Cheap Car Insurance in Haltom City, Texas (With 2021 Rates)

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Lowest Premium

$392 / YEAR

Average Premium

$548 / YEAR

Highest Premium

$674 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Haltom City is around $548 and can go upto $674. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Haltom City by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Haltom City. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium

Insurance Agents in Haltom City, TX and Near by

  • 0 mi
    Sandra Galiano
    4110 Haltom Rd Ste D, Haltom City, TX 76117
    (817) 281-1800
  • 0 mi
    Baja Auto Insurance
    3538 Denton Hwy, Haltom City, TX 76117
    (817) 854-7023
  • 0 mi
    Bill Carter
    3525 Denton Hwy, Haltom City, TX 76117
    (817) 838-2342
  • 0 mi
    Haltom Insurance
    3401 Denton Hwy, Haltom City, TX 76117
    (817) 838-6906
  • 0 mi
    Mario Desantiago
    4613 Denton Hwy Ste 40, Haltom City, TX 76117
    (817) 503-0000
  • 0 mi
    Kevin Luong
    3189 Denton Hwy Ste 10, Haltom City, TX 76117
    (817) 222-9290
  • 0 mi
    A-Max Auto Insurance
    5530 E Belknap St, Haltom City, TX 76117
    (817) 831-1200
  • 0 mi
    Ryan Ford
    6209 Airport Fwy, Haltom City, TX 76117
    (817) 285-7000
  • 0 mi
    Trung Le
    5302 E Belknap St Ste D4, Haltom City, TX 76117
    (817) 834-0747
  • 0 mi
    RC Insurance Services
    4209 Broadway Ave Ste 101, Haltom City, TX 76117
    (817) 600-7588
  • 0 mi
    Altima Auto Insurance
    5026 E Belknap St, Haltom City, TX 76117
    (817) 900-8742
  • 0 mi
    Prieto & Associates Insurance
    4744 NE 28th St Ste B, Haltom City, TX 76117
    (817) 222-9010
  • 0 mi
    Edgar Valles
    4801 E Belknap St, Haltom City, TX 76117
    (682) 647-1005
  • 0 mi
    Kevin Nguyen
    4228 E Belknap St Ste 110, Haltom City, TX 76117
    (682) 557-0736
  • 0 mi
    Kevin Nguyen Tax & Insurance
    4228 E Belknap St, Haltom City, TX 76117
    (817) 841-9708
  • 0 mi
    Claudia Davila
    4228 E Belknap St Ste 106, Haltom City, TX 76117
    (817) 546-5310
  • 2.58 mi
    Geneva Cruz
    2830 N Beach St Ste G, Fort Worth, TX 76111
    (817) 744-8466
  • 2.58 mi
    A-Reliable Insurance
    2201 N Beach St, Fort Worth, TX 76111
    (817) 222-9330
  • 2.58 mi
    Jonathan Bao
    4125 E Belknap St Ste 115, Fort Worth, TX 76111
    (817) 838-4204
  • 2.58 mi
    Veronica Mendoza
    1828 N Beach St Ste B, Fort Worth, TX 76111
    (817) 222-9300
  • 2.58 mi
    Tom Ha
    4045 E Belknap St Ste 11, Fort Worth, TX 76111
    (817) 267-1993
  • 2.58 mi
    Ai United Insurance
    3913 E Belknap St, Fort Worth, TX 76111
    (817) 888-8464
  • 2.58 mi
    A-Star Auto Insurance
    1319 N Beach St, Fort Worth, TX 76111
    (817) 838-5600
  • 2.58 mi
    Blanca Zarate
    2607 Yucca Ave, Fort Worth, TX 76111
    (817) 343-4531
  • 2.58 mi
    Gerard Cancino
    601 N Retta St, Fort Worth, TX 76111
    (817) 831-4200
  • 2.58 mi
    Laura Cisneros
    403 N Sylvania Ave Ste 7, Fort Worth, TX 76111
    (817) 834-0060
  • 2.58 mi
    Western General Insurance Agency
    403 N Sylvania Ave Ste 7, Fort Worth, TX 76111
    (817) 834-0034
View all agents ↓

Learn More About Car Insurance in Haltom City, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.


The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.