Cheap Car Insurance in Williamsburg, Virginia (With 2024 Rates)

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Home » Car insurance » Virginia » Cheap Car Insurance Williamsburg

Lowest Premium

$339 / YEAR

Average Premium

$440 / YEAR

Highest Premium

$553 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Williamsburg is around $440 and can go upto $553. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:

  • $25,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
  • $20,000 for damage to the property of other people.
  • $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
  • $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.

Company Annual premium (50/100/50) Market share Ranking
Geico $368 1.5% ($189,664,981) 88
Allstate $371 2.58% ($326,945,631) 87
State Farm $380 6.26% ($793,791,726) 90
Nationwide $407 2.17% ($275,171,658) 89
Progressive $533 1.58% ($200,167,406) 89

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Car Insurance Rates in Williamsburg by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Williamsburg. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
23185$443
23186$442
23188$432

Insurance Agents in Williamsburg, VA and Near by

  • 0 mi
    Bill Ward
    1003 Richmond Rd, Williamsburg, VA 23185
    (757) 229-9615
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  • 0 mi
    Mason Pasquin Agency
    110 Bacon Ave, Williamsburg, VA 23185
    (757) 229-5300
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  • 0 mi
    Henderson Insurance Group
    160 Second St Ste 2083, Williamsburg, VA 23185
    (757) 642-8092
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  • 0 mi
    Colonial Towne Insurance Agency
    212 Parkway Dr, Williamsburg, VA 23185
    (757) 220-3711
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  • 0 mi
    Commonwealth Insurance Center
    944 Capitol Landing Rd, Williamsburg, VA 23185
    (757) 253-5604
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  • 0 mi
    Woody Woolwine Jr
    820 Merrimac Trl Ste B, Williamsburg, VA 23185
    (757) 229-3229
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  • 0 mi
    Amanda Tripicco
    1101 Professional Dr Ste C, Williamsburg, VA 23185
    (757) 345-5529
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  • 0 mi
    Benschoten & Carter Insurance Agency
    645 Penniman Rd, Williamsburg, VA 23185
    (757) 229-0800
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  • 0 mi
    Towne Insurance Agency
    1312 Jamestown Rd, Williamsburg, VA 23185
    (757) 229-5757
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  • 0 mi
    Mike Rock
    1303 Jamestown Rd Ste 119, Williamsburg, VA 23185
    (757) 564-8900
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  • 0 mi
    Webster Insurance Agency
    1490 Quarterpath Rd Ste 5a, Williamsburg, VA 23185
    (757) 253-2777
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  • 0 mi
    Barbara Shelly
    1318 Jamestown Rd Ste 103, Williamsburg, VA 23185
    (757) 259-1776
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  • 0 mi
    Patrick O'Donnell
    5251 John Tyler Hwy Ste 58, Williamsburg, VA 23185
    (757) 253-8100
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  • 0 mi
    Thomas Duckwall
    5251 John Tyler Hwy Ste 22, Williamsburg, VA 23185
    (757) 809-2393
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  • 0 mi
    Harwood & Garrett
    1317 Jamestown Rd Ste 105, Williamsburg, VA 23185
    (757) 591-9623
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  • 0 mi
    Tate & Associates
    1315 Jamestown Rd Ste 104, Williamsburg, VA 23185
    (757) 258-4467
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  • 0 mi
    Michael D'alessandro
    327 Mclaws Cir Ste 3, Williamsburg, VA 23185
    (804) 292-2422
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  • 0 mi
    The Colony Group
    291 Mclaws Cir Ste 2, Williamsburg, VA 23185
    (757) 320-1964
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  • 0 mi
    Javier Fuentes
    4516 John Tyler Hwy, Williamsburg, VA 23185
    (757) 220-9910
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  • 0 mi
    Metlife Auto & Home
    1769 Jamestown Rd, Williamsburg, VA 23185
    (757) 565-7337
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  • 0 mi
    Standard of Excellence Insurance Brokerage
    2850 Sandy Bay Rd Ste 201f, Williamsburg, VA 23185
    (804) 338-1596
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  • 0 mi
    McCann Insurance Group
    1 Berkeley Cir, Williamsburg, VA 23185
    (757) 229-6802
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  • 7.22 mi
    Liberty Mutual Agency
    5330 Discovery Park Blvd Ste 100, Williamsburg, VA 23188
    (757) 258-0338
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  • 7.22 mi
    Steve Sparkman
    3705 Strawberry Plains Rd Ste C, Williamsburg, VA 23188
    (757) 229-2961
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  • 7.22 mi
    Troy Crosby
    4808 Courthouse St Ste 207b, Williamsburg, VA 23188
    (757) 941-5115
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  • 7.22 mi
    Williamsburg Insurance Agency
    4324 New Town Ave Ste B2, Williamsburg, VA 23188
    (757) 476-5816
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  • 7.22 mi
    Middle Peninsula Insurance & Financial Services
    5360 Discovery Park Blvd Ste 101a, Williamsburg, VA 23188
    (757) 229-0841
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  • 7.22 mi
    Towne Insurance Agency
    5235 Monticello Ave, Williamsburg, VA 23188
    (757) 229-5757
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  • 7.22 mi
    Insurance Doctor - Williamsburg
    4680 Monticello Ave Ste 18d, Williamsburg, VA 23188
    (757) 229-8100
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  • 7.22 mi
    Jeff W Johnson Jr
    3200 Ironbound Rd Ste B, Williamsburg, VA 23188
    (757) 229-6045
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  • 7.22 mi
    Carol Simmons
    4732 Longhill Rd Ste 3102 Williamsburg Business Ctr, Williamsburg, VA 23188
    (757) 565-0984
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  • 7.22 mi
    Logan Wease
    107 Bulifants Blvd Ste C, Williamsburg, VA 23188
    (757) 229-5010
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  • 7.22 mi
    Williamsburg Insurance Associates
    211 Bulifants Blvd Ste C, Williamsburg, VA 23188
    (757) 253-0240
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  • 7.22 mi
    Diligence Insurance Agency
    601 E Rochambeau Dr, Williamsburg, VA 23188
    (757) 643-8080
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  • 7.22 mi
    Colin Owens
    6568 Richmond Rd, Williamsburg, VA 23188
    (757) 707-3991
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  • 7.22 mi
    AAA Insurance
    6517 Richmond Rd, Williamsburg, VA 23188
    (757) 564-7711
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  • 7.22 mi
    Brock Dehlin
    7432 Richmond Rd, Williamsburg, VA 23188
    (757) 564-9167
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  • 7.22 mi
    Abbaco Insurance Agency
    7439 Richmond Rd, Williamsburg, VA 23188
    (757) 229-7002
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  • 7.22 mi
    Robert Tassone
    7505 Richmond Rd Unit 3302, Williamsburg, VA 23188
    (804) 776-0881
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View all agents ↓

Learn More About Car Insurance in Williamsburg, VA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.