Cheap Car Insurance in Katy, Texas ( With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Insurance Agents in Katy, TX and Near by

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Insignis One

11773 Westborough Ste 321, Katy, TX 77449

(281) 394-3001

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Larry Smith

1801a N Mason Rd, Katy, TX 77449

(281) 347-3333

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Jay Blanco

1603 N Westgreen Blvd Ste 140, Katy, TX 77449

(713) 559-2008

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Tricia Calzavara

20300 Franz Rd Ste 4, Katy, TX 77449

(281) 855-7220

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Jose Rios

20300 Franz Rd Ste 4, Katy, TX 77449

(281) 828-0683

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Pat Thonen Insurance Agency

1773 Westborough Dr Ste 206, Katy, TX 77449

(713) 777-3066

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Curt McCrae & Associates

21411 Clay Rd Ste C, Katy, TX 77449

(281) 858-2485

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TWFG Insurance Services - Craig Andrews

1844 Snake River Rd Ste B, Katy, TX 77449

(832) 913-5739

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Ayuda Hispana Insurance Agency

1846 Snake River Rd Ste A, Katy, TX 77449

(281) 578-5222

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Noah Yaro

1802 Snake River Rd Ste D, Katy, TX 77449

(281) 944-9445

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Dale A Willard

2211 N Fry Rd Ste G, Katy, TX 77449

(281) 647-0131

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AAAA Insurance

2329 N Fry Rd, Katy, TX 77449

(281) 398-7222

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Joseph Andrade

3020 N Fry Rd, Katy, TX 77449

(281) 829-5656

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Juan Pereira

3719 N Fry Rd Ste C, Katy, TX 77449

(281) 599-3741

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Tim Tureau

3939 Fry Rd Ste B, Katy, TX 77449

(281) 599-8001

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Thomas Stevens

6201 Fry Rd Ste A, Katy, TX 77449

(281) 656-8007

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Rick Luckett

5444 Fry Rd Ste B, Katy, TX 77449

(281) 859-9191

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Ability Insurance Agency

19410 Clay Rd Ste G, Katy, TX 77449

(281) 859-2000

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Mario Cruz Perez

5516 N Fry Rd Ste C, Katy, TX 77449

(832) 803-0015

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MCN Multiservices

19214 Clay Rd Ste G, Katy, TX 77449

(281) 858-1115

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AP Insurance & Tax

5770 N Fry Rd Ste 5, Katy, TX 77449

(281) 550-0030

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R & M Agency

5803 Fry Rd Ste 105, Katy, TX 77449

(832) 649-3183

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E. Flores Insurance

5751 Greenhouse Rd Ste 106, Katy, TX 77449

(281) 829-1988

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Marco Cervantes

19310 W Little York Rd Ste E, Katy, TX 77449

(281) 861-2700

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Del Sol Insurance

19128 W Little York Rd Ste B, Katy, TX 77449

(281) 656-8311

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5.68 mi

Kent Beckner Insurance

5614 Pitts Rd, Katy, TX 77493

(281) 371-2884

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5.68 mi

Burch Insurance Agency

6311 Magnolia St, Katy, TX 77493

(281) 391-2934

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5.68 mi

Goosehead Insurance - Rick Swantner

1906 Avenue D Ste 100, Katy, TX 77493

(281) 371-4333

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5.68 mi

Steven Smith

1806 Avenue D Ste 107, Katy, TX 77493

(281) 347-8383

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5.68 mi

Shari Boothe

1514 Avenue D, Katy, TX 77493

(281) 391-3076

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5.68 mi

Katy Insurance Agency

1207 Avenue D, Katy, TX 77493

(281) 391-2109

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5.68 mi

Preferred Alliance Group

5606 Franz Rd, Katy, TX 77493

(281) 391-2332

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5.68 mi

Dusty Thiele

5621 3rd St Ste A, Katy, TX 77493

(281) 392-6868

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5.68 mi

