Cheap Car Insurance in Austin, Texas (With 2024 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Austin

Lowest Premium

$350 / YEAR

Average Premium

$572 / YEAR

Highest Premium

$1147 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Austin is around $572 and can go upto $1147. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.

It is legally mandatory to have car insurance in Austin city. There are more than a dozen insurers in the city that offers car insurance. A full coverage car insurance in Austin costs an average of $1,400. This is very high compared to the state average car insurance which is around $1,200. The most expensive car insurance in Austin comes around $2,350. Car insurance for teenage drivers can go even higher in the city.

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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Austin by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Austin. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Scroll inside this box to view all zip codes

ZipAvg. Premium
73301$633
78701$540
78702$535
78703$523
78704$525
78705$544
78710$594
78717$487
78719$556
78721$550
78722$545
78723$547
78724$558
78725$553
78726$537
78727$500
78728$496
78729$518
78730$508
78731$524
78732$494
78733$534
78734$495
78735$539
78736$548
78737$505
78738$516
78741$568
78744$552
78745$521
78746$520
78750$519
78752$546
78757$501
78759$497
78799$597

Insurance Agents in Austin, TX and Near by

  • 0 mi
    Allen Insurance
    Po Box 684218, Austin, TX 78768
    (512) 762-6981
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  • 0 mi
    Eddie Trevino Insurance
    Po Box 685104, Austin, TX 78768
    (210) 488-5478
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  • 0.24 mi
    Eckert Insurance Group
    824 W 10th St, Austin, TX 78701
    (512) 472-6969
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  • 0.24 mi
    Pecan Street Insurance
    1609 Shoal Creek Blvd Ste 300, Austin, TX 78701
    (512) 440-5800
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  • 0.24 mi
    Michael Lezam
    700 Rio Grande St Ste C-111, Austin, TX 78701
    (512) 837-5000
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  • 0.24 mi
    Britton & Britton Insurance Services - Austin
    700 Lavaca St Ste 1400, Austin, TX 78701
    (512) 469-0693
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  • 0.24 mi
    Wortham Insurance & Risk Management
    221 W 6th St Ste 1400, Austin, TX 78701
    (512) 453-0031
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  • 0.24 mi
    Stephens Insurance
    100 Congress Ave Ste 750, Austin, TX 78701
    (512) 542-3200
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  • 0.24 mi
    William Gammon Insurance
    1615 Guadalupe St, Austin, TX 78701
    (512) 477-6745
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  • 0.24 mi
    Catto & Catto
    401 Congress Ave Ste 1540, Austin, TX 78701
    (512) 687-6225
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  • 0.24 mi
    MHBT Insurance
    301 Congress Ave Ste 1000, Austin, TX 78701
    (512) 226-7900
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  • 0.24 mi
    Advisor Brokerage Services
    515 Congress Ave Ste 1400, Austin, TX 78701
    (512) 476-2800
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  • 0.24 mi
    Frost Insurance Agency
    401 Congress Ave Ste 1400, Austin, TX 78701
    (512) 473-4520
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  • 0.24 mi
    Insurance Zebra
    98 San Jacinto Blvd Ste 2000, Austin, TX 78701
    (888) 255-4364
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  • 0.24 mi
    IIAT Agents Agency
    1115 San Jacinto Blvd Ste 100, Austin, TX 78701
    (512) 476-6281
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  • 1.73 mi
    Amco & Remco Insurance Agencies
    1133 Airport Blvd, Austin, TX 78702
    (512) 535-2322
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  • 1.73 mi
    B J Goosby
    1144 Airport Blvd Ste 230, Austin, TX 78702
    (512) 928-8889
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  • 1.73 mi
    Garcia Insurance Agency
    1304 E 6th St Ste 4, Austin, TX 78702
    (512) 474-7073
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  • 1.73 mi
    Felix Chavez Agency
    1715 E 6th St Ste 203, Austin, TX 78702
    (512) 479-6122
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  • 1.73 mi
    Direct General Auto Insurance
    1901 E 7th St, Austin, TX 78702
    (512) 651-0032
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  • 1.73 mi
    A-Max Auto Insurance
    1923 E 7th St Ste 190, Austin, TX 78702
    (512) 474-5678
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  • 1.73 mi
    S&T Duran Insurance
    2012 E 7th St, Austin, TX 78702
    (512) 320-5418
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  • 1.73 mi
    Hepa Seguros Monterrey
    2321 E Cesar Chavez St Ste A, Austin, TX 78702
    (512) 474-0704
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  • 1.73 mi
    Ai United Insurance
    2314 E 7th St Ste B, Austin, TX 78702
    (512) 482-0444
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  • 1.73 mi
    McKinley & DiMarco Insurance Services
    1804 Ulit Ave, Austin, TX 78702
    (512) 870-8072
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  • 1.73 mi
    Freeway Insurance
    2501 East 7th St, Austin, TX 78702
    (512) 620-7020
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  • 1.73 mi
    Veronica Ramos
    1197 Airport Blvd, Austin, TX 78702
    (512) 928-5500
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  • 1.73 mi
    William Baca
    3118 E 12th St Ste 2, Austin, TX 78702
    (512) 275-6116
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  • 1.73 mi
    Insure Me Texas
    501 N Ih 35, Austin, TX 78702
    (866) 612-4446
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  • 11.04 mi
    John Peterson
