Lowest Premium
$350 / YEAR
Average Premium
$572 / YEAR
Highest Premium
$1147 / YEAR
The average annual premium in Austin is around $572 and can go upto $1147. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
It is legally mandatory to have car insurance in Austin city. There are more than a dozen insurers in the city that offers car insurance. A full coverage car insurance in Austin costs an average of $1,400. This is very high compared to the state average car insurance which is around $1,200. The most expensive car insurance in Austin comes around $2,350. Car insurance for teenage drivers can go even higher in the city.
Jump to Topic:
Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Car Insurance Rates in Austin by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Austin. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Scroll inside this box to view all zip codes
Zip | Avg. Premium |
---|---|
73301 | $633 |
78701 | $540 |
78702 | $535 |
78703 | $523 |
78704 | $525 |
78705 | $544 |
78710 | $594 |
78717 | $487 |
78719 | $556 |
78721 | $550 |
78722 | $545 |
78723 | $547 |
78724 | $558 |
78725 | $553 |
78726 | $537 |
78727 | $500 |
78728 | $496 |
78729 | $518 |
78730 | $508 |
78731 | $524 |
78732 | $494 |
78733 | $534 |
78734 | $495 |
78735 | $539 |
78736 | $548 |
78737 | $505 |
78738 | $516 |
78741 | $568 |
78744 | $552 |
78745 | $521 |
78746 | $520 |
78750 | $519 |
78752 | $546 |
78757 | $501 |
78759 | $497 |
78799 | $597 |
Insurance Agents in Austin, TX and Near by
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0 miAllen InsurancePo Box 684218, Austin, TX 78768(512) 762-6981View |
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0 miEddie Trevino InsurancePo Box 685104, Austin, TX 78768(210) 488-5478View |
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0.24 miEckert Insurance Group824 W 10th St, Austin, TX 78701(512) 472-6969View |
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0.24 miPecan Street Insurance1609 Shoal Creek Blvd Ste 300, Austin, TX 78701(512) 440-5800View |
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0.24 miMichael Lezam700 Rio Grande St Ste C-111, Austin, TX 78701(512) 837-5000View |
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0.24 miBritton & Britton Insurance Services - Austin700 Lavaca St Ste 1400, Austin, TX 78701(512) 469-0693View |
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0.24 miWortham Insurance & Risk Management221 W 6th St Ste 1400, Austin, TX 78701(512) 453-0031View |
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0.24 miStephens Insurance100 Congress Ave Ste 750, Austin, TX 78701(512) 542-3200View |
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0.24 miWilliam Gammon Insurance1615 Guadalupe St, Austin, TX 78701(512) 477-6745View |
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0.24 miCatto & Catto401 Congress Ave Ste 1540, Austin, TX 78701(512) 687-6225View |
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0.24 miMHBT Insurance301 Congress Ave Ste 1000, Austin, TX 78701(512) 226-7900View |
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0.24 miAdvisor Brokerage Services515 Congress Ave Ste 1400, Austin, TX 78701(512) 476-2800View |
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0.24 miFrost Insurance Agency401 Congress Ave Ste 1400, Austin, TX 78701(512) 473-4520View |
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0.24 miInsurance Zebra98 San Jacinto Blvd Ste 2000, Austin, TX 78701(888) 255-4364View |
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0.24 miIIAT Agents Agency1115 San Jacinto Blvd Ste 100, Austin, TX 78701(512) 476-6281View |
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1.73 miAmco & Remco Insurance Agencies1133 Airport Blvd, Austin, TX 78702(512) 535-2322View |
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1.73 miB J Goosby1144 Airport Blvd Ste 230, Austin, TX 78702(512) 928-8889View |
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1.73 miGarcia Insurance Agency1304 E 6th St Ste 4, Austin, TX 78702(512) 474-7073View |
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1.73 miFelix Chavez Agency1715 E 6th St Ste 203, Austin, TX 78702(512) 479-6122View |
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1.73 miDirect General Auto Insurance1901 E 7th St, Austin, TX 78702(512) 651-0032View |
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1.73 miA-Max Auto Insurance1923 E 7th St Ste 190, Austin, TX 78702(512) 474-5678View |
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1.73 miS&T Duran Insurance2012 E 7th St, Austin, TX 78702(512) 320-5418View |
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1.73 miHepa Seguros Monterrey2321 E Cesar Chavez St Ste A, Austin, TX 78702(512) 474-0704View |
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1.73 miAi United Insurance2314 E 7th St Ste B, Austin, TX 78702(512) 482-0444View |
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1.73 miMcKinley & DiMarco Insurance Services1804 Ulit Ave, Austin, TX 78702(512) 870-8072View |
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1.73 miFreeway Insurance2501 East 7th St, Austin, TX 78702(512) 620-7020View |
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1.73 miVeronica Ramos1197 Airport Blvd, Austin, TX 78702(512) 928-5500View |
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1.73 miWilliam Baca3118 E 12th St Ste 2, Austin, TX 78702(512) 275-6116View |
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1.73 miInsure Me Texas501 N Ih 35, Austin, TX 78702(866) 612-4446View |
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11.04 miJohn Peterson12962 Research Blvd, Austin, TX 78750(512) 331-0009View |
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11.04 miLarry Selby12962 Research Blvd, Austin, TX 78750(512) 331-0004View |
