Cheap Car Insurance in Conroe, Texas (With 2021 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Conroe

Lowest Premium

$372 / YEAR

Average Premium

$559 / YEAR

Highest Premium

$832 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Conroe is around $559 and can go upto $832. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Conroe by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Conroe. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
77301$556
77302$555
77303$560
77304$544
77305$580
77384$552

Insurance Agents in Conroe, TX and Near by

  • 0 mi
    Robert Foree
    903 N Loop 336 W Ste G, Conroe, TX 77301
    (936) 756-0356
  • 0 mi
    Texas Farm Bureau Insurance
    405 N Loop 336 W, Conroe, TX 77301
    (936) 756-4461
  • 0 mi
    Freeway Insurance
    2017 N Frazier, Conroe, TX 77301
    (936) 225-5997
  • 0 mi
    Bob Hataway
    1712 N Frazier St Ste 201, Conroe, TX 77301
    (936) 756-4458
  • 0 mi
    Jim Daugherty
    1616 N Frazier St Ste D, Conroe, TX 77301
    (936) 539-5391
  • 0 mi
    Autopartners Insurance Agency
    1647 N Frazier St Ste 101, Conroe, TX 77301
    (936) 494-2300
  • 0 mi
    Beathard Insurance Agency
    412 N 1st St, Conroe, TX 77301
    (936) 756-0960
  • 0 mi
    Joel Gonzalez
    812 W Dallas St Ste 90, Conroe, TX 77301
    (936) 539-1122
  • 0 mi
    Cozart Insurance
    932 W Dallas St Ste D, Conroe, TX 77301
    (936) 270-7187
  • 0 mi
    Lupe Martinez
    1112 W Dallas St, Conroe, TX 77301
    (936) 756-1166
  • 0 mi
    Glenn Insurance Agency
    800 Houston St, Conroe, TX 77301
    (936) 788-5800
  • 0 mi
    TWFG Insurance Services - Amber Pillsbury
    900 W Davis St Ste 210, Conroe, TX 77301
    (281) 705-6496
  • 0 mi
    Lucila Karp
    900 W Davis St Ste 206, Conroe, TX 77301
    (936) 441-4988
  • 0 mi
    Soules Insurance Agency
    701 N San Jacinto St, Conroe, TX 77301
    (936) 756-0671
  • 0 mi
    Shbaita, Inc
    1500 S Frazier St Ste B, Conroe, TX 77301
    (936) 756-9786
  • 0 mi
    Claudia Rendon
    1300 S Frazier St Ste 216, Conroe, TX 77301
    (936) 206-7990
  • 0 mi
    Luis Hernandez
    701 N Loop 336 E, Conroe, TX 77301
    (832) 813-8337
  • 0 mi
    Southern Insurance Advisors
    1300 S Frazier St Ste 105, Conroe, TX 77301
    (832) 777-5562
  • 0 mi
    ETA Enterprises
    729 E Davis St, Conroe, TX 77301
    (936) 539-9263
  • 0 mi
    Gray's Insurance Agency
    310 S 1st St, Conroe, TX 77301
    (936) 756-6694
  • 0 mi
    Robert Powell
    114 W Lewis St, Conroe, TX 77301
    (936) 756-8975
  • 0 mi
    Kenneth Nickolas
    126 W Davis St, Conroe, TX 77301
    (936) 788-6200
  • 0 mi
    Bill Cochran Jr.
    128 W Davis St, Conroe, TX 77301
    (936) 441-9565
  • 0 mi
    TWFG Insurance Services - Tim Martin
    704 N Thompson St #165, Conroe, TX 77301
    (281) 466-1373
  • 0 mi
    TWFG Insurance Services - Mark Glaug
    236 N Main St Ste C, Conroe, TX 77301
    (817) 756-9469
  • 0 mi
    TWFG Insurance Services - Kent Hineman
    236a Simonton St, Conroe, TX 77301
    (936) 524-6919
  • 0 mi
    Tyler Insurance