    12962 Research Blvd, Austin, TX 78750
    (512) 331-0009
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  • 11.04 mi
    Larry Selby
    12962 Research Blvd, Austin, TX 78750
    (512) 331-0004
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  • 11.04 mi
    Kevin Putnam
    13010 N Highway 183, Austin, TX 78750
    (512) 219-7411
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  • 11.04 mi
    Mitchell Clifton
    13276 Research Blvd Ste 107, Austin, TX 78750
    (512) 258-4258
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  • 11.04 mi
    Best Buy Insurance
    13376 Research Blvd Ste 214, Austin, TX 78750
    (512) 828-4001
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  • 11.04 mi
    AAA Insurance
    13376 N Highway 183 Ste 108, Austin, TX 78750
    (512) 335-5222
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  • 11.04 mi
    Christopher Gosselin
    9707 Anderson Mill Rd Ste 210, Austin, TX 78750
    (512) 996-8543
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  • 11.04 mi
    Lloyd Loya
    13706 Research Blvd Ste 202, Austin, TX 78750
    (512) 250-3033
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  • 11.04 mi
    Brent Allen
    9801 Anderson Mill Rd Ste 120, Austin, TX 78750
    (512) 732-7368
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  • 11.04 mi
    Sam Buentello Insurance Agency
    13740 Research Blvd Ste K8, Austin, TX 78750
    (512) 646-2691
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  • 11.04 mi
    Eric Gonzales
    13785 Research Blvd Ste 125, Austin, TX 78750
    (512) 238-7299
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  • 11.04 mi
    Preferred Personal Insurance Agency
    13785 Research Blvd Ste 136, Austin, TX 78750
    (512) 258-2000
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  • 11.04 mi
    Secutor Insurance Agency
    13785 Research Blvd Ste 125, Austin, TX 78750
    (512) 782-4744
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  • 11.04 mi
    John Murphy
    13740 N Highway 183 Ste A1, Austin, TX 78750
    (512) 836-1231
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  • 11.04 mi
    BKCW Insurance
    9809 Anderson Mill Rd, Austin, TX 78750
    (512) 250-5055
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  • 11.04 mi
    Jessica Hernandez
    13740 Research Blvd Ste L2, Austin, TX 78750
    (512) 358-4379
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  • 11.04 mi
    Michele Beltz
    13776 N Highway 183 Ste 107a, Austin, TX 78750
    (512) 331-6645
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  • 11.04 mi
    Robert McCarley
    13776 N Highway 183 Ste 107a, Austin, TX 78750
    (512) 219-0988
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  • 11.04 mi
    Rocky Clark Agency
    10902 Rustic Manor Ln Ste A, Austin, TX 78750
    (512) 535-4232
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  • 11.04 mi
    Biscoe Insurance Group
    12233 Fm 620 N Ste 202, Austin, TX 78750
    (512) 388-2121
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  • 11.04 mi
    Roberto Montero
    12129 Ranch Road 620 N Ste 420, Austin, TX 78750
    (512) 258-1616
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  • 11.04 mi
    Blake Miller
    6507 Jester Blvd Ste 103, Austin, TX 78750
    (512) 795-9200
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  • 11.04 mi
    Coleman Agency
    Po Box 500048, Austin, TX 78750
    (512) 250-2168
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  • 11.33 mi
    Carmina Eaton - State Farm Insurance
    4201 W Parmer Ln Bldg B Ste 170, Austin, TX 78727
    (512) 244-6641
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  • 11.33 mi
    Chuck Saxon
    12400 Amherst Dr Ste 114, Austin, TX 78727
    (512) 339-8494
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  • 11.33 mi
    Jane McQuiggin-Hutson
    2307 W Parmer Ln, Austin, TX 78727
    (512) 973-8501
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  • 11.33 mi
    Lin Agency
    2211 W Parmer Ln # B, Austin, TX 78727
    (512) 873-0118
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  • 11.33 mi
    Rick Fritsch
    2006 W Parmer Ln Ste A, Austin, TX 78727
    (512) 835-7905
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  • 11.84 mi
    David Wylie
    6548 Comanche Trl Ste 201b, Austin, TX 78732
    (512) 987-7719
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  • 11.84 mi
    Hillary Gardiner
    6911 Fm 620 N # A-100, Austin, TX 78732
    (512) 345-5757
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  • 12.69 mi
    Ryan Connor
    11416 Rr 620 N Suite I, Austin, TX 78726
    (512) 335-9992
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  • 12.69 mi
    Andrew Easley
    7301 N Fm 620 Ste 135, Austin, TX 78726
    (512) 335-0051
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  • 12.69 mi
    Goosehead Insurance - Michael Ames
    11350 Four Points Drive #1, Austin, TX 78726
    (512) 637-1362
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  • 12.69 mi
    Brett Clayton
    10713 N Fm 620, Austin, TX 78726
    (512) 243-6621
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  • 12.69 mi
    Texas Farm Bureau Insurance
    10713 N Fm 620 Ste 302, Austin, TX 78726
    (512) 579-0162
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  • 12.92 mi
    TWFG Insurance Services - Penny Handsel
    6626 Silvermine Dr Ste 500, Austin, TX 78736
    (512) 301-3899
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  • 12.92 mi
    Florence Zook
    8304 Mescalero Cv, Austin, TX 78736
    (512) 301-2924
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  • 12.92 mi
    Arthur Martinez
    10200 Highway 290 W Ste 104, Austin, TX 78736
    (512) 587-2008
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  • 12.92 mi
    Carter's Insurance
    10200 W Highway 290, Austin, TX 78736
    (512) 402-9000
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  • 13.25 mi