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11.04 miKevin Putnam13010 N Highway 183, Austin, TX 78750(512) 219-7411View |
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11.04 miMitchell Clifton13276 Research Blvd Ste 107, Austin, TX 78750(512) 258-4258View |
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11.04 miBest Buy Insurance13376 Research Blvd Ste 214, Austin, TX 78750(512) 828-4001View |
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11.04 miAAA Insurance13376 N Highway 183 Ste 108, Austin, TX 78750(512) 335-5222View |
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11.04 miChristopher Gosselin9707 Anderson Mill Rd Ste 210, Austin, TX 78750(512) 996-8543View |
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11.04 miLloyd Loya13706 Research Blvd Ste 202, Austin, TX 78750(512) 250-3033View |
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11.04 miBrent Allen9801 Anderson Mill Rd Ste 120, Austin, TX 78750(512) 732-7368View |
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11.04 miSam Buentello Insurance Agency13740 Research Blvd Ste K8, Austin, TX 78750(512) 646-2691View |
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11.04 miEric Gonzales13785 Research Blvd Ste 125, Austin, TX 78750(512) 238-7299View |
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11.04 miPreferred Personal Insurance Agency13785 Research Blvd Ste 136, Austin, TX 78750(512) 258-2000View |
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11.04 miSecutor Insurance Agency13785 Research Blvd Ste 125, Austin, TX 78750(512) 782-4744View |
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11.04 miJohn Murphy13740 N Highway 183 Ste A1, Austin, TX 78750(512) 836-1231View |
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11.04 miBKCW Insurance9809 Anderson Mill Rd, Austin, TX 78750(512) 250-5055View |
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11.04 miJessica Hernandez13740 Research Blvd Ste L2, Austin, TX 78750(512) 358-4379View |
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11.04 miMichele Beltz13776 N Highway 183 Ste 107a, Austin, TX 78750(512) 331-6645View |
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11.04 miRobert McCarley13776 N Highway 183 Ste 107a, Austin, TX 78750(512) 219-0988View |
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11.04 miRocky Clark Agency10902 Rustic Manor Ln Ste A, Austin, TX 78750(512) 535-4232View |
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11.04 miBiscoe Insurance Group12233 Fm 620 N Ste 202, Austin, TX 78750(512) 388-2121View |
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11.04 miRoberto Montero12129 Ranch Road 620 N Ste 420, Austin, TX 78750(512) 258-1616View |
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11.04 miBlake Miller6507 Jester Blvd Ste 103, Austin, TX 78750(512) 795-9200View |
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11.04 miColeman AgencyPo Box 500048, Austin, TX 78750(512) 250-2168View |
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11.33 miCarmina Eaton - State Farm Insurance4201 W Parmer Ln Bldg B Ste 170, Austin, TX 78727(512) 244-6641View |
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11.33 miChuck Saxon12400 Amherst Dr Ste 114, Austin, TX 78727(512) 339-8494View |
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11.33 miJane McQuiggin-Hutson2307 W Parmer Ln, Austin, TX 78727(512) 973-8501View |
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11.33 miLin Agency2211 W Parmer Ln # B, Austin, TX 78727(512) 873-0118View |
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11.33 miRick Fritsch2006 W Parmer Ln Ste A, Austin, TX 78727(512) 835-7905View |
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11.84 miDavid Wylie6548 Comanche Trl Ste 201b, Austin, TX 78732(512) 987-7719View |
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11.84 miHillary Gardiner6911 Fm 620 N # A-100, Austin, TX 78732(512) 345-5757View |
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12.69 miRyan Connor11416 Rr 620 N Suite I, Austin, TX 78726(512) 335-9992View |
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12.69 miAndrew Easley7301 N Fm 620 Ste 135, Austin, TX 78726(512) 335-0051View |
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12.69 miGoosehead Insurance - Michael Ames11350 Four Points Drive #1, Austin, TX 78726(512) 637-1362View |
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12.69 miBrett Clayton10713 N Fm 620, Austin, TX 78726(512) 243-6621View |
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12.69 miTexas Farm Bureau Insurance10713 N Fm 620 Ste 302, Austin, TX 78726(512) 579-0162View |
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12.92 miTWFG Insurance Services - Penny Handsel6626 Silvermine Dr Ste 500, Austin, TX 78736(512) 301-3899View |
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12.92 miFlorence Zook8304 Mescalero Cv, Austin, TX 78736(512) 301-2924View |
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12.92 miArthur Martinez10200 Highway 290 W Ste 104, Austin, TX 78736(512) 587-2008View |
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12.92 miCarter's Insurance10200 W Highway 290, Austin, TX 78736(512) 402-9000View |
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13.25 miMark Monreal & Associates13001 Debarr Dr, Austin, TX 78729(512) 335-0668View |
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13.25 miEverstone Insurance Group6915 Mcneil Dr, Austin, TX 78729(512) 572-1100View |
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13.25 miRussell Blancken5541 Mcneil Dr, Austin, TX 78729(512) 246-2122View |
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13.25 miEspinosa Insurance Services7701 San Felipe Blvd Ste 103a, Austin, TX 78729(512) 535-5683View |
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13.25 miBill Anderson7701 San Felipe Blvd Ste 102, Austin, TX 78729(512) 346-0884View |
