Cheap Car Insurance in Paris, Texas ( With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Insurance Agents in Paris, TX and Near by

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Texas Farm Bureau Insurance

805 SW Loop 286, Paris, TX 75460

(903) 785-0375

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Newman Towne & Country Insurance Agency

208 Clarksville St, Paris, TX 75460

(903) 784-8190

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Mattison Insurance Agency

1037 N Main St, Paris, TX 75460

(903) 739-8900

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Pierson & Fendley Insurance

1705 Lamar Ave, Paris, TX 75460

(903) 784-0836

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Douglas Bashaw

1824 Lamar Ave, Paris, TX 75460

(972) 679-5076

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Edward A McCraw

2449 Clarksville St, Paris, TX 75460

(903) 784-4371

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ABC Insurance Agencies

3605 NE Loop 286 Ste 800, Paris, TX 75460

(903) 739-8358

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Shackelford Insurance Agency

3425 Pine Mill Rd, Paris, TX 75460

(903) 785-5021

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Zamora Insurance Agency

3306 Lamar Ave, Paris, TX 75460

(903) 783-1233

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Glen Goode Insurance

3306 Lamar Ave, Paris, TX 75460

(903) 783-9091

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Mike Bregier

3210 Lamar Ave, Paris, TX 75460

(903) 785-0013

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Craig McGregor

3150 Lamar Ave, Paris, TX 75460

(903) 737-9163

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Norment & Landers Insurance

790 N Collegiate Dr, Paris, TX 75460

(903) 905-8339

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Scott Kennedy

516 N Collegiate Dr, Paris, TX 75460

(903) 784-6627

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Amy Stephens

420 N Collegiate Dr Ste 100, Paris, TX 75460

(903) 784-2576

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Peeples Insurance

135 N Collegiate Dr, Paris, TX 75460

(903) 784-1500

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Ballard Insurance Agency

1465 20th St NE, Paris, TX 75460

(903) 785-0467

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Dane McLamore

2360 Lamar Ave, Paris, TX 75460

(903) 785-4541

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Woodby Insurance Agency

2250 Lamar Ave, Paris, TX 75460

(903) 784-7459

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Gibraltar Insurance Services

1028 Amherst Rd, Paris, TX 75462

(806) 687-6078

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Learn More About Car Insurance in Paris, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Paris, Texas (With 2024 Rates)