 855-7766
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  • 10.74 mi
    Patrick Romero
    11345 Montwood Dr Ste B, El Paso, TX 79936
    (915) 241-2021
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  • 10.74 mi
    Sergio Morin
    3110 Trawood Dr Ste B, El Paso, TX 79936
    (915) 857-1534
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  • 10.74 mi
    Irma Perez Agency
    1320 N Zaragoza Rd Ste 103, El Paso, TX 79936
    (915) 859-6543
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  • 10.74 mi
    TWFG Insurance Services - Monica Lozoya
    3660 George Dieter Dr Ste B, El Paso, TX 79936
    (915) 240-0188
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  • 10.74 mi
    Ricardo Estrada II
    3660 George Dieter Dr Ste A, El Paso, TX 79936
    (915) 855-2525
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  • 10.74 mi
    Carlos Robles
    12025 Rojas Dr Ste E, El Paso, TX 79936
    (915) 856-7758
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  • 10.74 mi
    Ed Flores Insurance
    1400 N Zaragoza Rd Ste E, El Paso, TX 79936
    (915) 857-3300
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  • 10.74 mi
    Farpon Auto Insurance
    1441 N Zaragoza Rd Ste 3e, El Paso, TX 79936
    (915) 855-4446
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  • 10.74 mi
    John Choi
    1441 N Zaragoza Rd Ste 3d, El Paso, TX 79936
    (915) 856-1157
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  • 10.74 mi
    Gloria Sanchez
    1510 N Zaragoza Rd Ste A9, El Paso, TX 79936
    (915) 855-7242
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  • 10.74 mi
    Manny R Casillas
    1512 N Zaragoza Rd Ste A4, El Paso, TX 79936
    (915) 593-1002
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  • 10.74 mi
    Terry Chaumont
    11660 Montwood Dr Ste I, El Paso, TX 79936
    (915) 856-1200
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  • 10.74 mi
    Albert Hernandez
    1613 N Zaragoza Rd Ste 204, El Paso, TX 79936
    (915) 921-8443
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  • 10.74 mi
    Rocio Thomas
    1875 Saul Kleinfeld Dr Ste 107, El Paso, TX 79936
    (915) 209-8300
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  • 10.74 mi
    Elizabeth Lopez
    3010 Saul Kleinfeld Dr Ste E, El Paso, TX 79936
    (915) 921-9800
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  • 10.74 mi
    Ericka Leon
    3010 Saul Kleinfeld Dr Ste C, El Paso, TX 79936
    (915) 855-9788
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  • 10.74 mi
    Insurance Network
    11720 Montana Ave Ste A3, El Paso, TX 79936
    (915) 855-2378
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  • 10.74 mi
    Ai United Insurance
    1710 N Zaragoza Rd Ste 101, El Paso, TX 79936
    (915) 701-2033
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  • 10.74 mi
    Jennifer Groves
    1700 N Zaragoza Rd Ste 106, El Paso, TX 79936
    (915) 855-6555
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  • 10.74 mi
    Elizabeth Torres
    1801 N Zaragoza Rd Ste E, El Paso, TX 79936
    (915) 857-6501
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  • 10.74 mi
    Mike Rosales
    1831 N Zaragoza Rd Ste 109, El Paso, TX 79936
    (915) 921-0812
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  • 10.74 mi
    Licona Insurance Group
    1830 N Zaragoza Rd Ste 111, El Paso, TX 79936
    (915) 317-5464
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  • 10.74 mi
    American General Insurance
    11964 Crown Royal Dr, El Paso, TX 79936
    (915) 307-2478
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  • 10.74 mi
    Omar Salazar
    12135 Montwood Dr Ste 105, El Paso, TX 79936
    (915) 856-1551
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  • 11.04 mi
    Steve Wilson
    8041 N Mesa St Ste L, El Paso, TX 79932
    (915) 833-2201