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13.25 miDaisy Barrios7701 San Felipe Blvd Ste 103c, Austin, TX 78729(512) 277-6800View |
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13.25 miStillwell Insurance13033 Pond Springs Rd Ste 101, Austin, TX 78729(512) 422-4021View |
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13.25 miHerman Askew13201 Pond Springs Rd Ste 105, Austin, TX 78729(512) 250-5533View |
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13.25 miBlanket Insurance Group13284 Pond Springs Rd Ste 303 Bldg B, Austin, TX 78729(512) 257-8436View |
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13.25 miNunley - Integra Insurance Services13284 Pond Springs Rd Ste 303, Austin, TX 78729(512) 331-2800View |
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13.25 miBirdsong Insurance13377 Pond Springs Rd Ste 107a, Austin, TX 78729(512) 789-6644View |
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13.25 miMarieli Cestari Cuenca13377 Pond Springs Rd Ste 102, Austin, TX 78729(512) 331-1513View |
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13.25 miCarl Burton Insurance Agency9410 Anderson Mill Rd, Austin, TX 78729(512) 258-4197View |
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13.25 miJustin Holley9518 Anderson Mill Rd # B, Austin, TX 78729(512) 336-0409View |
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13.25 miRussell Toth9518 Anderson Mill Rd Ste B, Austin, TX 78729(512) 803-1287View |
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13.25 miGoosehead Insurance - Ben Hynds13625 Pond Springs Rd Ste 204, Austin, TX 78729(512) 344-9478View |
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13.25 miWhite Glove Partners13625 Pond Springs Rd Ste 103, Austin, TX 78729(512) 277-6059View |
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13.35 miANPAC Agency2501 Fm 620 S Ste 230, Austin, TX 78738(512) 328-6151View |
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13.35 miTy Lawrence Insurance Agency2802 Flintrock Trce Ste B101, Austin, TX 78738(512) 732-2353View |
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13.35 miAndrew Rincon2501 Ranch Road 620 S Ste 230, Austin, TX 78738(512) 766-5678View |
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13.35 miSouthwest Independent Insurance2802 Flintrock Trce Ste 262, Austin, TX 78738(512) 751-6808View |
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13.35 miDave Butler3315 Ranch Road 620 S Ste 150, Austin, TX 78738(512) 328-8786View |
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13.35 miEpiphany Insurance Agency3595 Ranch Road 620 S Ste 250, Austin, TX 78738(512) 588-3428View |
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13.35 miCarrie Welch3700 Ranch Road 620 S, Austin, TX 78738(512) 263-8485View |
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13.35 miGoosehead Insurance - Shamyra Jeremiah12600 Hill Country Blvd Ste R-275, Austin, TX 78738(512) 960-2581View |
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13.35 miWillingham Insurance Agency12600 Hill Country Blvd Ste R-275, Austin, TX 78738(512) 266-3330View |
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13.35 miJoel Paprocki12600 Hill Country Blvd Ste R-275, Austin, TX 78738(512) 215-4044View |
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13.35 miLott Insurance Services11701 Bee Cave Pkwy Ste 202, Austin, TX 78738(512) 794-8452View |
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13.35 miBen Archer - State Farm Insurance12117 Fm 2244 Bldg 2, Austin, TX 78738(512) 263-5565View |
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13.35 miCalvert Hoel3595 Rr 620 S Ste W100, Austin, TX 78738(512) 892-9312View |
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13.35 miMetLife Auto & Home - Austin11412 Fm 2244 Rd, Austin, TX 78738(512) 281-2328View |
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13.35 miMatt Deyo2501 Fm 620 S Ste 230, Austin, TX 78738(512) 263-9441View |
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13.35 miLucile Temple17800 Hamilton Pool Rd Bldg A Ste 200, Austin, TX 78738(512) 913-9637View |
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13.48 miTom Whorton14611 Burnet Rd Ste 201, Austin, TX 78728(512) 388-4456View |
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13.48 miSimms Insurance14205 Burnet Rd Ste 120, Austin, TX 78728(512) 960-2552View |
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13.48 miRay Kennedy14205 Burnet Rd Ste 120, Austin, TX 78728(512) 252-3939View |
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13.48 miChris Lewis13915 Burnet Rd Ste 102, Austin, TX 78728(512) 494-4888View |
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13.48 miFarmers Insurance Group2609 Howard Ln, Austin, TX 78728(512) 436-0043View |
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13.48 miLee Cramer Jr2013 Wells Branch Pkwy Ste 107, Austin, TX 78728(512) 251-3473View |
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13.48 miPhuong Nguyen14205 N Mo Pac Expy Ste 330, Austin, TX 78728(512) 662-4720View |
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14.06 miJimmy Jordan190 Wild Plum Way, Austin, TX 78737(512) 423-0841View |
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14.06 miGoosehead Insurance - Gladys Cruz14101 W Highway 290 Ste 1400c, Austin, TX 78737(512) 520-0710View |
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14.06 miHometown Insurance Group13062 Hwy 290 W, Austin, TX 78737(512) 590-7740View |
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14.06 miAlliance Insurance Agency471 Limestone Trl, Austin, TX 78737(512) 660-3804View |
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14.06 miHank Gerdes12016 W Highway 290 Ste 3, Austin, TX 78737(512) 300-0986View |
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14.06 miGray Insurance Agency12010 W Highway 290 Ste 110, Austin, TX 78737(512) 394-0074View |
