Cheap Car Insurance in Norfolk, Virginia (With 2024 Rates)

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Home » Car insurance » Virginia » Cheap Car Insurance Norfolk

Lowest Premium

$391 / YEAR

Average Premium

$544 / YEAR

Highest Premium

$756 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Norfolk is around $544 and can go upto $756. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:

  • $25,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
  • $20,000 for damage to the property of other people.
  • $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
  • $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.

Company Annual premium (50/100/50) Market share Ranking
Geico $368 1.5% ($189,664,981) 88
Allstate $371 2.58% ($326,945,631) 87
State Farm $380 6.26% ($793,791,726) 90
Nationwide $407 2.17% ($275,171,658) 89
Progressive $533 1.58% ($200,167,406) 89

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Car Insurance Rates in Norfolk by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Norfolk. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Scroll inside this box to view all zip codes

ZipAvg. Premium
23501$554
23502$545
23504$540
23505$549
23507$530
23508$538
23509$551
23510$529
23513$546
23517$532
23519$543
23523$523
23529$522
23708$541
23709$539

Insurance Agents in Norfolk, VA and Near by

  • 0.48 mi
    USI Insurance Services
    101 W Main St Ste 900, Norfolk, VA 23510
    (757) 625-1800
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  • 0.48 mi
    London & Norfolk
    999 Waterside Dr Ste 2500, Norfolk, VA 23510
    (757) 623-0003
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  • 0.48 mi
    Brown & Brown Insurance Agency of Virginia
    500 E Main St Ste 600, Norfolk, VA 23510
    (757) 625-0938
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  • 0.48 mi
    Ronnie Vigneault
    211 E City Hall Ave Ste 14, Norfolk, VA 23510
    (757) 625-1019
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  • 0.48 mi
    Security Insurance Agency
    333 W Freemason St Ste 100, Norfolk, VA 23510
    (757) 627-0253
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  • 0.48 mi
    Kelly Zahratka
    409 Yarmouth St Ste A, Norfolk, VA 23510
    (757) 626-1020
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  • 0.48 mi
    Foundation Insurance Group
    440 Monticello Ave Ste 1890, Norfolk, VA 23510
    (757) 955-8445
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  • 0.48 mi
    Frank Manouchka Mercer
    501 E Brambleton Ave, Norfolk, VA 23510
    (757) 623-2755
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  • 0.48 mi
    Dianna Hicks Hawkins
    645 Church St Ste 101, Norfolk, VA 23510
    (757) 512-5034
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  • 1.59 mi
    Laurent Abitbol
    121 W 21st St, Norfolk, VA 23517
    (757) 416-7500
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  • 1.59 mi
    Mike Sanoba
    1904 Colley Ave, Norfolk, VA 23517
    (757) 533-9200
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  • 1.59 mi
    S L Nusbaum Insurance Agency
    500 W 21st St Ste 300, Norfolk, VA 23517
    (757) 622-4653
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  • 1.59 mi
    Colonial Insurance Agency
    954 W 21st St, Norfolk, VA 23517
    (757) 622-6746
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  • 2.12 mi
    Towne Insurance Agency
    200 High St, Portsmouth, VA 23704
    (757) 468-6100
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  • 2.12 mi
    Sean Crane
    503 Crawford St, Portsmouth, VA 23704
    (757) 673-6900
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  • 2.12 mi
    Bankers Insurance
    457 Court St, Portsmouth, VA 23704
    (757) 397-2311
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  • 2.12 mi
    Members Assurance Property & Casualty
    309 County St Ste 201, Portsmouth, VA 23704
    (757) 523-5352
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  • 2.12 mi
    Deborah Womack
    730 High St, Portsmouth, VA 23704
    (757) 399-1400
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  • 2.73 mi
    Direct General Auto Insurance
    2604 Cromwell Dr, Norfolk, VA 23509
    (757) 855-8888
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  • 2.73 mi
    David Read
    6586 Tidewater Dr Ste H, Norfolk, VA 23509
    (757) 855-1800
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  • 2.88 mi
    Fred Bashara
    788 44th St, Norfolk, VA 23508
    (800) 200-9741
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  • 2.88 mi
    Kenneth Blankenship
    4916 Colley Ave, Norfolk, VA 23508
    (757) 842-6544
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  • 3.92 mi
    Shawn Porter
    4826 Winthrop St, Norfolk, VA 23513
    (757) 644-8751
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  • 3.92 mi
    Salvador Guardado
    5750 Chesapeake Blvd Ste 309, Norfolk, VA 23513
    (757) 842-9039
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  • 3.92 mi
    Spanglish Insurance
    5812 Chesapeake Blvd, Norfolk, VA 23513
    (757) 618-0156
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  • 3.92 mi
    Ashley & Associates Insurance Agency
    834 Widgeon Rd, Norfolk, VA 23513
    (757) 855-3151
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  • 3.92 mi
    Direct General Auto Insurance
    880 Widgeon Rd Ste B, Norfolk, VA 23513
    (757) 857-7000
