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Home » Car insurance » Texas » Cheap Car Insurance Tyler

Cheap Car Insurance in Tyler

Lowest Premium

$361 / YEAR

Average Premium

$548 / YEAR

Highest Premium

$868 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Tyler is around $548 and can go upto $868. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
GEICO$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

Get Cheap Car Insurance Quotes in Your Area

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Tyler by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Tyler. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Scroll inside this box to view all zip codes

ZipAvg. Premium
75701$542
75702$554
75703$541
75704$552
75707$535
75708$553
75709$539
75798$534
75799$550

Insurance Agents in Tyler, TX and Near by

Agents by ZIP code:
  • 0 mi
    Dan F Hardiman
    1121 Ese 323 Loop Ste 119, Tyler, TX 75701
    (903) 597-5700
  • 0 mi
    Orrin A Latch
    1211 Sse 323 Loop, Tyler, TX 75701
    (903) 597-1488
  • 0 mi
    Richard Davis
    723 S Broadway Ave, Tyler, TX 75701
    (903) 593-2503
  • 0 mi
    Marseline Soto
    715 S Vine Ave, Tyler, TX 75701
    (903) 593-7600
  • 0 mi
    John Merrill
    1302 S Vine Ave, Tyler, TX 75701
    (903) 597-1994
  • 0 mi
    Main Street Independent Insurance Agencies
    1306 S Vine Ave, Tyler, TX 75701
    (903) 747-3803
  • 0 mi
    Tom Sorrels Insurance Agency
    1313 S Vine Ave, Tyler, TX 75701
    (903) 526-2626
  • 0 mi
    Skeen Insurance Agency
    220 E 5th St, Tyler, TX 75701
    (903) 597-6021
  • 0 mi
    Guest Insurance Agency
    120 W 5th St Ste 211, Tyler, TX 75701
    (903) 705-7011
  • 0 mi
    Autopartners Insurance Agency
    1725 S Beckham Ave, Tyler, TX 75701
    (903) 593-4500
  • 0 mi
    Bergfeld Agency
    2001 S Donnybrook Ave, Tyler, TX 75701
    (903) 592-7347
  • 0 mi
    Thomas Perry
    1511 E 5th St, Tyler, TX 75701
    (903) 592-1000
  • 0 mi
    Karl Benner
    1519 E 5th St, Tyler, TX 75701
    (903) 597-1966
  • 0 mi
    Bradley Rauscher
    2301 S Broadway Ave Ste A6, Tyler, TX 75701
    (903) 595-6392
  • 0 mi
    David Lomax
    1417 Lamar St, Tyler, TX 75701
    (903) 593-7373
  • 0 mi
    TWFG Insurance Services - Mike Morman
    632 E Dulse St, Tyler, TX 75701
    (903) 581-8555
  • 0 mi
    Affordable Insurance of Texas
    3231 Old Jacksonville Rd, Tyler, TX 75701
    (903) 526-5500
  • 0 mi
    Jeremy Thomas
    1700 S Southeast Loop 323 Ste 112, Tyler, TX 75701
    (903) 705-0863
  • 0 mi
    Higginbotham Insurance
    3347 Old Jacksonville Rd, Tyler, TX 75701
    (903) 509-8245
  • 0 mi
    Steve Irvin
    3200 Troup Hwy Ste 242, Tyler, TX 75701
    (903) 617-6223
  • 0 mi
    BancorpSouth Insurance Services
    3301 Golden Rd Ste 400, Tyler, TX 75701
