Cheap Car Insurance in Bryan, Texas (With 2021 Rates)

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Lowest Premium

$316 / YEAR

Average Premium

$493 / YEAR

Highest Premium

$822 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Bryan is around $493 and can go upto $822. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Bryan by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Bryan. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
77801$492
77802$476
77803$475
77805$507
77807$490

Insurance Agents in Bryan, TX and Near by

  • 0 mi
    William Jones
    3811 Old College Rd, Bryan, TX 77801
    (979) 820-0375
  • 0 mi
    Spencer Hanson
    3400 S College Ave, Bryan, TX 77801
    (979) 823-8051
  • 10.79 mi
    Greg Myatt
    2651 Boonville Rd Ste 120, Bryan, TX 77808
    (979) 703-6697
  • 2.87 mi
    Texas Farm Bureau Insurance
    2751 Nash St Ste 150, Bryan, TX 77802
    (979) 485-2850
  • 2.87 mi
    SIG Insurance Services
    2751 Nash St Ste 100, Bryan, TX 77802
    (979) 703-4421
  • 2.87 mi
    Agricultural Insurance Agency
    2809 Barwick Cir, Bryan, TX 77802
    (979) 776-2697
  • 2.87 mi
    Chris Batten Agency
    1861 Briarcrest Dr, Bryan, TX 77802
    (713) 692-7700
  • 2.87 mi
    Program Insurance Group
    1722 Briarcrest Dr, Bryan, TX 77802
    (979) 485-9990
  • 2.87 mi
    Service Insurance Group
    3840 Corporate Center Dr, Bryan, TX 77802
    (979) 774-3900
  • 2.87 mi
    Jones & Lowe Agency
    1701 Briarcrest Dr, Bryan, TX 77802
    (979) 776-5793
  • 2.87 mi
    Goosehead Insurance - Jeff Horak
    3091 University Dr E Ste 120, Bryan, TX 77802
    (979) 431-1001
  • 2.87 mi
    Rollo Insurance Group
    3091 University Dr E Ste 310, Bryan, TX 77802
    (979) 774-2800
  • 2.87 mi
    Freeway Insurance
    1402 S Texas Ave, Bryan, TX 77802
    (979) 316-2146
  • 2.87 mi
    Jamel Thomas
    4103 S Texas Ave Ste 100, Bryan, TX 77802
    (936) 419-1587
  • 2.87 mi
    Mynde Kessler
    4103 S Texas Ave Ste 100, Bryan, TX 77802
    (979) 704-3054
  • 2.87 mi
    Jacqueline Voss
    4415 S Texas Ave, Bryan, TX 77802
    (979) 846-5758
  • 2.87 mi
    Bob Poling
    4017 S Texas Ave, Bryan, TX 77802
    (979) 846-8841
  • 2.87 mi
    Jorge Mayen
    4017 S Texas Ave, Bryan, TX 77802
    (979) 260-3708
  • 2.87 mi
    FBC Insurance Agency
    3833 S Texas Ave Ste 108, Bryan, TX 77802
    (979) 823-6777
  • 2.87 mi
    Russ Bevil
    4006 Stillmeadow Dr, Bryan, TX 77802
    (979) 846-9799
  • 2.87 mi
    Lance Snider
    3608 E 29th St Ste 108, Bryan, TX 77802
    (979) 703-1011
  • 2.87 mi
    TWFG Insurance Services - Christopher Forman
    3620 E 29th St, Bryan, TX 77802
    (979) 822-4912
  • 2.87 mi
    Larry Hallam
    3601 E 29th St Ste 14, Bryan, TX 77802
    (979) 599-7538
  • 2.87 mi
    Direct General Auto Insurance
    724 E Villa Maria Rd Ste 600, Bryan, TX 77802
    (979) 599-5078
  • 2.87 mi
    Anco Insurance Srv Bryan
    1111 Briarcrest Dr, Bryan, TX 77802
    (979) 776-2626
  • 2.87 mi
    Jones & Associates Insurance
    1200 E Villa Maria Rd, Bryan, TX 77802
    (979) 776-4740
  • 2.87 mi
    Autopartners Insurance Agency
    2511 S Texas Ave Ste B, Bryan, TX 77802
    (979) 779-3632
  • 2.87 mi
    Texas RIA
    2513 S Texas Ave, Bryan, TX 77802
    (979) 823-9100
  • 3.18 mi
    Jimmy Ford
    2911 E Villa Maria Rd, Bryan, TX 77803
    (979) 822-6000
  • 3.18 mi
    Fast Quote Insurance Agency
    1204 W Wm J Bryan Pkwy, Bryan, TX 77803
    (973) 823-2626
  • 7.46 mi
    Uldric Zemanek
    5987 Chick Ln, Bryan, TX 77807
    (979) 822-3277
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Learn More About Car Insurance in Bryan, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.