Lowest Premium
$419 / YEAR
Average Premium
$539 / YEAR
Highest Premium
$694 / YEAR
The average annual premium in Virginia Beach is around $539 and can go upto $694. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:
- $25,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
- $20,000 for damage to the property of other people.
- $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
- $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered
The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.
Company | Annual premium (50/100/50) | Market share | Ranking |
---|---|---|---|
Geico | $368 | 1.5% ($189,664,981) | 88 |
Allstate | $371 | 2.58% ($326,945,631) | 87 |
State Farm | $380 | 6.26% ($793,791,726) | 90 |
Nationwide | $407 | 2.17% ($275,171,658) | 89 |
Progressive | $533 | 1.58% ($200,167,406) | 89 |
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Car Insurance Rates in Virginia Beach by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Virginia Beach. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Scroll inside this box to view all zip codes
Zip | Avg. Premium |
---|---|
23450 | $543 |
23451 | $537 |
23453 | $542 |
23455 | $533 |
23456 | $538 |
23457 | $526 |
23459 | $534 |
23460 | $539 |
23462 | $541 |
Insurance Agents in Virginia Beach, VA and Near by
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0.56 miDominion Insurance2180 Mccomas Way Ste 111, Virginia Beach, VA 23456(757) 427-7507View |
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0.56 miCooksey Insurance Agency2208 Welbeck Ln, Virginia Beach, VA 23456(757) 819-6896View |
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0.56 miThe Insurance Boutique2433 North Landing Rd, Virginia Beach, VA 23456(757) 301-6397View |
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0.56 mi123ABC Insurance, LLC2425 George Mason Dr Ste 3, Virginia Beach, VA 23456(757) 337-3919View |
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0.56 miRalph M. Rios2492 North Landing Rd Ste 101, Virginia Beach, VA 23456(757) 467-2800View |
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0.56 miLee Barnes1625 Salem Rd Ste 103, Virginia Beach, VA 23456(757) 467-8890View |
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0.56 miJohn White1776 Princess Anne Road, Virginia Beach, VA 23456(757) 426-2886View |
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0.56 miCurtis Jordan3201 Indian River Rd, Virginia Beach, VA 23456(757) 533-5505View |
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0.56 miCharlene Simmons1108 Gaymont Ct, Virginia Beach, VA 23456(757) 581-3638View |
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12.06 miTim Johnson700 Independence Blvd, Virginia Beach, VA 23455(757) 499-0550View |
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12.06 miInsurance Doctor - Virginia Beach4507 Haygood Rd, Virginia Beach, VA 23455(757) 213-2038View |
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12.06 miDell Lawson1145 Independence Blvd, Virginia Beach, VA 23455(757) 460-9807View |
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12.06 miJohn Floasin1115 Independence Blvd Ste 214, Virginia Beach, VA 23455(757) 363-7378View |
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12.06 miRhonda Floasin1115 Independence Blvd Ste 214, Virginia Beach, VA 23455(757) 363-7376View |
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12.06 miCardinal Agency4652 Haygood Rd Ste A, Virginia Beach, VA 23455(757) 427-9790View |
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12.06 miBordeaux & Associates4654 Haygood Rd Ste A, Virginia Beach, VA 23455(757) 460-8036View |
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12.06 miCampbell & Associates Insurance Agency4652 Haygood Rd Ste A, Virginia Beach, VA 23455(757) 425-3996View |
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12.06 miUnited Protection Insurance Agency1509 Frost Rd, Virginia Beach, VA 23455(757) 450-8363View |
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12.06 miRodney Wade1700 Pleasure Hse Rd Ste 103, Virginia Beach, VA 23455(757) 200-4063View |
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12.06 miDonna Clarke1801 Pleasure House Rd Ste 102, Virginia Beach, VA 23455(757) 464-0777View |
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12.06 miMichelle M. Ferron1801 Pleasure House Rd Ste 102, Virginia Beach, VA 23455(757) 667-8969View |
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12.06 miMatthew Clifton Roenker Agency4870 Haygood Rd Ste 108, Virginia Beach, VA 23455(757) 671-1111View |