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  • 11.04 mi
    Theresa Nations
    6101 Upper Valley Rd Ste 104, El Paso, TX 79932
    (915) 257-2777
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  • 11.04 mi
    All Peoples Insurance Agency
    6431 Doniphan Dr Ste B, El Paso, TX 79932
    (915) 832-0900
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  • 11.04 mi
    Insurance Depot
    5320 Doniphan Dr Ste C, El Paso, TX 79932
    (915) 832-9595
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  • 11.04 mi
    Mount Franklin Insurance Agency
    122 Thorn Ave, El Paso, TX 79932
    (915) 599-2900
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  • 11.04 mi
    Rudolph Insurance Group
    5415 S Desert Blvd, El Paso, TX 79932
    (915) 845-8001
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  • 11.04 mi
    Pan American Insurance
    8032 N Mesa St, El Paso, TX 79932
    (915) 585-7800
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  • 11.04 mi
    Annette Sanders
    6351 S Desert Blvd Ste 105, El Paso, TX 79932
    (915) 877-9020
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  • 11.04 mi
    Robert Wiener
    7930 N Mesa St Ste A2, El Paso, TX 79932
    (915) 833-1203
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  • 13.54 mi
    Victor Flores
    11100 Sean Haggerty Dr Ste 205, El Paso, TX 79934
    (915) 493-6879
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  • 14.49 mi
    Gerardo Hernandez
    11500 Socorro Rd # A, El Paso, TX 79927
    (915) 851-3725
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  • 14.49 mi
    Guillermina Perez
    901 Horizon Blvd, El Paso, TX 79927
    (915) 757-2378
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  • 14.49 mi
    Mark McGee
    657 Horizon Blvd Ste K, El Paso, TX 79927
    (915) 317-5130
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  • 14.49 mi
    Cindy Fierro
    10755 N Loop Dr Ste L, El Paso, TX 79927
    (915) 790-2592
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  • 14.49 mi
    Colonial Insurance Agency
    10600 N Loop Dr Ste G4, El Paso, TX 79927
    (915) 790-2600
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  • 14.49 mi
    Patricia Salazar-Burgos
    10000 N Loop Dr Ste 3, El Paso, TX 79927
    (915) 858-3838
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  • 14.49 mi
    Pan American Insurance
    112 Horizon Blvd Ste B, El Paso, TX 79927
    (915) 858-3000
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  • 14.49 mi
    Edna Rivas
    9895 Alameda Ave Ste 119, El Paso, TX 79927
    (915) 626-5113
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  • 14.49 mi
    Juanita Sierra & Associates
    9949 Socorro Rd Ste B, El Paso, TX 79927
    (915) 858-2900
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  • 2.87 mi
    USI Insurance Services
    2505 E Missouri Ave, El Paso, TX 79903
    (915) 534-9400
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  • 2.87 mi
    Paul Rosales
    2731 Montana Ave Ste C, El Paso, TX 79903
    (915) 566-3933
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  • 2.87 mi
    Victor Hernandez
    2829 Montana Ave Ste 200-f, El Paso, TX 79903
    (915) 593-5020
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  • 2.87 mi
    A-Max Auto Insurance
    3600 Montana Ave, El Paso, TX 79903
    (915) 562-2000
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  • 2.87 mi
    El Paso Low Cost Auto Insurance
    3610 Montana Ave Ste F, El Paso, TX 79903
    (915) 566-2277
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  • 2.87 mi
    Gustavo Ortiz
    3921 Montana Ave, El Paso, TX 79903
    (915) 566-8886
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  • 2.87 mi
    Zulema Valles
    4301 Montana Ave Ste B, El Paso, TX 79903
    (915) 562-5433
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  • 2.87 mi
    Tom Heinlein
