Cheap Car Insurance in Sugar Land, Texas (With 2021 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Sugar Land

Lowest Premium

$451 / YEAR

Average Premium

$580 / YEAR

Highest Premium

$931 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Sugar Land is around $580 and can go upto $931. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Sugar Land by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Sugar Land. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
77477$
77478$575
77479$576
77498$601

Insurance Agents in Sugar Land, TX and Near by

  • 0 mi
    Farmers Insurance Group
    7838 Highway 90a, Sugar Land, TX 77478
    (281) 491-8989
  • 0 mi
    Nobility Insurance Group
    326 Brooks St, Sugar Land, TX 77478
    (281) 277-0007
  • 0 mi
    John Daugherty
    426 Brooks St, Sugar Land, TX 77478
    (281) 240-4070
  • 0 mi
    Syed Raza
    120 Eldridge Rd Ste A, Sugar Land, TX 77478
    (281) 565-8592
  • 0 mi
    Todd Cook
    140 Eldridge Rd Ste F, Sugar Land, TX 77478
    (281) 208-4700
  • 0 mi
    Ronald Liu Insurance Agency
    136 Eldridge Rd, Sugar Land, TX 77478
    (281) 242-6661
  • 0 mi
    Priscilla Mouton
    307 W Alkire Lake Dr, Sugar Land, TX 77478
    (713) 649-2442
  • 0 mi
    John Bowers
    1650 Highway 6 Ste 450, Sugar Land, TX 77478
    (281) 242-4800
  • 0 mi
    Jeff Hermes
    1650 Highway 6 Ste 180, Sugar Land, TX 77478
    (281) 240-2800
  • 0 mi
    Jeremy Adams
    9722 Us 90a Suite 103, Sugar Land, TX 77478
    (281) 494-0533
  • 0 mi
    Assurance One of Texas
    245 Commerce Green Blvd Ste 110, Sugar Land, TX 77478
    (281) 494-6400
  • 0 mi
    Joshua Bush
    14905 Southwest Fwy Ste 209, Sugar Land, TX 77478
    (281) 207-5074
  • 0 mi
    Premier South Insurance Services
    14905 Southwest Fwy Ste 201, Sugar Land, TX 77478
    (281) 207-5252
  • 0 mi
    Hoffman Insurance Group
    14905 Southwest Fwy Ste 200, Sugar Land, TX 77478
    (281) 491-6565
  • 0 mi
    Ryan Treesh
    14905 Southwest Fwy Ste 234, Sugar Land, TX 77478
    (281) 980-7711
  • 0 mi
    Gibraltar Insurance Services
    2323 Town Center Dr, Sugar Land, TX 77478
    (281) 980-5050
  • 0 mi
    Ebony Bowie
    14100 Southwest Fwy Ste 360, Sugar Land, TX 77478
    (281) 275-4145
  • 0 mi
    Insurance Solutions of TX
    14140 Southwest Fwy, Sugar Land, TX 77478
    (281) 565-2222
  • 0 mi
    The Kimball Group
    54 Sugar Creek Center Blvd Ste 300, Sugar Land, TX 77478
    (281) 954-4625
  • 0 mi
    Sbrusch Insurance Agency
    54 Sugar Creek Center Blvd Ste 200, Sugar Land, TX 77478
    (832) 886-2924
  • 0 mi
    TWFG Insurance Services - Marsha Crawford
    54 Sugar Creek Center Blvd Ste 300, Sugar Land, TX 77478
    (281) 389-2111
  • 0 mi
    Andres F Alzate
    52 Sugar Creek Center Blvd Ste 175, Sugar Land, TX 77478
    (281) 809-7474
  • 0 mi
    Darren Boone
    15203 Southwest Frwy, Sugar Land, TX 77478
    (281) 242-5666
  • 0 mi
    Kurtis Shaw
    101 Parklane Blvd Ste 103, Sugar Land, TX 77478
    (281) 980-0563
  • 0 mi
    Kelly Baca
