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Cheap Car Insurance in Houston

Lowest Premium

$409 / YEAR

Average Premium

$660 / YEAR

Highest Premium

$1000 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Houston is around $660 and can go upto $1000. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas car insurance law minimum requirement - As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.

It is legally mandatory to have car insurance in Houston. There are more than a dozen insurers in the city that offer car insurance. A full coverage car insurance in Houston costs around $1700 in average. The statewide average is much lower. The most expensive car insurance in the city is almost $3000.

Topics Covered

Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3466.00% ($1,151,485,019)1
Farmers$3837.98% ($1,530,613,603)2
State Farm$48916.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6678.75% ($1,678,264,745)0

Get Cheap Car Insurance Quotes in Your Area

We recommend you to get car insurance quotes and compare them before choosing an insurance plan. People save up to 40% on car insurance by doing the comparison shopping.

Car Insurance Rates in Houston by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Houston. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Scroll inside this box to view all zip codes

ZipAvg. Premium
77001$684
77002$650
77003$669
77004$682
77005$604
77006$626
77007$619
77008$614
77009$635
77010$644
77011$658
77012$639
77013$622
77014$649
77015$615
77016$672
77018$634
77019$625
77020$657
77021$652
77023$653
77024$611
77025$632
77026$661
77027$605
77029$620
77031$630
77033$667
77034$643
77035$645
77036$666
77037$663
77039$637
77045$673
77046$617
77049$628
77050$651
77051$654
77053$647
77054$624
77055$629
77056$618
77059$595
77060$640
77064$623
77067$675
77068$613
77069$606
77071$664
77075$648
77076$674
77080$636
77081$659
77088$665
77090$642
77093$670
77094$608
77204$679