Matt Schomburg

814 East Avenue, Katy, TX 77493

(281) 578-0607

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5.68 mi

G & H Financial Insurance Services

5503 4th St, Katy, TX 77493

(281) 395-5497

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5.68 mi

Home Insurance Solutions Of Texas

1324 Avenue D, Katy, TX 77493

(281) 293-7744

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5.68 mi

Rojas Insurance Group

5318 E 5th St, Katy, TX 77493

(713) 820-5347

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5.68 mi

M&W Insurance & Multiservices

5318 E 5th St, Katy, TX 77493

(832) 518-0556

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5.68 mi

Mathew David

5304 E 5th St Ste 104, Katy, TX 77493

(281) 665-2940

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5.68 mi

Willard Mays

2020 Katy Hockley Cut Off Rd Ste B, Katy, TX 77493

(281) 231-2280

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6.21 mi

Goosehead Insurance - Scott Adelman

535 E Fernhurst Dr Ste 106, Katy, TX 77450

(832) 512-8927

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6.21 mi

Regina M. Harvey

535 E Fernhurst Dr Ste 322, Katy, TX 77450

(346) 213-7711

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6.21 mi

TWFG Insurance Services - Ceferina Chari

22503 Katy Fwy Ste 30, Katy, TX 77450

(281) 647-0553

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6.21 mi

Tree Insurance Agency

22503 Katy Fwy Ste 1, Katy, TX 77450

(281) 994-4215

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6.21 mi

DLG Insurance Group

22503 Katy Fwy Ste 67, Katy, TX 77450

(281) 994-4222

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6.21 mi

Womack Insurance

22503 Katy Freeway, Katy, TX 77450

(281) 829-6363

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6.21 mi

Kyle Lindner

430 S Mason Rd Ste 112, Katy, TX 77450

(281) 392-0080

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6.21 mi

Thom Polvogt Agency Group

22214 Highland Knolls Dr, Katy, TX 77450

(281) 395-9400

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6.21 mi

L.A. Insurance Agency TX28

227 S Mason Rd, Katy, TX 77450

(281) 730-5252

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6.21 mi

Eugene Eschenburg

21924 Kingsland Blvd, Katy, TX 77450

(281) 392-2525

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6.21 mi

MGS Insurance & Multi Services

870 S Mason Rd Ste 102, Katy, TX 77450

(281) 394-3300

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6.21 mi

Texas RIA - Rummel Insurance Agency

533 S Mason Rd, Katy, TX 77450

(281) 599-0600

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6.21 mi

Harley Berry Insurance Agency

565 S Mason Rd Ste 184, Katy, TX 77450

(281) 392-1400

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6.21 mi

Cinco Ranch Insurance Services

810 S Mason Rd Ste 140, Katy, TX 77450

(281) 391-7608

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6.21 mi

Tim Guard Insurance Agency

810 S Mason Rd Ste 205, Katy, TX 77450

(281) 857-6960

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6.21 mi

Hamann Insurance Group

830 S Mason Rd Ste A1, Katy, TX 77450

(281) 392-6880

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6.21 mi

Jermon Johnson

450 Park Grove Ln, Katy, TX 77450

(281) 393-8301

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6.21 mi

ASAP Insurance Agency

873 S Mason Rd Ste 320, Katy, TX 77450

(281) 944-9594

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6.21 mi

Rick Toman

414 Park Grove Ln, Katy, TX 77450

(281) 578-1500

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6.21 mi

Acceptance Auto Insurance

333 S Mason Rd, Katy, TX 77450

(281) 579-8000

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6.21 mi

Rosie Cisneros

1150 S Mason Rd Ste 107, Katy, TX 77450

(281) 392-7710

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6.21 mi

David Tran

1540 S Mason Rd Ste B, Katy, TX 77450

(281) 665-8109

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6.21 mi

Tom Wilker

605 Park Grove Ln Ste C, Katy, TX 77450

(281) 492-2289

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6.21 mi

Chris Henry

21707 Kingsland Blvd Ste 103, Katy, TX 77450

(281) 492-6644

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6.21 mi

Marcelo Perez

1541 S Mason Rd, Katy, TX 77450

(281) 717-4777

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6.21 mi

