Car Insurance in Virginia
Lowest Premium
$298 / YEAR
Average Premium
$467 / YEAR
Highest Premium
$919 / YEAR
50/100/50 (minimum liability) ⓘ How the premiums are calculated
Lowest Premium
$298 / YEAR
Average Premium
$467 / YEAR
Highest Premium
$919 / YEAR
The average annual premium in Virginia is around $467 and can go up to $919. This is for a 30-year-old female buying 50/100/50 coverage which is considered as the minimum liability.
Finding the right car insurance in Virginia
It is smarter to choose the right amount of coverages for your car insurance than opting for minimum requirement. This can vary depending on the car make, age and various other factors.
Insurance companies packs the coverages differently. So it is always better to get quotes from different companies to see who offers the best price.
Get a free online quote from different companies which only takes a couple of minutes.
Find affordable car insurance in your city
Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:
- $25,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
- $20,000 for damage to the property of other people.
- $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
- $20,000 for Uninsured/underinsured motorist property damage
Main Cities in Virginia
- » Alexandria
- » Bristol
- » Charlottesville
- » Chesapeake
- » Colonial Heights
- » Danville
- » Fairfax
- » Fredericksburg
- » Hampton
- » Harrisonburg
- » Hopewell
- » Lancaster
- » Lynchburg
- » Martinsville
- » Newport News
- » Norfolk
- » Orange
- » Petersburg
- » Portsmouth
- » Radford
- » Richmond
- » Roanoke
- » Salem
- » Staunton
- » Suffolk
- » Virginia Beach
- » Waynesboro
- » Williamsburg
- » Winchester