Insurance Agents in Houston, TX and Near by

Agents by ZIP code:
  • 0 mi
    Bob White & Associates
    Po Box 73009, Houston, TX 77273
    (281) 443-7986
  • 1.47 mi
    Pam Ellis
    5900 Memorial Dr Ste 301, Houston, TX 77007
    (713) 869-7263
  • 1.47 mi
    Pasadena Insurance Agency
    99 Detering St Ste 280, Houston, TX 77007
    (713) 869-6991
  • 1.47 mi
    Darrell Defee
    308 Westcott St, Houston, TX 77007
    (713) 868-6987
  • 1.47 mi
    Goosehead Insurance - Markus Tolson
    5115 Washington Ave, Houston, TX 77007
    (713) 880-5225
  • 1.47 mi
    Andrew Graesser
    5225 Katy Fwy Ste 260, Houston, TX 77007
    (281) 822-8850
  • 1.47 mi
    Goosehead Insurance - Laura Feldman
    5225 Katy Freeway Suite 203, Houston, TX 77007
    (713) 766-3303
  • 1.47 mi
    Speck Insurance & Financial Services
    5225 Katy Fwy Ste 496, Houston, TX 77007
    (713) 467-1100
  • 1.47 mi
    Axis Insurance Agency
    5225 Katy Fwy Ste 615, Houston, TX 77007
    (713) 552-9292
  • 1.47 mi
    Kathy Huynh
    5151 Katy Fwy Ste 302, Houston, TX 77007
    (713) 893-3910
  • 1.47 mi
    Barry Hoskins
    602 Sawyer St Ste 111, Houston, TX 77007
    (713) 426-4440
  • 1.47 mi
    Jessica Hong
    1722 Washington Ave Apt B, Houston, TX 77007
    (713) 434-2060
  • 1.47 mi
    Jose S. Hernandez Insurance Agency
    1209 Crockett St Apt 1, Houston, TX 77007
    (713) 225-0301
  • 1.47 mi
    Jeri McKinley
    535 Studewood St, Houston, TX 77007
    (713) 869-2669
  • 1.47 mi
    Goosehead Insurance - Chase JohnsonTyler Ballew
    802 Yale St, Houston, TX 77007
    (713) 966-6611
  • 1.54 mi
    James Banks
    4809 Main St, Houston, TX 77002
    (713) 523-7100
  • 1.54 mi
    David Cohen
    3401 Louisiana St Ste 330, Houston, TX 77002
    (713) 659-3276
  • 1.54 mi
    Natalie Barry
    2302 Fannin St Ste 150, Houston, TX 77002
    (832) 203-8525
  • 1.54 mi
    Victor Ross
    2302 Fannin St Ste 101, Houston, TX 77002
    (713) 651-1717
  • 1.54 mi
    David L Edwards - United National Insurance Agency
    2201 Caroline St, Houston, TX 77002
    (713) 655-0335
  • 1.54 mi
    Marsh Private Client Services
    500 Dallas St Ste 1500, Houston, TX 77002
    (713) 276-8000
  • 1.54 mi
    People's Trust Financial
    777 Walker St Ste 2400, Houston, TX 77002
    (844) 215-7863
  • 1.54 mi
    Balke Insurance Agency
    815 Walker St Ste 150, Houston, TX 77002
    (713) 227-1567
  • 1.54 mi
    TWFG Insurance Services - Larry O'Neal
    723 Main St Ste 700, Houston, TX 77002
    (281) 974-2964
  • 1.77 mi
    Insure H-Town
    1973 W Gray St Ste 23, Houston, TX 77019
    (832) 300-9900
  • 1.77 mi
    Sam Zahedani
    1950 W Gray St Ste 1, Houston, TX 77019
    (713) 942-8811
  • 1.77 mi
    GO! Insurance Agency
    1302 Waugh Dr Ste 185, Houston, TX 77019
    (346) 221-5514
  • 1.77 mi
    Scott McNab
    1005 Waugh Dr Ste B, Houston, TX 77019
    (713) 520-5556
  • 1.77 mi
    Luke Bohlman
    522 Waugh Dr, Houston, TX 77019
    (281) 370-1000
  • 1.77 mi
    Andres Leday
    2777 Allen Pkwy Ste 920, Houston, TX 77019
    (713) 522-7520
  • 1.77 mi
    Wortham Insurance & Risk Management
    2727 Allen Pkwy, Houston, TX 77019
    (713) 526-3366
  • 1.77 mi
    Vincent Chiodo
    1908 W Lamar St, Houston, TX 77019
    (713) 339-1500
  • 1.92 mi
    Carl S. Smith
    1200 Mckinney St Ste 309, Houston, TX 77010
    (713) 658-0869
  • 1.92 mi
    James Devore
    1200 Mckinney St Ste 309, Houston, TX 77010
    (713) 658-0869
  • 1.94 mi
    E Bailey Moore
    1635 Richmond Ave, Houston, TX 77006
    (713) 522-6511
  • 1.94 mi
    Independent Agency of Southwest Houston
    2117 Dunlavy St, Houston, TX 77006
    (713) 355-7228
  • 1.94 mi
    Jeremy Henry
    4203 Yoakum Blvd Ste 320, Houston, TX 77006
    (281) 974-4001
  • 1.94 mi
    Houston Business Insurance Agency
    3718 Mount Vernon St, Houston, TX 77006
    (713) 979-1001
  • 1.94 mi
    Insurance Superstore
    1325 Westheimer Rd, Houston, TX 77006
    (713) 290-8326
  • 1.94 mi
    Nitsche Group
    708 Sul Ross St, Houston, TX 77006
    (713) 522-6956
  • 1.94 mi
    Rodney Poole
    2020 Montrose Blvd Ste 300, Houston, TX 77006
    (713) 528-9955
  • 1.94 mi
    Accurate Auto Insurance
    2450 Louisiana St Ste 400 Ste 942, Houston, TX 77006
    (713) 496-9176
  • 1.94 mi
    Tara Insurance Agency
    2405 Smith St, Houston, TX 77006
    (346) 772-5893
  • 1.94 mi
    Tyrone Family Insurance Agency
    2405 Smith St Ste 204, Houston, TX 77006
    (713) 526-5800
  • 10.04 mi
    Amtex Insurance
    8201 1/2 Broadway St, Houston, TX 77061
    (713) 643-2222
  • 10.04 mi
    Al Johnson
    8121 Broadway St Ste 230, Houston, TX 77061
    (281) 481-5778
  • 10.04 mi
    L.A. Insurance Agency TX45
    7733 Bellfort St, Houston, TX 77061
    (832) 582-8333
  • 10.04 mi
    Dartallan A Harris Jr
    7701 Bellfort St Ste 7, Houston, TX 77061
    (713) 517-8174
  • 10.04 mi
    Jose Pereda
    7640 Bellfort St Ste A, Houston, TX 77061
    (713) 659-0930
  • 10.04 mi
    A-Max Auto Insurance
    6716 Telephone Rd, Houston, TX 77061
    (713) 644-5000
  • 10.04 mi
    Guard Co Insurance
    6790 Telephone Rd, Houston, TX 77061
    (713) 649-4440
  • 10.04 mi
    Tristan Insurance