    Mark Monreal & Associates
    13001 Debarr Dr, Austin, TX 78729
    (512) 335-0668
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  • 13.25 mi
    Everstone Insurance Group
    6915 Mcneil Dr, Austin, TX 78729
    (512) 572-1100
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  • 13.25 mi
    Russell Blancken
    5541 Mcneil Dr, Austin, TX 78729
    (512) 246-2122
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  • 13.25 mi
    Espinosa Insurance Services
    7701 San Felipe Blvd Ste 103a, Austin, TX 78729
    (512) 535-5683
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  • 13.25 mi
    Bill Anderson
    7701 San Felipe Blvd Ste 102, Austin, TX 78729
    (512) 346-0884
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  • 13.25 mi
    Daisy Barrios
    7701 San Felipe Blvd Ste 103c, Austin, TX 78729
    (512) 277-6800
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  • 13.25 mi
    Stillwell Insurance
    13033 Pond Springs Rd Ste 101, Austin, TX 78729
    (512) 422-4021
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  • 13.25 mi
    Herman Askew
    13201 Pond Springs Rd Ste 105, Austin, TX 78729
    (512) 250-5533
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  • 13.25 mi
    Blanket Insurance Group
    13284 Pond Springs Rd Ste 303 Bldg B, Austin, TX 78729
    (512) 257-8436
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  • 13.25 mi
    Nunley - Integra Insurance Services
    13284 Pond Springs Rd Ste 303, Austin, TX 78729
    (512) 331-2800
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  • 13.25 mi
    Birdsong Insurance
    13377 Pond Springs Rd Ste 107a, Austin, TX 78729
    (512) 789-6644
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  • 13.25 mi
    Marieli Cestari Cuenca
    13377 Pond Springs Rd Ste 102, Austin, TX 78729
    (512) 331-1513
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  • 13.25 mi
    Carl Burton Insurance Agency
    9410 Anderson Mill Rd, Austin, TX 78729
    (512) 258-4197
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  • 13.25 mi
    Justin Holley
    9518 Anderson Mill Rd # B, Austin, TX 78729
    (512) 336-0409
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  • 13.25 mi
    Russell Toth
    9518 Anderson Mill Rd Ste B, Austin, TX 78729
    (512) 803-1287
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  • 13.25 mi
    Goosehead Insurance - Ben Hynds
    13625 Pond Springs Rd Ste 204, Austin, TX 78729
    (512) 344-9478
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  • 13.25 mi
    White Glove Partners
    13625 Pond Springs Rd Ste 103, Austin, TX 78729
    (512) 277-6059
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  • 13.35 mi
    ANPAC Agency
    2501 Fm 620 S Ste 230, Austin, TX 78738
    (512) 328-6151
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  • 13.35 mi
    Ty Lawrence Insurance Agency
    2802 Flintrock Trce Ste B101, Austin, TX 78738
    (512) 732-2353
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  • 13.35 mi
    Andrew Rincon
    2501 Ranch Road 620 S Ste 230, Austin, TX 78738
    (512) 766-5678
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  • 13.35 mi
    Southwest Independent Insurance
    2802 Flintrock Trce Ste 262, Austin, TX 78738
    (512) 751-6808
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  • 13.35 mi
    Dave Butler
    3315 Ranch Road 620 S Ste 150, Austin, TX 78738
    (512) 328-8786
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  • 13.35 mi
    Epiphany Insurance Agency
    3595 Ranch Road 620 S Ste 250, Austin, TX 78738
    (512) 588-3428
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  • 13.35 mi
    Carrie Welch
    3700 Ranch Road 620 S, Austin, TX 78738
    (512) 263-8485
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  • 13.35 mi
    Goosehead Insurance - Shamyra Jeremiah
    12600 Hill Country Blvd Ste R-275, Austin, TX 78738
    (512) 960-2581
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  • 13.35 mi
    Willingham Insurance Agency
    12600 Hill Country Blvd Ste R-275, Austin, TX 78738
    (512) 266-3330
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  • 13.35 mi
    Joel Paprocki
    12600 Hill Country Blvd Ste R-275, Austin, TX 78738
    (512) 215-4044
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  • 13.35 mi
    Lott Insurance Services
    11701 Bee Cave Pkwy Ste 202, Austin, TX 78738
    (512) 794-8452
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  • 13.35 mi
    Ben Archer - State Farm Insurance
    12117 Fm 2244 Bldg 2, Austin, TX 78738
    (512) 263-5565
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  • 13.35 mi
    Calvert Hoel
    3595 Rr 620 S Ste W100, Austin, TX 78738
    (512) 892-9312
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  • 13.35 mi
    MetLife Auto & Home - Austin
    11412 Fm 2244 Rd, Austin, TX 78738
    (512) 281-2328
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  • 13.35 mi
    Matt Deyo
    2501 Fm 620 S Ste 230, Austin, TX 78738
    (512) 263-9441
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  • 13.35 mi
    Lucile Temple
    17800 Hamilton Pool Rd Bldg A Ste 200, Austin, TX 78738
    (512) 913-9637
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  • 13.48 mi
    Tom Whorton
    14611 Burnet Rd Ste 201, Austin, TX 78728
    (512) 388-4456
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  • 13.48 mi
    Simms Insurance
    14205 Burnet Rd Ste 120, Austin, TX 78728
    (512) 960-2552
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  • 13.48 mi
    Ray Kennedy
    14205 Burnet Rd Ste 120, Austin, TX 78728
    (512) 252-3939
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  • 13.48 mi
    Chris Lewis
    13915 Burnet Rd Ste 102, Austin, TX 78728
    (512) 494-4888
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  • 13.48 mi
    Farmers Insurance Group
    2609 Howard Ln, Austin, TX 78728