    130 Industrial Blvd Ste 150, Sugar Land, TX 77478
    (713) 781-7600
  • 0 mi
    Frimpong Insurance
    104 Industrial Blvd, Sugar Land, TX 77478
    (281) 265-0695
  • 0 mi
    Joe McGee
    13134 Dairy Ashford Rd Ste 500, Sugar Land, TX 77478
    (281) 242-1266
  • 0 mi
    Terry Slater
    1 Sugar Creek Center Blvd Ste 870, Sugar Land, TX 77478
    (281) 494-7753
  • 0 mi
    Tracy Walker
    15510 Lexington Blvd Ste P, Sugar Land, TX 77478
    (281) 265-0711
  • 0 mi
    Dagley Insurance & Financial Services
    15510 Lexington Blvd Ste A2, Sugar Land, TX 77478
    (281) 980-4600
  • 0 mi
    Jeffrey Tallas
    14015 Southwest Fwy Ste 5, Sugar Land, TX 77478
    (713) 271-2000
  • 0 mi
    Goosehead Insurance - Jay Olson
    14015 Southwest Fwy Ste 3, Sugar Land, TX 77478
    (281) 402-8175
  • 0 mi
    Richard Stegall
    13739 Southwest Fwy, Sugar Land, TX 77478
    (281) 491-1111
  • 0 mi
    Momentum Insurance & Financial Services
    4905 SW Freeway Ste 223, Sugar Land, TX 77478
    (281) 207-5075
  • 0 mi
    William Caldwell
    12946 Dairy Ashford Rd Ste 245, Sugar Land, TX 77478
    (832) 900-7133
  • 0 mi
    Edmoundson Lenard & Associates
    13313 Southwest Fwy Ste 255, Sugar Land, TX 77478
    (281) 242-3854
  • 0 mi
    Ronald Scharn
    13313 Southwest Fwy Ste 291, Sugar Land, TX 77478
    (281) 242-1114
  • 0 mi
    Rendon Insurance Group
    101 Southwestern Blvd Ste 224, Sugar Land, TX 77478
    (281) 498-9100
  • 0 mi
    Kelsey Wakefield
    101 Southwestern Blvd Ste 135, Sugar Land, TX 77478
    (281) 242-3222
  • 0 mi
    Mark Dalton Insurance Agency
    101 Southwestern Blvd Ste 106, Sugar Land, TX 77478
    (281) 242-2333
  • 0 mi
    Texans Insurance & Financial Group
    101 Southwestern Blvd Ste 230, Sugar Land, TX 77478
    (281) 277-7800
  • 0 mi
    DeShazo Insurance Agency
    13401 South West Frwy Ste 210, Sugar Land, TX 77478
    (281) 565-7830
  • 0 mi
    AutoInsuranceOnlineQuote.com
    12808 W Airport Blvd, Sugar Land, TX 77478
    (888) 414-6633
  • 0 mi
    Ruzicka Insurance Services Inc
    12808 W Airport Blvd Ste 327, Sugar Land, TX 77478
    (281) 565-7550
  • 0 mi
    Wes M. Arnold
    12808 W Airport Blvd Ste 360, Sugar Land, TX 77478
    (281) 491-0274
  • 0 mi
    First Colony Insurance
    13313 Southwest Fwy Ste 288, Sugar Land, TX 77478
    (281) 242-6789
  • 0 mi
    Michelle Navarro
    12808 W Airport Blvd Ste 341, Sugar Land, TX 77478
    (832) 232-4368
  • 0 mi
    Jim Marsh
    3425 Highway 6 Ste 102, Sugar Land, TX 77478
    (281) 980-1161
  • 0 mi
    Madeline Nguyen
    3414 Highway 6, Sugar Land, TX 77478
    (281) 313-9998
  • 0 mi
    Oria Dafe
    11420 Dairy Ashford Rd Ste 102, Sugar Land, TX 77478
    (281) 201-5517
  • 0 mi
    Diane Schomburg
    1716 Dulles Ave Ste 102, Sugar Land, TX 77478
    (281) 265-6100
  • 0 mi
    Goosehead Insurance - Scott Wong
    4500 Highway 6 Ste A, Sugar Land, TX 77478
    (281) 313-8999
  • 0 mi
    Debbie A. Potter
    4645 Highway 6 Ste E, Sugar Land, TX 77478
    (281) 494-0494
  • 2.33 mi
