Lowest Premium
$285 / YEAR
Average Premium
$429 / YEAR
Highest Premium
$648 / YEAR
The average annual premium in San Angelo is around $429 and can go upto $648. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Car Insurance Rates in San Angelo by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in San Angelo. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
76901 | $411 |
76902 | $439 |
76903 | $421 |
76904 | $426 |
76905 | $431 |
Insurance Agents in San Angelo, TX and Near by
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0 miRicky Dale Rogers9145 Dilly Rd, San Angelo, TX 76901(325) 653-7030View |
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0 miMichalewicz Insurance Agency8110 Us Highway 87 N, San Angelo, TX 76901(325) 653-8904View |
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0 miGully Insurance Agency6390 Us Highway 87 N, San Angelo, TX 76901(325) 651-9120View |
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0 miFamily Insurance Services4160 W Houston Harte Expy, San Angelo, TX 76901(866) 387-6862View |
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0 miAll Affordable Insurance4106 Sherwood Way Ste 6, San Angelo, TX 76901(325) 227-4164View |
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0 miBrandi West - Texas Insurance4120 Sherwood Way, San Angelo, TX 76901(325) 486-9955View |
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0 miMitchell Beasley3808 Sherwood Way, San Angelo, TX 76901(325) 617-5812View |
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0 miCity Insurance1019 Caddo St, San Angelo, TX 76901(325) 655-0964View |
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0 miFirst Service Insurance1886 Pecos St Ste 1, San Angelo, TX 76901(325) 653-8071View |
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0 miOrlando Villarreal1814 Ward St, San Angelo, TX 76901(325) 617-7844View |
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0 miBest Insurance15 N Tyler St Ste B, San Angelo, TX 76901(325) 617-2378View |
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0 miJoshua Wayne Shockley1923 Pecos St, San Angelo, TX 76901(326) 653-7280View |
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0 miWetz Insurance Group2001 W Beauregard Ave, San Angelo, TX 76901(325) 617-7811View |
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0 miP K Kelley Insurance Agency2009 W Beauregard Ave, San Angelo, TX 76901(325) 224-8000View |
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0 miCharles Halfmann2023 W Beauregard Ave, San Angelo, TX 76901(325) 942-9466View |
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0 miSteve Stapleton2021 W Beauregard Ave, San Angelo, TX 76901(325) 944-2722View |
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0 miRichard Hartgrove2126 Sherwood Way, San Angelo, TX 76901(325) 223-1400View |
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0 miMark Vega2108 W Beauregard Ave, San Angelo, TX 76901(325) 947-5970View |
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0 miRyan Thoma Insurance2804 Sherwood Way, San Angelo, TX 76901(325) 944-9946View |
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0 miCheyenne Barden3228 Sherwood Way, San Angelo, TX 76901(325) 617-5952View |
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0 miAcceptance Auto Insurance3266 Sherwood Way, San Angelo, TX 76901(325) 944-4700View |
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0 miJim Noland3436 Sherwood Way, San Angelo, TX 76901(325) 942-6655View |
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0 miDebbie Cunningham39 Buick St, San Angelo, TX 76901(325) 944-1477View |
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11.94 miMartinez Insurance Agency1620 S Chadbourne St, San Angelo, TX 76903(325) 655-0960View |
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11.94 miJohn A Trevino809 Knickerbocker Rd Ste C, San Angelo, TX 76903(325) 227-4936View |
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11.94 miMr Insurance1225 S Bryant Blvd, San Angelo, TX 76903(325) 655-6702View |
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11.94 miDeborah Young502 S Koenigheim St Ste 2e, San Angelo, TX 76903(325) 617-4864View |
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11.94 miTrimble-Batjer Insurance Associates201 S Chadbourne St, San Angelo, TX 76903(325) 653-6733View |
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11.94 miUSI Insurance Services133 W Concho Ave Ste 109, San Angelo, TX 76903(325) 655-5656View |
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11.94 miYounts Insurance Agency202 W Beauregard Ave, San Angelo, TX 76903(325) 944-3813View |
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11.94 miRay Canales201 W Twohig Ave, San Angelo, TX 76903(325) 947-8307View |
