Lowest Premium
$377 / YEAR
Average Premium
$509 / YEAR
Highest Premium
$709 / YEAR
The average annual premium in Cedar Park is around $509 and can go upto $709. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Car Insurance Rates in Cedar Park by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Cedar Park. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
78613 | $496 |
78630 | $521 |
Insurance Agents in Cedar Park, TX and Near by
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0 miGoosehead Insurance - Michael D'Ambrosio1907 Cypress Creek Rd Ste 102, Cedar Park, TX 78613(512) 212-3900View |
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0 miHead Insurance Group201 S Lakeline Blvd Ste 304, Cedar Park, TX 78613(512) 336-2929View |
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0 miAnthony Hernandez Jr. Insurance & Financial Services201 S Lakeline Blvd Ste 104, Cedar Park, TX 78613(512) 582-3447View |
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0 miGoosehead Insurance - Raven Moss201 S Lakeline Blvd Ste 102, Cedar Park, TX 78613(512) 249-2867View |
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0 miSaver Insurance Agency201 S Lakeline Blvd Ste 603, Cedar Park, TX 78613(512) 249-7283View |
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0 miThompson Graves Insurance Agency201 S Lakeline Blvd Ste 501, Cedar Park, TX 78613(512) 331-1000View |
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0 miAnderson-VanHorne Insurance & FInancial Services1508 Merganser Ln, Cedar Park, TX 78613(877) 738-7018View |
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0 miFrank Tangorra507 Denali Pass Ste 503, Cedar Park, TX 78613(512) 697-9866View |
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0 miSynterra Insurance Group600 S Bell Blvd Ste 9, Cedar Park, TX 78613(512) 258-4111View |
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0 miRay Johnson305 S Bell Blvd, Cedar Park, TX 78613(512) 219-7295View |
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0 miMichael Manry301 Brushy Creek Rd Ste 104a, Cedar Park, TX 78613(512) 996-0262View |
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0 miMyra Page301 Brushy Creek Rd Ste 104a, Cedar Park, TX 78613(512) 257-8889View |
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0 miVicki Ham119 N Bell Blvd Ste B, Cedar Park, TX 78613(512) 346-1500View |
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0 miCatherine Murphy930 S Bell Blvd Ste 101, Cedar Park, TX 78613(512) 249-7040View |
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0 miYvonne Carreon930 S Bell Blvd Ste 405, Cedar Park, TX 78613(512) 298-0210View |
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0 miGT Insurance Services930 S Bell Blvd Ste 407, Cedar Park, TX 78613(512) 713-9462View |
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0 miHill Country Heritage Insurance Agency930 S Bell Blvd Ste 305, Cedar Park, TX 78613(512) 970-1766View |
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0 miAll Wheels Insurance Services1001 Cypress Creek Rd Ste 404, Cedar Park, TX 78613(512) 255-2020View |
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0 miVanessa Jackson1001 Cypress Creek Rd Ste 301, Cedar Park, TX 78613(512) 402-8048View |
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0 miPipeline Insurance900 Quest Pkwy, Cedar Park, TX 78613(572) 800-8821View |
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0 miEast West P&C Insurance Agency900 Quest Pkwy, Cedar Park, TX 78613(512) 350-4171View |
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0 miBridges Insurance Agency715 Discovery Blvd Ste 413, Cedar Park, TX 78613(512) 260-7000View |
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0 miJeffrey Dietz401 E Whitestone Blvd Ste A102, Cedar Park, TX 78613(512) 528-0099View |
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0 miJarrodd Little1464 E Whitestone Blvd Ste 201, Cedar Park, TX 78613(512) 259-0202View |
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0 miKay Threadgill1501 N Bell Blvd, Cedar Park, TX 78613(512) 259-2535View |
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0 miRoger Wieland1420 Cypress Creek Road Suite 125-200, Cedar Park, TX 78613(877) 596-5551View |
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0 miDowd Insurance Agency1841 S Lakeline Blvd Ste 101-302, Cedar Park, TX 78613(512) 400-3118View |
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0 miG-N-S Insurance Services1625 N Bell Blvd Ste F, Cedar Park, TX 78613(512) 986-4944View |
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0 miMarc Nascimento1540 Cypress Creek Rd Ste 109, Cedar Park, TX 78613(512) 258-6272View |
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0 miBecki Ross1701 Bagdad Rd, Cedar Park, TX 78613(512) 260-7199View |
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0 miJosette Fuller415 Paseo Grand Dr, Cedar Park, TX 78613(512) 650-9778View |
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0 miGreg Meyer1101 Arrow Point Dr Ste 206, Cedar Park, TX 78613(512) 259-5433View |
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0 miTejas American General Agency1620 La Jaita Dr Ste 300, Cedar Park, TX 78613(888) 999-8242View |
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0 miAmy Maddox2301 Bagdad Rd Ste 101, Cedar Park, TX 78613(512) 257-1753View |
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0 miScott Woodruff2301 Bagdad Rd Ste 101, Cedar Park, TX 78613(512) 788-1402View |
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0 miMetlife Auto & Home921 W New Hope Dr Ste 202a, Cedar Park, TX 78613(512) 259-3300View |
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0 miFrank Sanchez921 W New Hope Dr # 1-101, Cedar Park, TX 78613(512) 528-8747View |
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0 miHalo Insurance Agency921 W New Hope Dr Ste 402, Cedar Park, TX 78613(512) 336-9433View |
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0 miStreamline Insurance Services921 W New Hope Dr, Cedar Park, TX 78613(512) 219-1130View |
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0 miJesse Walls1320 Arrow Point Dr Ste 501, Cedar Park, TX 78613(512) 647-2338View |
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0 miDavid Schara Insurance Agency12001 W Parmer Ln, Cedar Park, TX 78613(512) 259-7700View |
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0 miBrad Morgan12920 W Parmer Ln Ste 109, Cedar Park, TX 78613(512) 259-9122View |
Learn More About Car Insurance in Cedar Park, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.