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  • 3.92 mi
    CWP Insurance Advisors
    7607 Sewells Point Rd Ste C, Norfolk, VA 23513
    (757) 963-8499
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  • 3.92 mi
    Karen Clark
    1529 Intl Blvd Ste 101, Norfolk, VA 23513
    (757) 351-3335
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  • 4.31 mi
    Kenneth L Pohl
    870 N Military Hwy Ste 111, Norfolk, VA 23502
    (757) 480-1677
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  • 4.31 mi
    Direct General Auto Insurance
    5731 Poplar Hall Dr Ste A, Norfolk, VA 23502
    (757) 466-8600
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  • 4.31 mi
    Bill Barron
    5812 Poplar Hall Dr Ste B, Norfolk, VA 23502
    (757) 552-0111
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  • 4.31 mi
    Ryan D. Jennings
    5812 Poplar Hall Dr Ste B, Norfolk, VA 23502
    (757) 552-0111
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  • 4.31 mi
    Ken Crowder
    5802 E Virginia Beach Blvd Ste 128, Norfolk, VA 23502
    (757) 461-2027
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  • 4.31 mi
    Garry Price
    1515 N Military Hwy Ste 103, Norfolk, VA 23502
    (757) 853-7410
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  • 4.31 mi
    Krystal Jones-Dent
    5900 E Virginia Beach Blvd Ste 204, Norfolk, VA 23502
    (757) 548-1265
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  • 4.31 mi
    Katz Insurance Agency
    861 Glenrock Rd Ste 101, Norfolk, VA 23502
    (757) 461-0657
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  • 4.31 mi
    Logan Insurance Agency
    5950 Poplar Hall Dr, Norfolk, VA 23502
    (757) 455-8401
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  • 4.31 mi
    Hamilton Agency
    6330 N Center Dr Ste 200, Norfolk, VA 23502
    (757) 466-7766
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  • 4.31 mi
    Bruce Laderberg Insurance Agency
    420 N Center Dr Ste 234, Norfolk, VA 23502
    (757) 965-7700
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  • 4.31 mi
    Vickie Warren Agency
    6350 Center Dr Ste 228, Norfolk, VA 23502
    (757) 465-5954
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  • 4.31 mi
    Affiliated Agencies of VA
    700 Newtown Rd Ste 111, Norfolk, VA 23502
    (757) 461-4611
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  • 4.74 mi
    John Workman
    7425 Tidewater Dr, Norfolk, VA 23505
    (757) 583-4589
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  • 4.74 mi
    Bill Bowman
    765 W Little Creek Rd Ste B, Norfolk, VA 23505
    (757) 587-1307
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  • 4.74 mi
    G W Brothers
    1011 W Little Creek Rd, Norfolk, VA 23505
    (757) 588-7717
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  • 4.74 mi
    Salzberg Insurance Agency
    249 E Little Creek Rd, Norfolk, VA 23505
    (757) 583-1828
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  • 4.74 mi
    A.A. Carr Insurance Agency
    8401 Hampton Blvd Ste 8, Norfolk, VA 23505
    (757) 489-4822
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  • 6.13 mi
    Pace Insurance Agency
    6916 N Military Hwy, Norfolk, VA 23518
    (757) 855-8033
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  • 6.13 mi
    Harry Patterson
    708 E Little Creek Rd, Norfolk, VA 23518
    (757) 480-4100
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  • 6.13 mi
    Mitchell Hill
    7932 Harold St Ste 101, Norfolk, VA 23518
    (757) 905-9167
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  • 6.13 mi
    Lori Lawson Insurance Agency
    6301 Ventura Ct, Norfolk, VA 23518
    (757) 588-3355
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  • 6.13 mi
    Gifford Insurance Associates Agency, Inc
    1547a E Little Creek Rd Ste 101, Norfolk, VA 23518
    (757) 583-2341
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  • 6.13 mi
    Keith Dorband
    1600 E Little Creek Rd Ste 106, Norfolk, VA 23518
    (757) 480-3800
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  • 6.13 mi
    Direct General Auto Insurance
    1736 E Little Creek Rd, Norfolk, VA 23518
    (757) 480-3873
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  • 6.13 mi
    Joe Query
    1815 E Little Creek Rd, Norfolk, VA 23518
    (757) 480-0033
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  • 6.13 mi
    Servicios Latinos
    2317 E Little Creek Rd, Norfolk, VA 23518
    (757) 588-0623
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  • 6.13 mi
    Manuel G Nofplot Jr
    7925 Halprin Dr, Norfolk, VA 23518
    (757) 583-2100
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  • 6.13 mi
    Christina House
    4615 Pleasant Ave Unit A, Norfolk, VA 23518
    (757) 321-4223
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  • 7.03 mi
    Jim Clark
    1507 E Bayview Blvd Ste A, Norfolk, VA 23503
    (757) 588-4343
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  • 7.03 mi
    Insurance Specialists of Virginia
    9521 Densmore Pl, Norfolk, VA 23503
    (757) 228-3866
    View |
  • 7.03 mi
    John Holdren
    9635 Granby St, Norfolk, VA 23503
    (757) 855-8022
    View |
View all agents ↓

Learn More About Car Insurance in Norfolk, VA

Population

246 K

Total Crashes

4,199

Persons Injured

2,298

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.