Lowest Premium
$381 / YEAR
Average Premium
$528 / YEAR
Highest Premium
$703 / YEAR
The average annual premium in Chesapeake is around $528 and can go upto $703. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:
- $25,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
- $20,000 for damage to the property of other people.
- $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
- $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered
The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.
Company | Annual premium (50/100/50) | Market share | Ranking |
---|---|---|---|
Geico | $368 | 1.5% ($189,664,981) | 88 |
Allstate | $371 | 2.58% ($326,945,631) | 87 |
State Farm | $380 | 6.26% ($793,791,726) | 90 |
Nationwide | $407 | 2.17% ($275,171,658) | 89 |
Progressive | $533 | 1.58% ($200,167,406) | 89 |
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Car Insurance Rates in Chesapeake by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Chesapeake. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
23320 | $521 |
23321 | $511 |
23322 | $535 |
23324 | $522 |
23325 | $525 |
Insurance Agents in Chesapeake, VA and Near by
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0 miJanney Agency1369 S Military Hwy, Chesapeake, VA 23320(757) 361-6600View |
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0 miFarmers Insurance - Suddeth Agency809 Live Oak Dr Ste 14, Chesapeake, VA 23320(757) 420-6010View |
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0 miNina Ambrose800 Juniper Cres Ste C, Chesapeake, VA 23320(757) 413-5025View |
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0 miHH & B Insurance - Cook Financial Services1800 Speedy Ave Ste A, Chesapeake, VA 23320(757) 478-0043View |
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0 miAnchor Insurance Group870 Greenbrier Cir Ste 102, Chesapeake, VA 23320(757) 769-7268View |
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0 miDaniel E Renstrom640 Independence Pkwy Ste 400 Unit B, Chesapeake, VA 23320(757) 547-1800View |
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0 miLee Ann Sullivan640 Independence Pkwy Ste 200, Chesapeake, VA 23320(757) 436-4800View |
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0 miJ Hal Matthews1417 Battlefield Blvd N Ste 210, Chesapeake, VA 23320(757) 548-8680View |
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0 miChesapeake Insurance Services1105 Madison Plz Ste 100, Chesapeake, VA 23320(757) 436-4366View |
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0 miAlvin Keels115 Coastal Way, Chesapeake, VA 23320(757) 547-4553View |
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0 miBeskin-Divers Insurance Group1200 Battlefield Blvd N Ste 102, Chesapeake, VA 23320(757) 347-8885View |
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0 miRita 'Ladybug' Keels1200 Battlefield Blvd N Ste 110, Chesapeake, VA 23320(757) 432-9227View |
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0 miInsurance Doctor - Chesapeake1437 Sams Dr, Chesapeake, VA 23320(757) 686-0033View |
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0 miDirect General Auto Insurance1020 Battlefield Blvd N, Chesapeake, VA 23320(757) 547-9047View |
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0 miMike Lindsey927 Battlefield Blvd N Ste 100b, Chesapeake, VA 23320(757) 410-9975View |
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0 miAlex H Bell II1545 Crossways Blvd Ste 250, Chesapeake, VA 23320(757) 340-0028View |
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0 miClay Robertson Jr1545 Crossways Blvd Ste 250, Chesapeake, VA 23320(757) 340-0028View |
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0 miJohn W Wilson Jr1545 Crossways Blvd Ste 250, Chesapeake, VA 23320(757) 340-0028View |
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0 miNeser Insurance Agency LLC1545 Crossways Blvd Ste 250, Chesapeake, VA 23320(757) 483-2376View |
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0 miLiberty Mutual Agency717 Eden Way N Ste 606, Chesapeake, VA 23320(757) 436-1436View |
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0 miMike Bettencourt732 Eden Way N Ste M, Chesapeake, VA 23320(757) 420-9640View |
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0 miFerguson Insurance Center1407 Stephanie Way Ste A, Chesapeake, VA 23320(757) 201-3000View |
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0 miMarshall Harrell681 Battlefield Blvd N Ste L, Chesapeake, VA 23320(757) 436-1704View |
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0 miCotten & Taylor Insurance Group1228 Progressive Dr Ste 200, Chesapeake, VA 23320(757) 547-0004View |
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0 miTowne Insurance Agency1312 Greenbrier Pkwy, Chesapeake, VA 23320(757) 468-6100View |
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0 miErin Zabel801 Volvo Pkwy Ste 121, Chesapeake, VA 23320(757) 609-2787View |
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0 miParker Reigle Insurance Agency1015 Eden Way N Ste C, Chesapeake, VA 23320(757) 547-5118View |
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0 miMary Kay Daves501 Battlefield Blvd N, Chesapeake, VA 23320(757) 547-2500View |
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0 miStephanie Grayson1021 Eden Way N Ste 119, Chesapeake, VA 23320(757) 547-9323View |
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0 miJohn Daves501 Battlefield Blvd N, Chesapeake, VA 23320(757) 547-3500View |
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0 miAAA Insurance111 Kempsville Rd, Chesapeake, VA 23320(757) 547-9741View |
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0 miMeincke Insurance Agency1044 Volvo Pkwy Ste 1, Chesapeake, VA 23320(757) 420-8433View |