    (903) 593-6468
  • 0 mi
    Matt Mooty
    3928 S Broadway Ave, Tyler, TX 75701
    (903) 561-5655
  • 0 mi
    Thompson-Hicks Insurance
    3919 S Broadway Ave, Tyler, TX 75701
    (903) 561-7641
  • 0 mi
    Dan Noltensmeyer Agency
    4000 S Broadway Ave, Tyler, TX 75701
    (903) 509-3313
  • 0 mi
    Goosehead Insurance - Morgan Shipp
    625 Chase Dr Ste 107, Tyler, TX 75701
    (903) 630-8069
  • 0 mi
    Legacy Insurors Group
    3815 Old Bullard Rd, Tyler, TX 75701
    (903) 630-7234
  • 0 mi
    Hibbs-Hallmark & Company
    501 Shelley Dr, Tyler, TX 75701
    (903) 561-8484
  • 0 mi
    Todd Enright
    1512 E Southeast Loop 323, Tyler, TX 75701
    (903) 730-6060
  • 0 mi
    Turner Bass & Associates Insurance
    135 Shelley Dr, Tyler, TX 75701
    (903) 561-8242
  • 0 mi
    Noltensmeyer & Associates
    113 Shelley Dr, Tyler, TX 75701
    (903) 939-3500
  • 0 mi
    Jill McIntyre
    1828 E Southeast Loop 323 Ste 105, Tyler, TX 75701
    (903) 595-4555
  • 0 mi
    Paul Menegay
    3708 Old Jacksonville Rd, Tyler, TX 75701
    (903) 939-3535
  • 0 mi
    Swain & Baldwin Insurance
    130 Shelley Dr, Tyler, TX 75701
    (903) 561-7337
  • 0 mi
    ABC Insurance
    4205 S Broadway Ave, Tyler, TX 75701
    (903) 561-5153
  • 0 mi
    Jim Toman Insurance
    728 W Southwest Loop 323, Tyler, TX 75701
    (903) 509-1300
  • 0 mi
    Lesniewski & Parker Insurance
    410 W Southwest Loop 323 Ste C, Tyler, TX 75701
    (903) 533-1100
  • 0 mi
    Shearer Insurance Services
    1211 W Southwest Loop 323, Tyler, TX 75701
    (903) 534-5454
  • 0 mi
    Threlkeld & Company Insurance
    515 Wsw 323 Loop, Tyler, TX 75701
    (903) 581-0077
  • 0 mi
    Patrick Allare
    1717 Wsw Loop 323, Tyler, TX 75701
    (903) 579-0610
  • 0 mi
    Hall Risk Management
    3010 S Southwest Loop 323, Tyler, TX 75701
    (903) 266-7837
  • 0 mi
    6M Insurance Group
    2026 Republic Dr Ste A1, Tyler, TX 75701
    (877) 450-6390
  • 0 mi
    Billy R Martin Insurance Agency
    2032 Republic Dr, Tyler, TX 75701
    (903) 581-8191
  • 0 mi
    Suanna Johnson
    3312 S Southwest Loop 323 Ste A, Tyler, TX 75701
    (903) 939-2886
  • 0 mi
    Bosworth & Associates
    1818 W Southwest Loop 323, Tyler, TX 75701
    (903) 705-0691
  • 0 mi
    Alamo Auto Insurance
    3400 S Southwest Loop 323, Tyler, TX 75701
    (903) 509-2400
  • 0 mi
    Texas Five Star Insurance
    3313 Ssw 323 Loop, Tyler, TX 75701
    (903) 533-1139
  • 0 mi
    Jeff Callens
    4015 Old Noonday Rd, Tyler, TX 75701
    (903) 561-9933
  • 2.86 mi
    Esmeraldas Global Auto Insurance
    406 E Berta St, Tyler, TX 75702
    (903) 596-0200
  • 2.86 mi
    Judith Marie Sanderson
    1922 E Front St, Tyler, TX 75702
    (903) 592-9710
  • 2.86 mi
    Ai United Insurance