    (512) 436-0043
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  • 13.48 mi
    Lee Cramer Jr
    2013 Wells Branch Pkwy Ste 107, Austin, TX 78728
    (512) 251-3473
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  • 13.48 mi
    Phuong Nguyen
    14205 N Mo Pac Expy Ste 330, Austin, TX 78728
    (512) 662-4720
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  • 14.06 mi
    Jimmy Jordan
    190 Wild Plum Way, Austin, TX 78737
    (512) 423-0841
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  • 14.06 mi
    Goosehead Insurance - Gladys Cruz
    14101 W Highway 290 Ste 1400c, Austin, TX 78737
    (512) 520-0710
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  • 14.06 mi
    Hometown Insurance Group
    13062 Hwy 290 W, Austin, TX 78737
    (512) 590-7740
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  • 14.06 mi
    Alliance Insurance Agency
    471 Limestone Trl, Austin, TX 78737
    (512) 660-3804
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  • 14.06 mi
    Hank Gerdes
    12016 W Highway 290 Ste 3, Austin, TX 78737
    (512) 300-0986
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  • 14.06 mi
    Gray Insurance Agency
    12010 W Highway 290 Ste 110, Austin, TX 78737
    (512) 394-0074
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  • 14.45 mi
    Timmons Insurance Agency
    1310 Rr 620 Ste A11, Austin, TX 78734
    (512) 402-0595
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  • 14.45 mi
    Jonathan McMahon
    16033 Pool Canyon Rd, Austin, TX 78734
    (512) 447-6628
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  • 14.45 mi
    MetLife Auto & Home
    2009 Fm 620 N Ste 220, Austin, TX 78734
    (512) 266-3336
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  • 14.45 mi
    Jimmy Smith
    2909 Fm 620 N Ste 103, Austin, TX 78734
    (512) 266-2463
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  • 14.45 mi
    Pipeline Insurance
    1921 Lohmans Crossing Rd Ste 100, Austin, TX 78734
    (512) 800-8821
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  • 14.45 mi
    Brimmer & Associates
    1921 Lohmans Crossing Rd Ste 100, Austin, TX 78734
    (512) 879-7576
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  • 14.45 mi
    Whorton Insurance
    2127 Lohmans Crossing Rd Ste 306, Austin, TX 78734
    (512) 372-2244
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  • 14.45 mi
    Victor Thompson
    1021 Rr 620 S, Austin, TX 78734
    (512) 261-3391
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  • 14.45 mi
    Lakeway Insurance Group
    1150 Lakeway Dr Ste 215, Austin, TX 78734
    (512) 369-2992
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  • 14.45 mi
    Chuck Saxon
    2300 Lohmans Spur Ste 121, Austin, TX 78734
    (512) 339-8494
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  • 14.45 mi
    Lakecountry Insurance Agency
    1200 Lakeway Dr Ste 19b, Austin, TX 78734
    (512) 608-6822
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  • 14.45 mi
    Goosehead Insurance - Mike Wilburn
    1310 Ranch Road 620 S Ste B195, Austin, TX 78734
    (512) 743-8210
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  • 14.45 mi
    Mark Smith
    1021 Ranch Road 620 S Ste D, Austin, TX 78734
    (512) 266-8572
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  • 14.45 mi
    Rich Watson
    1021 Ranch Road 620 S Ste C, Austin, TX 78734
    (512) 462-2579
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  • 14.45 mi
    Josh Tollett
    107 Ranch Road 620 S Ste 104, Austin, TX 78734
    (512) 263-5685
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  • 14.45 mi
    IMA
    1008 S Fm 620 Rd Ste 100, Austin, TX 78734
    (214) 205-1320
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  • 14.45 mi
    Reata Insurance Group
    1213 S Fm 620 Rd Ste 104, Austin, TX 78734
    (512) 420-9333
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  • 14.45 mi
    Craig Straube
    201 S Fm 620 Rd, Austin, TX 78734
    (512) 263-1122
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  • 14.45 mi
    Texstar-Integra Insurance Services
    1921 Lohmns Crossing Rd Ste 100, Austin, TX 78734
    (512) 328-4663
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  • 15.42 mi
    Linda Goss
    9222 W Parmer Ln, Austin, TX 78717
    (512) 345-4801
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  • 15.42 mi
    Lynn Perry - State Farm Insurance
    13441 N Fm 620 Ste A, Austin, TX 78717
    (512) 258-5834
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  • 15.42 mi
    Goosehead Insurance - Guy Wehman
    11001 Lakeline Blvd Ste 100 Bldg 1, Austin, TX 78717
    (512) 531-9642
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  • 15.42 mi
    The Policy Source
    14900 Avery Ranch Blvd Ste C200-279, Austin, TX 78717
    (512) 956-7720
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  • 2.12 mi
    Gary Renfro
    4029 S Capital Of Texas Hwy Ste 102, Austin, TX 78704
    (512) 326-3100
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  • 2.12 mi
    Goosehead Insurance - Austin Office
    3755 S Capital Of Texas Hwy Ste 210, Austin, TX 78704
    (512) 201-4530
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  • 2.12 mi
    Freeway Insurance
    1901 W Ben White Blvd, Austin, TX 78704
    (512) 620-7016
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  • 2.12 mi
    Town Lake Group
    3816 S Lamar Blvd Apt 707, Austin, TX 78704
    (512) 740-1205
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  • 2.12 mi
    Corey Adam
    1825 Fortview Rd Ste 115, Austin, TX 78704
    (512) 443-4134
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  • 2.12 mi
    Jessie McConchie
    2506 S Lamar Blvd Ste 1, Austin, TX 78704
    (512) 326-4630
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  • 2.12 mi
    Josh Lewis
    2525 S Lamar Blvd Ste 11, Austin, TX 78704
    (512) 441-2763