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14.45 miTimmons Insurance Agency1310 Rr 620 Ste A11, Austin, TX 78734(512) 402-0595View |
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14.45 miJonathan McMahon16033 Pool Canyon Rd, Austin, TX 78734(512) 447-6628View |
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14.45 miMetLife Auto & Home2009 Fm 620 N Ste 220, Austin, TX 78734(512) 266-3336View |
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14.45 miJimmy Smith2909 Fm 620 N Ste 103, Austin, TX 78734(512) 266-2463View |
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14.45 miPipeline Insurance1921 Lohmans Crossing Rd Ste 100, Austin, TX 78734(512) 800-8821View |
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14.45 miBrimmer & Associates1921 Lohmans Crossing Rd Ste 100, Austin, TX 78734(512) 879-7576View |
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14.45 miWhorton Insurance2127 Lohmans Crossing Rd Ste 306, Austin, TX 78734(512) 372-2244View |
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14.45 miVictor Thompson1021 Rr 620 S, Austin, TX 78734(512) 261-3391View |
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14.45 miLakeway Insurance Group1150 Lakeway Dr Ste 215, Austin, TX 78734(512) 369-2992View |
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14.45 miChuck Saxon2300 Lohmans Spur Ste 121, Austin, TX 78734(512) 339-8494View |
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14.45 miLakecountry Insurance Agency1200 Lakeway Dr Ste 19b, Austin, TX 78734(512) 608-6822View |
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14.45 miGoosehead Insurance - Mike Wilburn1310 Ranch Road 620 S Ste B195, Austin, TX 78734(512) 743-8210View |
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14.45 miMark Smith1021 Ranch Road 620 S Ste D, Austin, TX 78734(512) 266-8572View |
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14.45 miRich Watson1021 Ranch Road 620 S Ste C, Austin, TX 78734(512) 462-2579View |
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14.45 miJosh Tollett107 Ranch Road 620 S Ste 104, Austin, TX 78734(512) 263-5685View |
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14.45 miIMA1008 S Fm 620 Rd Ste 100, Austin, TX 78734(214) 205-1320View |
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14.45 miReata Insurance Group1213 S Fm 620 Rd Ste 104, Austin, TX 78734(512) 420-9333View |
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14.45 miCraig Straube201 S Fm 620 Rd, Austin, TX 78734(512) 263-1122View |
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14.45 miTexstar-Integra Insurance Services1921 Lohmns Crossing Rd Ste 100, Austin, TX 78734(512) 328-4663View |
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15.42 miLinda Goss9222 W Parmer Ln, Austin, TX 78717(512) 345-4801View |
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15.42 miLynn Perry - State Farm Insurance13441 N Fm 620 Ste A, Austin, TX 78717(512) 258-5834View |
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15.42 miGoosehead Insurance - Guy Wehman11001 Lakeline Blvd Ste 100 Bldg 1, Austin, TX 78717(512) 531-9642View |
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15.42 miThe Policy Source14900 Avery Ranch Blvd Ste C200-279, Austin, TX 78717(512) 956-7720View |
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2.12 miGary Renfro4029 S Capital Of Texas Hwy Ste 102, Austin, TX 78704(512) 326-3100View |
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2.12 miGoosehead Insurance - Austin Office3755 S Capital Of Texas Hwy Ste 210, Austin, TX 78704(512) 201-4530View |
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2.12 miFreeway Insurance1901 W Ben White Blvd, Austin, TX 78704(512) 620-7016View |
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2.12 miTown Lake Group3816 S Lamar Blvd Apt 707, Austin, TX 78704(512) 740-1205View |
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2.12 miCorey Adam1825 Fortview Rd Ste 115, Austin, TX 78704(512) 443-4134View |
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2.12 miJessie McConchie2506 S Lamar Blvd Ste 1, Austin, TX 78704(512) 326-4630View |
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2.12 miJosh Lewis2525 S Lamar Blvd Ste 11, Austin, TX 78704(512) 441-2763View |
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2.12 miIvan Booker Insurance Agency706b W Ben White Blvd Ste 180b, Austin, TX 78704(512) 444-2500View |
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2.12 miTodd Crosley514 Fort Mcgruder Ln, Austin, TX 78704(512) 447-5294View |
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2.12 miTWFG Insurance Services - Adam Ayers321 W Ben White Blvd Ste 201, Austin, TX 78704(512) 520-9002View |
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2.12 miAmco & Remco Insurance Agencies2072 S Lamar Blvd, Austin, TX 78704(512) 229-1977View |
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2.12 miParker & Parker Associates3801 S Congress Ave Ste 112, Austin, TX 78704(512) 920-6556View |
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2.12 miPremier Auto Insurance403 E Ben White Blvd Ste A, Austin, TX 78704(512) 373-8005View |
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2.12 miContractors Insurance Services312 W Oltorf St, Austin, TX 78704(512) 445-2727View |
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2.12 miAutopartners Insurance Agency114 E Oltorf St, Austin, TX 78704(512) 443-9500View |
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2.12 miAlonso Camara Insurance Agency510 S Congress Ave Ste 100, Austin, TX 78704(512) 477-5663View |
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2.12 miJim Saxton127 E Riverside Dr Apt 109, Austin, TX 78704(512) 441-1082View |