    6880 Telephone Rd Ste H, Houston, TX 77061
    (832) 845-2949
  • 10.08 mi
    United Aline Services
    6750 West Loop S Ste 720, Houston, TX 77036
    (713) 588-1498
  • 10.08 mi
    Tony Ponce De Leon
    6600 Harwin Dr Ste 150, Houston, TX 77036
    (713) 787-9090
  • 10.08 mi
    TWFG Insurance Services - Edgar Reyes
    6666 Harwin Dr Ste 225, Houston, TX 77036
    (713) 729-1118
  • 10.08 mi
    Affordable Insurance of Texas
    5959 Hillcroft St Ste D, Houston, TX 77036
    (713) 977-4040
  • 10.08 mi
    Mohammed Khan
    5823 Hillcroft St, Houston, TX 77036
    (713) 781-0668
  • 10.08 mi
    Laraas Corporation
    5663 Hillcroft St, Houston, TX 77036
    (713) 782-0777
  • 10.08 mi
    Mohammed Kader
    5712 Hillcroft St, Houston, TX 77036
    (281) 530-7300
  • 10.08 mi
    First Insurance Solutions
    6161 Savoy Dr Ste 824, Houston, TX 77036
    (281) 822-3000
  • 10.08 mi
    TWFG Insurance Services - Enric Pasculado
    6161 Savoy Dr Ste 1125, Houston, TX 77036
    (713) 532-8600
  • 10.08 mi
    Texan Insurance
    6161 Savoy Dr Ste 960, Houston, TX 77036
    (281) 998-2500
  • 10.08 mi
    Suresh Chainani
    6001 Savoy Dr Ste 507, Houston, TX 77036
    (713) 975-9898
  • 10.08 mi
    Smith Diversified Services
    6200 Savoy Dr Ste 528, Houston, TX 77036
    (713) 771-3973
  • 10.08 mi
    Jay Bhavsar
    6200 Savoy Dr Ste 920, Houston, TX 77036
    (713) 782-5147
  • 10.08 mi
    Ann Bhushan
    7011 Harwin Dr Ste 193, Houston, TX 77036
    (713) 532-8700
  • 10.08 mi
    Texas Insurance Services
    7011 Harwin Dr Ste 195, Houston, TX 77036
    (713) 777-8392
  • 10.08 mi
    A+ Affordable Insurance
    7111 Harwin Dr Ste 274, Houston, TX 77036
    (713) 266-1700
  • 10.08 mi
    EZ Insurance & Tax
    6201 Bonhomme Rd Ste 212n, Houston, TX 77036
    (713) 581-2193
  • 10.08 mi
    Danish Insurance Services
    7447 Harwin Dr Ste 202, Houston, TX 77036
    (713) 789-9200
  • 10.08 mi
    Act Insurance Services
    10101 Harwin Dr Ste 191, Houston, TX 77036
    (713) 975-7150
  • 10.08 mi
    Jeffrey Mouton
    10101 Harwin Dr Ste 215, Houston, TX 77036
    (713) 974-8008
  • 10.08 mi
    Integra Insurance Services
    10101 Harwin Dr Ste 210, Houston, TX 77036
    (713) 906-6874
  • 10.08 mi
    Oscar Insurance Agency
    5921 S Gessner Dr, Houston, TX 77036
    (713) 271-8889
  • 10.08 mi
    Victory Agency
    8000 S Gessner Dr Ste 800, Houston, TX 77036
    (713) 773-0422
  • 10.08 mi
    TWFG Insurance Services - Yalei Li
    10333 Harwin Dr Ste 460h, Houston, TX 77036
    (832) 677-0699
  • 10.08 mi
    GlobalGreen Insurance - Annie Gao
    10333 Harwin Dr Ste 235d, Houston, TX 77036
    (832) 436-8858
  • 10.08 mi
    Jennifer Feng
    10333 Harwin Dr Ste 485, Houston, TX 77036
    (972) 234-9888
  • 10.08 mi
    TWFG Insurance Services - Todd Lam & Julie Bach
    10333 Harwin Dr Ste 235a, Houston, TX 77036
    (832) 644-6606
  • 10.08 mi
    Southwest Texas Insurance Services Agency
    10333 Harwin Dr Ste 510, Houston, TX 77036
    (713) 534-1671
  • 10.08 mi
    G & C Olson Insurance Agency
    8506 De Moss Dr, Houston, TX 77036
    (713) 987-7833
  • 10.08 mi
    Freeway Insurance
    7710 Bellaire Blvd Ste J, Houston, TX 77036
    (713) 533-8264
  • 10.08 mi
    J Eric Lu
    5855 Sovereign Dr Ste F, Houston, TX 77036
    (713) 988-0788
  • 10.08 mi
    AAAA Insurance
    6853 S Gessner Rd Ste A, Houston, TX 77036
    (713) 774-2228
  • 10.08 mi
    Danny Nguyen
    6100 Corporate Dr Ste 110, Houston, TX 77036
    (281) 564-0631
  • 10.08 mi
    Darrell Gordon
    6100 Corporate Dr Ste 110, Houston, TX 77036
    (832) 256-0055
  • 10.08 mi
    Ryan Bourgeois
    6100 Corporate Dr Ste 110, Houston, TX 77036
    (832) 264-5466
  • 10.08 mi
    Elias Ramirez
    6100 Corporate Dr Ste 110, Houston, TX 77036
    (713) 242-1362
  • 10.08 mi
    Johnathan Hardcastle
    6100 Corporate Dr Ste 110, Houston, TX 77036
    (832) 437-6410
  • 10.08 mi
    Joshua Skiffington
    6100 Corporate Dr Ste 130, Houston, TX 77036
    (713) 778-9229
  • 10.08 mi
    Nick Gillum
    6100 Corporate Dr Ste 110, Houston, TX 77036
    (281) 909-3352
  • 10.08 mi
    R Landry
    6100 Corporate Dr Ste 110, Houston, TX 77036
    (281) 731-5485
  • 10.08 mi
    Yuan Insurance & Financial Services
    6100 Corporate Dr Ste 310, Houston, TX 77036
    (713) 609-9840
  • 10.08 mi
    Amtex Insurance
    8702 Bellaire Blvd Ste 200, Houston, TX 77036
    (713) 777-5300
  • 10.08 mi
    Qing Shen
    9788 Clarewood Dr Ste 107, Houston, TX 77036
    (281) 888-6618
  • 10.08 mi
    Hang-Sun Chang
    9600 Bellaire Blvd Ste 205a, Houston, TX 77036
    (713) 974-3888
  • 10.08 mi
    Sam Shum & Associates Insurance Agency
    9515 Bellaire Blvd, Houston, TX 77036
    (713) 777-9111
  • 10.08 mi
    Allwin Insurance Agency
    6901 Corporate Dr Ste 128, Houston, TX 77036
    (714) 952-5031
  • 10.08 mi
    TWFG Insurance Services - Terry Nguyen
    6901 Corporate Dr Ste 103, Houston, TX 77036
    (832) 598-5770
  • 10.08 mi
    William Xue
    6901 Corporate Dr Ste 122, Houston, TX 77036
    (713) 771-8511
  • 10.08 mi
    Lee Nguyen
    9968 Bellaire Blvd Ste 230a, Houston, TX 77036
    (713) 776-9676
  • 10.08 mi
    In-Town Insurance Services
