Cheap Car Insurance in Brownsville, Texas (With 2021 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Brownsville

Lowest Premium

$407 / YEAR

Average Premium

$601 / YEAR

Highest Premium

$829 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Brownsville is around $601 and can go upto $829. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Brownsville by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Brownsville. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
78520$607
78521$592
78526$591

Insurance Agents in Brownsville, TX and Near by

  • 0 mi
    Adan Garcia
    6292 Butler Rd, Brownsville, TX 78520
    (956) 572-8491
  • 0 mi
    Francisco Noyola
    4025 Old Highway 77, Brownsville, TX 78520
    (956) 266-9292
  • 0 mi
    TWFG Insurance Services - Derek Benavides
    2815 Central Blvd Ste B, Brownsville, TX 78520
    (956) 621-2927
  • 0 mi
    Arredondo Insurance Services
    2900 Central Blvd Ste D, Brownsville, TX 78520
    (956) 465-4289
  • 0 mi
    Lette Insurance Agency
    145 Boca Chica Blvd, Brownsville, TX 78520
    (956) 541-7252
  • 0 mi
    Roberto Welsh
    800 W Price Rd, Brownsville, TX 78520
    (956) 546-5222
  • 0 mi
    Select Advisors
    1800 E Van Buren St, Brownsville, TX 78520
    (956) 579-5454
  • 0 mi
    Trae Pena
    943 N Expressway 77 Ste 14, Brownsville, TX 78520
    (956) 435-9662
  • 0 mi
    Bert Whisenant Insurance
    14 E Levee St, Brownsville, TX 78520
    (956) 546-4222
  • 0 mi
    Newtek Insurance Agency
    301 Mexico Blvd Ste H4a, Brownsville, TX 78520
    (866) 380-7007
  • 0 mi
    Joel Munguia
    515 Central Blvd, Brownsville, TX 78520
    (956) 542-0002
  • 0 mi
    Rick Ortiz
    2025 Central Blvd Ste C, Brownsville, TX 78520
    (956) 541-8015
  • 0 mi
    David Dominguez
    934 W Price Rd, Brownsville, TX 78520
    (956) 544-5500
  • 0 mi
    Ivan Karr
    848 W Price Rd, Brownsville, TX 78520
    (956) 205-0333
  • 14.22 mi
    Jose Gutierrez
    1760 Old Port Isabel Rd Ste C, Brownsville, TX 78521
    (956) 541-7033
  • 14.22 mi
    GSM Insurors
    147 E Price Rd, Brownsville, TX 78521
    (956) 542-7415
  • 14.22 mi
    Garza Insurance Agency
    18 N Park Plz, Brownsville, TX 78521
    (956) 541-9642
  • 14.22 mi
    Bobby Meza
    3675 Boca Chica Blvd Suite B1, Brownsville, TX 78521
    (956) 554-9338
  • 14.22 mi
    Johnny Rodriguez
    133 E Price Rd, Brownsville, TX 78521
    (956) 541-0991
  • 14.22 mi
    Enrique Hilton
    3525 International Blvd Ste C1, Brownsville, TX 78521
    (956) 541-7272
  • 14.22 mi
    Amtex Insurance
    3025 Boca Chica Blvd Ste D, Brownsville, TX 78521
    (956) 982-1900
  • 14.22 mi
    Kay Conly
    2401 Boca Chica Blvd, Brownsville, TX 78521
    (956) 542-0222
  • 14.22 mi
    Rick Ortiz
    2200 Boca Chica Blvd Ste 143, Brownsville, TX 78521
    (956) 542-2424
  • 14.22 mi
    Ramiro Lerma
    795 Paredes Line Rd, Brownsville, TX 78521
    (956) 504-5493
  • 14.22 mi
    Ruben Garcia Jr
    434 Paredes Line Rd Ste B, Brownsville, TX 78521
    (956) 544-2464
  • 14.22 mi
    Garcia Homero
    2045 E Price Rd Ste 7l, Brownsville, TX 78521
    (956) 542-1887
  • 14.22 mi
    Isaac Martinez
    2039 E Price Rd Ste B, Brownsville, TX 78521
    (956) 546-7466
  • 14.22 mi
    Spencer Gaille
    1140 Paredes Line Rd, Brownsville, TX 78521
    (956) 541-4848
  • 14.22 mi
    Brisky & Perez Insurance Agency
    5 Cove Cir, Brownsville, TX 78521
    (956) 541-9115
  • 14.22 mi
    Manuel Saldivar
    1254 Paredes Line Rd, Brownsville, TX 78521
    (956) 542-1955
  • 14.22 mi
    Safeguard Insurance Agency
    2027 E Price Rd Ste C, Brownsville, TX 78521
    (956) 544-6500
  • 14.22 mi
    Leticia Salmon
    1454 Paredes Line Rd Ste A, Brownsville, TX 78521
    (956) 546-3920
  • 14.22 mi
    Hughston Insurance Agency
    46 Cove Cir, Brownsville, TX 78521
    (956) 542-4387
  • 14.22 mi
    Dan Valdez
    48 N Park Plz, Brownsville, TX 78521
    (956) 546-6016
  • 14.22 mi
    Erick Ptacnik
    814 N Expressway Ste 10, Brownsville, TX 78521
    (956) 372-1999
  • 14.22 mi
    Fiesta Auto Insurance
    1609 E Price Rd, Brownsville, TX 78521
    (956) 544-5000
  • 14.22 mi
    Raul Gomez Jr.
    1600 N Expressway, Brownsville, TX 78521
    (956) 983-1899
  • 14.22 mi
    IBC Insurance Agency
    1600 Ruben Torres Sr Blvd, Brownsville, TX 78521
    (956) 547-1000
  • 7.12 mi
    The Garcia Agency
    3040 Ruben Torres Sr Blvd Ste D, Brownsville, TX 78526
    (956) 378-4888
  • 7.12 mi
    Veronica Chavez
    1393 E Alton Gloor Blvd Ste 13, Brownsville, TX 78526
    (956) 542-2622
  • 7.12 mi
    Independent Insurance Center
    1313 E Alton Gloor Blvd Ste E, Brownsville, TX 78526
    (956) 542-5331
  • 7.12 mi
    Samuel Guerrero
    5156 N Expressway, Brownsville, TX 78526
    (956) 350-2900
  • 7.12 mi
    Rafael Larrazolo
    302 Lorenaly Dr Ste B, Brownsville, TX 78526
    (956) 205-1112
  • 7.12 mi
    Rick Armendariz
    800 E Alton Gloor Blvd Ste D, Brownsville, TX 78526
    (956) 542-7425
  • 7.12 mi
    Edith Trevino
    900 E Alton Gloor Blvd Ste 4, Brownsville, TX 78526
    (956) 554-4961
  • 7.12 mi
    Bitty Truan
    275 Jose Marti Blvd Ste D, Brownsville, TX 78526
    (956) 541-7331
View all agents ↓

Learn More About Car Insurance in Brownsville, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.