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12.06 miKeith Dorband928 Diamond Springs Rd, Virginia Beach, VA 23455(757) 694-2424View |
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12.06 miLarry Akers928 Diamond Springs Rd Ste 131, Virginia Beach, VA 23455(757) 497-3853View |
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3.69 miAlexis Vo3208 Holland Rd Ste 112, Virginia Beach, VA 23453(757) 267-1125View |
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3.69 miHy Dress1517 Lynnhaven Pkwy Ste 101, Virginia Beach, VA 23453(757) 427-1987View |
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3.69 miSharon Lynch3617 Dam Neck Rd, Virginia Beach, VA 23453(757) 430-9000View |
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3.69 miKarim Harrell3545 Buckner Blvd Ste 104a, Virginia Beach, VA 23453(757) 471-0011View |
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3.69 miPaula Faivre2052 S Independence Blvd Ste 7, Virginia Beach, VA 23453(757) 340-3999View |
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3.69 miDirect General Auto Insurance2052 S Independence Blvd, Virginia Beach, VA 23453(757) 471-7611View |
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6.11 miToby Leffel Insurance Agency921 First Colonial Rd Ste 1703, Virginia Beach, VA 23454(757) 481-9105View |
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6.11 miTonya Edwards921 First Colonial Rd Ste 1701, Virginia Beach, VA 23454(757) 481-1414View |
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6.11 miFrank Owens1776 Laskin Rd Ste 102, Virginia Beach, VA 23454(757) 428-3101View |
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6.11 miMayo Insurance Agency1917 Laskin Rd Ste 101, Virginia Beach, VA 23454(757) 496-5685View |
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6.11 miMichael E Hays1340 N Great Neck Rd Ste 1256, Virginia Beach, VA 23454(757) 481-1968View |
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6.11 miRodney Spruill1348 N Great Neck Rd Ste 1306, Virginia Beach, VA 23454(757) 496-0585View |
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6.11 miJohn Warren1348 N Great Neck Rd Ste 1306, Virginia Beach, VA 23454(757) 496-0585View |
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6.11 miBob McNaughton1357 N Great Neck Rd Ste 104, Virginia Beach, VA 23454(757) 456-9494View |
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6.11 miCarSurance315 N Great Neck Rd Ste 120, Virginia Beach, VA 23454(757) 486-8077View |
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6.11 miJane Peak315 N Great Neck Rd Ste 220, Virginia Beach, VA 23454(757) 340-8060View |
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6.11 miBrett Cambron1485 General Booth Blvd Ste 114, Virginia Beach, VA 23454(757) 499-0559View |
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6.11 miAdrienne Link1581 General Booth Blvd, Virginia Beach, VA 23454(757) 428-4900View |
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6.11 miBunn Insurance Agency1248 Culver Ln, Virginia Beach, VA 23454(757) 426-2664View |
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6.11 miMike McDonald2122 General Booth Blvd Ste 102, Virginia Beach, VA 23454(757) 721-3300View |
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7.88 miE L Creech & Company2600 Barrett St, Virginia Beach, VA 23452(757) 340-2000View |
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7.88 miFrank A. Ciambrone, Jr.2726 Va Beach Blvd, Virginia Beach, VA 23452(757) 486-8660View |
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7.88 miLovas Insurance Agency244 Mustang Trl Ste 1, Virginia Beach, VA 23452(757) 340-8310View |
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7.88 miNationwide Agency307 Lynnhaven Pkwy Ste 201, Virginia Beach, VA 23452(757) 464-4443View |
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7.88 miAubrey Pithwa562 Lynnhaven Pkwy Ste 201, Virginia Beach, VA 23452(757) 227-9700View |
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7.88 miVirginia Insurance Marketing2832 S Lynnhaven Rd, Virginia Beach, VA 23452(757) 431-0340View |
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7.88 miMorgan-Marrow Company484 Viking Dr Ste 140, Virginia Beach, VA 23452(757) 865-1900View |
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7.88 miThe Coelho Insurance Agency LLC800 Seahawk Cir Ste 142, Virginia Beach, VA 23452(757) 437-9647View |
