Cheap Car Insurance in Chesapeake, Virginia (With 2024 Rates)

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Home » Car insurance » Virginia » Cheap Car Insurance Chesapeake

Lowest Premium

$381 / YEAR

Average Premium

$528 / YEAR

Highest Premium

$703 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Chesapeake is around $528 and can go upto $703. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:

  • $25,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
  • $20,000 for damage to the property of other people.
  • $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
  • $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.

Company Annual premium (50/100/50) Market share Ranking
Geico $368 1.5% ($189,664,981) 88
Allstate $371 2.58% ($326,945,631) 87
State Farm $380 6.26% ($793,791,726) 90
Nationwide $407 2.17% ($275,171,658) 89
Progressive $533 1.58% ($200,167,406) 89

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Car Insurance Rates in Chesapeake by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Chesapeake. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
23320$521
23321$511
23322$535
23324$522
23325$525

Insurance Agents in Chesapeake, VA and Near by

  • 0 mi
    Janney Agency
    1369 S Military Hwy, Chesapeake, VA 23320
    (757) 361-6600
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    Farmers Insurance - Suddeth Agency
    809 Live Oak Dr Ste 14, Chesapeake, VA 23320
    (757) 420-6010
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  • 0 mi
    Nina Ambrose
    800 Juniper Cres Ste C, Chesapeake, VA 23320
    (757) 413-5025
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  • 0 mi
    HH & B Insurance - Cook Financial Services
    1800 Speedy Ave Ste A, Chesapeake, VA 23320
    (757) 478-0043
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  • 0 mi
    Anchor Insurance Group
    870 Greenbrier Cir Ste 102, Chesapeake, VA 23320
    (757) 769-7268
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    Daniel E Renstrom
    640 Independence Pkwy Ste 400 Unit B, Chesapeake, VA 23320
    (757) 547-1800
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    Lee Ann Sullivan
    640 Independence Pkwy Ste 200, Chesapeake, VA 23320
    (757) 436-4800
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  • 0 mi
    J Hal Matthews
    1417 Battlefield Blvd N Ste 210, Chesapeake, VA 23320
    (757) 548-8680
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    Chesapeake Insurance Services
    1105 Madison Plz Ste 100, Chesapeake, VA 23320
    (757) 436-4366
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  • 0 mi
    Alvin Keels
    115 Coastal Way, Chesapeake, VA 23320
    (757) 547-4553
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  • 0 mi
    Beskin-Divers Insurance Group
    1200 Battlefield Blvd N Ste 102, Chesapeake, VA 23320
    (757) 347-8885
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  • 0 mi
    Rita 'Ladybug' Keels
    1200 Battlefield Blvd N Ste 110, Chesapeake, VA 23320
    (757) 432-9227
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  • 0 mi
    Insurance Doctor - Chesapeake
    1437 Sams Dr, Chesapeake, VA 23320
    (757) 686-0033
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  • 0 mi
    Direct General Auto Insurance
    1020 Battlefield Blvd N, Chesapeake, VA 23320
    (757) 547-9047
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  • 0 mi
    Mike Lindsey
    927 Battlefield Blvd N Ste 100b, Chesapeake, VA 23320
    (757) 410-9975
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  • 0 mi
    Alex H Bell II
    1545 Crossways Blvd Ste 250, Chesapeake, VA 23320
    (757) 340-0028
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    Clay Robertson Jr
    1545 Crossways Blvd Ste 250, Chesapeake, VA 23320
    (757) 340-0028
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    John W Wilson Jr
    1545 Crossways Blvd Ste 250, Chesapeake, VA 23320
    (757) 340-0028
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    Neser Insurance Agency LLC
    1545 Crossways Blvd Ste 250, Chesapeake, VA 23320
    (757) 483-2376
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  • 0 mi