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0 miChip T Jennings Jr1112 Eden Way N Ste B100, Chesapeake, VA 23320(757) 549-2447View |
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0 miQuest Insurance828 Greenbrier Pkwy Ste 110, Chesapeake, VA 23320(757) 609-2907View |
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0 miAdam Fleischman1117 Eden Way N, Chesapeake, VA 23320(757) 962-0214View |
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0 miG W Brothers809 Greenbrier Pkwy, Chesapeake, VA 23320(757) 549-4279View |
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0 miAllison Plante200 Battlefield Blvd N Ste 6, Chesapeake, VA 23320(757) 410-9900View |
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0 miCenterville Insurance Agency516 Innovation Dr Ste 301, Chesapeake, VA 23320(757) 420-0006View |
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0 miSpecialized Insurance Services900 Stanhope Gdns Ste 100, Chesapeake, VA 23320(757) 410-5800View |
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0 miIntegrity Insurance - Brandie Becker Osburn1524b Volvo Pkwy Ste B, Chesapeake, VA 23320(757) 479-6812View |
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0 miWanda Benson Lebray1484 Kempsville Rd Ste A, Chesapeake, VA 23320(757) 965-4459View |
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0 miJenel Smith1428 Kempsville Rd Ste B, Chesapeake, VA 23320(757) 545-7526View |
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10.99 miKathy Kretz838 Old George Washington Hwy N Ste H, Chesapeake, VA 23323(757) 487-0074View |
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10.99 miDonnie Gill308 George Washington Hwy N Ste 1, Chesapeake, VA 23323(757) 487-3451View |
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11.84 miLindsey Patto3916 Portsmouth Blvd Ste A6, Chesapeake, VA 23321(757) 967-9999View |
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11.84 miGlobalGreen Insurance Agency4200 Portsmouth Blvd Ste 628, Chesapeake, VA 23321(757) 967-9600View |
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11.84 miJudith Turner4416 Portsmouth Blvd Ste D, Chesapeake, VA 23321(757) 488-1130View |
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11.84 miDaryl Hines4448 Portsmouth Blvd Ste 100, Chesapeake, VA 23321(757) 465-8000View |
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11.84 miScott Janney3115 Wstrn Branch Blvd Ste 105, Chesapeake, VA 23321(757) 483-0900View |
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11.84 miSusan Harris3115 Western Branch Blvd Ste 124, Chesapeake, VA 23321(757) 484-4700View |
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11.84 miJD Auvil Insurance Agency3101 American Legion Rd Ste 14, Chesapeake, VA 23321(757) 695-3364View |
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11.84 miTom Hoddinott3333 Station House Rd, Chesapeake, VA 23321(757) 484-1521View |
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11.84 miDeclan Kelly3587 Forest Haven Ln Ste C, Chesapeake, VA 23321(757) 483-9519View |
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11.84 miJohn F Dobson Insurance Agency3300 Western Branch Blvd, Chesapeake, VA 23321(757) 488-8440View |
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4.52 miG W Brothers4214 Indian River Rd, Chesapeake, VA 23325(757) 420-2468View |
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4.52 miDirect General Auto Insurance4400 Indian River Rd Ste A, Chesapeake, VA 23325(757) 455-9072View |
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8.29 miMichelle Benson1245 Cedar Rd Ste J, Chesapeake, VA 23322(757) 819-6733View |
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8.29 miCedar Road Insurance Agency630 Cedar Rd Ste A, Chesapeake, VA 23322(757) 436-7800View |
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8.29 miGarry Campbell - State Farm Insurance411 Cedar Rd Ste 9, Chesapeake, VA 23322(757) 436-3900View |
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8.29 miGarlow Insurance Agency312 Cedar Lakes Dr Ste 201, Chesapeake, VA 23322(757) 548-1515View |
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8.29 miRobert Old311 Johnstown Rd, Chesapeake, VA 23322(757) 547-2103View |
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8.29 miVirginia Farm Bureau Insurance552 Battlefield Blvd S, Chesapeake, VA 23322(757) 546-8000View |
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8.29 miKathy Verschelde708 Battlefield Blvd S Ste 105a, Chesapeake, VA 23322(757) 512-5782View |
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8.29 miRock Insurance Agency901 Bakerloo Ct, Chesapeake, VA 23322(757) 546-9410View |
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8.29 miAndy Saunders825 Battlefield Blvd S, Chesapeake, VA 23322(757) 482-3315View |
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8.29 miTy Anderson & Associates115 Bruton Ct Ste B, Chesapeake, VA 23322(757) 482-3500View |
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8.29 miShawn Fischer1464 Mount Pleasant Rd Ste 24, Chesapeake, VA 23322(757) 482-8350View |
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8.29 miAnthony Knight1457 Mount Pleasant Rd Ste 112, Chesapeake, VA 23322(757) 482-3331View |
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8.29 miIntegrity Insurance At Hickory1296 Battlefield Blvd S Ste 107, Chesapeake, VA 23322(757) 296-2050View |
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8.29 miCiara Broda237 Carmichael Way Ste 225, Chesapeake, VA 23322(757) 204-7799View |
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8.29 miSoutheastern Insurance Services502 Bud Dr Ste 105, Chesapeake, VA 23322(757) 673-3169View |
Learn More About Car Insurance in Chesapeake, VA
Population
235 K
Total Crashes
2,377
Persons Injured
1,838
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.