Cheap Car Insurance in Radford, Virginia (With 2024 Rates)

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Home » Car insurance » Virginia » Cheap Car Insurance Radford

Lowest Premium

$305 / YEAR

Average Premium

$392 / YEAR

Highest Premium

$528 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Radford is around $392 and can go upto $528. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:

  • $25,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
  • $20,000 for damage to the property of other people.
  • $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
  • $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.

Company Annual premium (50/100/50) Market share Ranking
Geico $368 1.5% ($189,664,981) 88
Allstate $371 2.58% ($326,945,631) 87
State Farm $380 6.26% ($793,791,726) 90
Nationwide $407 2.17% ($275,171,658) 89
Progressive $533 1.58% ($200,167,406) 89

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Car Insurance Rates in Radford by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Radford. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
24129$
24141$388
24142$394

Insurance Agents in Radford, VA and Near by

  • 0 mi
    Hill Insurance Agency
    206 W Main St, Radford, VA 24141
    (540) 639-3901
    View |
  • 0 mi
    Belinda Blodgett
    1055 E Main St, Radford, VA 24141
    (540) 838-2198
    View |
  • 0 mi
    April Hamby Crabtree
    7337 Peppers Ferry Blvd, Radford, VA 24141
    (540) 639-4196
    View |
  • 0 mi
    Sarah Tilson-Miano
    7378 Peppers Ferry Blvd, Radford, VA 24141
    (540) 639-3810
    View |
  • 0 mi
    Greg Ridpath Insurance Agency
    6107 Fulk Dr, Radford, VA 24141
    (540) 731-8696
    View |

Learn More About Car Insurance in Radford, VA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.