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  • 2.12 mi
    Ivan Booker Insurance Agency
    706b W Ben White Blvd Ste 180b, Austin, TX 78704
    (512) 444-2500
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  • 2.12 mi
    Todd Crosley
    514 Fort Mcgruder Ln, Austin, TX 78704
    (512) 447-5294
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  • 2.12 mi
    TWFG Insurance Services - Adam Ayers
    321 W Ben White Blvd Ste 201, Austin, TX 78704
    (512) 520-9002
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  • 2.12 mi
    Amco & Remco Insurance Agencies
    2072 S Lamar Blvd, Austin, TX 78704
    (512) 229-1977
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  • 2.12 mi
    Parker & Parker Associates
    3801 S Congress Ave Ste 112, Austin, TX 78704
    (512) 920-6556
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  • 2.12 mi
    Premier Auto Insurance
    403 E Ben White Blvd Ste A, Austin, TX 78704
    (512) 373-8005
    View |
  • 2.12 mi
    Contractors Insurance Services
    312 W Oltorf St, Austin, TX 78704
    (512) 445-2727
    View |
  • 2.12 mi
    Autopartners Insurance Agency
    114 E Oltorf St, Austin, TX 78704
    (512) 443-9500
    View |
  • 2.12 mi
    Alonso Camara Insurance Agency
    510 S Congress Ave Ste 100, Austin, TX 78704
    (512) 477-5663
    View |
  • 2.12 mi
    Jim Saxton
    127 E Riverside Dr Apt 109, Austin, TX 78704
    (512) 441-1082
    View |
  • 2.12 mi
    EZ Insurance Agency
    343 S Congress Ave Ste A, Austin, TX 78704
    (512) 442-2233
    View |
  • 2.12 mi
    Austin Carson
    1524 S Ih 35 Ste 305, Austin, TX 78704
    (512) 649-5077
    View |
  • 2.12 mi
    Best Buy Insurance
    2900 S Ih 35 Ste 100, Austin, TX 78704
    (512) 524-9566
    View |
  • 2.12 mi
    Ross Gray
    2404 S Ih 35, Austin, TX 78704
    (512) 444-3366
    View |
  • 2.31 mi
    BBVA Compass Insurance
    1703 W 5th St Ste 500, Austin, TX 78703
    (800) 436-7873
    View |
  • 2.31 mi
    Cather Insurance Agency
    1601 W 6th St Suite A2, Austin, TX 78703
    (512) 480-5070
    View |
  • 2.31 mi
    Stuart Nalewaik
    503 Oakland Ave Ste B, Austin, TX 78703
    (512) 382-6019
    View |
  • 2.32 mi
    Sandro Trujillo
    3909 N Ih35 Service Rd, Austin, TX 78722
    (512) 568-7705
    View |
  • 2.32 mi
    Jessie McConchie
    3311 N Ih 35, Austin, TX 78722
    (512) 617-5103
    View |
  • 2.32 mi
    Starr Insurance Agency - Insurance 4 Less
    3909 N Ih 35 Ste B2, Austin, TX 78722
    (512) 451-2244
    View |
  • 2.32 mi
    EZ Insurance Agency
    3807 N Ih 35 Ste A, Austin, TX 78722
    (512) 454-6161
    View |
  • 2.32 mi
    Freeway Insurance
    3712 Airport Blvd, Austin, TX 78722
    (512) 620-7022
    View |
  • 3.06 mi
    Esmeralda Muniz
    6807 Suena Dr, Austin, TX 78741
    (512) 377-6171
    View |
  • 3.06 mi
    Ken Crone
    2028 E Ben White Blvd Ste 228, Austin, TX 78741
    (512) 448-1766
    View |
  • 3.06 mi
    Starr Insurance Agency - Insurance 4 Less
    1723 E Oltorf St Ste 2, Austin, TX 78741
    (512) 222-4377
    View |
  • 3.06 mi
    Direct General Auto Insurance
    1931 East Oltorf Street, Austin, TX 78741
    (512) 354-8978
    View |
  • 3.06 mi
    Calvert Insurance & Financial Services
    1900 E Oltorf St Ste 109, Austin, TX 78741
    (512) 448-9955
    View |
  • 3.06 mi
    Time Insurance Agency
    1405 E Riverside Dr, Austin, TX 78741
    (512) 447-7773
    View |
  • 3.06 mi
    Premier Auto Insurance
    1221 S Rt 35, Austin, TX 78741
    (512) 373-8000
    View |
  • 3.06 mi
    S&T Duran Insurance
    2015 E Riverside Ste 7b1-2, Austin, TX 78741
    (512) 322-9332
    View |
  • 3.06 mi
    Amco & Remco Insurance Agencies
    2020 E Riverside Dr, Austin, TX 78741
    (512) 442-5900
    View |
  • 3.06 mi
    Speed Insurance Agency
    2100 E Riverside Dr, Austin, TX 78741
    (512) 599-8009
    View |
  • 3.26 mi
    Acceptance Auto Insurance
    4631 Airport Blvd Ste 120, Austin, TX 78751
    (512) 276-8998
    View |
  • 3.26 mi
    A-Max Auto Insurance
    1014 E 53rd St, Austin, TX 78751
    (512) 916-4000
    View |
  • 3.26 mi
    Direct General Auto Insurance
    5312 Airport Blvd, Austin, TX 78751
    (512) 374-1499
    View |
  • 3.26 mi
    Chris Batten
    5555 N Lamar Blvd Ste L134, Austin, TX 78751
    (512) 407-8989
    View |
  • 3.26 mi
    Ricky Boyd
    5555 N Lamar Blvd Ste L101, Austin, TX 78751
    (512) 433-6097
    View |
  • 3.55 mi
    NZ Insurance
    4122 E 12th St, Austin, TX 78721
    (512) 524-2760
    View |
  • 3.82 mi
    Michael Walker
    3810 Medical Pkwy Ste 155, Austin, TX 78756
    (512) 302-0920
    View |
  • 3.82 mi
    Eric Stimmel
    3810 Medical Pkwy Ste 214, Austin, TX 78756
    (512) 382-1241
    View |
  • 3.82 mi
    McCall Hibler & Allen
    4006 N Lamar Blvd, Austin, TX 78756
    (512) 476-5351
    View |
  • 3.82 mi
    Armadillo Insurance Agency
    5025 Burnet Rd Ste 201, Austin, TX 78756
    (512) 249-2300
    View |
  • 3.82 mi
    Troiano Insurance Agency
    5118 Burnet Rd Ste A, Austin, TX 78756
    (512) 459-1705
    View |
  • 3.82 mi
    Jenny Harrison
    5806 Woodrow Ave, Austin, TX 78756
    (512) 377-6869
    View |
  • 4.28 mi
    Freeway Insurance
    7112 Ed Bluestein, Austin, TX 78723
    (512) 253-4939
    View |
  • 4.28 mi
    AAAA Insurance
    3120 Manor Rd, Austin, TX 78723
    (512) 827-3737
    View |
  • 4.28 mi
    David Hearn
    6023 N Ih 35, Austin, TX 78723
    (512) 452-9293
    View |
  • 4.28 mi
    Renwick Haynes
    1106 Clayton Ln Ste 546w, Austin, TX 78723
    (512) 961-4899
    View |
  • 4.28 mi
    Marlene Medina
    1106 Clayton Ln Ste 240w, Austin, TX 78723
    (512) 605-0811
    View |
  • 4.28 mi
    Bennie Council
    6448 E Highway 290 Ste F110, Austin, TX 78723
    (512) 454-4524
    View |
  • 4.28 mi
    Cap City Insurance Services
    6912 E Highway 290, Austin, TX 78723
    (512) 363-3531
    View |
  • 4.54 mi
    Doug Henderson
