Cheap Car Insurance in Midland, Texas ( With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Insurance Agents in Midland, TX and Near by

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IBTX Risk Services

303 W Wall St Ste 614, Midland, TX 79701

(432) 682-4005

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Goosehead Insurance - Ashlee Nelson

214 W Texas Ave Ste 104, Midland, TX 79701

(432) 307-2252

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Erika Lara

208 S Marienfeld St, Midland, TX 79701

(432) 488-9942

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Lowell Osborn

212 N Main St Ste 112b, Midland, TX 79701

(432) 218-7010

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Roy Nelson

910 W Wall St, Midland, TX 79701

(432) 682-2251

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Ashmore & Associates Insurance Agency

110 W Louisiana Ave Ste 310, Midland, TX 79701

(432) 620-8868

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Killebrew Insurance

1111 W Illinois Ave, Midland, TX 79701

(432) 694-0508

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Abigail Hernandez

307 W Dakota Ave, Midland, TX 79701

(432) 694-6183

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Dustin Ptak Insurance

1101 N Big Spring St, Midland, TX 79701

(432) 218-8379

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Statewide Insurance

1110 N Big Spring St, Midland, TX 79701

(432) 685-4001

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Jezco Insurance Group

1200 S Big Spring St, Midland, TX 79701

(432) 704-5266

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Area Insurance Services

1302 N Big Spring St, Midland, TX 79701

(432) 570-4373

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Johnny Johnson Insurance

1710 W Texas Ave, Midland, TX 79701

(432) 684-6653

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David Corrales

1100 E Estes Ave, Midland, TX 79701

(432) 683-7559

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Lara Sandlin

402 Andrews Hwy, Midland, TX 79701

(432) 687-1820

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Yorkman & Associates

1710 N Lamesa Rd, Midland, TX 79701

(432) 683-9301

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Robert Newton

2309 W Louisiana Ave, Midland, TX 79701

(432) 682-4331

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Acceptance Auto Insurance

426 Andrews Hwy, Midland, TX 79701

(432) 687-3313

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Yuvia Galindo

409 Andrews Hwy, Midland, TX 79701

(432) 242-6848

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A-Max Auto Insurance

210 E Longview Ave Ste B, Midland, TX 79701

(432) 683-9000

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Albin and Associates Insurance Agency

2800 W Front St, Midland, TX 79701

(432) 683-6779

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Autopartners Insurance Agency

700 Andrews Hwy, Midland, TX 79701

(432) 688-0800

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Tiffany Blakely

2600 W Kansas Ave, Midland, TX 79701

(432) 689-8390

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Pam Nichols

1024 Andrews Hwy Ste B, Midland, TX 79701

(432) 697-3167

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Texas Farm Bureau Insurance

1219 S Fairgrounds Rd, Midland, TX 79701

(432) 687-1365

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West Texas Insurance Exchange