    109 N Beckham Ave, Tyler, TX 75702
    (903) 487-2121
  • 2.86 mi
    Sharie Withers
    261 S Broadway Ave, Tyler, TX 75702
    (903) 561-2386
  • 2.86 mi
    Goosehead Insurance - Ruben Espinosa
    522 N Broadway Ave # 2, Tyler, TX 75702
    (903) 914-0037
  • 2.86 mi
    Heritage Insurance
    119 W Front St, Tyler, TX 75702
    (903) 534-1177
  • 2.86 mi
    Love-Nail Insurance Agency
    400 S Broadway Ave Ste 103, Tyler, TX 75702
    (844) 425-0011
  • 2.86 mi
    Neal J. Nevejans
    413 S College Ave, Tyler, TX 75702
    (903) 595-6100
  • 2.86 mi
    Christina Lamas
    321 E Front St, Tyler, TX 75702
    (903) 526-8339
  • 2.86 mi
    Texas Wide Insurance
    504 E Front St, Tyler, TX 75702
    (903) 531-0323
  • 2.86 mi
    Bobbie Besler
    522 S Broadway Ave Ste 102, Tyler, TX 75702
    (903) 630-6215
  • 2.86 mi
    A-Max Auto Insurance
    532 S Broadway Ave, Tyler, TX 75702
    (903) 597-7000
  • 2.86 mi
    Keith Hilliard
    719 W Front St Ste 164, Tyler, TX 75702
    (903) 617-6136
  • 2.86 mi
    Munn Insurance Agency
    524 S Vine Ave, Tyler, TX 75702
    (903) 597-0159
  • 2.86 mi
    Community Insurance
    1015 W Front St, Tyler, TX 75702
    (903) 593-3938
  • 2.86 mi
    Alexia's Insurance Agency
    203 S Glenwood Blvd, Tyler, TX 75702
    (903) 595-5428
  • 2.86 mi
    Eleno Licea
    1625 W Gentry Pkwy # 102, Tyler, TX 75702
    (903) 526-1500
  • 2.86 mi
    Tim Jones
    2106 W Gentry Pkwy Ste 101, Tyler, TX 75702
    (903) 593-4114
  • 2.86 mi
    Joe Williams
    2308 W Gentry Pkwy, Tyler, TX 75702
    (903) 595-5433
  • 2.86 mi
    Michael Lindner
    510 S Southwest Loop 323 Ste 205a, Tyler, TX 75702
    (903) 526-4000
  • 5.44 mi
    Texas Farm Bureau Insurance
    12208 Highway 31 W, Tyler, TX 75709
    (903) 596-0690
  • 5.96 mi
    Steven Howell
    6704 Paluxy Dr, Tyler, TX 75703
    (903) 534-0990
  • 5.96 mi
    Lee Ann Shinn
    1720 Susan Dr, Tyler, TX 75703
    (903) 561-5260
  • 5.96 mi
    The Insurance Shop LLC
    1442 E Grande Blvd, Tyler, TX 75703
    (903) 509-9779
  • 5.96 mi
    Nolen Insurance Group
    3800 Paluxy Dr Ste 100, Tyler, TX 75703
    (903) 561-4263
  • 5.96 mi
    FD&S Insurance Agency
    3734 Southpark Dr, Tyler, TX 75703
    (903) 581-9935
  • 5.96 mi
    Joshua Simmons
    1901 Rickety Ln Ste 205, Tyler, TX 75703
    (903) 721-2553
  • 5.96 mi
    Insurance One Agency
    4411 Old Bullard Rd Ste 500, Tyler, TX 75703
    (903) 526-0208
  • 5.96 mi
    Kit Parkhill
    4711 Old Bullard Rd, Tyler, TX 75703
    (903) 581-7009
  • 5.96 mi
    Chip Crist
    4719 Old Bullard Rd, Tyler, TX 75703
    (903) 597-2447
  • 5.96 mi
    INSURICA - Hilliard Box Insurance
    4802 Kinsey Dr, Tyler, TX 75703
    (903) 509-8808
  • 5.96 mi
    Letitia Stanley