    4611 Bee Caves Rd Ste 310, Austin, TX 78746
    (512) 288-7072
    View |
  • 4.54 mi
    Waterloo Insurance
    4201 Bee Caves Rd Ste A200, Austin, TX 78746
    (512) 327-3422
    View |
  • 4.54 mi
    Benchmark Insurance Group of Texas
    3811 Bee Caves Rd Ste 210, Austin, TX 78746
    (512) 949-3612
    View |
  • 4.54 mi
    Kirk Ingels
    3701 Bee Caves Rd Ste 201, Austin, TX 78746
    (512) 328-7788
    View |
  • 4.54 mi
    Steve Vinklarek
    701 S Capital Of Texas Hwy Ste N850, Austin, TX 78746
    (512) 452-0214
    View |
  • 4.54 mi
    Pamala Green
    1001 S Capital Of Texas Hwy Bldg L Ste 250, Austin, TX 78746
    (512) 422-7145
    View |
  • 4.54 mi
    Byron Flournoy
    1301 S Capital Of Texas Hwy Ste B330, Austin, TX 78746
    (512) 903-4222
    View |
  • 4.54 mi
    Debra Mostue
    1301 S Capital Of Texas Hwy Ste B335, Austin, TX 78746
    (512) 328-8777
    View |
  • 4.54 mi
    Michael White
    1001 S Capital Of Texas Hwy Ste L250, Austin, TX 78746
    (512) 502-5022
    View |
  • 4.54 mi
    Nathaniel Saunders
    1001 S Capital Of Texas Hwy Ste L250, Austin, TX 78746
    (512) 705-7132
    View |
  • 4.54 mi
    O'dan Sanchez
    1301 S Capital Of Texas Hwy Ste 134a, Austin, TX 78746
    (512) 329-8882
    View |
  • 4.54 mi
    Eileen Martin
    6300 Beecave Rd Bldg 2 Ste 400, Austin, TX 78746
    (512) 202-3831
    View |
  • 4.54 mi
    M Lynn Osler
    1114 Lost Creek Blvd Ste G30, Austin, TX 78746
    (512) 327-4298
    View |
  • 4.54 mi
    Texas Associates Insurors
    1120 S Capital Of Texas Hwy Bldg 3 Ste 300, Austin, TX 78746
    (512) 328-7676
    View |
  • 4.54 mi
    ANCO Insurance
    3103 Bee Cave Rd Ste 242, Austin, TX 78746
    (512) 330-9836
    View |
  • 4.54 mi
    Steven Funk
    3103 Bee Caves Rd Ste 122, Austin, TX 78746
    (512) 327-3275
    View |
  • 4.54 mi
    MetLife Auto & Home - Austin
    6300 Fm 2244 Rd Bldg 2-400, Austin, TX 78746
    (512) 637-6266
    View |
  • 4.54 mi
    Dick Clay
    3006 Bee Cave Rd Ste B170, Austin, TX 78746
    (512) 328-2340
    View |
  • 4.54 mi
    Jeff Felger
    1705 S Capital Of Texas Hwy Ste 300, Austin, TX 78746
    (512) 250-2334
    View |
  • 4.54 mi
    Jerry King
    1705 S Capital Of Texas Hwy Ste 300, Austin, TX 78746
    (512) 306-0391
    View |
  • 4.54 mi
    Southerland & Associates
    1715 S Capital Of Texas Hwy Ste 201, Austin, TX 78746
    (512) 329-0108
    View |
  • 4.54 mi
    Karen Hall
    7004 Bee Cave Rd Bldg 3 Ste 222, Austin, TX 78746
    (512) 327-6200
    View |
  • 4.54 mi
    UHCU Insurance Services
    2009 S Capital Of Texas Hwy, Austin, TX 78746
    (866) 301-5827
    View |
  • 4.54 mi
    Evelyn Murphy
    7035 Bee Caves Rd Ste 103, Austin, TX 78746
    (512) 327-8424
    View |
  • 4.54 mi
    Jaime Moritzky
    5450 Bee Caves Rd Ste 5c, Austin, TX 78746
    (512) 467-0404
    View |
  • 4.54 mi
    Kenneth Vaughn
    2710 Walsh Tarlton Ln Ste 220, Austin, TX 78746
    (512) 343-1374
    View |
  • 4.54 mi
    Scottish American Insurance Gen Agency
    3660 Stonerridee Rd #b-102, Austin, TX 78746
    (303) 748-8869
    View |
  • 4.54 mi
    Higginbotham & Associates
    1221 S Mopac Expy Ste 160, Austin, TX 78746
    (512) 457-4000
    View |
  • 4.54 mi
    Higginbotham - Capital Benefits Group
    1221 S Mo Pac Expy Ste 250, Austin, TX 78746
    (512) 600-6699
    View |
  • 4.54 mi
    Michael Binns
    8320 Bee Cave Rd Ste 100, Austin, TX 78746
    (512) 433-6609
    View |
  • 5.04 mi
    Central Insurance Agency
    6000 N Lamar Blvd, Austin, TX 78752
    (512) 451-6551
    View |
  • 5.04 mi
    Desmond Waites
    6300 La Calma Dr Ste 140, Austin, TX 78752
    (512) 651-6685
    View |
  • 5.04 mi
    Rene Lugo
    6300 La Calma Dr Ste 140, Austin, TX 78752
    (512) 790-4154
    View |
  • 5.04 mi
    Ed Weeren Insurance Agency
    300 E Highland Mall Blvd Ste 208, Austin, TX 78752
    (512) 454-5266
    View |
  • 5.04 mi
    Perdue Insurance Group
    6607 Airport Blvd, Austin, TX 78752
    (512) 374-9100
    View |
  • 5.04 mi
    Donna Kim
    6613 Airport Blvd Ste B, Austin, TX 78752
    (512) 371-9046
    View |
  • 5.04 mi
    Gene Holt Insurance Agency
    314 E Highland Mall Blvd Ste 101, Austin, TX 78752
    (512) 451-7867
    View |
  • 5.04 mi
    All Texas Insurance Agency
    6700 Middle Fiskville Rd Ste 303, Austin, TX 78752
    (512) 459-7979
    View |
  • 5.04 mi
    Constantin Ispas
    1016 La Posada Dr Ste 291, Austin, TX 78752
    (512) 201-2924
    View |
  • 5.04 mi
    AP&S Agency
    1016 La Posada Dr Ste 138, Austin, TX 78752
    (512) 339-0044
    View |
  • 5.04 mi
    Derek Clynes
    1016 La Posada Dr Ste 291, Austin, TX 78752
    (512) 270-5180
    View |
  • 5.04 mi
    Sara Wilhelm
    1016 La Posada Dr Ste 291, Austin, TX 78752
    (512) 402-8000
    View |
  • 5.04 mi
    Douglas Egolf
    1016 La Posada Dr Ste 291, Austin, TX 78752
    (512) 975-4322
    View |
  • 5.04 mi
    Erin Tobin Locke
    1016 La Posada Dr Ste 291, Austin, TX 78752
    (512) 270-6980
    View |
  • 5.04 mi
    Marcus Jones
    1016 La Posada Dr Ste 291, Austin, TX 78752
    (512) 351-4016
    View |
  • 5.04 mi
    A-Max Auto Insurance
    6607 N Lamar Blvd, Austin, TX 78752
    (512) 452-1234
    View |
  • 5.04 mi
    Rowley Insurance
    6805 Guadalupe St, Austin, TX 78752
    (512) 454-6655
    View |
  • 5.04 mi
    Ipple Insurance
    7101 Easy Wind Dr Unit 3114, Austin, TX 78752
    (512) 284-9729
    View |
  • 5.04 mi
    AAAA Insurance
    7135 N Lamar Blvd, Austin, TX 78752
    (512) 827-3737
    View |
  • 5.04 mi
    S&T Duran Insurance
    7517 Cameron Rd Ste 300, Austin, TX 78752
    (512) 322-9332
    View |
  • 5.04 mi
    Austins Best Auto Insurance Agency
    7600 N Lamar Blvd Ste E, Austin, TX 78752
    (512) 445-2700
    View |
  • 5.04 mi
    EZ Insurance Agency
    7600 N Lamar Blvd Ste E, Austin, TX 78752
    (512) 444-4445
    View |
  • 5.04 mi