    4402 Montana Ave, El Paso, TX 79903
    (915) 566-3966
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  • 2.87 mi
    Pan American Insurance
    4675 Montana Ave, El Paso, TX 79903
    (915) 562-0009
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  • 2.87 mi
    Ai United Insurance
    5100 Montana Ave Ste A, El Paso, TX 79903
    (915) 260-6200
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  • 2.87 mi
    Patrick Santoscoy
    800 Chelsea St, El Paso, TX 79903
    (915) 771-6151
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  • 21.09 mi
    Arleen Beard
    14476 Horizon Blvd Ste M, El Paso, TX 79928
    (915) 852-3357
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  • 21.09 mi
    Allianze Insurance Agency
    14350 Horizon Blvd Ste E, El Paso, TX 79928
    (915) 852-0003
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  • 21.09 mi
    Joseph Rodriguez
    140 N Kenazo Ave Ste H, El Paso, TX 79928
    (915) 852-6100
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  • 21.09 mi
    Integra Insurance Services
    14010 Horizon Blvd Ste L, El Paso, TX 79928
    (915) 307-8844
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  • 21.09 mi
    Elizabeth Rayas
    14200 Ashford St Ste A1, El Paso, TX 79928
    (915) 500-5140
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  • 21.09 mi
    Jorge L. Pinon
    13034 Eastlake Dr, El Paso, TX 79928
    (915) 799-0409
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  • 21.09 mi
    Oscar Arrieta
    14010 Horizon Blvd Ste D, El Paso, TX 79928
    (915) 852-7070
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  • 21.09 mi
    Jeff Robinson
    13650 Eastlake Dr Ste 107, El Paso, TX 79928
    (915) 852-0004
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  • 21.09 mi
    Aguayo Insurance & Benefits
    300 Schoellkope Pl, El Paso, TX 79928
    (915) 222-1680
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  • 21.09 mi
    Irma G. Gutierrez
    494 N Kenazo Ave Ste H, El Paso, TX 79928
    (915) 852-1855
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  • 21.09 mi
    Damon Crossland
    12350 Montwood Dr Ste 400 B, El Paso, TX 79928
    (915) 629-0274
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  • 3.26 mi
    Amco & Remco Insurance Agencies
    2901 Alameda Ave, El Paso, TX 79905
    (915) 229-7777
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  • 3.26 mi
    Management Resource Group of Texas
    6080 Surety Dr Ste 105, El Paso, TX 79905
    (915) 843-2011
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  • 3.26 mi
    Anderson Insurance Services
    6090 Surety Dr Ste 440, El Paso, TX 79905
    (915) 772-0456
    View |
  • 3.26 mi
    Richard Hernandez
    6070 Gateway Blvd E Ste 311, El Paso, TX 79905
    (915) 921-0529
    View |
  • 3.26 mi
    Ad Insurance
    6920 Delta Dr Ste 4, El Paso, TX 79905
    (915) 778-7676
    View |
  • 3.26 mi
    Rafaela Silva
    6414 Gateway Blvd E, El Paso, TX 79905
    (915) 779-1122
    View |
  • 30.33 mi
    Aseguranza de America
    14260 Montana Ave Ste B, El Paso, TX 79938
    (915) 855-7272
    View |
  • 30.33 mi
    Irene Bacos
    3590 N Zaragoza Rd # 107, El Paso, TX 79938
    (915) 201-2874
    View |
  • 30.33 mi
    Brian Ramirez
    12302 Montana Ave Ste 703, El Paso, TX 79938
    (915) 206-3602
    View |
  • 30.33 mi
    Jaime Alderette
    12801 Edgemere Blvd Ste 113b, El Paso, TX 79938
    (915) 921-5558
    View |
  • 30.33 mi
    Elsa Ortega
    12770 Edgemere Blvd Ste C1, El Paso, TX 79938
    (915) 921-9696
    View |
  • 30.33 mi
    David Morales Jr.
    2077 N Zaragoza Rd Ste A-102, El Paso, TX 79938
    (915) 849-0189
    View |
  • 30.33 mi
    Mercedes Ruiz
    2077 N Zaragoza Rd Ste A108, El Paso, TX 79938
    (915) 860-1000
    View |
  • 30.33 mi
    Monica Balderrama
    2077 N Zaragoza Rd # A102, El Paso, TX 79938