    7001 Corporate Dr Ste 138, Houston, TX 77036
    (713) 773-9588
  • 10.08 mi
    TWFG Insurance Services - Jane Wang
    7001 Corporate Dr Ste 251, Houston, TX 77036
    (713) 272-9996
  • 10.08 mi
    Debbie Chang
    7001 Corporate Dr Ste 139, Houston, TX 77036
    (713) 773-9500
  • 10.08 mi
    Allrisc Insurance Agency
    6918 Corporate Dr Ste B1, Houston, TX 77036
    (713) 771-6000
  • 10.08 mi
    Thuy Le Bui
    6918 Corporate Dr Ste A15, Houston, TX 77036
    (713) 789-8462
  • 10.08 mi
    TWFG Insurance Services - Nguyen Tran Agency
    9889 Bellaire Blvd Ste 128, Houston, TX 77036
    (281) 888-3486
  • 10.08 mi
    Winnie Hui
    9889 Bellaire Blvd Ste 132, Houston, TX 77036
    (713) 729-2323
  • 10.08 mi
    TWFG Insurance Services - Jenny Xu
    9999 Bellaire Blvd Suite 889, Houston, TX 77036
    (713) 773-0040
  • 10.08 mi
    Sanchez Insurance Services
    9402 Sharpcrest St, Houston, TX 77036
    (713) 981-9780
  • 10.08 mi
    HNH Insurance Partners
    9203 Langdon Ln, Houston, TX 77036
    (281) 501-2688
  • 10.08 mi
    Don Wilde
    9817 Bissonnet St Ste K, Houston, TX 77036
    (713) 270-9500
  • 10.08 mi
    Goosehead Insurance - Jay Hawley
    10039 Bissonnet St Ste 150, Houston, TX 77036
    (832) 752-2342
  • 10.08 mi
    Shawn Xuan Nguyen
    10039 Bissonnet St Ste 226, Houston, TX 77036
    (713) 988-0752
  • 10.08 mi
    Jessie Mae Savage
    9898 Bissonnet St Ste 366, Houston, TX 77036
    (713) 988-0043
  • 10.08 mi
    Bino Insurance Agency
    9780 Bissonnet St Ste E, Houston, TX 77036
    (713) 779-7192
  • 10.08 mi
    Gonzalez Insurance Solutions Agency
    9894 Bissonnet St Ste 630, Houston, TX 77036
    (832) 758-7114
  • 10.08 mi
    Julius Levi & Company Fred Rhodes Company
    9894 Bissonnet St Ste 850, Houston, TX 77036
    (713) 995-0305
  • 10.08 mi
    William D Florez
    9894 Bissonnet St Ste 394, Houston, TX 77036
    (713) 995-8758
  • 10.08 mi
    Anasi Insurance & Financial Services
    9894 Bissonnet St, Houston, TX 77036
    (713) 774-5353
  • 10.08 mi
    Vencedores Insurance Agency
    9894 Bissonnet St Ste 630, Houston, TX 77036
    (713) 995-6170
  • 10.08 mi
    Goosehead Insurance - Jacob Pearce & Carl Rhemann
    9896 Bissonnet St Ste 350c, Houston, TX 77036
    (713) 980-0105
  • 10.09 mi
    Affordable Insurance of Texas
    1502 Aldine Mail Rd, Houston, TX 77039
    (281) 227-1666
  • 10.09 mi
    Amtex Insurance
    12900 Aldine Westfield Rd Ste F, Houston, TX 77039
    (281) 449-4300
  • 10.09 mi
    Armstrong Insurance
    3501 Aldine Mail Route, Houston, TX 77039
    (281) 449-0111
  • 10.09 mi
    Quik Insurance Services
    4102 Aldine Mail Route Rd Ste D1, Houston, TX 77039
    (281) 971-7845
  • 10.09 mi
    Freeway Insurance
    4203 Aldine Mail Rd Ste B, Houston, TX 77039
    (281) 817-8668
  • 10.09 mi
    Accurate Insurance Services
    13510 Aldine Westfield Rd # E, Houston, TX 77039
    (346) 808-0027
  • 10.09 mi
    Raquel's Insurance & Tax
    4750g Aldine Mail Rd Ste D, Houston, TX 77039
    (281) 442-9400
  • 10.09 mi
    A-Max Auto Insurance
    5180 Aldine Mail Route, Houston, TX 77039
    (281) 590-1500
  • 10.09 mi
    Joanna Montero
    5220 Aldine Mail Rd, Houston, TX 77039
    (281) 442-6555
  • 10.09 mi
    A G Multiservices
    13930 Aldine Westfield Rd # A, Houston, TX 77039
    (281) 590-6683
  • 10.6 mi
    Burns & Wilcox
    10205 Westheimer Rd W Tower 8 Ste 550, Houston, TX 77042
    (713) 268-7700
  • 10.6 mi
    Kim Dao
    9801 Westheimer Rd Ste 200, Houston, TX 77042
    (713) 780-9451
  • 10.6 mi
    Sean Mertz
    9801 Westheimer Rd Ste 208, Houston, TX 77042
    (713) 784-9383
  • 10.6 mi
    Manny Molinar
    9801 Westheimer Rd Ste 200, Houston, TX 77042
    (713) 266-4545
  • 10.6 mi
    Beatriz Gonzalez
    2925 Briarpark Dr Ste 500, Houston, TX 77042
    (346) 800-2378
  • 10.6 mi
    Carol Castillo
    2925 Briarpark Dr Ste 500, Houston, TX 77042
    (713) 352-9952
  • 10.6 mi
    Hiep Truong
    2925 Briarpark Dr Ste 500, Houston, TX 77042
    (832) 640-4735
  • 10.6 mi
    Jason Ramirez
    2925 Briarpark Dr Ste 500, Houston, TX 77042
    (281) 772-1754
  • 10.6 mi
    Jimmy Nowell
    2925 Briarpark Dr Ste 500, Houston, TX 77042
    (832) 265-6929
  • 10.6 mi
    Kimberly Van Pelt
    2925 Briarpark Dr Ste 500, Houston, TX 77042
    (832) 791-4222
  • 10.6 mi
    Mark Calima
    2925 Briarpark Dr Ste 500, Houston, TX 77042
    (832) 526-3333
  • 10.6 mi
    Ryan Brittain
    2925 Briarpark Dr Ste 500, Houston, TX 77042
    (713) 829-3591
  • 10.6 mi
    Sandra Moncada
    2925 Briarpark Dr Ste 500, Houston, TX 77042
    (832) 319-8593
  • 10.6 mi
    Premier America Credit Union
    10001 Westheimer Rd, Houston, TX 77042
    (800) 772-4000
  • 10.6 mi
    Vanessa Castillo
    2925 Briarpark Dr Ste 500, Houston, TX 77042
    (832) 656-6841
  • 10.6 mi
    Momentum Insurance & Financial Services
    9700 Richmond Ave Ste 101, Houston, TX 77042
    (832) 724-3397
  • 10.6 mi
    Daniel Gresham
    9700 Richmond Ave Ste 101, Houston, TX 77042
    (281) 921-1250
  • 10.6 mi
    Reliance Financial Services
    9700 Richmond Ave, Houston, TX 77042
    (713) 974-0555
  • 10.6 mi
    Sanchez Insurance Services