    4801 Old Jacksonville Hwy, Tyler, TX 75703
    (903) 561-5899
  • 5.96 mi
    Goosehead Insurance - Curtis Birtcher
    1800 Shiloh Rd Ste 202, Tyler, TX 75703
    (903) 944-7988
  • 5.96 mi
    Sharie Withers
    5201 S Broadway Ave Ste 100, Tyler, TX 75703
    (903) 561-2112
  • 5.96 mi
    Copeland Group USA
    5380 Old Bullard Rd Ste 200, Tyler, TX 75703
    (903) 525-9369
  • 5.96 mi
    Michael Munn
    5380 Old Bullard Rd Ste 700, Tyler, TX 75703
    (903) 561-4535
  • 5.96 mi
    Alan Smith
    5528 Old Bullard Rd Ste 101, Tyler, TX 75703
    (903) 561-3833
  • 5.96 mi
    The Willow Tree Insurance Group
    5604 Old Bullard Rd Ste 101a, Tyler, TX 75703
    (903) 534-8860
  • 5.96 mi
    R L Caton Company
    5620 Old Bullard Rd Ste 115, Tyler, TX 75703
    (903) 561-0181
  • 5.96 mi
    Goosehead Insurance - Nicki Wynne
    12863 County Road 192, Tyler, TX 75703
    (903) 504-5957
  • 5.96 mi
    Harold Vincent
    5867 Eagles Nest Blvd, Tyler, TX 75703
    (903) 530-1901
  • 5.96 mi
    Ark Assurance Group
    212 Grande Blvd Ste A214, Tyler, TX 75703
    (903) 509-2292
  • 5.96 mi
    Ryan Nash
    212 Old Grande Blvd Ste C118, Tyler, TX 75703
    (903) 534-5555
  • 5.96 mi
    Jimmie Bergman
    5528 Old Jacksonville Hwy, Tyler, TX 75703
    (903) 561-2246
  • 5.96 mi
    Yvette Brunette
    6760 Old Jacksonville Hwy Ste 104, Tyler, TX 75703
    (903) 581-2286
  • 5.96 mi
    George Rowe
    6616 S Broadway Ave, Tyler, TX 75703
    (800) 259-7693
  • 5.96 mi
    Linda Rowe
    6616 S Broadway Ave, Tyler, TX 75703
    (903) 581-2820
  • 5.96 mi
    Chris Lock
    2230 W Grande Blvd Ste 101, Tyler, TX 75703
    (903) 939-8181
  • 5.96 mi
    Watkins Insurance Group
    2220 W Grande Blvd, Tyler, TX 75703
    (903) 509-2468
  • 5.96 mi
    Gibb Agency Insurance
    13381 Highway 155 S, Tyler, TX 75703
    (903) 561-0009
  • 5.96 mi
    Goosehead Insurance - Collin Phaup
    6761 Old Jacksonville Hwy Ste A, Tyler, TX 75703
    (903) 534-5800
  • 5.96 mi
    EasTex Insurance Associates
    13495 Highway 155 S, Tyler, TX 75703
    (903) 581-8888
  • 5.96 mi
    Thomas Fields
    2329 Oak Aly Ste 3, Tyler, TX 75703
    (903) 714-5492
  • 5.96 mi
    Texas Farm Bureau Insurance
    16075 Fm 2493, Tyler, TX 75703
    (903) 509-3276
  • 5.96 mi
    William Pinson
    16700 Fm 2493 Ste 200, Tyler, TX 75703
    (903) 509-8555
  • 5.96 mi
    Nicholson Insurance Group
    16347 State Highway 155 S, Tyler, TX 75703
    (903) 630-7494
  • 5.96 mi
    Jason Clark
    17521 Us Highway 69 S Bldg Ii, Tyler, TX 75703
    (903) 730-6760
  • 7.06 mi
    Carol Franks
    11980 Highway 64 E Ste B, Tyler, TX 75707
    (903) 707-2102
  • 8.35 mi
    Rev - Tom Sorrels Insurance Agency
    2268 Montgomery Gdns Ste 300, Tyler, TX 75708
    (903) 593-8083
View all agents ↓