    414 W Phillips St Ste 104, Conroe, TX 77301
    (936) 441-5520
  • 0 mi
    Awbrey Insurance
    612 S Frazier St, Conroe, TX 77301
    (936) 441-8661
  • 0 mi
    Joe Yardas Insurance Agency
    100 Interstate 45 N Ste 200 # 200, Conroe, TX 77301
    (936) 756-1020
  • 0 mi
    MetLife Auto & Home - Joel Bowley
    100 Interstate 45 N Ste 122, Conroe, TX 77301
    (936) 828-3918
  • 4.99 mi
    Heather Wacasey
    1505 League Line Rd, Conroe, TX 77304
    (936) 228-7580
  • 4.99 mi
    Matt Springer
    1140 N Fm 3083 Rd W Ste 400, Conroe, TX 77304
    (936) 441-3276
  • 4.99 mi
    Texas Essential Insurance Agency
    2501 Interstate 45 N Ste A, Conroe, TX 77304
    (936) 539-5199
  • 4.99 mi
    Adam Miller
    2200 N Fm 3083 Rd W, Conroe, TX 77304
    (936) 525-3281
  • 4.99 mi
    CMI of Texas Insurance Group
    2040 N Loop 336 W Ste 318, Conroe, TX 77304
    (936) 703-5096
  • 4.99 mi
    TWFG Insurance Services - Cory Cannon
    2040 N Loop 336 W Ste 210, Conroe, TX 77304
    (936) 703-5049
  • 4.99 mi
    Karen Ehlers Insurance Agency
    2040 N Loop 336 W Ste 122, Conroe, TX 77304
    (936) 828-2503
  • 4.99 mi
    Christopher Lawrence Batten
    2251 N Loop 336 W Ste D, Conroe, TX 77304
    (936) 321-5555
  • 4.99 mi
    Goosehead Insurance - Kristee Boscarino
    2251 N Loop 336 W Ste C, Conroe, TX 77304
    (936) 689-4728
  • 4.99 mi
    Michael Porter
    3708 W Davis St Ste A, Conroe, TX 77304
    (713) 299-0272
  • 4.99 mi
    Steven Salar
    3708 W Davis St Ste A, Conroe, TX 77304
    (936) 468-4771
  • 4.99 mi
    Mack Barnhill
    3706 W Davis St, Conroe, TX 77304
    (936) 756-2240
  • 4.99 mi
    Premier Group Insurance - Wade Edwards
    3706 W Davis St Ste C, Conroe, TX 77304
    (936) 718-6785
  • 4.99 mi
    Lee Insurance Group
    4996 W Davis St, Conroe, TX 77304
    (936) 788-5555
  • 4.99 mi
    Tracy Irvine
    4900 W Davis St Ste F, Conroe, TX 77304
    (936) 760-3370
  • 4.99 mi
    David H Funderburg
    2 Barkwood Cir, Conroe, TX 77304
    (936) 441-8072
  • 4.99 mi
    Beathard Insurance Agency
    3500 W Davis St Ste 240, Conroe, TX 77304
    (936) 756-0988
  • 4.99 mi
    David Kerr
    3401 W Davis St Ste G, Conroe, TX 77304
    (936) 756-7011
  • 4.99 mi
    TWFG Insurance Services - Charles D Moore Insurance Agency
    3307 W Davis St, Conroe, TX 77304
    (936) 539-0345
  • 4.99 mi
    BSI Insurance Services
    109 Wroxton Dr, Conroe, TX 77304
    (888) 447-1004
  • 4.99 mi
    King Insurance Solutions
    12603 Highway 105 W Ste 201, Conroe, TX 77304
    (936) 242-6877
  • 4.99 mi
    TWFG Insurance Services - Caleb Vinson
    12603 Highway 105 W Ste 301, Conroe, TX 77304
    (936) 588-7555
  • 4.99 mi
    Grayless-Cannon Insurance Group
    2508 W Davis St Ste 104, Conroe, TX 77304
    (936) 760-2220
  • 4.99 mi
    Irene Guajardo
    2508 W Davis St Ste 101, Conroe, TX 77304
    (936) 756-2800
  • 4.99 mi
    TWFG Insurance Services - Sean Meyers
    303 Longmire Rd Unit 701, Conroe, TX 77304
    (936) 760-5963
  • 4.99 mi
    Southern Star Insurance Agency