    9700 Richmond Ave Ste 151, Houston, TX 77042
    (281) 988-6567
  • 10.6 mi
    Cadence Insurance
    10260 Westheimer Rd Ste 180, Houston, TX 77042
    (713) 461-8979
  • 10.6 mi
    Douglas Paschal
    800 Wilcrest Dr Ste 140, Houston, TX 77042
    (713) 977-0703
  • 10.6 mi
    Clay Paul Group
    2500 Citywest Blvd Ste 300, Houston, TX 77042
    (800) 604-0283
  • 10.6 mi
    Champions Insurance Group
    10200 Richmond Ave Ste 251, Houston, TX 77042
    (832) 484-8899
  • 10.6 mi
    Savings Insurance
    10662 Westheimer Rd Ste 101, Houston, TX 77042
    (713) 977-9071
  • 10.6 mi
    Gigi Shum
    10672 Westheimer Rd, Houston, TX 77042
    (713) 952-6882
  • 10.6 mi
    Crc Insurance Services
    10375 Richmond Ave Ste 500, Houston, TX 77042
    (713) 532-4111
  • 10.6 mi
    El Dorado Insurance Agency
    3673 Westcenter Dr, Houston, TX 77042
    (713) 521-9251
  • 10.6 mi
    TWFG Insurance Services - Nick Locandro
    3707 Westcenter Dr Ste 200, Houston, TX 77042
    (281) 394-3878
  • 10.6 mi
    Stavinoha Insurance
    3707 Westcenter Dr, Houston, TX 77042
    (713) 208-1231
  • 10.6 mi
    Sahouri Insurance & Associates
    10777 Westheimer Rd Ste 1100, Houston, TX 77042
    (281) 661-8410
  • 10.6 mi
    HUB International Insurance
    10777 Westheimer Rd Ste 300, Houston, TX 77042
    (713) 978-6668
  • 10.6 mi
    Ai United Insurance
    11102 Briar Forest Dr, Houston, TX 77042
    (832) 251-7777
  • 10.6 mi
    James McCubbin Jr.
    10550 Richmond Ave Ste 190, Houston, TX 77042
    (713) 388-6543
  • 10.6 mi
    MetLife Auto & Home - Texas Gulf Coast
    3700 W Sam Houston Pkwy S, Houston, TX 77042
    (832) 251-5401
  • 10.6 mi
    Rock Insurance Agency
    10700 Richmond Ave Ste 103, Houston, TX 77042
    (713) 974-4472
  • 10.6 mi
    TWFG Insurance Services - Quynh Lam
    10700 Richmond Ave Ste 218, Houston, TX 77042
    (713) 781-8388
  • 10.6 mi
    HNR Insurance Agency
    10700 Richmond Ave Ste 217, Houston, TX 77042
    (713) 914-9556
  • 10.6 mi
    Jeff Shi
    10700 Richmond Ave Ste 243, Houston, TX 77042
    (281) 936-1355
  • 10.6 mi
    Fred Dehkordi
    2825 Wilcrest Dr Ste 461, Houston, TX 77042
    (713) 781-4200
  • 10.6 mi
    Scott Bigott
    2825 Wilcrest Dr Ste 267, Houston, TX 77042
    (713) 339-4161
  • 10.6 mi
    Tommy Portley
    2825 Wilcrest Dr Ste 150, Houston, TX 77042
    (713) 784-6464
  • 10.6 mi
    Michael Poehl
    2825 Wilcrest Dr Ste 661, Houston, TX 77042
    (713) 952-7287
  • 10.6 mi
    IMS London American
    10850 Richmond Ave Ste 310, Houston, TX 77042
    (713) 243-4377
  • 10.6 mi
    Mark Hastings
    2901 Wilcrest Dr Ste 150, Houston, TX 77042
    (832) 252-7750
  • 10.6 mi
    Cedric Young
    11200 Westheimer Rd Ste 805, Houston, TX 77042
    (713) 784-3100
  • 10.6 mi
    Kingspoint Insurance Agency
    11200 Westheimer Rd Ste 850, Houston, TX 77042
    (713) 850-1660
  • 10.6 mi
    D.A. Insurance
    2900 Wilcrest Dr Ste 167, Houston, TX 77042
    (713) 772-9006
  • 10.6 mi
    Warriner & Associates Insurance
    11111 Wilcrest Green Dr Ste 101, Houston, TX 77042
    (713) 785-5252
  • 10.6 mi
    WM Jones & Company
    11111 Wilcrest Green Dr Ste 420, Houston, TX 77042
    (713) 465-0766
  • 10.6 mi
    Jamaal Moore
    800 W Belt Pkwy S Ste 212, Houston, TX 77042
    (832) 651-4886
  • 10.6 mi
    Joseph Sirju
    800 W Belt Pkwy S Ste 212, Houston, TX 77042
    (281) 207-2636
  • 10.87 mi
    Garza Insurance Agency & Multiservices
    725 W Mount Houston Rd, Houston, TX 77038
    (281) 260-9091
  • 10.87 mi
    Elizabeth Vences-Diaz
    802 West Rd Ste B, Houston, TX 77038
    (281) 442-7995
  • 10.87 mi
    A-Z Insurance Agency
    1210 West Rd, Houston, TX 77038
    (281) 661-7888
  • 10.87 mi
    Best Option Insurance & Tax
    10176 Veterans Memorial Dr Ste G, Houston, TX 77038
    (281) 447-1400
  • 10.87 mi
    Brown & Brown Lone Star Insurance Services
    1717 N Sam Houston Pkwy W Ste 115, Houston, TX 77038
    (281) 260-2000
  • 10.87 mi
    Tax-Insurance & More
    10755 Veterans Memorial Dr Ste B, Houston, TX 77038
    (346) 888-5857
  • 10.87 mi
    United Insurance & Financial Services
    2770 N Sam Houston Pkwy W, Houston, TX 77038
    (713) 635-6134
  • 11.08 mi
    Juanita Ceaser-Worrell
    14455 Cullen Blvd Ste A100, Houston, TX 77047
    (281) 992-4829
  • 11.08 mi
    Stanley Sanders
    630 S Sam Houston Pkwy W Ste F, Houston, TX 77047
    (281) 303-5199
  • 11.08 mi
    James Acosta
    2850 S Sam Houston Pkwy E, Houston, TX 77047
    (713) 984-4611
  • 11.18 mi
    TWFG Insurance Services - Jerry Offner
    13201 Northwest Fwy Ste 800, Houston, TX 77040
    (281) 940-1550
  • 11.18 mi
    Kevin Lewis
    13201 Northwest Fwy Ste 800 Ste 33, Houston, TX 77040
    (832) 935-3793
  • 11.18 mi
    The Hansen Agency
    13201 Northwest Fwy Ste 700, Houston, TX 77040
    (713) 463-9500
  • 11.18 mi
    Goosehead Insurance - Jacob Metcalf
    13430 Northwest Fwy Ste 400, Houston, TX 77040
    (214) 240-8838
  • 11.18 mi
    Hotchkiss Insurance Agency
    13430 Northwest Fwy Ste 600, Houston, TX 77040
    (713) 956-9800
  • 11.18 mi
    Amtex Insurance
    13517 Northwest Fwy, Houston, TX 77040
    (713) 939-1123
  • 11.18 mi