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7.88 miAtlantic Charter Insurance Group3008 Virginia Beach Blvd, Virginia Beach, VA 23452(757) 431-0910View |
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7.88 miEunice Robinson800 Seahawk Cir Ste 112, Virginia Beach, VA 23452(757) 498-5300View |
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7.88 miAAA Insurance296 Kings Grant Rd, Virginia Beach, VA 23452(757) 340-7271View |
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7.88 miKimberly Hitchman3101 Virginia Beach Blvd Ste 112, Virginia Beach, VA 23452(757) 463-5480View |
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7.88 miPam Landen3101 Virginia Beach Blvd Ste 110, Virginia Beach, VA 23452(757) 498-1500View |
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7.88 miCB Insurance3136 Quimby Rd, Virginia Beach, VA 23452(757) 340-4200View |
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7.88 miBell Insurance Agency3213 Virginia Beach Blvd, Virginia Beach, VA 23452(757) 340-0028View |
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7.88 miClarence D Robertson, Jr3213 Virginia Beach Blvd, Virginia Beach, VA 23452(757) 340-0028View |
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7.88 miWilson Insurance Agency3213 Virginia Beach Blvd, Virginia Beach, VA 23452(757) 340-0028View |
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7.88 miDirect General Auto Insurance869 Lynnhaven Parkway, Virginia Beach, VA 23452(757) 468-8595View |
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7.88 miDebra Ianucci3272 E Groveland Rd, Virginia Beach, VA 23452(757) 486-0090View |
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7.88 miJames Abruzzo1064 Lynnhaven Pkwy Ste 101, Virginia Beach, VA 23452(757) 375-5105View |
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7.88 miAmerican Independent Insurance Agency3707 Virginia Beach Blvd, Virginia Beach, VA 23452(757) 631-1800View |
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7.88 miThe Braun Agency3640 S Plaza Trl, Virginia Beach, VA 23452(757) 416-5111View |
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7.88 miFarmers Insurance Group816 S Rosemont Rd Ste 102, Virginia Beach, VA 23452(757) 340-9701View |
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7.88 miCarl H. Sell3936 Va Beach Blvd Ste 101, Virginia Beach, VA 23452(757) 431-3400View |
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7.88 miA & D Insurance & Financial Services3864 Holland Rd, Virginia Beach, VA 23452(757) 498-0120View |
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7.88 miBill Wright4316 Virginia Beach Blvd Ste D, Virginia Beach, VA 23452(757) 486-4000View |
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7.88 miSteve Love Insurance Agency4176 S Plaza Trl, Virginia Beach, VA 23452(757) 340-1200View |
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7.88 miTowne Insurance Agency301 Bendix Rd Ste 300, Virginia Beach, VA 23452(757) 468-6100View |
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7.88 miState Farm - Michael Weeks Insurance Agency979 Chimney Hill Shopping Ctr Ste 103, Virginia Beach, VA 23452(757) 463-2400View |
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7.88 miBayPort Insurance4388 Holland Rd Ste 100, Virginia Beach, VA 23452(757) 493-5140View |
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7.88 miBrett Pendergast4388 Holland Rd Ste 110, Virginia Beach, VA 23452(757) 499-6813View |
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7.88 miBeskin-Divers Insurance Group300 Southport Cir, Virginia Beach, VA 23452(757) 347-8647View |
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7.88 miMcBride Group464 Investors Pl Ste 204a, Virginia Beach, VA 23452(757) 410-9955View |
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7.88 miChoice Insurance Agency4664 South Blvd, Virginia Beach, VA 23452(757) 416-5100View |
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7.88 miNorrie Hoff Insurance Agency3707 Va Beach Blvd Ste 106, Virginia Beach, VA 23452(757) 368-3600View |
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7.88 miRichard C. Barbosa II4382 Holland Plz Shopping Ctr, Virginia Beach, VA 23452(757) 431-0217View |
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8.51 miAnthony Knight4221 Pleasant Vall Rd Ste 105, Virginia Beach, VA 23464(757) 495-1200View |
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8.51 miPaula Rosati4221pleasant Valley Rd Suite 108, Virginia Beach, VA 23464(757) 467-4300View |