    122 Commercial Cir Ste 200, Conroe, TX 77304
    (936) 756-2222
  • 4.99 mi
    Lane Galloway
    206f S Loop 336 W, Conroe, TX 77304
    (936) 539-1865
  • 4.99 mi
    George Demontrond III
    888 I 45 S, Conroe, TX 77304
    (936) 442-7380
  • 4.99 mi
    Dan Ferrante
    333 N Rivershire Dr Ste 200, Conroe, TX 77304
    (936) 756-4321
  • 4.99 mi
    Dale R Inman
    1418 N Loop 336 W, Conroe, TX 77304
    (936) 760-1104
  • 4.99 mi
    Courtney Weidner
    945 Sgt Ed Holcomb Blvd S, Conroe, TX 77304
    (936) 441-3517
  • 4.99 mi
    Justin Hicks
    13921 Highway 105 W Ste 157, Conroe, TX 77304
    (936) 756-7077
  • 4.99 mi
    Texas Insurance Services
    96 Beach Walk Blvd Ste 205, Conroe, TX 77304
    (936) 788-2144
  • 4.99 mi
    MainStreet Consulting Group
    14500 Highway 105 W, Conroe, TX 77304
    (936) 448-6744
  • 5.71 mi
    Jack Popham
    2407 N Frazier St, Conroe, TX 77303
    (936) 756-1531
  • 5.71 mi
    Southern Group Insurance Services
    2204 Sunpark Dr, Conroe, TX 77303
    (936) 441-8830
  • 6.21 mi
    Goosehead Insurance - Ashley Dolan
    150 Pine Forest Dr Ste 801b, Conroe, TX 77384
    (936) 224-4160
  • 6.21 mi
    Jared Dolan
    150 Pine Forest Dr Ste 801, Conroe, TX 77384
    (936) 321-0158
  • 6.21 mi
    Nicholas Poore
    150 Pine Forest Dr Ste 202, Conroe, TX 77384
    (832) 263-6673
  • 6.21 mi
    Stephen Bransburg
    9420 College Park Dr Ste 140, Conroe, TX 77384
    (936) 321-4270
  • 6.21 mi
    The Right Agency
    9420 College Park Dr Ste 140, Conroe, TX 77384
    (936) 321-4270
  • 6.21 mi
    Cody McCown
    3600 Fm 1488 Rd Ste 150, Conroe, TX 77384
    (281) 826-9003
  • 6.21 mi
    James Pearson
    469 Fm 1488 Rd Ste 102, Conroe, TX 77384
    (936) 321-4900
  • 7.42 mi
    Excel Insurance Agency
    15917 Fm 3083 Rd Ste 4, Conroe, TX 77302
    (936) 446-2600
  • 7.42 mi
    Gary Brisco
    724 Vicksburg Ct, Conroe, TX 77302
    (936) 321-3124
  • 7.42 mi
    Jeffrey Peterson
    11133 Interstate 45 S Ste 110, Conroe, TX 77302
    (281) 319-6222
  • 7.5 mi
    TWFG Insurance Services - Todd Golden
    16100 Firetower Rd, Conroe, TX 77306
    (936) 537-8611
  • 8.26 mi
    AAA Insurance
    27726 I-45 N, Conroe, TX 77385
    (281) 465-1520
  • 8.26 mi
    Bruggeman Insurance Agency
    19221 Interstate 45 S Ste 160, Conroe, TX 77385
    (281) 352-5642
  • 8.26 mi
    Haley Insurance
    27351 Blueberry Hill Dr Ste 31, Conroe, TX 77385
    (281) 364-7888
  • 8.26 mi
    Goosehead Insurance - Ian Gerrard
    19075 I45 N Suite #272, Conroe, TX 77385
    (281) 825-3755
  • 8.26 mi
    Kari Romano
    19053 Interstate 45 North Suite B, Conroe, TX 77385
    (936) 231-8133
  • 8.26 mi
    American Financial & Automotive Services
    26451 Hanna Rd, Conroe, TX 77385
    (281) 296-4100
  • 8.26 mi
    Rodney Fleck
    10671 Highway 242, Conroe, TX 77385
    (936) 321-9909
  • 8.26 mi
    Charles Burchard
    29601b Robinson Rd, Conroe, TX 77385
    (281) 353-2300
View all agents ↓

Learn More About Car Insurance in Conroe, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.