    A-Z Insurance Agency
    13482 Northwest Hwy, Houston, TX 77040
    (832) 558-1700
  • 11.18 mi
    Pierre Vega
    13831 Northwest Fwy Ste 420, Houston, TX 77040
    (713) 640-5594
  • 11.18 mi
    Ruth Williams
    13831 NW Fwy # 120b, Houston, TX 77040
    (713) 460-2886
  • 11.18 mi
    TWFG Insurance Services - Cruz Hernandez
    13831 Northwest Fwy Ste 241, Houston, TX 77040
    (281) 493-9376
  • 11.18 mi
    Alan Brevard
    13831 Northwest Fwy Ste 365, Houston, TX 77040
    (713) 462-6654
  • 11.18 mi
    Glenn Schwenke
    13831 Northwest Fwy Ste 365, Houston, TX 77040
    (832) 326-5326
  • 11.18 mi
    Texas Insurance Express
    7326 Senate Ave, Houston, TX 77040
    (713) 983-0222
  • 11.18 mi
    Douglas Sharp
    17398 Northwest Fwy, Houston, TX 77040
    (281) 705-3684
  • 11.18 mi
    Brady Chapman Holland & Associates
    10055 W Gulf Bank Rd, Houston, TX 77040
    (713) 688-1500
  • 11.18 mi
    Khanh Nguyen
    17378 Northwest Fwy, Houston, TX 77040
    (713) 983-7800
  • 11.18 mi
    Cravens Warren Insurance Agency
    10011 W Gulf Bank Rd, Houston, TX 77040
    (888) 296-1380
  • 11.18 mi
    John M Myers
    17483 Village Green Dr, Houston, TX 77040
    (713) 466-0040
  • 11.18 mi
    Goosehead Insurance - Houston Office
    Granite Tower At 290 13430 Northwest Freeway Suite 400, Houston, TX 77040
    (713) 966-6600
  • 11.32 mi
    Kelley Lyons Insurance Group
    8538 W Bellfort St, Houston, TX 77071
    (888) 520-1175
  • 11.32 mi
    Yaneth Garcia
    8200 W Bellfort St # 8210, Houston, TX 77071
    (713) 714-5044
  • 11.32 mi
    Bich Nga Dinh Nguyen
    8406 Braesdale Ln, Houston, TX 77071
    (713) 647-6633
  • 11.32 mi
    Nicholas Obih
    9920 S Gessner Rd, Houston, TX 77071
    (713) 270-7400
  • 11.32 mi
    Santos Portillo
    8520 S Braeswood Blvd, Houston, TX 77071
    (713) 995-9422
  • 11.51 mi
    Alpha Omega Insurance & Multiservices
    116 Hardwicke Rd, Houston, TX 77060
    (281) 741-0097
  • 11.51 mi
    H & L Insurance Agency
    202 Aldine Bender Rd, Houston, TX 77060
    (281) 931-9411
  • 11.51 mi
    Frontera Multiservices
    189 Aldine Bender Rd, Houston, TX 77060
    (281) 709-2900
  • 11.51 mi
    Payless Insurance Agency
    50 Aldine Bender Rd Ste 140, Houston, TX 77060
    (281) 448-3330
  • 11.51 mi
    TIA - Texas Insurance Agency
    50 Aldine Bender Rd Ste 120, Houston, TX 77060
    (713) 921-8000
  • 11.51 mi
    Damar Multiservices
    167 Aldine Bender, Houston, TX 77060
    (281) 591-1417
  • 11.51 mi
    Leneal Wilridge
    480 N Sam Houston Pkwy E Ste 211, Houston, TX 77060
    (281) 447-4788
  • 11.51 mi
    EFG Insurance Agency
    450 N Sam Houston Pkwy E Ste 181, Houston, TX 77060
    (281) 405-8866
  • 11.51 mi
    Baxter Insurance Agency
    450 N Sam Houston Pkwy E Ste 103, Houston, TX 77060
    (281) 445-1381
  • 11.51 mi
    ASAP Insurance Agency
    11811 North Fwy Ste 416, Houston, TX 77060
    (281) 847-3595
  • 11.51 mi
    Atrich LLC
    350 N Sam Houston Pkwy E Ste 101, Houston, TX 77060
    (832) 243-1269
  • 11.51 mi
    Proctor Insurance Group
    256 N Sam Houston Pkwy E Ste 251, Houston, TX 77060
    (281) 448-7750
  • 11.51 mi
    Violet Carpio
    507 N Sam Houston Pkwy E Ste 570, Houston, TX 77060
    (281) 405-0350
  • 11.51 mi
    ABM Insurance and Benefit Services
    333 N Sam Houston Pkwy E Ste 750, Houston, TX 77060
    (281) 448-3040
  • 11.51 mi
    Insurance Corner
    16630 Imperial Valley Dr, Houston, TX 77060
    (281) 448-6677
  • 11.51 mi
    Randy Hogan Insurance Agency
    515 N Sam Houston Pkwy E Ste 605, Houston, TX 77060
    (281) 999-4100
  • 11.51 mi
    Kevin Williams
    16770 Imperial Valley Dr Ste 125e, Houston, TX 77060
    (281) 687-0868
  • 11.51 mi
    Keystone Insurance
    16770 Imperial Valley Dr Ste 212, Houston, TX 77060
    (713) 955-2299
  • 11.51 mi
    Amalia Martinez Aguirre
    12110 Greenspoint Dr, Houston, TX 77060
    (281) 872-6300
  • 11.51 mi
    A-Z Insurance Agency
    726 Greens Rd, Houston, TX 77060
    (281) 854-4350
  • 11.51 mi
    David's Insurance
    387 Greens Rd, Houston, TX 77060
    (281) 448-7915
  • 11.51 mi
    Armando Valdez
    12941 North Fwy Ste 608, Houston, TX 77060
    (281) 537-7890
  • 11.51 mi
    Humberto Garcia
    12941 North Fwy Ste 116, Houston, TX 77060
    (281) 931-4800
  • 11.51 mi
    James F. Leiber
    12941 North Fwy Ste 503, Houston, TX 77060
    (281) 875-5534
  • 11.62 mi
    Pay Low Insurance Services
    6550 Mount Houston Rd, Houston, TX 77050
    (281) 865-2697
  • 12.05 mi
    Aju Insurance Agency
    10122 Long Point Rd Ste 100, Houston, TX 77043
    (713) 932-9600
  • 12.05 mi
    Speck Insurance & Financial Services
    10190 Katy Fwy, Houston, TX 77043
    (713) 467-1100
  • 12.05 mi
    All Insured Group
    10190 Katy Fwy Ste 503, Houston, TX 77043
    (713) 636-2253
  • 12.05 mi
    Enrique Reyes
    2278 Triway Ln, Houston, TX 77043
    (956) 345-1163
  • 12.05 mi
    Leslie Bourgeois
    1080 W Sam Houston Pkwy N Ste 145, Houston, TX 77043
    (713) 468-8344
  • 12.05 mi
    Claudia Garza
    10810 Katy Fwy Ste 200, Houston, TX 77043
    (713) 780-4841
  • 12.05 mi
    Lorenzo Castro
    10810 Katy Fwy Ste 202, Houston, TX 77043
