Cheap Car Insurance in Hopewell, Virginia (With 2024 Rates)

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Home » Car insurance » Virginia » Cheap Car Insurance Hopewell

Lowest Premium

$391 / YEAR

Average Premium

$484 / YEAR

Highest Premium

$643 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Hopewell is around $484 and can go upto $643. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:

  • $25,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
  • $20,000 for damage to the property of other people.
  • $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
  • $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.

Company Annual premium (50/100/50) Market share Ranking
Geico $368 1.5% ($189,664,981) 88
Allstate $371 2.58% ($326,945,631) 87
State Farm $380 6.26% ($793,791,726) 90
Nationwide $407 2.17% ($275,171,658) 89
Progressive $533 1.58% ($200,167,406) 89

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Car Insurance Rates in Hopewell by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Hopewell. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
23860$484

Insurance Agents in Hopewell, VA and Near by

  • 0 mi
    Monica M Radke
    3908 Oaklawn Blvd, Hopewell, VA 23860
    (804) 458-2900
    View |
  • 0 mi
    George Diradour
    105 N 2nd Ave, Hopewell, VA 23860
    (804) 541-7901
    View |
  • 0 mi
    Ligon L Jones Insurance Services
    224 N Main St Ste 101, Hopewell, VA 23860
    (804) 458-8522
    View |
  • 0 mi
    Ford Agency
    111 W Poythress St, Hopewell, VA 23860
    (804) 458-6333
    View |
  • 0 mi
    Owen Insurance Agency
    507 N 4th Ave, Hopewell, VA 23860
    (804) 458-9400
    View |
  • 0 mi
    A-1 Insurance Agency
    411 N 6th Ave, Hopewell, VA 23860
    (804) 415-4710
    View |

Learn More About Car Insurance in Hopewell, VA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.