Cheap Car Insurance in Suffolk, Virginia (With 2024 Rates)

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Home » Car insurance » Virginia » Cheap Car Insurance Suffolk

Lowest Premium

$350 / YEAR

Average Premium

$497 / YEAR

Highest Premium

$681 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Suffolk is around $497 and can go upto $681. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:

  • $25,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
  • $20,000 for damage to the property of other people.
  • $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
  • $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.

Company Annual premium (50/100/50) Market share Ranking
Geico $368 1.5% ($189,664,981) 88
Allstate $371 2.58% ($326,945,631) 87
State Farm $380 6.26% ($793,791,726) 90
Nationwide $407 2.17% ($275,171,658) 89
Progressive $533 1.58% ($200,167,406) 89

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Car Insurance Rates in Suffolk by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Suffolk. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
23432$490
23433$489
23434$506
23435$511
23436$488
23437$481
23438$500

Insurance Agents in Suffolk, VA and Near by

  • 12 mi
    Ken Deloach
    2437 Pruden Blvd, Suffolk, VA 23434
    (757) 934-1329
    View |
  • 12 mi
    Direct General Auto Insurance
    841 W Constance Rd Ste A, Suffolk, VA 23434
    (757) 925-0795
    View |
  • 12 mi
    B J Willie
    816 W Constance Rd, Suffolk, VA 23434
    (757) 539-2534
    View |
  • 12 mi
    Commonwealth Insurance Center Agency
    1003 W Washington St, Suffolk, VA 23434
    (757) 934-0800
    View |
  • 12 mi
    Nationwide Agency
    908 W Washington St, Suffolk, VA 23434
    (757) 934-0755
    View |
  • 12 mi
    Farm Bureau Insurance
    607 W Washington St, Suffolk, VA 23434
    (757) 934-2321
    View |
  • 12 mi
    Cotten & Taylor Insurance Group
    906 N Main St, Suffolk, VA 23434
    (757) 934-2100
    View |
  • 12 mi
    J Walter Hosier & Son
    202 Market St, Suffolk, VA 23434
    (757) 539-0288
    View |
  • 12 mi
    Suffolk Insurance
    202 Market St, Suffolk, VA 23434
    (757) 539-9988
    View |
  • 12 mi
    Turntine Insurance Agency
    424 Market St Ste 203, Suffolk, VA 23434
    (757) 923-4471
    View |
  • 12 mi
    John Nemish
    321 N Main St, Suffolk, VA 23434
    (757) 809-3521
    View |
  • 12 mi
    Nansemond Insurance Agency
    453 W Washington St, Suffolk, VA 23434
    (757) 539-3421
    View |
  • 12 mi
    Michael Sandidge
    1577 Wilroy Rd Ste 102, Suffolk, VA 23434
    (757) 934-0204
    View |
  • 4.62 mi
    AAA Insurance
    3529 Bridge Rd, Suffolk, VA 23435
    (757) 397-5941
    View |
  • 4.62 mi
    Sherman Vincent
    3575 Bridge Rd Ste 25, Suffolk, VA 23435
    (757) 686-4800
    View |
  • 4.62 mi
    Sharon Lynch
    5911 Harbour View Blvd Ste 101, Suffolk, VA 23435
    (757) 686-9000
    View |
  • 4.62 mi
    Towne Insurance Agency
    6001 Harbour View Blvd, Suffolk, VA 23435
    (757) 468-6100
    View |
  • 4.62 mi
    Shannon Brinkley
    6546 Hampton Roads Pkwy Ste 103, Suffolk, VA 23435
    (757) 483-9000
    View |
  • 4.62 mi
    David Karda
    6550 Hampton Roads Pkwy Ste 103b, Suffolk, VA 23435
    (757) 394-1968
    View |
View all agents ↓

Learn More About Car Insurance in Suffolk, VA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.