    (832) 251-0504
  • 12.05 mi
    ATAB Insurance Services
    10894 Shadow Wood Dr, Houston, TX 77043
    (713) 906-1961
  • 12.05 mi
    Don Wright
    1500 Brittmoore Rd Ste 301, Houston, TX 77043
    (713) 465-3200
  • 12.05 mi
    Emil Joe Dusek
    10801 Hammerly Blvd Ste 102, Houston, TX 77043
    (713) 973-6600
  • 12.05 mi
    Warren Sloan
    1400 W Sam Houston Pkwy N Ste 130, Houston, TX 77043
    (713) 464-4442
  • 12.08 mi
    Felicia Boudreaux
    14901 Sh 249 Suite 105, Houston, TX 77086
    (713) 464-2077
  • 12.08 mi
    Mien Tran
    13411 State Highway 249 Ste 1, Houston, TX 77086
    (281) 591-0127
  • 12.08 mi
    Insurance Marketing Group
    13500 Tomball Pkwy Ste D, Houston, TX 77086
    (281) 999-9930
  • 12.08 mi
    Ai United Insurance
    13767 Tomball Pkwy, Houston, TX 77086
    (281) 661-8501
  • 12.08 mi
    Edwards Total Financial Group
    11003 Antoine Dr, Houston, TX 77086
    (281) 858-6000
  • 12.08 mi
    AMAC Insurance Center
    10911 Bammel North Houston Rd Ste J, Houston, TX 77086
    (281) 444-7429
  • 12.41 mi
    Allcommunity Insurance Group
    11806 Wilcrest Dr Ste 230, Houston, TX 77031
    (281) 741-8760
  • 12.41 mi
    Peter Mugo
    11807-a Wilcrest Dr, Houston, TX 77031
    (281) 498-2553
  • 12.41 mi
    Julius Porter
    11628 Southwest Fwy, Houston, TX 77031
    (281) 495-0404
  • 12.41 mi
    Ai United Insurance
    11503 Southwest Fwy, Houston, TX 77031
    (281) 933-6333
  • 12.41 mi
    Michael Khansari
    10550 W Bellfort St Ste 120, Houston, TX 77031
    (281) 530-9730
  • 12.41 mi
    AAAA Insurance
    8640 S Braeswood Blvd, Houston, TX 77031
    (713) 773-2222
  • 12.48 mi
    Aaron German
    8498 S Sam Houston Pkwy E Ste 600, Houston, TX 77075
    (713) 231-5600
  • 12.48 mi
    Seba Auto Insurance Agency
    10855 Telephone Rd, Houston, TX 77075
    (713) 987-1090
  • 12.48 mi
    Dawood S. Raza
    9350 Fuqua St, Houston, TX 77075
    (713) 910-3331
  • 12.48 mi
    Juan Gonzalez
    9963 Fuqua St, Houston, TX 77075
    (832) 571-2260
  • 12.48 mi
    Dash Insurance Agency
    8405 Almeda Genoa Rd, Houston, TX 77075
    (832) 832-5497
  • 12.48 mi
    Daniela Soto
    9410-a Almeda Genoa Rd, Houston, TX 77075
    (713) 910-5800
  • 12.48 mi
    Jeffrey Gibson
    9700 Almeda Genoa Rd Ste 101, Houston, TX 77075
    (713) 941-3221
  • 12.8 mi
    David Melvin
    12646 Coulson St, Houston, TX 77015
    (832) 816-8810
  • 12.8 mi
    AAAA Insurance
    12450 East Fwy Ste 130, Houston, TX 77015
    (713) 330-3222
  • 12.8 mi
    Right Choice Tax & Insurance Services
    12450 East Fwy Ste 130, Houston, TX 77015
    (832) 962-7259
  • 12.8 mi
    Lone Star Insurance Agency
    883 Federal Rd Ste F, Houston, TX 77015
    (713) 451-4000
  • 12.8 mi
    Bob Morisak
    12605 East Fwy Ste 110, Houston, TX 77015
    (713) 455-4442
  • 12.8 mi
    Freeway Insurance
    12804 East Fwy Ste 100, Houston, TX 77015
    (713) 364-0834
  • 12.8 mi
    ARZ, Inc
    13020 Market Street Rd, Houston, TX 77015
    (713) 455-3361
  • 12.8 mi
    Joseph Stephens
    500 Normandy St, Houston, TX 77015
    (713) 590-9011
  • 12.8 mi
    Maria Martinez
    13221 Rockglen St, Houston, TX 77015
    (713) 714-8056
  • 12.8 mi
    Barry Hoskins
    13301 East Fwy Ste 110, Houston, TX 77015
    (713) 453-7193
  • 12.8 mi
    Slocomb Insurance Agency
    13301 East Fwy Ste 308, Houston, TX 77015
    (713) 451-8818
  • 12.8 mi
    Velez Insurance Agency&Financial Services
    855 Uvalde Rd Ste K, Houston, TX 77015
    (713) 450-9560
  • 12.8 mi
    Chandler Westmoreland
    13018 Woodforest Blvd Ste P, Houston, TX 77015
    (713) 330-3900
  • 12.8 mi
    Harris County Insurance
    13030 Woodforest Blvd Ste C, Houston, TX 77015
    (832) 582-8500
  • 12.8 mi
    L.A. Insurance Agency TX25
    13383 Louisville St, Houston, TX 77015
    (281) 724-8200
  • 12.8 mi
    Rick Blount
    13420 Hollypark Dr, Houston, TX 77015
    (713) 451-9731
  • 12.8 mi
    A-Max Auto Insurance
    13415 Woodforest Blvd Ste G, Houston, TX 77015
    (713) 330-7000
  • 12.8 mi
    RAR Insurance Agency
    12603 Market St, Houston, TX 77015
    (713) 450-4949
  • 12.8 mi
    Vela Auto Insurance
    727 Freeport St Ste 7, Houston, TX 77015
    (832) 649-8042
  • 12.8 mi
    Michael Stockwell
    227 Uvalde Rd, Houston, TX 77015
    (713) 453-5102
  • 12.8 mi
    Uvalde Insurance Agency
    186 Uvalde Rd, Houston, TX 77015
    (713) 453-5158
  • 12.8 mi
    C D Williams Jr
    75 Uvalde Rd Ste A, Houston, TX 77015
    (713) 453-8266
  • 12.8 mi
    Penny Insurance
    9 Uvalde Rd Ste 8, Houston, TX 77015
    (281) 823-9999
  • 12.8 mi
    Ruby's Insurance
    837 Manor St, Houston, TX 77015
    (832) 235-4492
  • 12.8 mi
    Tom Joacim
    14606 Woodforest Blvd, Houston, TX 77015
    (713) 453-4373
  • 12.8 mi
    Joe Simien
    14618 Woodforest Blvd, Houston, TX 77015
    (713) 453-8424
  • 12.8 mi
    Allied Insurance Professionals
    4331 E Sam Houston Pkwy N, Houston, TX 77015
    (713) 451-2277
  • 12.8 mi
    Canyon Insurance Group
    5144 E Sam Houston Pkwy N # 212, Houston, TX 77015
    (832) 717-1511
  • 12.8 mi
    Amtex Insurance
    13512 I 10 E, Houston, TX 77015
    (713) 450-2233
View all agents ↓