    Liberty Mutual Agency
    717 Eden Way N Ste 606, Chesapeake, VA 23320
    (757) 436-1436
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    Mike Bettencourt
    732 Eden Way N Ste M, Chesapeake, VA 23320
    (757) 420-9640
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  • 0 mi
    Ferguson Insurance Center
    1407 Stephanie Way Ste A, Chesapeake, VA 23320
    (757) 201-3000
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  • 0 mi
    Marshall Harrell
    681 Battlefield Blvd N Ste L, Chesapeake, VA 23320
    (757) 436-1704
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  • 0 mi
    Cotten & Taylor Insurance Group
    1228 Progressive Dr Ste 200, Chesapeake, VA 23320
    (757) 547-0004
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  • 0 mi
    Towne Insurance Agency
    1312 Greenbrier Pkwy, Chesapeake, VA 23320
    (757) 468-6100
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  • 0 mi
    Erin Zabel
    801 Volvo Pkwy Ste 121, Chesapeake, VA 23320
    (757) 609-2787
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  • 0 mi
    Parker Reigle Insurance Agency
    1015 Eden Way N Ste C, Chesapeake, VA 23320
    (757) 547-5118
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  • 0 mi
    Mary Kay Daves
    501 Battlefield Blvd N, Chesapeake, VA 23320
    (757) 547-2500
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  • 0 mi
    Stephanie Grayson
    1021 Eden Way N Ste 119, Chesapeake, VA 23320
    (757) 547-9323
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  • 0 mi
    John Daves
    501 Battlefield Blvd N, Chesapeake, VA 23320
    (757) 547-3500
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  • 0 mi
    AAA Insurance
    111 Kempsville Rd, Chesapeake, VA 23320
    (757) 547-9741
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  • 0 mi
    Meincke Insurance Agency
    1044 Volvo Pkwy Ste 1, Chesapeake, VA 23320
    (757) 420-8433
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  • 0 mi
    Chip T Jennings Jr
    1112 Eden Way N Ste B100, Chesapeake, VA 23320
    (757) 549-2447
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    Quest Insurance
    828 Greenbrier Pkwy Ste 110, Chesapeake, VA 23320
    (757) 609-2907
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  • 0 mi
    Adam Fleischman
    1117 Eden Way N, Chesapeake, VA 23320
    (757) 962-0214
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  • 0 mi
    G W Brothers
    809 Greenbrier Pkwy, Chesapeake, VA 23320
    (757) 549-4279
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  • 0 mi
    Allison Plante
    200 Battlefield Blvd N Ste 6, Chesapeake, VA 23320
    (757) 410-9900
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  • 0 mi
    Centerville Insurance Agency
    516 Innovation Dr Ste 301, Chesapeake, VA 23320
    (757) 420-0006
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  • 0 mi
    Specialized Insurance Services
    900 Stanhope Gdns Ste 100, Chesapeake, VA 23320
    (757) 410-5800
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  • 0 mi
    Integrity Insurance - Brandie Becker Osburn
    1524b Volvo Pkwy Ste B, Chesapeake, VA 23320
    (757) 479-6812
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  • 0 mi
    Wanda Benson Lebray
    1484 Kempsville Rd Ste A, Chesapeake, VA 23320
    (757) 965-4459
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  • 0 mi
    Jenel Smith
    1428 Kempsville Rd Ste B, Chesapeake, VA 23320
    (757) 545-7526
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  • 10.99 mi
    Kathy Kretz
    838 Old George Washington Hwy N Ste H, Chesapeake, VA 23323
    (757) 487-0074
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  • 10.99 mi
    Donnie Gill
    308 George Washington Hwy N Ste 1, Chesapeake, VA 23323
    (757) 487-3451
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  • 11.84 mi
    Lindsey Patto
    3916 Portsmouth Blvd Ste A6, Chesapeake, VA 23321
    (757) 967-9999
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  • 11.84 mi
    GlobalGreen Insurance Agency
    4200 Portsmouth Blvd Ste 628, Chesapeake, VA 23321
    (757) 967-9600
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  • 11.84 mi