Sean McGowan

423 Mason Park Blvd Ste A, Katy, TX 77450

(281) 829-1135

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6.21 mi

Tom Stewart Insurance

423 Mason Park Blvd Ste A, Katy, TX 77450

(281) 398-0001

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6.21 mi

Charles Nouhra

21396 Provincial Blvd, Katy, TX 77450

(281) 398-9100

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6.21 mi

Max Breisse Insurance & Financial Agency

21356 Provincial Blvd, Katy, TX 77450

(281) 578-0523

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6.21 mi

Kathy Leger

21320 Provincial Blvd Ste 200, Katy, TX 77450

(832) 726-8177

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6.21 mi

David W. Reed

21354 Provincial Blvd, Katy, TX 77450

(281) 579-8600

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6.21 mi

Texas Insurance Agency

21430 Provincial Blvd, Katy, TX 77450

(281) 398-1010

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6.21 mi

Charles Cash

22762 Westheimer Pkwy Ste 505, Katy, TX 77450

(832) 772-4253

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6.21 mi

Christopher Forbes

22762 Westheimer Pkwy Ste 505, Katy, TX 77450

(832) 862-5644

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6.21 mi

Texas Farm Bureau Insurance

22762 Westheimer Pkwy Ste 495, Katy, TX 77450

(281) 207-4125

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6.21 mi

TWFG Insurance Services - David Laux

22400 Westheimer Pkwy Apt 505, Katy, TX 77450

(713) 240-8228

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6.21 mi

Suzanne Sansom Insurance

3522 S Mason Rd Ste 260, Katy, TX 77450

(832) 437-4180

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6.21 mi

Antonio Boueri

3750 S Mason Rd Ste 500, Katy, TX 77450

(346) 200-9858

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6.21 mi

Chris Mallett

22100 Westheimer Pkwy, Katy, TX 77450

(281) 828-2700

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6.21 mi

Linda Taylor

20501 Katy Fwy Ste 100f, Katy, TX 77450

(281) 646-8766

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6.21 mi

Manuel Prado

20501 Katy Fwy Ste 204, Katy, TX 77450

(281) 660-8741

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6.21 mi

Derek Sample Insurance

20501 Katy Fwy, Katy, TX 77450

(281) 398-4665

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6.21 mi

Ed Perez

20680 Westheimer Pkwy Ste 20, Katy, TX 77450

(281) 828-2222

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6.21 mi

David Barker Insurance

950 S Fry Rd, Katy, TX 77450

(281) 492-8600

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6.21 mi

David Whittington Insurance Agency

920 S Fry Rd, Katy, TX 77450

(281) 599-7300

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6.21 mi

Maria Cantu

944 S Fry Rd, Katy, TX 77450

(281) 496-5352

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6.21 mi

A & S Insurance Agency

6210 Presidio Canyon Dr, Katy, TX 77450

(832) 876-3010

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8.39 mi

Jason McDonald

4031 Fm 1463 Rd Ste 30, Katy, TX 77494

(713) 532-5254

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8.39 mi

Cesar Saldivia

8945 S Fry Rd Ste C, Katy, TX 77494

(281) 574-2869

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8.39 mi

Khalid Alrashed

2750 Fm 1463 Rd Ste 250, Katy, TX 77494

(713) 777-0202

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8.39 mi

Alexander Hanks

2206 Katy Flewellen Rd, Katy, TX 77494

(281) 394-0448

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8.39 mi

RMC Insurance Services

5627 Highway Blvd, Katy, TX 77494

(281) 391-8282

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8.39 mi

Affordable Insurance of Texas

5650 Roberts Rd Bldg B Ste 100, Katy, TX 77494

(281) 395-9001

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8.39 mi

Salvador Navarro

722 Pin Oak Rd Ste 208, Katy, TX 77494

(281) 391-8991

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8.39 mi

Reliable Insurance Managers

5345 Highway Blvd, Katy, TX 77494

(713) 227-7283

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8.39 mi

Cecilia Embra

25722 Kingsland Blvd Ste 204a, Katy, TX 77494

(281) 752-6222

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8.39 mi

Charles Green

1260 Pin Oak Rd Ste 112, Katy, TX 77494

(281) 392-1144