Car Insurance Facts Houston, Texas

Population

2.2 Million

Total Crashes

67,241

Persons Injured

47707

As a car owner and driver, you should know the fine print of a typical car insurance policy. Many car owners presume the coverage of being inclusive of several types of expenses or damages but one must be specific. For instance, you will always have the value of your car, as per the coverage assured by the policy, protected in the event of an accident. The coverage is also applicable if your car is stolen and you report the same to the local police. However, the coverage assured in the car insurance policy does not include any personal item that you may have in the car that may get damaged or stolen during an accident or in any other situation. The same rule applies to any upgrades or aftermarket installations that you may consider. From stereos to smart phones, special gear in the car to precious or inexpensive items, everything will be excluded from the policy unless they are essentials integrated with the automobile in its factory made or on road condition.

The cost of car insurance will depend on many variables, mostly on the type of car you own and the skills you have as a driver. More expensive cars are obviously dearer to insure. Automobiles that are more vulnerable to accidents or damage on the streets will also cost more to insure. Drivers who have a history of accidents and have less experience or limited training will also have to pay more for the same coverage that a more experienced, better trained driver with fewer or no accidents would have to bear. The age of the car, how it is parked overnight and where along with driving patterns, which is the usual load on the car every day, week or month, will also influence the cost of your car insurance policy.

You should know that additional installations or aftermarket upgrades that you may opt for can be insured but not with typical insurance policies and not unless you renew the policy with the new changes accounted for. You can consult with your car insurance agent to choose a policy that will include your expensive installations and any integral fixtures you may choose later.

Car Insurance Laws in Texas

The state law is straightforward. You must have car insurance when you are registering a vehicle. The law stipulates the minimum coverage in specific categories. The minimum coverage is the least you can have and it is not the optimum coverage you should opt for. Given the scope of damage and the severity of injuries possible as a direct result of an accident, you should always opt for more coverage than the legal requisite.

Any car owner who does not have the minimum coverage basically does not have car insurance as per the laws of the state. Hence, the car owner will be subjected to the penalties as decreed by the state law.

Penalty for Driving without Car Insurance in Texas

You cannot drive any type of motor vehicle without insurance, be it a motorcycle, a car or a truck. It is also not sufficient to have a car insurance that has just lapsed or has not been renewed for a few days and hence there is a break in its continuity. The law requires all car owners to have continuous auto insurance in Texas, regardless of the age of the car and other factors such as driving history or record of past incidents.

The state of Texas can levy a penalty on any car owner who does not have adequate insurance. The penalty is usually multipronged. First time offenders are usually charged a maximum of $350. The offense can lead to the suspension of the license and hence driving privileges. A second or subsequent offense will incur penalties of a maximum of $100 and the vehicle could be impounded for a maximum of six months.

Car Insurance Support in Texas

Those who have been fined and have had their driving license revoked or driving privilege suspended and possibly their vehicle impounded are required to file an SR-22 form as proof of continuous car insurance. This should be done proactively. Such car owners and drivers must carry proof of their continuous car insurance at all times. The SR-22 form can be filed with the Department of Public Safety by the insurer or the insured and this should be done for three years following a conviction.

References

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.