    (915) 433-8797
    View |
  • 30.33 mi
    Jimmy Cabral
    2270 Joe Battle Blvd Ste H, El Paso, TX 79938
    (915) 213-5110
    View |
  • 30.33 mi
    Pyramid Insurance Agency
    12280 Tierra Plata Dr, El Paso, TX 79938
    (915) 855-6397
    View |
  • 30.33 mi
    Sally Olmos
    12370 Edgemere Blvd Ste 106, El Paso, TX 79938
    (915) 849-5850
    View |
  • 30.33 mi
    Beth Santillan
    12420 Edgemere Blvd Ste 102, El Paso, TX 79938
    (915) 855-0035
    View |
  • 30.33 mi
    Yvonne Reyes
    2281 N Zaragoza Rd Ste 106, El Paso, TX 79938
    (915) 855-0007
    View |
  • 30.33 mi
    Silvia Medina
    3239 N Zaragoza Rd Ste D, El Paso, TX 79938
    (915) 855-6132
    View |
  • 4.21 mi
    Sonny Chavez
    2210 N Piedras St, El Paso, TX 79930
    (915) 566-5433
    View |
  • 4.21 mi
    All People's Insurance
    3802 Dyer St # A-2, El Paso, TX 79930
    (915) 566-9000
    View |
  • 5.04 mi
    Christy Fernandez
    3 Butterfield Trail Blvd Ste 112, El Paso, TX 79906
    (915) 613-2116
    View |
  • 6.1 mi
    D. Scott Asbury
    1050 Sunland Park Dr Ste B-800, El Paso, TX 79922
    (915) 706-2711
    View |
  • 6.1 mi
    Farpon Auto Insurance
    1055 Sunland Park Dr Ste F, El Paso, TX 79922
    (915) 855-4446
    View |
  • 6.1 mi
    McCormick Insurance Group
    1055 Sunland Park Dr Ste D, El Paso, TX 79922
    (915) 231-9955
    View |
  • 6.1 mi
    Daniel Call
    935 Sunland Park Drive Ste 103, El Paso, TX 79922
    (915) 584-5931
    View |
  • 6.39 mi
    Sandra Valadez
    7048 Alameda Ave Ste A, El Paso, TX 79915
    (915) 778-1171
    View |
  • 6.39 mi
    Pan American Insurance
    7399 Alameda Ave, El Paso, TX 79915
    (915) 772-9000
    View |
  • 6.39 mi
    Tony Ramos Insurance Agency
    7230 Gateway Blvd E Ste H, El Paso, TX 79915
    (915) 599-1678
    View |
  • 6.39 mi
    Ai United Insurance
    7686 Alameda Ave Stea, El Paso, TX 79915
    (915) 400-7551
    View |
  • 6.39 mi
    Colonial Insurance Agency
    7699 Alameda Ave, El Paso, TX 79915
    (915) 779-5100
    View |
  • 6.39 mi
    Montoya Zazueta
    7793 Alameda Ave, El Paso, TX 79915
    (915) 217-2100
    View |
  • 6.39 mi
    El Paso First Choice Insurance Group
    7846 Alameda Ave, El Paso, TX 79915
    (915) 778-2466
    View |
  • 6.39 mi
    William Finn
    8024 Alameda Ave, El Paso, TX 79915
    (816) 699-8092
    View |
  • 6.39 mi
    Victor F Nevarez Agency
    7924 Gateway Blvd E Ste 150, El Paso, TX 79915
    (915) 598-5500
    View |
  • 6.39 mi
    Heriberto Villegas
    1001 N Carolina Dr Ste E, El Paso, TX 79915
    (915) 201-5111
    View |
  • 6.39 mi
    Marie Esparza
    800 N Yarbrough Dr Ste D, El Paso, TX 79915
    (915) 594-6647
    View |
  • 6.39 mi
    Pinon & Associates Financial Corporation
    424 N Yarbrough Dr Ste M, El Paso, TX 79915
    (915) 633-8090
    View |
  • 6.39 mi
    Zulema Valles
    800 N Yarbrough Dr Ste B, El Paso, TX 79915
    (915) 591-5000
    View |
  • 6.71 mi
    David Rivas
    4309 Fred Wilson Ave Ste A, El Paso, TX 79904
    (915) 313-4070
    View |
  • 6.71 mi
    Weeks Insurance Services
    4004 Kemp Ave Ste B, El Paso, TX 79904
    (915) 842-9020
    View |
  • 6.71 mi
    Pan American Insurance
    8201 Dyer St, El Paso, TX 79904
    (915) 755-9800
    View |
  • 6.71 mi
    A-Max Auto Insurance
    8220 Dyer St Ste B, El Paso, TX 79904
    (915) 755-5000
    View |
  • 6.71 mi
    John Choi
    8500 Dyer St Ste 7, El Paso, TX 79904
    (915) 755-2201
    View |
  • 6.71 mi
    Mike Engelbaum
    4717 Hondo Pass Dr Ste 3n, El Paso, TX 79904
    (915) 751-1297
    View |
  • 6.71 mi
    Tessie Maestas
    4727 Hondo Pass Dr Ste B, El Paso, TX 79904
    (915) 757-1090
    View |
  • 6.71 mi
    Jose Luis Castaneda
    4747 Hondo Pass Dr Ste A, El Paso, TX 79904
    (915) 751-1099
    View |
  • 6.71 mi
    Omega Insurance Agency