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8.51 miVirginia Farm Bureau Insurance1055 Kempsville Rd, Virginia Beach, VA 23464(757) 467-0603View |
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8.51 miAvery Insurance Agency5268 Fairfield Shopping Ctr, Virginia Beach, VA 23464(757) 366-0366View |
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8.51 miAdam Best5256 Providence Rd Ste C, Virginia Beach, VA 23464(757) 320-2234View |
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8.51 miMilt Rawles5265 Providence Rd Ste 200, Virginia Beach, VA 23464(757) 424-4656View |
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8.51 miJason McMahan1300 Kempsville Rd Ste 2, Virginia Beach, VA 23464(757) 467-3440View |
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8.51 miRuby Putnam5224 Indian River Rd Ste 1078, Virginia Beach, VA 23464(757) 495-5600View |
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8.51 miCharlie Hendrick5350 Kempsriver Dr Ste 101, Virginia Beach, VA 23464(757) 523-4115View |
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8.51 miEd Barnhart5660 Indian River Rd Ste 126, Virginia Beach, VA 23464(757) 366-0322View |
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8.51 miSavage & McPherson Insurance Agency977 Reon Dr Ste 108, Virginia Beach, VA 23464(757) 420-6968View |
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8.51 miIris Nance6052 Providence Rd Ste 104, Virginia Beach, VA 23464(757) 578-4737View |
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8.51 miInsurance Shopper VA6052 Providence Rd Ste 103, Virginia Beach, VA 23464(757) 966-7555View |
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8.51 miLuisa A Guzman1920 Centerville Tpke Ste 97, Virginia Beach, VA 23464(757) 479-0551View |
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8.51 miRichard Braun6062 Indian River Rd Ste 101, Virginia Beach, VA 23464(757) 420-2060View |
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8.51 miState Farm - Al Taxter6070 Indian River Rd Ste 104, Virginia Beach, VA 23464(757) 420-2575View |
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8.51 miPierre Granger5705 Lynnhaven Pkwy Ste 103, Virginia Beach, VA 23464(757) 962-2266View |
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8.65 miVirginia Farm Bureau Insurance1057 Princess Anne Rd, Virginia Beach, VA 23457(757) 426-6115View |
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9.02 miHuffman Insurance Agency4445 Corporation Ln Ste 194, Virginia Beach, VA 23462(757) 200-3183View |
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9.02 miArmor Insurance Group4445 Corporation Ln Ste 287, Virginia Beach, VA 23462(757) 213-6893View |
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9.02 miRCM&D4445 Corporation Ln Ste 224, Virginia Beach, VA 23462(800) 685-4375View |
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9.02 miTowne Insurance Agency297 Constitution Dr, Virginia Beach, VA 23462(757) 468-6100View |
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9.02 miBB&T - Lowery D. Finley1 Columbus Ctr Ste 202, Virginia Beach, VA 23462(757) 490-1967View |
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9.02 miThomas Rutherfoord222 Central Park Ave Ste 1340, Virginia Beach, VA 23462(757) 456-0577View |
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9.02 miMJB Insurance Services1520 Stonemoss Ct Ste 101, Virginia Beach, VA 23462(757) 255-8162View |
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9.02 miHampton Roads Insurance Services633 Independence Blvd Ste D, Virginia Beach, VA 23462(757) 285-4754View |
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9.02 miUSI Insurance Services4605 Columbus St, Virginia Beach, VA 23462(757) 785-5400View |
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9.02 miMatthew W. Abbott4646 Princess Anne Rd Ste 103, Virginia Beach, VA 23462(757) 497-1999View |
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9.02 miDirect General Auto Insurance309 Aragona Blvd Ste 102, Virginia Beach, VA 23462(757) 456-0397View |
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9.02 miCheeks Insurance Agency4968 Euclid Rd Ste E, Virginia Beach, VA 23462(757) 309-1850View |
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9.02 miSpruill Insurance Agency4968 Euclid Rd Ste E, Virginia Beach, VA 23462(757) 389-7226View |
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9.02 miSteven Hirsch4867 Baxter Rd Ste 111, Virginia Beach, VA 23462(757) 499-9911View |
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9.02 miBill Cooper421 S Witchduck Rd, Virginia Beach, VA 23462(757) 490-2744View |