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11.94 miRondall Sanders225 W Beauregard Ave, San Angelo, TX 76903(325) 653-8807View |
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11.94 miSteve White218 N Koenigheim St, San Angelo, TX 76903(325) 655-6793View |
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11.94 miMeadows Fisher & Cleere Insurance311 S Bryant Blvd, San Angelo, TX 76903(325) 655-8926View |
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11.94 miSan Angelo Insurance1102 N Chadbourne St, San Angelo, TX 76903(325) 658-2790View |
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11.94 miBen Villarreal1500 N Chadbourne St Ste A, San Angelo, TX 76903(325) 481-3900View |
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11.94 miLynn Johnson522 E 19th St, San Angelo, TX 76903(325) 653-3349View |
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18.19 miLeonard Jansa Insurance Angency6617 Plain View Dr, San Angelo, TX 76905(325) 651-8045View |
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22.52 miGoosehead Insurance - Drew Workman3115 Loop 306 Ste 100b, San Angelo, TX 76904(325) 716-8251View |
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22.52 miHeidi Douma1723 Knickerbocker Rd, San Angelo, TX 76904(325) 224-0200View |
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22.52 miLipsey-Currie Insurance Associates3190 Executive Dr, San Angelo, TX 76904(325) 658-3071View |
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22.52 miPatti Pool15837 Fitzgerald Dr, San Angelo, TX 76904(325) 949-8499View |
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22.52 miSteven Freatman2402 W Avenue N, San Angelo, TX 76904(325) 617-4845View |
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22.52 miSam Tambunga Insurance Agency2408 W Avenue N, San Angelo, TX 76904(325) 944-3400View |
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22.52 miJ W (Jim) Rasor2018 Douglas Dr, San Angelo, TX 76904(325) 949-7504View |
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22.52 miJason Kennedy2525 Johnson Ave Ste B, San Angelo, TX 76904(325) 944-4534View |
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22.52 miDouglas Smith2525 Johnson Ave, San Angelo, TX 76904(325) 223-5116View |
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22.52 miTony Villarreal1820 College Hills Blvd, San Angelo, TX 76904(325) 942-7595View |
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22.52 miDarrell Freeman3427 Johnson Ave, San Angelo, TX 76904(325) 942-9549View |
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22.52 miJon Graham2401 College Hills Blvd, San Angelo, TX 76904(325) 947-8580View |
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22.52 miChunky Nelms2412 College Hills Blvd Ste 105, San Angelo, TX 76904(325) 223-0314View |
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22.52 miJaqueline Rodriguez2412 College Hills Blvd Ste 210, San Angelo, TX 76904(325) 450-5101View |
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22.52 miBill Eggar2419 College Hills Blvd, San Angelo, TX 76904(325) 944-4500View |
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22.52 miTodd Slaton2433 College Hills Blvd Ste A, San Angelo, TX 76904(325) 223-2722View |
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22.52 miGlobalGreen Insurance Agency - Jenny Shelton2841 College Hills Blvd, San Angelo, TX 76904(325) 949-5805View |
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22.52 miSeth Becker3524 Knickerbocker Rd Ste F, San Angelo, TX 76904(325) 944-9551View |
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22.52 miTim Smith4117 College Hills Blvd, San Angelo, TX 76904(325) 942-8629View |
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22.52 miTexas Farm Bureau Insurance2575 Loop 306, San Angelo, TX 76904(325) 942-8200View |
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22.52 miFloyd C Petitt Insurance5002 Knickerbocker Rd, San Angelo, TX 76904(325) 223-1563View |
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22.52 miGreg Bratcher5018 Knickerbocker Rd, San Angelo, TX 76904(325) 223-2222View |
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22.52 miCory Heilman4241 Southwest Blvd Ste 107d, San Angelo, TX 76904(325) 947-9794View |
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22.52 miC A Ross Insurance Agency5301 Knickerbocker Rd Ste 110, San Angelo, TX 76904(325) 949-3200View |
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22.52 miLesley Brake1804 Shady Point Circle Dr, San Angelo, TX 76904(325) 947-3501View |
Learn More About Car Insurance in San Angelo, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.