    4747 Hondo Pass Dr Ste C, El Paso, TX 79904
    (915) 261-7724
    View |
  • 6.84 mi
    Yvonne Ruiz
    5845 Cromo Dr Ste 2, El Paso, TX 79912
    (915) 581-9034
    View |
  • 6.84 mi
    Daniel Marquez
    661 S Mesa Hills Dr Ste 100b, El Paso, TX 79912
    (915) 595-6151
    View |
  • 6.84 mi
    Yvette Martinez
    7411 Remcon Cir Ste A6, El Paso, TX 79912
    (915) 603-4100
    View |
  • 6.84 mi
    Ulrich Delafuente
    7598 N Mesa St Ste 203, El Paso, TX 79912
    (915) 219-4449
    View |
  • 6.84 mi
    Lorena Valenzuela
    5610 N Desert Blvd Ste B8, El Paso, TX 79912
    (915) 585-9292
    View |
  • 6.84 mi
    Alberto Dominguez
    545 E Redd Rd Ste C-1, El Paso, TX 79912
    (915) 584-6500
    View |
  • 6.84 mi
    Rick Hernandez
    865 N Resler Dr Ste L, El Paso, TX 79912
    (915) 845-6900
    View |
  • 6.84 mi
    Estrada & Associates Insurance
    840 E Redd Rd Bldg 6 Ste B, El Paso, TX 79912
    (915) 585-8080
    View |
  • 6.84 mi
    Jose Morales
    840 E Redd Rd Bldg 1a, El Paso, TX 79912
    (915) 201-0239
    View |
  • 6.84 mi
    Rudy Saucedo
    910 E Redd Rd Ste J, El Paso, TX 79912
    (915) 760-4663
    View |
  • 6.84 mi
    Cynthia Aguilar Insurance Agency
    620 N Resler Dr, El Paso, TX 79912
    (915) 845-5100
    View |
  • 6.84 mi
    Rene Aguilar
    620 N Resler Dr Ste A, El Paso, TX 79912
    (915) 584-8822
    View |
  • 6.84 mi
    Ralph Dickerson
    497 N Resler Dr Ste A, El Paso, TX 79912
    (915) 581-0000
    View |
  • 6.84 mi
    Balmer Insurance Group
    481 N Resler Dr Ste D, El Paso, TX 79912
    (915) 581-7373
    View |
  • 6.84 mi
    Hallmark Global Consultants
    7001 Westwind Dr, El Paso, TX 79912
    (915) 603-4960
    View |
  • 6.84 mi
    Isabel Velez
    7001 Westwind Dr Ste 300, El Paso, TX 79912
    (915) 881-7488
    View |
  • 6.84 mi
    Annette Haverly
    7214 N Mesa St, El Paso, TX 79912
    (915) 581-8166
    View |
  • 6.84 mi
    Commercial Insurance Brokers
    114 Mesa Park Dr Ste 100, El Paso, TX 79912
    (915) 532-9500
    View |
  • 6.84 mi
    German Delgado
    4901 N Mesa St Ste 3a, El Paso, TX 79912
    (915) 303-7122
    View |
  • 6.84 mi
    Mike Gonzalez
    5360 N Mesa St Ste 18, El Paso, TX 79912
    (915) 581-8939
    View |
  • 6.84 mi
    Carolina Rocha
    5400 N Mesa St Ste C, El Paso, TX 79912
    (915) 600-6165
    View |
  • 6.84 mi
    Baca Insurance
    5539 N Mesa St, El Paso, TX 79912
    (915) 231-9969
    View |
  • 6.84 mi
    Teresa Salinas
    5555 N Mesa St Ste 200, El Paso, TX 79912
    (915) 532-9700
    View |
  • 6.84 mi
    Gerardo Hernandez
    5864 N Mesa St Ste B, El Paso, TX 79912
    (915) 599-0104
    View |
  • 6.84 mi
    AAA Insurance
    5867 N Mesa St Ste A, El Paso, TX 79912
    (915) 778-9521
    View |
  • 6.84 mi
    Eric Kent
    5909 N Mesa St, El Paso, TX 79912
    (915) 587-0292
    View |
  • 6.84 mi
    Berger-Briggs Real Estate & Insurance
    6006 N Mesa St Ste 202, El Paso, TX 79912
    (915) 833-6465
    View |
  • 6.84 mi
    Mario De La Pena
    6006 N Mesa St Ste 400, El Paso, TX 79912
    (915) 881-4536
    View |
  • 6.84 mi
    Viescas Insurance Agency
    6006 N Mesa St Ste 214, El Paso, TX 79912
    (915) 581-7039
    View |
  • 6.84 mi
    Tom Silverthorn
    125 Thunderbird Dr Ste A, El Paso, TX 79912
    (915) 581-3379
    View |
  • 6.84 mi
    David Barron-Rajme
    129 Thunderbird Dr, El Paso, TX 79912
    (915) 581-3315
    View |
  • 6.84 mi
    Damon Crossland
    210 Thunderbird Dr Ste T, El Paso, TX 79912
    (915) 584-5480
    View |
  • 6.84 mi
    Licona Insurance Group
    369 Shadow Mountain Dr, El Paso, TX 79912
    (915) 581-4467
    View |
  • 6.84 mi
    Jaime Portillo
    6633 N Mesa St Ste 201, El Paso, TX 79912
    (915) 581-8484
    View |
  • 6.84 mi
    Team Rudy Ledesma Insurance Agency
    6801 N Mesa St Ste B206, El Paso, TX 79912
    (915) 581-7200
    View |
