Lowest Premium
$310 / YEAR
Average Premium
$368 / YEAR
Highest Premium
$482 / YEAR
The average annual premium in Waynesboro is around $368 and can go upto $482. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:
- $25,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
- $20,000 for damage to the property of other people.
- $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
- $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered
The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.
Company | Annual premium (50/100/50) | Market share | Ranking |
---|---|---|---|
Geico | $368 | 1.5% ($189,664,981) | 88 |
Allstate | $371 | 2.58% ($326,945,631) | 87 |
State Farm | $380 | 6.26% ($793,791,726) | 90 |
Nationwide | $407 | 2.17% ($275,171,658) | 89 |
Progressive | $533 | 1.58% ($200,167,406) | 89 |
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Car Insurance Rates in Waynesboro by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Waynesboro. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
22980 | $368 |
Insurance Agents in Waynesboro, VA and Near by
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0 miBB&T - Barger Insurance113 S Wayne Ave, Waynesboro, VA 22980(540) 946-6100View |
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0 miLeonard Lynch901 W Broad St Ste Q, Waynesboro, VA 22980(540) 943-9877View |
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0 miBill Williams201 Rosser Ave Ste 111, Waynesboro, VA 22980(540) 949-6159View |
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0 miGeorge Morris2224 W Main St, Waynesboro, VA 22980(540) 943-6763View |
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0 miMetro Insurance Agency of Waynesboro2500 W Main St Ste B, Waynesboro, VA 22980(540) 942-2200View |
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0 miVirginia Farm Bureau Insurance540 Lew Dewitt Blvd Ste 1, Waynesboro, VA 22980(540) 943-9820View |
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0 miWeaver Insurance & Financial Advisors201 Osage Ln Ste 1, Waynesboro, VA 22980(540) 943-1221View |
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0 miJohn Burnett Insurance Agency2522 Jefferson Hwy, Waynesboro, VA 22980(540) 943-2163View |
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0 miTim Baker2016 Goose Creek Rd Ste 106a, Waynesboro, VA 22980(540) 569-4505View |
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0 miNate Wilson2353 Jefferson Hwy Ste 102, Waynesboro, VA 22980(540) 943-9941View |
Learn More About Car Insurance in Waynesboro, VA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.