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2.12 miEZ Insurance Agency343 S Congress Ave Ste A, Austin, TX 78704(512) 442-2233View |
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2.12 miAustin Carson1524 S Ih 35 Ste 305, Austin, TX 78704(512) 649-5077View |
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2.12 miBest Buy Insurance2900 S Ih 35 Ste 100, Austin, TX 78704(512) 524-9566View |
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2.12 miRoss Gray2404 S Ih 35, Austin, TX 78704(512) 444-3366View |
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2.31 miBBVA Compass Insurance1703 W 5th St Ste 500, Austin, TX 78703(800) 436-7873View |
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2.31 miCather Insurance Agency1601 W 6th St Suite A2, Austin, TX 78703(512) 480-5070View |
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2.31 miStuart Nalewaik503 Oakland Ave Ste B, Austin, TX 78703(512) 382-6019View |
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2.32 miSandro Trujillo3909 N Ih35 Service Rd, Austin, TX 78722(512) 568-7705View |
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2.32 miJessie McConchie3311 N Ih 35, Austin, TX 78722(512) 617-5103View |
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2.32 miStarr Insurance Agency - Insurance 4 Less3909 N Ih 35 Ste B2, Austin, TX 78722(512) 451-2244View |
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2.32 miEZ Insurance Agency3807 N Ih 35 Ste A, Austin, TX 78722(512) 454-6161View |
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2.32 miFreeway Insurance3712 Airport Blvd, Austin, TX 78722(512) 620-7022View |
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3.06 miEsmeralda Muniz6807 Suena Dr, Austin, TX 78741(512) 377-6171View |
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3.06 miKen Crone2028 E Ben White Blvd Ste 228, Austin, TX 78741(512) 448-1766View |
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3.06 miStarr Insurance Agency - Insurance 4 Less1723 E Oltorf St Ste 2, Austin, TX 78741(512) 222-4377View |
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3.06 miDirect General Auto Insurance1931 East Oltorf Street, Austin, TX 78741(512) 354-8978View |
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3.06 miCalvert Insurance & Financial Services1900 E Oltorf St Ste 109, Austin, TX 78741(512) 448-9955View |
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3.06 miTime Insurance Agency1405 E Riverside Dr, Austin, TX 78741(512) 447-7773View |
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3.06 miPremier Auto Insurance1221 S Rt 35, Austin, TX 78741(512) 373-8000View |
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3.06 miS&T Duran Insurance2015 E Riverside Ste 7b1-2, Austin, TX 78741(512) 322-9332View |
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3.06 miAmco & Remco Insurance Agencies2020 E Riverside Dr, Austin, TX 78741(512) 442-5900View |
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3.06 miSpeed Insurance Agency2100 E Riverside Dr, Austin, TX 78741(512) 599-8009View |
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3.26 miAcceptance Auto Insurance4631 Airport Blvd Ste 120, Austin, TX 78751(512) 276-8998View |
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3.26 miA-Max Auto Insurance1014 E 53rd St, Austin, TX 78751(512) 916-4000View |
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3.26 miDirect General Auto Insurance5312 Airport Blvd, Austin, TX 78751(512) 374-1499View |
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3.26 miChris Batten5555 N Lamar Blvd Ste L134, Austin, TX 78751(512) 407-8989View |
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3.26 miRicky Boyd5555 N Lamar Blvd Ste L101, Austin, TX 78751(512) 433-6097View |
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3.55 miNZ Insurance4122 E 12th St, Austin, TX 78721(512) 524-2760View |
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3.82 miMichael Walker3810 Medical Pkwy Ste 155, Austin, TX 78756(512) 302-0920View |
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3.82 miEric Stimmel3810 Medical Pkwy Ste 214, Austin, TX 78756(512) 382-1241View |
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3.82 miMcCall Hibler & Allen4006 N Lamar Blvd, Austin, TX 78756(512) 476-5351View |
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3.82 miArmadillo Insurance Agency5025 Burnet Rd Ste 201, Austin, TX 78756(512) 249-2300View |
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3.82 miTroiano Insurance Agency5118 Burnet Rd Ste A, Austin, TX 78756(512) 459-1705View |
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3.82 miJenny Harrison5806 Woodrow Ave, Austin, TX 78756(512) 377-6869View |
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4.28 miFreeway Insurance7112 Ed Bluestein, Austin, TX 78723(512) 253-4939View |
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4.28 miAAAA Insurance3120 Manor Rd, Austin, TX 78723(512) 827-3737View |
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4.28 miDavid Hearn6023 N Ih 35, Austin, TX 78723(512) 452-9293View |
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4.28 miRenwick Haynes1106 Clayton Ln Ste 546w, Austin, TX 78723(512) 961-4899View |
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4.28 miMarlene Medina1106 Clayton Ln Ste 240w, Austin, TX 78723(512) 605-0811View |
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4.28 miBennie Council6448 E Highway 290 Ste F110, Austin, TX 78723(512) 454-4524View |
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4.28 miCap City Insurance Services6912 E Highway 290, Austin, TX 78723(512) 363-3531View |
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4.54 miDoug Henderson4611 Bee Caves Rd Ste 310, Austin, TX 78746(512) 288-7072View |
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4.54 miWaterloo Insurance4201 Bee Caves Rd Ste A200, Austin, TX 78746(512) 327-3422View |