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8.39 mi

Carolyn Bernstein

2001 Katy Mills Blvd Ste F, Katy, TX 77494

(281) 392-3133

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8.39 mi

Chuck Garibay

1310 Pin Oak Rd, Katy, TX 77494

(281) 492-8000

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8.39 mi

Thom Polvogt Agency Group

24610 Kingsland Blvd, Katy, TX 77494

(281) 391-4734

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8.39 mi

Greg White

24642 Kingsland Blvd, Katy, TX 77494

(281) 492-2626

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8.39 mi

Liberty Mutual Agency

24275 Katy Fwy Ste 250, Katy, TX 77494

(281) 392-4333

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8.39 mi

Sherwood Insurance Agency

24205 Kingsland Blvd Ste 100, Katy, TX 77494

(713) 454-7705

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8.39 mi

John Adkins

24203 Kingsland Blvd, Katy, TX 77494

(281) 395-4222

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8.39 mi

SOLV Risk Solutions

410 W Grand Pkwy S Ste 390, Katy, TX 77494

(844) 600-7658

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8.39 mi

Southern Winds Insurance Agency

410 W Grand Pkwy S Ste 390, Katy, TX 77494

(281) 741-7563

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8.39 mi

Jerry Kroll

402 W Grand Pkwy S Ste 100, Katy, TX 77494

(281) 392-0505

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8.39 mi

Xzavier Haywood

25600 Westheimer Pkwy Ste 102, Katy, TX 77494

(832) 437-8250

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8.39 mi

Atlantis Agency

403 W Grand Pkwy S Ste F, Katy, TX 77494

(281) 704-0634

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8.39 mi

David Wiemers

24668 Kingsland Blvd, Katy, TX 77494

(713) 984-4835

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8.39 mi

Bill Stone

1450 W Grand Pkwy S Ste H, Katy, TX 77494

(281) 693-1600

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8.39 mi

Travis Lundell

1450 W Grand Pkwy S Ste H, Katy, TX 77494

(281) 391-6464

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8.39 mi

Brandon Bertrand

1315 W Grand Pkwy S Ste 102, Katy, TX 77494

(281) 395-9500

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8.39 mi

Osvaldo Veras

23501 Cinco Ranch Blvd # 202, Katy, TX 77494

(281) 395-1800

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8.39 mi

Cardinal Insurance Agency

24044 Cinco Village Center Blvd Ste 100, Katy, TX 77494

(281) 705-1208

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8.39 mi

Shahrzad Roham

24044 Cinco Village Center Blvd Ste 101, Katy, TX 77494

(281) 247-0378

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8.39 mi

Gibraltar Insurance Services

23922 Cinco Village Center Blvd Ste 123, Katy, TX 77494

(281) 492-5968

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8.39 mi

Tom Mann

23144 Cinco Ranch Blvd Ste J, Katy, TX 77494

(281) 693-2500

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8.39 mi

Goosehead Insurance - Ann Nguyen

2717 Commercial Center Blvd Ste E200, Katy, TX 77494

(832) 808-0129

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8.39 mi

Serviam Insurance Agency

2717 Commercial Center Blvd Ste E200, Katy, TX 77494

(281) 769-5000

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8.39 mi

Joshua Day

2900 Comrcl Center Blvd Ste 101, Katy, TX 77494

(281) 371-8181

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8.39 mi

Kent Kiesewetter

23112 Cinco Ranch Blvd, Katy, TX 77494

(281) 693-4433

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8.39 mi

Jeff Kappes Insurance Agency

2877 Commercial Center Blvd, Katy, TX 77494

(281) 491-3800

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8.39 mi

Farmers Insurance - Chris Liebum

3402 Torchlite Ter Ste B, Katy, TX 77494

(832) 252-9413

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8.39 mi

Lyn Stegall

6920 S Fry Rd Ste K, Katy, TX 77494

(281) 496-3200

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8.39 mi

Dagley Insurance & Financial Services

23102 Seven Meadows Pkwy, Katy, TX 77494

(281) 644-1000

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8.39 mi

Marlene Anett Sarmiento

6711 S Fry Rd, Katy, TX 77494

(281) 857-6373

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Learn More About Car Insurance in Katy, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Katy, Texas (With 2024 Rates)