Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:
- $25,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
- $20,000 for damage to the property of other people.
- $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
- $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered
The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.
Company | Annual premium (50/100/50) | Market share | Ranking |
---|---|---|---|
Geico | $368 | 1.5% ($189,664,981) | 88 |
Allstate | $371 | 2.58% ($326,945,631) | 87 |
State Farm | $380 | 6.26% ($793,791,726) | 90 |
Nationwide | $407 | 2.17% ($275,171,658) | 89 |
Progressive | $533 | 1.58% ($200,167,406) | 89 |
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Insurance Agents in Mechanicsville, VA and Near by
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0 miWinters-Oliver Insurance Agency8022 Mechanicsville Tpke, Mechanicsville, VA 23111(804) 746-5178View |
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0 miVirginia Farm Bureau Insurance7286 Hanover Green Dr, Mechanicsville, VA 23111(804) 730-8730View |
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0 miLin Campbell7280 Hanover Green Dr, Mechanicsville, VA 23111(804) 746-5709View |
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0 miHanover Insurance Agency7276 Hanover Green Dr, Mechanicsville, VA 23111(804) 559-4964View |
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0 miThe Halls of Insurance Agency7277 Hanover Green Dr Ste G2, Mechanicsville, VA 23111(804) 746-2008View |
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0 miJames Harrison Moncure Agency8096 Elm Dr, Mechanicsville, VA 23111(804) 746-0265View |
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0 miCornerstone Insurance8052 Elm Dr Ste C, Mechanicsville, VA 23111(804) 746-0950View |
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0 miRodney A. Cole Insurance & Consulting Agency8052 Elm Dr Ste D, Mechanicsville, VA 23111(804) 569-6208View |
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0 miTrip Tribble7084 Mechanicsville Tpke, Mechanicsville, VA 23111(804) 746-9600View |
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0 miInsurance Doctor7027 Mechanicsville Tpke, Mechanicsville, VA 23111(804) 427-7370View |
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0 miTucker-Franklin Insurance Group6407 Mechanicsville Tpke, Mechanicsville, VA 23111(804) 559-9178View |
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0 miEric Bannon6372 Mechanicsville Turnpike, Mechanicsville, VA 23111(804) 569-3800View |
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0 miRiverland Insurers6372 Mechanicsville Tpke Ste 102, Mechanicsville, VA 23111(804) 723-4952View |
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0 miKaren Kirby6372 Mechanicsville Tpke Ste 111a, Mechanicsville, VA 23111(804) 730-5050View |
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0 miHedrick Insurance & Financial6130 Mechanicsville Tpke Ste A, Mechanicsville, VA 23111(804) 559-1200View |
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0 miJulie Whitaker6016 Mechanicsville Tpke, Mechanicsville, VA 23111(804) 746-5211View |
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0 miClay Walker5416 Mechanicsville Tpke, Mechanicsville, VA 23111(804) 456-8835View |
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6.72 miJoseph Friel8192 Atlee Rd, Mechanicsville, VA 23116(804) 746-2068View |
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6.72 miGHT Insurance Agency8529 Meadowbridge Rd Ste 400, Mechanicsville, VA 23116(804) 428-0000View |
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6.72 miGregory Dean9157 Atlee Rd Ste A, Mechanicsville, VA 23116(804) 427-5233View |
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6.72 miThe Yorke Agency9127 Dickey Dr, Mechanicsville, VA 23116(804) 569-6033View |
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6.72 miDon Long9117 Dickey Dr, Mechanicsville, VA 23116(804) 427-6804View |
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6.72 miAtkinson Insurance Agency9464 Chamberlayne Rd Ste 201, Mechanicsville, VA 23116(804) 789-0795View |
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6.72 miAlexander Insurance & Risk Management9251 Rutland Commons Dr Ste A, Mechanicsville, VA 23116(804) 730-8323View |
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6.72 miJames M. Cypress Insurance Agency8250 Jupiter Dr, Mechanicsville, VA 23116(804) 746-3499View |
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6.72 miWendy Carter9102 Rutland Greens Way Ste F, Mechanicsville, VA 23116(804) 730-1688View |
Learn More About Car Insurance in Mechanicsville, VA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.