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4.54 miBenchmark Insurance Group of Texas3811 Bee Caves Rd Ste 210, Austin, TX 78746(512) 949-3612View |
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4.54 miKirk Ingels3701 Bee Caves Rd Ste 201, Austin, TX 78746(512) 328-7788View |
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4.54 miSteve Vinklarek701 S Capital Of Texas Hwy Ste N850, Austin, TX 78746(512) 452-0214View |
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4.54 miPamala Green1001 S Capital Of Texas Hwy Bldg L Ste 250, Austin, TX 78746(512) 422-7145View |
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4.54 miByron Flournoy1301 S Capital Of Texas Hwy Ste B330, Austin, TX 78746(512) 903-4222View |
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4.54 miDebra Mostue1301 S Capital Of Texas Hwy Ste B335, Austin, TX 78746(512) 328-8777View |
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4.54 miMichael White1001 S Capital Of Texas Hwy Ste L250, Austin, TX 78746(512) 502-5022View |
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4.54 miNathaniel Saunders1001 S Capital Of Texas Hwy Ste L250, Austin, TX 78746(512) 705-7132View |
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4.54 miO'dan Sanchez1301 S Capital Of Texas Hwy Ste 134a, Austin, TX 78746(512) 329-8882View |
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4.54 miEileen Martin6300 Beecave Rd Bldg 2 Ste 400, Austin, TX 78746(512) 202-3831View |
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4.54 miM Lynn Osler1114 Lost Creek Blvd Ste G30, Austin, TX 78746(512) 327-4298View |
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4.54 miTexas Associates Insurors1120 S Capital Of Texas Hwy Bldg 3 Ste 300, Austin, TX 78746(512) 328-7676View |
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4.54 miANCO Insurance3103 Bee Cave Rd Ste 242, Austin, TX 78746(512) 330-9836View |
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4.54 miSteven Funk3103 Bee Caves Rd Ste 122, Austin, TX 78746(512) 327-3275View |
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4.54 miMetLife Auto & Home - Austin6300 Fm 2244 Rd Bldg 2-400, Austin, TX 78746(512) 637-6266View |
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4.54 miDick Clay3006 Bee Cave Rd Ste B170, Austin, TX 78746(512) 328-2340View |
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4.54 miJeff Felger1705 S Capital Of Texas Hwy Ste 300, Austin, TX 78746(512) 250-2334View |
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4.54 miJerry King1705 S Capital Of Texas Hwy Ste 300, Austin, TX 78746(512) 306-0391View |
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4.54 miSoutherland & Associates1715 S Capital Of Texas Hwy Ste 201, Austin, TX 78746(512) 329-0108View |
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4.54 miKaren Hall7004 Bee Cave Rd Bldg 3 Ste 222, Austin, TX 78746(512) 327-6200View |
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4.54 miUHCU Insurance Services2009 S Capital Of Texas Hwy, Austin, TX 78746(866) 301-5827View |
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4.54 miEvelyn Murphy7035 Bee Caves Rd Ste 103, Austin, TX 78746(512) 327-8424View |
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4.54 miJaime Moritzky5450 Bee Caves Rd Ste 5c, Austin, TX 78746(512) 467-0404View |
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4.54 miKenneth Vaughn2710 Walsh Tarlton Ln Ste 220, Austin, TX 78746(512) 343-1374View |
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4.54 miScottish American Insurance Gen Agency3660 Stonerridee Rd #b-102, Austin, TX 78746(303) 748-8869View |
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4.54 miHigginbotham & Associates1221 S Mopac Expy Ste 160, Austin, TX 78746(512) 457-4000View |
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4.54 miHigginbotham - Capital Benefits Group1221 S Mo Pac Expy Ste 250, Austin, TX 78746(512) 600-6699View |
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4.54 miMichael Binns8320 Bee Cave Rd Ste 100, Austin, TX 78746(512) 433-6609View |
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5.04 miCentral Insurance Agency6000 N Lamar Blvd, Austin, TX 78752(512) 451-6551View |
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5.04 miDesmond Waites6300 La Calma Dr Ste 140, Austin, TX 78752(512) 651-6685View |
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5.04 miRene Lugo6300 La Calma Dr Ste 140, Austin, TX 78752(512) 790-4154View |
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5.04 miEd Weeren Insurance Agency300 E Highland Mall Blvd Ste 208, Austin, TX 78752(512) 454-5266View |
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5.04 miPerdue Insurance Group6607 Airport Blvd, Austin, TX 78752(512) 374-9100View |
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5.04 miDonna Kim6613 Airport Blvd Ste B, Austin, TX 78752(512) 371-9046View |
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5.04 miGene Holt Insurance Agency314 E Highland Mall Blvd Ste 101, Austin, TX 78752(512) 451-7867View |
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5.04 miAll Texas Insurance Agency6700 Middle Fiskville Rd Ste 303, Austin, TX 78752(512) 459-7979View |
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5.04 miConstantin Ispas1016 La Posada Dr Ste 291, Austin, TX 78752(512) 201-2924View |
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5.04 miAP&S Agency1016 La Posada Dr Ste 138, Austin, TX 78752(512) 339-0044View |
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5.04 miDerek Clynes1016 La Posada Dr Ste 291, Austin, TX 78752(512) 270-5180View |
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5.04 miSara Wilhelm1016 La Posada Dr Ste 291, Austin, TX 78752(512) 402-8000View |