    Abbasi Insurance Group
    10701 Corporate Dr Ste 120, Stafford, TX 77477
    (281) 710-7811
  • 2.33 mi
    JMS Insurance Agency
    10701 Corporate Dr Ste 103, Stafford, TX 77477
    (281) 494-1500
  • 2.33 mi
    Rick Crawford
    10701 Corporate Dr Ste 392, Stafford, TX 77477
    (281) 313-8777
  • 2.33 mi
    Jose Casanueva
    10707 Corporate Dr Ste 136, Stafford, TX 77477
    (713) 774-2004
  • 2.33 mi
    Reginald Wendell
    4915 S Main St Ste 203, Stafford, TX 77477
    (281) 240-6440
  • 2.33 mi
    Zoom Insurance
    12790 S Kirkwood Rd, Stafford, TX 77477
    (281) 295-5380
  • 2.33 mi
    Merchant Insurance
    12603 Southwest Fwy, Stafford, TX 77477
    (281) 933-6000
  • 2.33 mi
    Michael McKay
    12603 Southwest Fwy Ste 240, Stafford, TX 77477
    (281) 240-1166
  • 2.33 mi
    Shari Neubauer
    12603 Southwest Fwy Ste 630, Stafford, TX 77477
    (281) 242-9600
  • 2.33 mi
    Hatem Foteh
    12603 Southwest Fwy Ste 565, Stafford, TX 77477
    (281) 565-4800
  • 2.33 mi
    Lily Patell
    12603 Southwest Fwy Ste 100, Stafford, TX 77477
    (281) 752-8000
  • 2.33 mi
    Loc Pham
    12603 Southwest Fwy Ste 685, Stafford, TX 77477
    (281) 265-4200
  • 2.33 mi
    Steve Yang
    12705 S Kirkwood Rd Ste 213, Stafford, TX 77477
    (832) 999-4966
  • 2.33 mi
    Safenet Insurance Agency
    4418 Bluebonnet Dr Ste 302, Stafford, TX 77477
    (281) 494-5187
  • 2.33 mi
    Brandon Sisco
    4800 Sugar Grove Blvd Ste 143, Stafford, TX 77477
    (281) 240-6610
  • 2.33 mi
    Paul Rizzotto
    4800 Sugar Grove Blvd Ste 535, Stafford, TX 77477
    (281) 240-3838
  • 2.33 mi
    Nadeem Damani
    4800 Sugar Grove Blvd Ste 545, Stafford, TX 77477
    (281) 565-6769
  • 2.33 mi
    TWFG Insurance Services - Altaf Ariff
    11753 W Bellfort St Ste 102, Stafford, TX 77477
    (832) 617-7475
  • 2.33 mi
    Amtex Insurance
    448 Fm 1092 Rd, Stafford, TX 77477
    (281) 499-0033
  • 2.33 mi
    C & I Mezones Insurance Agency
    435 Fm 1092 Rd Ste F, Stafford, TX 77477
    (281) 403-9490
  • 2.33 mi
    Affordable Insurance of Texas
    223 Murphy Rd, Stafford, TX 77477
    (281) 261-7774
  • 2.33 mi
    TWFG Insurance Services - Chandapillai Mathews
    445 Fm 1092 Rd Ste 100d, Stafford, TX 77477
    (832) 342-9983
  • 2.33 mi
    David Kachadourian
    11104 W Airport Blvd Ste 105, Stafford, TX 77477
    (281) 988-6701
  • 2.33 mi
    Kevin Trinh
    13004 Murphy Rd Ste 216, Stafford, TX 77477
    (281) 261-7676
  • 2.33 mi
    Frederick Williams
    10200 W Airport Blvd, Stafford, TX 77477
    (281) 776-9595
  • 2.33 mi
    Barnes & Associates
    2440 S Main St, Stafford, TX 77477
    (281) 208-3150
  • 2.33 mi
    Abe Jacobs Insurance Agency
    2207 S Main St, Stafford, TX 77477
    (281) 261-8200
  • 3.27 mi
    Lisa Sims
    11647 S Highway 6, Sugar Land, TX 77498
    (281) 201-2448
  • 3.27 mi
    Alex Wu
    13500 W Airport Blvd Ste D, Sugar Land, TX 77498
    (832) 532-0959
  • 3.27 mi
    Forrest Cobb
    10581 S Highway 6 Ste 111, Sugar Land, TX 77498
    (832) 781-4718