1030 Andrews Hwy Ste 100, Midland, TX 79701

(432) 699-0933

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InSource Insurance Group

1031 Andrews Hwy Ste 305, Midland, TX 79701

(432) 682-2333

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Claudia Lujan

3205 W Cuthbert Ave Ste B5, Midland, TX 79701

(432) 218-2837

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Reeves Insurance Agency

1015 N Midkiff Rd, Midland, TX 79701

(432) 689-6881

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11.16 mi

Debbie Stevens

10112 W Highway 80, Midland, TX 79706

(432) 561-9213

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3.11 mi

Tracy Valles

3303 W Illinois Ave Ste 6b, Midland, TX 79703

(432) 262-4447

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3.11 mi

Texas Farm Bureau Insurance

3315 Andrews Hwy, Midland, TX 79703

(432) 570-1365

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3.11 mi

Laura Ingram

3317 Andrews Hwy, Midland, TX 79703

(432) 699-1441

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3.11 mi

Abraham Gutierrez

4310 W Illinois Ave Ste 280, Midland, TX 79703

(432) 522-1313

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3.11 mi

Huffman & Associates Insurance Services

4310 W Illinois Ave, Midland, TX 79703

(432) 684-4461

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3.11 mi

Randy Scott

4301 Andrews Hwy, Midland, TX 79703

(432) 699-7007

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3.11 mi

Domingo Nunez

1401 N Midland Dr, Midland, TX 79703

(432) 687-2911

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3.11 mi

Misty Bowden

1304 N Loop 250 W Ste C, Midland, TX 79703

(432) 695-4155

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3.11 mi

Thomas Flores Jr

1304 N Loop 250 W Ste C, Midland, TX 79703

(432) 923-7007

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4.26 mi

Jeff Ledford

1910 N Big Spring St Ste 200, Midland, TX 79705

(432) 618-1141

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4.26 mi

The Insurance Man & Associates

1912 N Big Spring St, Midland, TX 79705

(432) 683-4619

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4.26 mi

Don Rhamey

3105 N Big Spring St, Midland, TX 79705

(432) 683-1816

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4.26 mi

Ervin Insurance Agency

3100 N A St Bldg D, Midland, TX 79705

(432) 682-3717

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4.26 mi

MHBT - Mims & Smith Insurance Associates

3201 N Pecos St Ste 100, Midland, TX 79705

(432) 694-2595

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4.26 mi

Stoltz & Company

3300 N A St Bldg 1-100, Midland, TX 79705

(432) 571-4900

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4.26 mi

Sawyer & Associates Insurance Agency

2101 W Wadley Ave Ste 201, Midland, TX 79705

(432) 687-2210

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4.26 mi

Charlie Harris

10 Desta Dr Ste 600e, Midland, TX 79705

(432) 683-7728

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4.26 mi

Caline Martinez

2200 W Wadley Ave Ste 206a, Midland, TX 79705

(432) 682-7283

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4.26 mi

Eddy Ohlenburg

2302 W Wadley Ave, Midland, TX 79705

(432) 682-3456

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4.26 mi

Dan Swanner

4400 N Big Spring St Ste C31, Midland, TX 79705

(432) 699-7333

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4.26 mi

David Guerrero

4400 N Big Spring St Ste C25, Midland, TX 79705

(432) 682-3472

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4.26 mi

Lisa Strickland

4400 N Big Spring St Ste B19, Midland, TX 79705

(432) 617-2222

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4.26 mi

Insurance One Agency

4305 N Garfield St Ste 202, Midland, TX 79705

(432) 687-1867

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4.26 mi

Dan Duckworth

3304 N Midkiff Rd, Midland, TX 79705

(432) 699-7546

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4.26 mi

InsureAll of West Texas

3328 N Midkiff Rd Ste 1, Midland, TX 79705

(432) 848-3055

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4.26 mi

Sammy Rodriguez Jr

900 W Loop 250 N Ste B, Midland, TX 79705

(432) 683-3276

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4.26 mi

Richard King

4610 N Garfield St Ste A10, Midland, TX 79705

(432) 694-6618

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4.26 mi

Diana Ivonne Dominguez Agency

4410 N Midkiff Rd Ste D1f, Midland, TX 79705

(432) 570-6500

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4.26 mi

Lance Evans

4410 N Midkiff Rd Ste D211a, Midland, TX 79705

(432) 520-8899

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4.26 mi

Daniela Ybarra

4410 N Midkiff Rd Ste A5, Midland, TX 79705

(432) 697-7073

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8.14 mi

Rebecca Harrison

2607 N Midland Dr, Midland, TX 79707

(432) 695-6219

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8.14 mi

Jeremy West

2611b N Midland Dr, Midland, TX 79707

(432) 694-1666

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8.14 mi

Dan Bertelson

3323 N Midland Dr Ste 107, Midland, TX 79707

(432) 689-6650

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8.14 mi

Klemme Insurance Services

3415 Caldera Blvd, Midland, TX 79707

(432) 687-5646

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8.14 mi

John Pitts

4200 N Midland Dr, Midland, TX 79707

(432) 689-6800

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8.14 mi

Bill Eggar

4400 N Midland Dr Ste 402, Midland, TX 79707

(432) 697-0090

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8.14 mi

Debra Pena

3116 N Loop 250 W Ste 700, Midland, TX 79707

(432) 684-0542

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8.14 mi

Joe Espino

4416 Briarwood Ave Ste 102, Midland, TX 79707

(432) 520-2193

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8.14 mi

Michelle Rodriguez

4711 Briarwood Ave Ste C, Midland, TX 79707

(432) 620-8944

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View all agents ↓

Learn More About Car Insurance in Midland, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Midland, Texas (With 2024 Rates)