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5.04 miDouglas Egolf1016 La Posada Dr Ste 291, Austin, TX 78752(512) 975-4322View |
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5.04 miErin Tobin Locke1016 La Posada Dr Ste 291, Austin, TX 78752(512) 270-6980View |
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5.04 miMarcus Jones1016 La Posada Dr Ste 291, Austin, TX 78752(512) 351-4016View |
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5.04 miA-Max Auto Insurance6607 N Lamar Blvd, Austin, TX 78752(512) 452-1234View |
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5.04 miRowley Insurance6805 Guadalupe St, Austin, TX 78752(512) 454-6655View |
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5.04 miIpple Insurance7101 Easy Wind Dr Unit 3114, Austin, TX 78752(512) 284-9729View |
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5.04 miAAAA Insurance7135 N Lamar Blvd, Austin, TX 78752(512) 827-3737View |
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5.04 miS&T Duran Insurance7517 Cameron Rd Ste 300, Austin, TX 78752(512) 322-9332View |
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5.04 miAustins Best Auto Insurance Agency7600 N Lamar Blvd Ste E, Austin, TX 78752(512) 445-2700View |
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5.04 miEZ Insurance Agency7600 N Lamar Blvd Ste E, Austin, TX 78752(512) 444-4445View |
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5.04 miKing Insurance Services111 W Anderson Ln, Austin, TX 78752(512) 323-5825View |
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5.04 miGreenway Insurance7701 N Lamar Blvd Ste 205, Austin, TX 78752(512) 623-7771View |
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5.04 miIndependent Advantage Insurance Agency7801 N Lamar Blvd Ste A136, Austin, TX 78752(512) 219-8002View |
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5.04 miJavier Huerta111 W Anderson Ln Ste 340d, Austin, TX 78752(512) 491-0743View |
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5.04 miKambiz Mokhtari7801 N Lamar Blvd Ste B160, Austin, TX 78752(512) 371-5800View |
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5.04 miGerard Swain100 E Anderson Ln Ste 285, Austin, TX 78752(512) 243-6535View |
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5.27 miCourt Stotts5601 Brodie Ln Ste 620, Austin, TX 78745(512) 892-3900View |
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5.27 miLarry Evins4534 Westgate Blvd Ste 202, Austin, TX 78745(512) 327-0303View |
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5.27 miReed Insurance Services2579 Western Trails Blvd Ste 220, Austin, TX 78745(877) 892-4565View |
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5.27 miGustavo Espinosa6800 West Gate Blvd Ste 139b, Austin, TX 78745(512) 582-4926View |
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5.27 miBest Price Insurance Agency5700 Manchaca Rd Ste 520, Austin, TX 78745(512) 448-9546View |
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5.27 miJohn Lewis6905 West Gate Blvd Ste C, Austin, TX 78745(512) 443-9600View |
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5.27 miNewmark Insurance Services2312 Western Trails Blvd Ste D404, Austin, TX 78745(512) 328-5300View |
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5.27 miNancy Kuznieski2312 Western Trails Blvd # 102b, Austin, TX 78745(512) 292-9049View |
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5.27 miDavid Caylor Insurance Agency6301 Manchaca Rd Ste C, Austin, TX 78745(512) 444-5011View |
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5.27 miStephen Frederick4419 Frontier Trl Ste 108, Austin, TX 78745(512) 354-4985View |
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5.27 miCherish Close2312 Western Trails Blvd Ste 102b, Austin, TX 78745(512) 999-0202View |
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5.27 miBob Jennings4405 Pack Saddle Pass, Austin, TX 78745(512) 444-9671View |
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5.27 miCisneros Insurance Agency4411 Pack Saddle Pass, Austin, TX 78745(512) 445-4222View |
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5.27 miDavid Rocha4515 Manchaca Rd Ste 205, Austin, TX 78745(512) 997-9750View |
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5.27 miJ B Ruebsahm1901 W William Cannon Dr Ste 131, Austin, TX 78745(512) 444-1845View |
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5.27 miAegean Insurance Group8001 Brodie Ln, Austin, TX 78745(512) 280-9057View |
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5.27 miShelley Adam8011 Brodie Ln, Austin, TX 78745(512) 892-1020View |
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5.27 miCheri Roman8103 Brodie Ln Ste 7, Austin, TX 78745(512) 282-9999View |
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5.27 miLee Ann Laborde8400 Brodie Ln Ste 105, Austin, TX 78745(512) 282-3100View |
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5.27 miTim Davis8400 Brodie Ln, Austin, TX 78745(512) 282-4312View |
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5.27 miHomero Escobar730 W Stassney Ln Ste 230, Austin, TX 78745(512) 443-9598View |
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5.27 miLee Roseland6604 Cooper Ln, Austin, TX 78745(512) 441-6600View |
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5.27 miStanley Insurance Agency512 W Stassney Ln Ste 113, Austin, TX 78745(512) 445-5555View |
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5.27 miS&T Duran Insurance700 W William Cannon Dr Ste B, Austin, TX 78745(512) 448-4848View |
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5.27 miAutopartners Insurance Agency719 W William Cannon Dr, Austin, TX 78745(512) 916-8706View |
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5.27 miMark Strauss Insurance Agency617 Radam Ln, Austin, TX 78745(512) 280-8808View |
