Cheap Car Insurance in Friendswood, Texas (With 2021 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Friendswood

Lowest Premium

$435 / YEAR

Average Premium

$632 / YEAR

Highest Premium

$835 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Friendswood is around $632 and can go upto $835. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Friendswood by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Friendswood. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
77546$632

Insurance Agents in Friendswood, TX and Near by

  • 0 mi
    Mike Miller
    1550 W Bay Area Blvd Ste 100, Friendswood, TX 77546
    (281) 486-8950
  • 0 mi
    Al Hicks
    1560 W Bay Area Blvd Ste 303, Friendswood, TX 77546
    (281) 286-7070
  • 0 mi
    Leslie Kimble
    1560 W Bay Area Blvd Ste 260, Friendswood, TX 77546
    (281) 650-9054
  • 0 mi
    TWFG Insurance Services - Lane McKinney
    2242 W Bay Area Blvd, Friendswood, TX 77546
    (281) 996-0040
  • 0 mi
    Dick Daugird
    3502 E Fm 528 Rd, Friendswood, TX 77546
    (281) 482-4455
  • 0 mi
    Holub Insurance Agency
    3526 E Fm 528 Rd Ste 201, Friendswood, TX 77546
    (281) 996-7911
  • 0 mi
    Charles Rohden
    17130 Townes Rd Ste A, Friendswood, TX 77546
    (281) 992-8181
  • 0 mi
    Charles Mayfield
    307 S Friendswood Dr Ste A1, Friendswood, TX 77546
    (281) 992-7722
  • 0 mi
    Ken Hinojosa
    306 S Friendswood Dr Ste A, Friendswood, TX 77546
    (281) 482-1296
  • 0 mi
    Cathy Newsom
    107 S Friendswood Dr Ste C, Friendswood, TX 77546
    (281) 992-4181
  • 0 mi
    Iron Property Insurance Agency
    105 S Friendswood Dr Ste D, Friendswood, TX 77546
    (281) 648-1981
  • 0 mi
    Bob Brown
    700 S Friendswood Dr Ste G, Friendswood, TX 77546
    (281) 482-4483
  • 0 mi
    Brock Insurance Group
    820 S Friendswood Dr Ste 103, Friendswood, TX 77546
    (281) 482-4244
  • 0 mi
    Galveston Insurance Associates
    1102 S Friendswood Dr Ste B, Friendswood, TX 77546
    (281) 442-1892
  • 0 mi
    Gibraltar Insurance Services
    1104 S Friendswood Dr, Friendswood, TX 77546
    (281) 748-3364
  • 0 mi
    Truman Taylor Insurance Agency
    1212 Winding Way Dr, Friendswood, TX 77546
    (281) 482-1212
  • 0 mi
    ANPAC Agency
    1414 S Friendswood Dr, Friendswood, TX 77546
    (281) 996-6969
  • 0 mi
    Robert Rinehart
    1414 S Friendswood Dr, Friendswood, TX 77546
    (281) 996-1207
  • 0 mi
    Goosehead Insurance - Desiree Rendon
    1414 S Friendswood Dr Bldg A Ste 118, Friendswood, TX 77546
    (281) 459-0895
  • 0 mi
    Jay McKee
    1506 Winding Way Dr Ste 103, Friendswood, TX 77546
    (281) 947-8034
  • 0 mi
    Tony Lockwood
    217a E Parkwood Ave, Friendswood, TX 77546
    (281) 482-3737
  • 0 mi
    Jim Thompson
    335 E Parkwood Ave, Friendswood, TX 77546
    (281) 482-4433
  • 0 mi
    Higginbotham Insurance
    308 W Parkwood Ave, Friendswood, TX 77546
    (281) 990-6051
  • 0 mi
    Matt Roll
    105 Hunters Ln Ste 100, Friendswood, TX 77546
    (281) 993-5900
  • 0 mi
    Chris McSwain
    4325 Fm 2351 Rd Ste 100, Friendswood, TX 77546
    (281) 993-9292
  • 0 mi
    Judy Wiggins
    1313 W Parkwood Ave, Friendswood, TX 77546
    (281) 992-1926
  • 0 mi
    Champions Insurance Agency
    1305 W Parkwood Ave Ste A105, Friendswood, TX 77546
    (281) 484-4870
  • 0 mi
    Charles Blacknall
    4815 Fm 2351 Rd Ste 207, Friendswood, TX 77546
    (713) 299-2297
  • 0 mi
    Kyle Vanmeter
    4815 Fm 2351 Rd Ste 207, Friendswood, TX 77546
    (281) 993-8257
  • 0.38 mi
    The Skeen Agency
    Po Box 1191, Friendswood, TX 77549
    (713) 947-1965
View all agents ↓

Learn More About Car Insurance in Friendswood, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.