Lowest Premium
$339 / YEAR
Average Premium
$440 / YEAR
Highest Premium
$553 / YEAR
The average annual premium in Williamsburg is around $440 and can go upto $553. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:
- $25,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
- $20,000 for damage to the property of other people.
- $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
- $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered
The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.
Company | Annual premium (50/100/50) | Market share | Ranking |
---|---|---|---|
Geico | $368 | 1.5% ($189,664,981) | 88 |
Allstate | $371 | 2.58% ($326,945,631) | 87 |
State Farm | $380 | 6.26% ($793,791,726) | 90 |
Nationwide | $407 | 2.17% ($275,171,658) | 89 |
Progressive | $533 | 1.58% ($200,167,406) | 89 |
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Car Insurance Rates in Williamsburg by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Williamsburg. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
23185 | $443 |
23186 | $442 |
23188 | $432 |
Insurance Agents in Williamsburg, VA and Near by
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0 miBill Ward1003 Richmond Rd, Williamsburg, VA 23185(757) 229-9615View |
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0 miMason Pasquin Agency110 Bacon Ave, Williamsburg, VA 23185(757) 229-5300View |
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0 miHenderson Insurance Group160 Second St Ste 2083, Williamsburg, VA 23185(757) 642-8092View |
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0 miColonial Towne Insurance Agency212 Parkway Dr, Williamsburg, VA 23185(757) 220-3711View |
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0 miCommonwealth Insurance Center944 Capitol Landing Rd, Williamsburg, VA 23185(757) 253-5604View |
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0 miWoody Woolwine Jr820 Merrimac Trl Ste B, Williamsburg, VA 23185(757) 229-3229View |
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0 miAmanda Tripicco1101 Professional Dr Ste C, Williamsburg, VA 23185(757) 345-5529View |
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0 miBenschoten & Carter Insurance Agency645 Penniman Rd, Williamsburg, VA 23185(757) 229-0800View |
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0 miTowne Insurance Agency1312 Jamestown Rd, Williamsburg, VA 23185(757) 229-5757View |
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0 miMike Rock1303 Jamestown Rd Ste 119, Williamsburg, VA 23185(757) 564-8900View |
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0 miWebster Insurance Agency1490 Quarterpath Rd Ste 5a, Williamsburg, VA 23185(757) 253-2777View |
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0 miBarbara Shelly1318 Jamestown Rd Ste 103, Williamsburg, VA 23185(757) 259-1776View |
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0 miPatrick O'Donnell5251 John Tyler Hwy Ste 58, Williamsburg, VA 23185(757) 253-8100View |
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0 miThomas Duckwall5251 John Tyler Hwy Ste 22, Williamsburg, VA 23185(757) 809-2393View |
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0 miHarwood & Garrett1317 Jamestown Rd Ste 105, Williamsburg, VA 23185(757) 591-9623View |
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0 miTate & Associates1315 Jamestown Rd Ste 104, Williamsburg, VA 23185(757) 258-4467View |
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0 miMichael D'alessandro327 Mclaws Cir Ste 3, Williamsburg, VA 23185(804) 292-2422View |
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0 miThe Colony Group291 Mclaws Cir Ste 2, Williamsburg, VA 23185(757) 320-1964View |
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0 miJavier Fuentes4516 John Tyler Hwy, Williamsburg, VA 23185(757) 220-9910View |
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0 miMetlife Auto & Home1769 Jamestown Rd, Williamsburg, VA 23185(757) 565-7337View |
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0 miStandard of Excellence Insurance Brokerage2850 Sandy Bay Rd Ste 201f, Williamsburg, VA 23185(804) 338-1596View |
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0 miMcCann Insurance Group1 Berkeley Cir, Williamsburg, VA 23185(757) 229-6802View |
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7.22 miLiberty Mutual Agency5330 Discovery Park Blvd Ste 100, Williamsburg, VA 23188(757) 258-0338View |
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7.22 miSteve Sparkman3705 Strawberry Plains Rd Ste C, Williamsburg, VA 23188(757) 229-2961View |
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7.22 miTroy Crosby4808 Courthouse St Ste 207b, Williamsburg, VA 23188(757) 941-5115View |
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7.22 miWilliamsburg Insurance Agency4324 New Town Ave Ste B2, Williamsburg, VA 23188(757) 476-5816View |
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7.22 miMiddle Peninsula Insurance & Financial Services5360 Discovery Park Blvd Ste 101a, Williamsburg, VA 23188(757) 229-0841View |
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7.22 miTowne Insurance Agency5235 Monticello Ave, Williamsburg, VA 23188(757) 229-5757View |
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7.22 miInsurance Doctor - Williamsburg4680 Monticello Ave Ste 18d, Williamsburg, VA 23188(757) 229-8100View |
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7.22 miJeff W Johnson Jr3200 Ironbound Rd Ste B, Williamsburg, VA 23188(757) 229-6045View |
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7.22 miCarol Simmons4732 Longhill Rd Ste 3102 Williamsburg Business Ctr, Williamsburg, VA 23188(757) 565-0984View |
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7.22 miLogan Wease107 Bulifants Blvd Ste C, Williamsburg, VA 23188(757) 229-5010View |
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7.22 miWilliamsburg Insurance Associates211 Bulifants Blvd Ste C, Williamsburg, VA 23188(757) 253-0240View |
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7.22 miDiligence Insurance Agency601 E Rochambeau Dr, Williamsburg, VA 23188(757) 643-8080View |
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7.22 miColin Owens6568 Richmond Rd, Williamsburg, VA 23188(757) 707-3991View |
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7.22 miAAA Insurance6517 Richmond Rd, Williamsburg, VA 23188(757) 564-7711View |
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7.22 miBrock Dehlin7432 Richmond Rd, Williamsburg, VA 23188(757) 564-9167View |
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7.22 miAbbaco Insurance Agency7439 Richmond Rd, Williamsburg, VA 23188(757) 229-7002View |
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7.22 miRobert Tassone7505 Richmond Rd Unit 3302, Williamsburg, VA 23188(804) 776-0881View |
Learn More About Car Insurance in Williamsburg, VA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.