Lowest Premium
$381 / YEAR
Average Premium
$539 / YEAR
Highest Premium
$697 / YEAR
The average annual premium in Portsmouth is around $539 and can go upto $697. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:
- $25,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
- $20,000 for damage to the property of other people.
- $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
- $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered
The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.
| Company | Annual premium (50/100/50) | Market share | Ranking |
|---|---|---|---|
| Geico | $368 | 1.5% ($189,664,981) | 88 |
| Allstate | $371 | 2.58% ($326,945,631) | 87 |
| State Farm | $380 | 6.26% ($793,791,726) | 90 |
| Nationwide | $407 | 2.17% ($275,171,658) | 89 |
| Progressive | $533 | 1.58% ($200,167,406) | 89 |
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Car Insurance Rates in Portsmouth by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Portsmouth. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
| Zip | Avg. Premium |
|---|---|
| 23321 | $511 |
| 23701 | $535 |
| 23702 | $541 |
| 23703 | $521 |
| 23704 | $545 |
| 23707 | $544 |
| 23709 | $539 |
Insurance Agents in Portsmouth, VA and Near by
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0 miDevpriya Kapoor4028 Victory Blvd, Portsmouth, VA 23701(757) 337-3920View |
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0 miTerry Friar4355 Portsmouth Blvd, Portsmouth, VA 23701(757) 488-5631View |
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0 miCoppedge Insurance Agency4405 Portsmouth Blvd, Portsmouth, VA 23701(757) 405-3079View |
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0 miAll Risk Insurance Agency2860 Airline Blvd, Portsmouth, VA 23701(757) 393-0079View |
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0 miThe Young Insurance Agency Group2865 Airline Blvd Ste B, Portsmouth, VA 23701(757) 548-8300View |
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0 miAtlantic Charter Insurance Group5599 Portsmouth Blvd, Portsmouth, VA 23701(757) 488-0082View |
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0 miYvette Roberts5911 Portsmouth Blvd, Portsmouth, VA 23701(757) 204-3221View |
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0 miNeedham Jones3537 Airline Blvd Ste 8, Portsmouth, VA 23701(757) 673-0150View |
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2.74 miNed Loyd600 Loudoun Ave, Portsmouth, VA 23707(757) 397-1291View |
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2.74 miShannon Brinkley3706 Winchester Dr Ste 100, Portsmouth, VA 23707(757) 399-7951View |
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2.74 miTracey Vinson3900 Greenway Ct N, Portsmouth, VA 23707(757) 399-7595View |
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2.97 miLindsey Patto3916 Portsmouth Blvd Ste A6, Chesapeake, VA 23321(757) 967-9999View |
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2.97 miGlobalGreen Insurance Agency4200 Portsmouth Blvd Ste 628, Chesapeake, VA 23321(757) 967-9600View |
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2.97 miJudith Turner4416 Portsmouth Blvd Ste D, Chesapeake, VA 23321(757) 488-1130View |
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2.97 miDaryl Hines4448 Portsmouth Blvd Ste 100, Chesapeake, VA 23321(757) 465-8000View |
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2.97 miScott Janney3115 Wstrn Branch Blvd Ste 105, Chesapeake, VA 23321(757) 483-0900View |
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2.97 miSusan Harris3115 Western Branch Blvd Ste 124, Chesapeake, VA 23321(757) 484-4700View |
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2.97 miJD Auvil Insurance Agency3101 American Legion Rd Ste 14, Chesapeake, VA 23321(757) 695-3364View |
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2.97 miTom Hoddinott3333 Station House Rd, Chesapeake, VA 23321(757) 484-1521View |
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2.97 miDeclan Kelly3587 Forest Haven Ln Ste C, Chesapeake, VA 23321(757) 483-9519View |
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2.97 miJohn F Dobson Insurance Agency3300 Western Branch Blvd, Chesapeake, VA 23321(757) 488-8440View |
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3.47 miTowne Insurance Agency200 High St, Portsmouth, VA 23704(757) 468-6100View |
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3.47 miSean Crane503 Crawford St, Portsmouth, VA 23704(757) 673-6900View |
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3.47 miBankers Insurance457 Court St, Portsmouth, VA 23704(757) 397-2311View |
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3.47 miMembers Assurance Property & Casualty309 County St Ste 201, Portsmouth, VA 23704(757) 523-5352View |
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3.47 miDeborah Womack730 High St, Portsmouth, VA 23704(757) 399-1400View |
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4.74 miConnie Phillips Insurance Financial4825 W Norfolk Rd, Portsmouth, VA 23703(757) 289-6933View |
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4.74 miMark Johnson4017 Cedar Ln, Portsmouth, VA 23703(757) 673-5630View |
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4.74 miBeth Holland5907 W Norfolk Rd Ste 102, Portsmouth, VA 23703(757) 483-2444View |
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4.74 miDirect General Auto Insurance3574 Towne Point Rd, Portsmouth, VA 23703(757) 606-3177View |
Learn More About Car Insurance in Portsmouth, VA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.