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9.02 miCoastal Financial Insurance Group5269 Cleveland St Ste 207, Virginia Beach, VA 23462(757) 350-6960View |
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9.02 miWe Got U Insurance329 Office Sq Lan Ste 100, Virginia Beach, VA 23462(747) 456-2221View |
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9.02 miTower Financial Group316 Office Square Ln Ste 103, Virginia Beach, VA 23462(757) 499-4488View |
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9.02 miAAA Insurance5366 Virginia Beach Blvd, Virginia Beach, VA 23462(757) 233-3800View |
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9.02 miJ Gregory Daniel5269 Greenwich Rd Ste 200, Virginia Beach, VA 23462(757) 499-8196View |
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9.02 miJohn Williams5269 Greenwich Rd Ste 200, Virginia Beach, VA 23462(757) 456-9440View |
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9.02 miKathy Verschelde5237 Princess Anne Rd, Virginia Beach, VA 23462(757) 499-1880View |
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9.02 miStephanie Langkil5441 Virginia Beach Blvd Ste 115, Virginia Beach, VA 23462(757) 499-3411View |
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9.02 miClase Agencies5441 Virginia Beach Blvd Ste 108, Virginia Beach, VA 23462(757) 497-4200View |
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9.02 miHarry Patterson665 Newtown Rd Ste 107, Virginia Beach, VA 23462(757) 490-8900View |
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9.02 miAffordable Benefits Group549 Newtown Rd Ste 105, Virginia Beach, VA 23462(757) 671-9232View |
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9.02 miWare Insurance141 Business Park Dr, Virginia Beach, VA 23462(757) 490-1166View |
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9.02 miBob McCrearyh Insurance Agency533 Newtown Rd Ste 112, Virginia Beach, VA 23462(757) 497-1899View |
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9.02 miHackney Insurance Agency205 Business Park Dr Ste 100, Virginia Beach, VA 23462(757) 747-9600View |
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9.02 miSeamus McNamee5520 Greenwich Rd Ste 103, Virginia Beach, VA 23462(757) 495-6400View |
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9.02 miFriedman Associates Insurance233 Business Park Dr Ste 200, Virginia Beach, VA 23462(757) 420-9600View |
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9.02 miInsco Insurance Group5511 Princess Anne Rd, Virginia Beach, VA 23462(757) 490-1631View |
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9.02 miGail Clyburn Settle5637 Princess Anne Rd Ste C, Virginia Beach, VA 23462(757) 490-1243View |
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9.02 miJohn C Clyburn5637 Princess Anne Rd, Virginia Beach, VA 23462(757) 490-2346View |
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9.1 miBryant Insurance Group3330 Pacific Ave Ste 400, Virginia Beach, VA 23451(757) 422-5111View |
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9.1 miPointabove Insurance Group1055 Laskin Rd Ste 301, Virginia Beach, VA 23451(757) 269-9995View |
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9.1 miTimothy Quick1065 Laskin Rd Ste 102, Virginia Beach, VA 23451(757) 425-4750View |
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9.1 miThomas Rutherfoord1080 Laskin Rd Ste 204, Virginia Beach, VA 23451(757) 491-1100View |
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9.1 miGlandon Insurance Agency1100 Laskin Rd Ste 200, Virginia Beach, VA 23451(757) 422-6729View |
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9.1 miRose Goheen1112 Laskin Rd, Virginia Beach, VA 23451(757) 428-8002View |
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9.1 miM Gary Wickstrand Insurance Agency610 Jack Rabbit Rd Ste 9, Virginia Beach, VA 23451(757) 417-6501View |
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9.1 miMichael McCall1564 Laskin Rd Ste 188, Virginia Beach, VA 23451(757) 412-4517View |
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9.1 miJessica Hester2247 W Great Neck Rd Ste 102, Virginia Beach, VA 23451(757) 481-1840View |
Learn More About Car Insurance in Virginia Beach, VA
Population
453 K
Total Crashes
6,741
Persons Injured
3,416
Virginia Beach is the largest city in Virginia in population. The city features 35 miles of sandy beaches.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.