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5.27 miAlvarado Insurance Service4311 S 1st St, Austin, TX 78745(512) 394-5424View |
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5.27 miToni's Insurance4315 S 1st St Ste K, Austin, TX 78745(512) 400-0385View |
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5.27 miMcKenzie Agency4309 S 1st St, Austin, TX 78745(512) 326-2121View |
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5.27 miA-Max Auto Insurance4111 S 1st St # 3, Austin, TX 78745(512) 443-7000View |
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5.27 miEZ Insurance Agency4011 S 1st St Ste B, Austin, TX 78745(512) 443-9700View |
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5.27 miRoger E. Morse5307 S Congress Ave, Austin, TX 78745(512) 448-4044View |
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5.27 miJaime Elizalde102 E Mockingbird Ln, Austin, TX 78745(512) 697-9584View |
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5.27 miVeronica Ramos4706 S Congress Ave, Austin, TX 78745(512) 707-1250View |
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5.27 miCapCity Insurance Services4360 S Congress Ave Ste 109, Austin, TX 78745(512) 222-8805View |
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5.27 miFreeway Insurance6400 S Congress Ave, Austin, TX 78745(512) 620-7021View |
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5.27 miAcceptance Auto Insurance4201 S Congress Ave Ste 103, Austin, TX 78745(512) 326-5009View |
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5.27 miDirect General Auto Insurance6630 S Congress Ave, Austin, TX 78745(512) 383-8009View |
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5.27 miRobert Ruiz6200 S Ih 35 Ste A, Austin, TX 78745(512) 445-1200View |
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5.76 miNancy Callahan3500 Jefferson St Ste 313, Austin, TX 78731(512) 451-7573View |
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5.76 miLawrence Amidei3303 Northland Dr Ste 133, Austin, TX 78731(512) 218-9747View |
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5.76 miWilliam Swinford5509 Balcones Dr, Austin, TX 78731(512) 718-1285View |
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5.76 miEd Mena5509 Balcones Dr, Austin, TX 78731(512) 459-5363View |
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5.76 miWaggoner Insurance3301 Northland Dr Ste 212, Austin, TX 78731(512) 458-2957View |
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5.76 miBrown & Brown of Austin3301 Northland Dr Ste 301, Austin, TX 78731(512) 343-0000View |
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5.76 miParchman Insurance5608 Parkcrest Dr Ste 300, Austin, TX 78731(512) 789-0920View |
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5.76 miKenneth Hausmann5818 Balcones Dr Ste 100, Austin, TX 78731(512) 453-0755View |
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5.76 miBound Insurance5828 Balcones Dr Ste 105, Austin, TX 78731(512) 454-7799View |
Learn More About Car Insurance in Austin, TX
Population
931 K
Total Crashes
15,365
Persons Injured
4918
Car Insurance in Austin is cheaper compared to other major cities in Texas. But be cautious when choosing car insurance and add enough coverage to protect you from any lawsuits for a car accident that you caused. There are more than a dozen insurance companies operating in Austin. Some are popular and have the majority share of the market. There are lesser-known insurers that may have more reasonable premiums for a similar coverage but you should take a holistic view of all your options. You need a convenient process, assured approval of claims, and responsiveness on the part of your insurer so you don’t have to run to and fro with your applications, filing of damages, and other imperative procedures.
Check this article to know what all types of coverages you need for car insurance.
Auto insurance cost varies slightly across the neighborhoods in Austin. Some have an average that is substantially higher than the city average. Average car insurance in some of the neighborhoods is Downtown Austin ($540/year), Clarksville ($520/year), Zilker ($525/year), Mueller ($545/year), Travis Heights ($525/year), Bouldin ($525/year).
Car insurance vary by age group
The age group you are in can influence the car insurance premium. You can see how much car insurance costs for different age groups in Austin city.
Age group | Avg. Premium (50/100/50) |
---|---|
20's | $1,130 |
30's | $540 |
40's | $498 |
50's | $468 |
60's | $464 |
70's | $583 |
From the graph above, we can see that the insurance premium cost is very high for those in their 20's as the risk of accidents is higher in that age group. Similarly for those who passed their 70's also tend to be at higher risk of collision and hence a higher premium amount.
Also, you can see a slight difference in car insurance premium cost with respect to your gender as female drivers tend to pay less for their car insurance. This variation is seen more in the 20's age group.
Age is just one of the factors that affect your car insurance price. Check the article below to know what other factors are there.
The choice of the insurer will also have a substantial influence on the cost. It is needless to mention that the cheapest quote is not always the best and the most expensive policy is not always the ideal option. There are some insurers that are more convenient to deal with and some are more affordable, some are lenient and easy with claims while some are more suited for families of deployed military personnel. You should have a diligent approach while choosing car insurance in Austin. Figure out how much coverage you would need based on the value of your car, driving skills, frequency of usage including the mileage and routes, your history of accidents, and the extent of financial protection you want.
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.