    King Insurance Services
    111 W Anderson Ln, Austin, TX 78752
    (512) 323-5825
    View |
  • 5.04 mi
    Greenway Insurance
    7701 N Lamar Blvd Ste 205, Austin, TX 78752
    (512) 623-7771
    View |
  • 5.04 mi
    Independent Advantage Insurance Agency
    7801 N Lamar Blvd Ste A136, Austin, TX 78752
    (512) 219-8002
    View |
  • 5.04 mi
    Javier Huerta
    111 W Anderson Ln Ste 340d, Austin, TX 78752
    (512) 491-0743
    View |
  • 5.04 mi
    Kambiz Mokhtari
    7801 N Lamar Blvd Ste B160, Austin, TX 78752
    (512) 371-5800
    View |
  • 5.04 mi
    Gerard Swain
    100 E Anderson Ln Ste 285, Austin, TX 78752
    (512) 243-6535
    View |
  • 5.27 mi
    Court Stotts
    5601 Brodie Ln Ste 620, Austin, TX 78745
    (512) 892-3900
    View |
  • 5.27 mi
    Larry Evins
    4534 Westgate Blvd Ste 202, Austin, TX 78745
    (512) 327-0303
    View |
  • 5.27 mi
    Reed Insurance Services
    2579 Western Trails Blvd Ste 220, Austin, TX 78745
    (877) 892-4565
    View |
  • 5.27 mi
    Gustavo Espinosa
    6800 West Gate Blvd Ste 139b, Austin, TX 78745
    (512) 582-4926
    View |
  • 5.27 mi
    Best Price Insurance Agency
    5700 Manchaca Rd Ste 520, Austin, TX 78745
    (512) 448-9546
    View |
  • 5.27 mi
    John Lewis
    6905 West Gate Blvd Ste C, Austin, TX 78745
    (512) 443-9600
    View |
  • 5.27 mi
    Newmark Insurance Services
    2312 Western Trails Blvd Ste D404, Austin, TX 78745
    (512) 328-5300
    View |
  • 5.27 mi
    Nancy Kuznieski
    2312 Western Trails Blvd # 102b, Austin, TX 78745
    (512) 292-9049
    View |
  • 5.27 mi
    David Caylor Insurance Agency
    6301 Manchaca Rd Ste C, Austin, TX 78745
    (512) 444-5011
    View |
  • 5.27 mi
    Stephen Frederick
    4419 Frontier Trl Ste 108, Austin, TX 78745
    (512) 354-4985
    View |
  • 5.27 mi
    Cherish Close
    2312 Western Trails Blvd Ste 102b, Austin, TX 78745
    (512) 999-0202
    View |
  • 5.27 mi
    Bob Jennings
    4405 Pack Saddle Pass, Austin, TX 78745
    (512) 444-9671
    View |
  • 5.27 mi
    Cisneros Insurance Agency
    4411 Pack Saddle Pass, Austin, TX 78745
    (512) 445-4222
    View |
  • 5.27 mi
    David Rocha
    4515 Manchaca Rd Ste 205, Austin, TX 78745
    (512) 997-9750
    View |
  • 5.27 mi
    J B Ruebsahm
    1901 W William Cannon Dr Ste 131, Austin, TX 78745
    (512) 444-1845
    View |
  • 5.27 mi
    Aegean Insurance Group
    8001 Brodie Ln, Austin, TX 78745
    (512) 280-9057
    View |
  • 5.27 mi
    Shelley Adam
    8011 Brodie Ln, Austin, TX 78745
    (512) 892-1020
    View |
  • 5.27 mi
    Cheri Roman
    8103 Brodie Ln Ste 7, Austin, TX 78745
    (512) 282-9999
    View |
  • 5.27 mi
    Lee Ann Laborde
    8400 Brodie Ln Ste 105, Austin, TX 78745
    (512) 282-3100
    View |
  • 5.27 mi
    Tim Davis
    8400 Brodie Ln, Austin, TX 78745
    (512) 282-4312
    View |
  • 5.27 mi
    Homero Escobar
    730 W Stassney Ln Ste 230, Austin, TX 78745
    (512) 443-9598
    View |
  • 5.27 mi
    Lee Roseland
    6604 Cooper Ln, Austin, TX 78745
    (512) 441-6600
    View |
  • 5.27 mi
    Stanley Insurance Agency
    512 W Stassney Ln Ste 113, Austin, TX 78745
    (512) 445-5555
    View |
  • 5.27 mi
    S&T Duran Insurance
    700 W William Cannon Dr Ste B, Austin, TX 78745
    (512) 448-4848
    View |
  • 5.27 mi
    Autopartners Insurance Agency
    719 W William Cannon Dr, Austin, TX 78745
    (512) 916-8706
    View |
  • 5.27 mi
    Mark Strauss Insurance Agency
    617 Radam Ln, Austin, TX 78745
    (512) 280-8808
    View |
  • 5.27 mi
    Alvarado Insurance Service
    4311 S 1st St, Austin, TX 78745
    (512) 394-5424
    View |
  • 5.27 mi
    Toni's Insurance
    4315 S 1st St Ste K, Austin, TX 78745
    (512) 400-0385
    View |
  • 5.27 mi
    McKenzie Agency
    4309 S 1st St, Austin, TX 78745
    (512) 326-2121
    View |
  • 5.27 mi
    A-Max Auto Insurance
    4111 S 1st St # 3, Austin, TX 78745
    (512) 443-7000
    View |
  • 5.27 mi
    EZ Insurance Agency
    4011 S 1st St Ste B, Austin, TX 78745
    (512) 443-9700
    View |
  • 5.27 mi
    Roger E. Morse
    5307 S Congress Ave, Austin, TX 78745
    (512) 448-4044
    View |
  • 5.27 mi
    Jaime Elizalde
    102 E Mockingbird Ln, Austin, TX 78745
    (512) 697-9584
    View |
  • 5.27 mi
    Veronica Ramos
    4706 S Congress Ave, Austin, TX 78745
    (512) 707-1250
    View |
  • 5.27 mi
    CapCity Insurance Services
    4360 S Congress Ave Ste 109, Austin, TX 78745
    (512) 222-8805
    View |
  • 5.27 mi
    Freeway Insurance
    6400 S Congress Ave, Austin, TX 78745
    (512) 620-7021
    View |
  • 5.27 mi
    Acceptance Auto Insurance
    4201 S Congress Ave Ste 103, Austin, TX 78745
    (512) 326-5009
    View |
  • 5.27 mi
    Direct General Auto Insurance
    6630 S Congress Ave, Austin, TX 78745
    (512) 383-8009
    View |
  • 5.27 mi
    Robert Ruiz
    6200 S Ih 35 Ste A, Austin, TX 78745
    (512) 445-1200
    View |
  • 5.76 mi
    Nancy Callahan
    3500 Jefferson St Ste 313, Austin, TX 78731
    (512) 451-7573
    View |
  • 5.76 mi
    Lawrence Amidei
    3303 Northland Dr Ste 133, Austin, TX 78731
    (512) 218-9747
    View |
  • 5.76 mi
    William Swinford
    5509 Balcones Dr, Austin, TX 78731
    (512) 718-1285
    View |
  • 5.76 mi
    Ed Mena
    5509 Balcones Dr, Austin, TX 78731
    (512) 459-5363
    View |
  • 5.76 mi
    Waggoner Insurance
    3301 Northland Dr Ste 212, Austin, TX 78731
    (512) 458-2957
    View |
  • 5.76 mi
    Brown & Brown of Austin
    3301 Northland Dr Ste 301, Austin, TX 78731
    (512) 343-0000
    View |
  • 5.76 mi
    Parchman Insurance
    5608 Parkcrest Dr Ste 300, Austin, TX 78731
    (512) 789-0920
    View |
  • 5.76 mi
    Kenneth Hausmann
    5818 Balcones Dr Ste 100, Austin, TX 78731
    (512) 453-0755
    View |
  • 5.76 mi
    Bound Insurance
    5828 Balcones Dr Ste 105, Austin, TX 78731
    (512) 454-7799
    View |
View all agents ↓