Learn More About Car Insurance in Tyler, Texas

Car Insurance Laws in Texas

The state law is straightforward. You must have car insurance when you are registering a vehicle. The law stipulates the minimum coverage in specific categories. The minimum coverage is the least you can have and it is not the optimum coverage you should opt for. Given the scope of damage and the severity of injuries possible as a direct result of an accident, you should always opt for more coverage than the legal requisite.

Texas is a "Fault" car accident state, which means you will have to pay for the damages for an accident that you cause. So be sure to add enough liability and personal injury protection coverage in your insurnace policy. Learn more about how to determine who is at fault in a car accident.

Any car owner who does not have the minimum coverage basically does not have car insurance as per the laws of the state. Hence, the car owner will be subjected to the penalties as decreed by the state law.

Penalty for Driving without Car Insurance in Texas

You cannot drive any type of motor vehicle without insurance, be it a motorcycle, a car or a truck. It is also not sufficient to have a car insurance that has just lapsed or has not been renewed for a few days and hence there is a break in its continuity. The law requires all car owners to have continuous auto insurance in Texas, regardless of the age of the car and other factors such as driving history or record of past incidents.

The state of Texas can levy a penalty on any car owner who does not have adequate insurance. The penalty is usually multipronged. First time offenders are usually charged a maximum of $350. The offense can lead to the suspension of the license and hence driving privileges. A second or subsequent offense will incur penalties of a maximum of $100 and the vehicle could be impounded for a maximum of six months.

Car Insurance Support in Texas

Those who have been fined and have had their driving license revoked or driving privilege suspended and possibly their vehicle impounded are required to file an SR-22 form as proof of continuous car insurance. This should be done proactively. Such car owners and drivers must carry proof of their continuous car insurance at all times. The SR-22 form can be filed with the Department of Public Safety by the insurer or the insured and this should be done for three years following a conviction.

How to choose car insurance wisely?

When it comes to choosing car insurance, the first and important thing is to decide how much coverage is enough for you and your car. How expensive the policy will mostly depend on this. You have to take more liability coverage if you have more at stake if someone decides to sue you in the event of a car accident in which you are involved. If you don't have enough insurance to cover the damage cost, you will end up paying it from your hand. This is why it is important to have the right amount of car insurance coverage.

Learn more about what car insurance covers.

There are also extra coverages that you can get for a small price in your policy such as rental car reimbursment, towing and labor that will cover for the payments for the extra payments for renting a car during your car repair after accident and towing and labor charges.

Another wise thing to do before taking car insurance is to get insurance quotes from different companies to find out the cheapest offer for your car insurance requirement. This is what we help you with. We compare the best offers in the market and provide you with the cheapest and best deal.

Learn more: car insurance quotes FAQ

Applying right amount of deductible lowers the car insurance premium. Deductibles is the sum of money that you will have to pay before your insurance company comes into the picture. Deductibles apply to every claim, which means that you will have to pay the deductible amount every time you file a claim.

when it comes to deciding the deductible amount, you need to think about how much you could afford in case of an accident. You may need to create an emergency fund or see that you have set apart a little from your savings.

Learn more about how to choose right amount of deductibles to get cheap car insurance.

How will traffic ticket affect auto insurance premium?

Your driving record is an important contributing factor in determining your auto insurance premiums. Traffic tickets come in varied severity. Minor the moving violation, lesser the impact on your insurance premiums.

Learn more about how traffic ticket affect your car insurance premium.

How to: Car insurance claims

Are you confused on how the car insurance claims works? Still thinking why your claim got denied? Check the article below to learn more about claims and denial. You might also check out who is at fault in an accident.

Car insurance claims and denial

Driving in other states with Texas car insurance

You can drive your car which is covered by car insurance from Texas state in other states with all the coverage benefits. Even if you have only Texas state minimum insurance coverage, rest assured that insurance companies will have your car covered in other states in a car accident even if the minimum requirement for the other state is higher.

https://www.thezebra.com/insurance-news/3698/car-insurance-cover-out-of-state/

References

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.