  • 6.84 mi
    Rafael Martinez
    7211 N Mesa St Ste 2w, El Paso, TX 79912
    (915) 581-3276
    View |
  • 6.84 mi
    Insurance Services of The Southwest
    217 N Resler Dr, El Paso, TX 79912
    (915) 751-8866
    View |
  • 6.84 mi
    Gloria E Villegas
    300 N Resler Dr Ste G, El Paso, TX 79912
    (915) 313-4959
    View |
  • 7.31 mi
    Ron Montgomery
    5640 Montana Ave Ste C, El Paso, TX 79925
    (915) 778-8891
    View |
  • 7.31 mi
    Leon Insurance Agency
    5813 E Paisano Dr Ste B, El Paso, TX 79925
    (915) 779-4640
    View |
  • 7.31 mi
    Patricia Campa
    5959 Gateway Blvd W Ste 530, El Paso, TX 79925
    (915) 351-6853
    View |
  • 7.31 mi
    Mason Group Insurance
    5959 Gateway Blvd W Ste 600, El Paso, TX 79925
    (915) 491-8587
    View |
  • 7.31 mi
    Jacobo Akle
    6065 Montana Ave Ste C1, El Paso, TX 79925
    (915) 775-2553
    View |
  • 7.31 mi
    Fred Loya Insurance Agency
    6100 Montana Ave Ste C, El Paso, TX 79925
    (915) 774-0575
    View |
  • 7.31 mi
    M & M Insurance Services
    6130 Montana Ave Ste 104, El Paso, TX 79925
    (915) 772-5198
    View |
  • 7.31 mi
    America Villalobos
    6210 Montana Ave Ste 32, El Paso, TX 79925
    (915) 832-1894
    View |
  • 7.31 mi
    Cielo Vista Insurance Agency
    1132 Geronimo Dr, El Paso, TX 79925
    (915) 772-1406
    View |
  • 7.31 mi
    Amco & Remco Insurance Agencies
    6219 Airport Rd, El Paso, TX 79925
    (915) 308-1111
    View |
  • 7.31 mi
    Colonial Insurance Agency
    1528 Sioux Dr, El Paso, TX 79925
    (915) 771-7577
    View |
  • 7.31 mi
    GEICO Insurance - Daniel Lucas
    6560 Montana Ave Ste 6, El Paso, TX 79925
    (915) 779-2489
    View |
  • 7.31 mi
    Carlos Gallardo
    6560 Montana Ave Ste 8, El Paso, TX 79925
    (915) 881-9701
    View |
  • 7.31 mi
    Team Rudy Ledesma Insurance Agency
    1201 Airway Blvd Ste D6, El Paso, TX 79925
    (915) 774-0667
    View |
  • 7.31 mi
    Gold Key Insurance
    1760 Airway Blvd Ste 100, El Paso, TX 79925
    (915) 594-1300
    View |
  • 7.31 mi
    Home Insurance Agency
    1760 Airway Blvd Ste 100, El Paso, TX 79925
    (915) 771-8552
    View |
  • 7.31 mi
    Joe Loya
    6809 Cielo Vista Dr, El Paso, TX 79925
    (915) 779-8666
    View |
  • 7.31 mi
    Ricardo Zugasti
    6999 Montana Ave Ste A, El Paso, TX 79925
    (915) 771-8400
    View |
  • 7.31 mi
    Michele Watson
    7400 Viscount Blvd Ste 105, El Paso, TX 79925
    (915) 593-3004
    View |
  • 7.31 mi
    Daniel Chavez
    7500 Viscount Blvd Ste 206, El Paso, TX 79925
    (915) 400-9901
    View |
  • 7.31 mi
    Juan Perezchica
    7500 Viscount Blvd Ste 206, El Paso, TX 79925
    (915) 929-1860
    View |
  • 7.31 mi
    Richard Atteberry
    7500 Viscount Blvd Ste 297, El Paso, TX 79925
    (915) 525-4414
    View |
  • 7.31 mi
    Theresa Ochoa
    7500 Viscount Blvd Ste 206, El Paso, TX 79925
    (915) 207-1266
    View |
  • 7.31 mi
    Desert West Insurance Agency
    7500 Viscount Blvd Ste 101, El Paso, TX 79925
    (915) 751-6060
    View |
  • 7.31 mi
    Presciliano Ortega Jr Agency
    7505 Lockheed Dr Ste A, El Paso, TX 79925
    (915) 778-2424
    View |
  • 7.31 mi
    Ron Stuart
    7717 Lockheed Dr Ste B2, El Paso, TX 79925
    (915) 843-2249
    View |
  • 7.31 mi
    Mario Rodriguez
    7618 Boeing Dr Ste H, El Paso, TX 79925
    (915) 856-2928
    View |
  • 7.31 mi
    Romero Insurance
    8300 Montana Ave, El Paso, TX 79925
    (915) 590-6400
    View |
  • 7.31 mi
    Darren Means
    1280 Hawkins Blvd Ste 210, El Paso, TX 79925
    (915) 593-1048
    View |
  • 7.31 mi
    Raquel Silva
    8900 Viscount Blvd Ste Ar, El Paso, TX 79925
    (915) 599-9075
    View |
  • 7.31 mi
    Hugo Bustillos Insurance Agency
    1200 Golden Key Cir Ste 214, El Paso, TX 79925
    (915) 577-9449
    View |
  • 7.31 mi
    Meridian Insurance Services