  • 3.27 mi
    Jan Smith
    5022 Highway 90a Ste S, Sugar Land, TX 77498
    (281) 340-0011
  • 3.27 mi
    Mdzaki Azam
    15046 Sugar Sweet Dr, Sugar Land, TX 77498
    (281) 827-7915
  • 3.27 mi
    Jason Thomas
    16671 W Airport Blvd, Sugar Land, TX 77498
    (281) 277-7533
  • 3.27 mi
    Jonathan Henson
    16671 W Airport Blvd, Sugar Land, TX 77498
    (346) 256-4545
  • 3.27 mi
    Alonzo Everhart
    10138 S Highway 6, Sugar Land, TX 77498
    (832) 786-4856
  • 3.27 mi
    Affordable Insurance of Texas
    10021 S Highway 6 Ste C, Sugar Land, TX 77498
    (281) 530-4040
  • 3.27 mi
    Olukayode Ajanaku
    9903 S Highway 6 Ste 600, Sugar Land, TX 77498
    (713) 776-3275
  • 3.27 mi
    Juan G Lara Insurance Agency
    9750 S Highway 6 Ste 103, Sugar Land, TX 77498
    (281) 561-9919
  • 4.14 mi
    Leslie R Collins
    1726 Oak Shade Dr, Sugar Land, TX 77479
    (281) 744-3206
  • 4.14 mi
    Albert Winborne Insurance Agency
    7002 Riverbrook Dr Ste 900d, Sugar Land, TX 77479
    (281) 343-0024
  • 4.14 mi
    Michael Redix
    11929 University Blvd Ste 2d, Sugar Land, TX 77479
    (281) 491-0265
  • 4.14 mi
    William Conde
    1108 Soldiers Field Dr Ste 700, Sugar Land, TX 77479
    (832) 886-4342
  • 4.14 mi
    Herman Edgar Davis
    16126 Southwest Fwy Ste 120, Sugar Land, TX 77479
    (281) 491-2508
  • 4.14 mi
    Gulledge Insurance Agency
    2150 Town Square Pl Ste 705, Sugar Land, TX 77479
    (281) 207-0771
  • 4.14 mi
    Goosehead Insurance - Mike Whitsitt
    2245 Texas Dr Ste 300, Sugar Land, TX 77479
    (281) 915-3808
  • 4.14 mi
    Hero Insurance Pro
    2245 Texas Dr Ste 300, Sugar Land, TX 77479
    (281) 494-5544
  • 4.14 mi
    Mark Shabib
    16525 Lexington Blvd Ste 200, Sugar Land, TX 77479
    (713) 963-9296
  • 4.14 mi
    Henry Phan
    3531 Town Center Blvd S Ste 103, Sugar Land, TX 77479
    (832) 999-4055
  • 4.14 mi
    Cristy Caruthers
    4783 Sweetwater Blvd, Sugar Land, TX 77479
    (281) 980-2222
  • 4.14 mi
    Noltensmeyer Insurance Services
    4675 Sweetwater Blvd, Sugar Land, TX 77479
    (832) 886-5544
  • 4.14 mi
    Lance Ragle
    4665 Sweetwater Blvd Ste 400, Sugar Land, TX 77479
    (281) 265-1200
  • 4.14 mi
    Wally Franklin
    19855 Southwest Fwy Ste 110, Sugar Land, TX 77479
    (281) 565-8000
  • 4.14 mi
    Welling Insurance Agency
    19855 Southwest Fwy Ste 350, Sugar Land, TX 77479
    (281) 633-8100
  • 4.14 mi
    Phil Martin
    19901 Southwest Fwy Ste 137, Sugar Land, TX 77479
    (713) 785-0856
  • 4.14 mi
    Kris Schaumburg
    19875 Southwest Fwy Ste 205, Sugar Land, TX 77479
    (281) 342-5755
  • 4.14 mi
    Polo Garcia
    19875 Southwest Fwy Ste 205, Sugar Land, TX 77479
    (281) 937-7491
  • 4.14 mi
    Joseph Guarisco
    19901 Southwest Fwy, Sugar Land, TX 77479
    (713) 840-0707
  • 4.14 mi
    Terry Masterson
    19901 Southwest Fwy Ste 242, Sugar Land, TX 77479
    (281) 565-4454
View all agents ↓

Learn More About Car Insurance in Sugar Land, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.