    Judith Turner
    4416 Portsmouth Blvd Ste D, Chesapeake, VA 23321
    (757) 488-1130
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  • 11.84 mi
    Daryl Hines
    4448 Portsmouth Blvd Ste 100, Chesapeake, VA 23321
    (757) 465-8000
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  • 11.84 mi
    Scott Janney
    3115 Wstrn Branch Blvd Ste 105, Chesapeake, VA 23321
    (757) 483-0900
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  • 11.84 mi
    Susan Harris
    3115 Western Branch Blvd Ste 124, Chesapeake, VA 23321
    (757) 484-4700
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  • 11.84 mi
    JD Auvil Insurance Agency
    3101 American Legion Rd Ste 14, Chesapeake, VA 23321
    (757) 695-3364
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  • 11.84 mi
    Tom Hoddinott
    3333 Station House Rd, Chesapeake, VA 23321
    (757) 484-1521
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  • 11.84 mi
    Declan Kelly
    3587 Forest Haven Ln Ste C, Chesapeake, VA 23321
    (757) 483-9519
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  • 11.84 mi
    John F Dobson Insurance Agency
    3300 Western Branch Blvd, Chesapeake, VA 23321
    (757) 488-8440
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  • 4.52 mi
    G W Brothers
    4214 Indian River Rd, Chesapeake, VA 23325
    (757) 420-2468
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  • 4.52 mi
    Direct General Auto Insurance
    4400 Indian River Rd Ste A, Chesapeake, VA 23325
    (757) 455-9072
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  • 8.29 mi
    Michelle Benson
    1245 Cedar Rd Ste J, Chesapeake, VA 23322
    (757) 819-6733
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  • 8.29 mi
    Cedar Road Insurance Agency
    630 Cedar Rd Ste A, Chesapeake, VA 23322
    (757) 436-7800
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  • 8.29 mi
    Garry Campbell - State Farm Insurance
    411 Cedar Rd Ste 9, Chesapeake, VA 23322
    (757) 436-3900
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  • 8.29 mi
    Garlow Insurance Agency
    312 Cedar Lakes Dr Ste 201, Chesapeake, VA 23322
    (757) 548-1515
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  • 8.29 mi
    Robert Old
    311 Johnstown Rd, Chesapeake, VA 23322
    (757) 547-2103
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  • 8.29 mi
    Virginia Farm Bureau Insurance
    552 Battlefield Blvd S, Chesapeake, VA 23322
    (757) 546-8000
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  • 8.29 mi
    Kathy Verschelde
    708 Battlefield Blvd S Ste 105a, Chesapeake, VA 23322
    (757) 512-5782
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  • 8.29 mi
    Rock Insurance Agency
    901 Bakerloo Ct, Chesapeake, VA 23322
    (757) 546-9410
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  • 8.29 mi
    Andy Saunders
    825 Battlefield Blvd S, Chesapeake, VA 23322
    (757) 482-3315
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  • 8.29 mi
    Ty Anderson & Associates
    115 Bruton Ct Ste B, Chesapeake, VA 23322
    (757) 482-3500
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  • 8.29 mi
    Shawn Fischer
    1464 Mount Pleasant Rd Ste 24, Chesapeake, VA 23322
    (757) 482-8350
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  • 8.29 mi
    Anthony Knight
    1457 Mount Pleasant Rd Ste 112, Chesapeake, VA 23322
    (757) 482-3331
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  • 8.29 mi
    Integrity Insurance At Hickory
    1296 Battlefield Blvd S Ste 107, Chesapeake, VA 23322
    (757) 296-2050
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  • 8.29 mi
    Ciara Broda
    237 Carmichael Way Ste 225, Chesapeake, VA 23322
    (757) 204-7799
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  • 8.29 mi
    Southeastern Insurance Services
    502 Bud Dr Ste 105, Chesapeake, VA 23322
    (757) 673-3169
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View all agents ↓

Learn More About Car Insurance in Chesapeake, VA

Population

235 K

Total Crashes

2,377

Persons Injured

1,838

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.