    1200 Golden Key Cir Ste 129, El Paso, TX 79925
    (915) 772-8881
    View |
  • 7.31 mi
    Evolve Insurance Agency
    8840 Gazelle Dr, El Paso, TX 79925
    (855) 832-6339
    View |
  • 7.31 mi
    Yvonne Curtis
    1550 Hawkins Blvd Ste 15, El Paso, TX 79925
    (915) 591-0871
    View |
  • 7.31 mi
    Farpon Auto Insurance
    9530 Viscount Blvd Ste 2i, El Paso, TX 79925
    (915) 590-9666
    View |
  • 7.31 mi
    Pablo Salazar
    9434 Viscount Blvd Ste 101, El Paso, TX 79925
    (915) 249-0044
    View |
  • 7.31 mi
    Adriana Martinez
    3618 Buckner St, El Paso, TX 79925
    (915) 599-8848
    View |
  • 7.31 mi
    Sergio A. Martinez
    3618 Buckner St, El Paso, TX 79925
    (915) 598-7226
    View |
  • 7.31 mi
    Adrian Armijo
    1401 Mcrae Blvd Ste K, El Paso, TX 79925
    (915) 592-8038
    View |
  • 7.31 mi
    Saul Martinez
    2929 Mcrae Blvd, El Paso, TX 79925
    (915) 598-7109
    View |
  • 7.31 mi
    Ali Boureslan
    3616 Mcrae Blvd Ste A, El Paso, TX 79925
    (915) 591-3311
    View |
  • 7.31 mi
    Kyle P Lambert
    3616 Mcrae Blvd Ste D, El Paso, TX 79925
    (915) 503-9950
    View |
  • 7.31 mi
    Oscar Arrieta
    10110 Montwood Dr Ste A, El Paso, TX 79925
    (915) 598-9000
    View |
  • 7.31 mi
    Cardon Insurance Agency
    10105 Montwood Dr, El Paso, TX 79925
    (915) 593-2666
    View |
  • 7.31 mi
    Pan American Insurance
    10501 Gateway W Spc 12&13, El Paso, TX 79925
    (915) 595-6116
    View |
  • 7.31 mi
    Romberg & Sierra Insurance Agency
    9900 Montana Ave Ste F, El Paso, TX 79925
    (915) 590-2300
    View |
  • 7.31 mi
    Manny M Casillas
    1212 N Yarbrough Dr Ste 105, El Paso, TX 79925
    (915) 591-2288
    View |
  • 7.31 mi
    Roy Portillo
    1320 N Yarbrough Dr, El Paso, TX 79925
    (915) 592-9200
    View |
  • 7.31 mi
    Eric Fierro
    2200 N Yarbrough Dr Ste C, El Paso, TX 79925
    (915) 595-3622
    View |
  • 7.31 mi
    Mayela Sanchez Serrano
    3355 N Yarbrough Dr Ste M, El Paso, TX 79925
    (915) 859-4611
    View |
  • 7.31 mi
    Maria Mendoza
    10780 Pebble Hills Ste B-2, El Paso, TX 79925
    (915) 591-7087
    View |
  • 7.31 mi
    Sellers Insurance Agency
    6356 Edgemere Blvd, El Paso, TX 79925
    (915) 778-5463
    View |
  • 7.31 mi
    Mike Halpin
    6322 Edgemere Blvd, El Paso, TX 79925
    (915) 778-8335
    View |
  • 7.31 mi
    Gonzalo Diaz
    6318 Edgemere Blvd, El Paso, TX 79925
    (915) 771-0600
    View |
  • 7.31 mi
    Hector Aguirre Jr.
    6254 Edgemere Blvd, El Paso, TX 79925
    (915) 779-0300
    View |
  • 8.81 mi
    Ramon Rivera
    10657 Vista Del Sol Dr Ste B, El Paso, TX 79935
    (915) 594-9366
    View |
  • 8.81 mi
    Misty Dominguez
    10737 Gateway Blvd W Ste 330b, El Paso, TX 79935
    (915) 313-4741
    View |
  • 8.81 mi
    Eva Martinez
    1810 Trawood Dr Ste C, El Paso, TX 79935
    (915) 594-0313
    View |
  • 8.81 mi
    Lou Lobato
    1810 Trawood Dr Ste L, El Paso, TX 79935
    (915) 598-5401
    View |
  • 8.81 mi
    Armando Gavaldon
    1810 Trawood Dr Ste E, El Paso, TX 79935
    (915) 307-7929
    View |
  • 8.81 mi
    Kathie Rey
    10400 Ashwood Dr Ste B, El Paso, TX 79935
    (915) 594-4641
    View |
  • 8.81 mi
    Lupe Maldonado Thrasher
    10420 Montwood Dr Ste F, El Paso, TX 79935
    (915) 590-2000
    View |
  • 8.81 mi
    Enoc Iglesias
    1855 Trawood Dr Ste 102, El Paso, TX 79935
    (915) 304-1509
    View |
  • 8.81 mi
    Adrienne Palmer
    1855 Trawood Dr Ste 206, El Paso, TX 79935
    (915) 598-2355
    View |
  • 8.81 mi
    Jerome Aloysius Waliszewski
    10536 Montwood Dr Ste D, El Paso, TX 79935
    (915) 591-8624
    View |
  • 8.81 mi
    Miriam Renteria
    10600 Montwood Dr Ste 119, El Paso, TX 79935
    (915) 538-2432
    View |
  • 8.81 mi
    Alba Insurance Agency
    10622 Montwood Stei, El Paso, TX 79935
    (915) 219-7869
    View |
View all agents ↓