Learn More About Car Insurance in Austin, TX

Population

931 K

Total Crashes

15,365

Persons Injured

4918

Car Insurance in Austin is cheaper compared to other major cities in Texas. But be cautious when choosing car insurance and add enough coverage to protect you from any lawsuits for a car accident that you caused. There are more than a dozen insurance companies operating in Austin. Some are popular and have the majority share of the market. There are lesser-known insurers that may have more reasonable premiums for a similar coverage but you should take a holistic view of all your options. You need a convenient process, assured approval of claims, and responsiveness on the part of your insurer so you don’t have to run to and fro with your applications, filing of damages, and other imperative procedures.

Check this article to know what all types of coverages you need for car insurance.

Auto insurance cost varies slightly across the neighborhoods in Austin. Some have an average that is substantially higher than the city average. Average car insurance in some of the neighborhoods is Downtown Austin ($540/year), Clarksville ($520/year), Zilker ($525/year), Mueller ($545/year), Travis Heights ($525/year), Bouldin ($525/year).

Car insurance vary by age group

The age group you are in can influence the car insurance premium. You can see how much car insurance costs for different age groups in Austin city.

Car insurance cost by age group

Age group Avg. Premium (50/100/50)
20's $1,130
30's $540
40's $498
50's $468
60's $464
70's $583

From the graph above, we can see that the insurance premium cost is very high for those in their 20's as the risk of accidents is higher in that age group. Similarly for those who passed their 70's also tend to be at higher risk of collision and hence a higher premium amount.

Also, you can see a slight difference in car insurance premium cost with respect to your gender as female drivers tend to pay less for their car insurance. This variation is seen more in the 20's age group.

Age is just one of the factors that affect your car insurance price. Check the article below to know what other factors are there.

The choice of the insurer will also have a substantial influence on the cost. It is needless to mention that the cheapest quote is not always the best and the most expensive policy is not always the ideal option. There are some insurers that are more convenient to deal with and some are more affordable, some are lenient and easy with claims while some are more suited for families of deployed military personnel. You should have a diligent approach while choosing car insurance in Austin. Figure out how much coverage you would need based on the value of your car, driving skills, frequency of usage including the mileage and routes, your history of accidents, and the extent of financial protection you want.

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.