Learn More About Car Insurance in El Paso, TX

Population

638 K

Total Crashes

17,017

Persons Injured

4,278

Car Insurance in El Paso is cheaper compared to other major cities in Texas. But be cautious when choosing car insurance and add enough coverage to protect you from any lawsuits for a car accident that you caused. There are more than a dozen insurance companies operating in El Paso. Some are popular and have the majority share of the market. There are lesser known insurers that may have more reasonable premiums for similar coverage but you should take a holistic view of all your options. You need a convenient process, assured approval of claims and responsiveness on the part of your insurer so you don’t have to run to and fro with your applications, filing of damages and other imperative procedures.

Check this article to know what all types of coverages you need for car insurance.

Auto insurance cost varies slightly across the neighborhoods in El Paso. Some have an average that is substantially higher than the city average. Average car insurance in some of the neighborhoods are Las Palmas ($480/year), Ysleta ($470/year), El Paso High ($470/year), Thomas Manor ($490/year).

Car insurance vary by age group

The age group you are in can influence the car insurance premium. You can see how much car insurance costs for different age groups in El Paso city.

Car insurance cost by age group

Age group Avg. Premium (50/100/50)
20's $960
30's $460
40's $430
50's $400
60's $390
70's $490

From the graph above, we can see that the insurance premium cost is very high for those in their 20's as the risk of accident is higher in that age group. Similarly for those who passed their 70's also tends to be at higher risk of collision and hence a higher premium amount.

Also you can see a slight difference in car insurance premium cost with respect to your gender as female drivers tends to pay less for their car insurance. This variation is seen more in the 20's age group.

Age is just one of the factors that effects your car insurance price. Check the article below to know what other factors are there.

The choice of insurer will also have a substantial influence on the cost. It is needless to mention that the cheapest quote is not always the best and the most expensive policy is not always the ideal option. There are some insurers that are more convenient to deal with and some are more affordable, some are lenient and easy with claims while some are more suited for families of deployed military personnel. You should have a diligent approach while choosing car insurance in El Paso. Figure out how much coverage you would need based on the value of your car, driving skills, frequency of usage including the mileage and routes, your history of accidents and the extent of financial protection you want.

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.