Cheap Car Insurance in Addison, Texas (With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Insurance Agents in Addison, TX and Near by

  • 0 mi
    Aaron Augustine
    3939 Belt Line Rd Ste 275, Addison, TX 75001
    (972) 716-0434
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  • 0 mi
    Stali Allport
    3939 Belt Line Rd Ste 160, Addison, TX 75001
    (972) 239-4543
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  • 0 mi
    Addison Insurance Group
    4004 Belt Line Rd Ste 125b, Addison, TX 75001
    (469) 331-0200
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  • 0 mi
    Acceptance Auto Insurance
    4151 Belt Line Rd Ste 104, Addison, TX 75001
    (972) 406-5180
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  • 0 mi
    Bradley Kerley
    14675 Midway Rd Ste 101, Addison, TX 75001
    (972) 490-7288
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  • 0 mi
    Insurance One Agency
    4205 Beltway Dr, Addison, TX 75001
    (972) 250-1600
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  • 0 mi
    Mark Mathews
    15502 Quorum Dr, Addison, TX 75001
    (972) 661-0752
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  • 0 mi
    Premier Group Insurance - Karen Burkholder
    4851 Keller Springs Rd Ste 112, Addison, TX 75001
    (469) 425-3220
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  • 0 mi
    Jill Gunnell Mathews
    15502 Quorum Dr, Addison, TX 75001
    (972) 661-0752
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  • 0 mi
    Rising Star Insurance Group
    15636 Quorum Dr, Addison, TX 75001
    (972) 587-7700
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  • 0 mi
    Prestizia Insurance Group
    5080 Spectrum Dr Ste 1000e, Addison, TX 75001
    (855) 436-6353
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  • 0 mi
    Ismail Bhai
    15305 Dallas Pkwy Ste 309, Addison, TX 75001
    (972) 455-2811
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  • 0 mi
    Willis Personal Lines Insurance
    15305 Dallas Pkwy Ste 1100, Addison, TX 75001
    (972) 715-2140
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  • 0 mi
    TWFG Insurance Services - Lyvetta Lumpkins
    15455 Dallas Pkwy Ste 600, Addison, TX 75001
    (972) 764-5106
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  • 0 mi
    Brijesh Anthonypillai
    15455 Dallas Pkwy Ste 600, Addison, TX 75001
    (972) 764-5225
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  • 0 mi
    TAG - One Choice Insurance
    15455 Dallas Pkwy Ste 600, Addison, TX 75001
    (214) 702-0046
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  • 0 mi
    ANPAC Agency
    5057 Keller Springs Rd Ste 150, Addison, TX 75001
    (469) 718-5568
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  • 0 mi
    Jane Boles
    5057 Keller Springs Rd Ste 150, Addison, TX 75001
    (972) 922-2971
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  • 0 mi
    Jeff Sawyer
    5057 Keller Springs Rd Ste 150, Addison, TX 75001
    (214) 971-3949
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  • 0 mi
    Patrick Allen
    5057 Keller Springs Rd Ste 150, Addison, TX 75001
    (469) 744-8868
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  • 2.37 mi
    TWFG Insurance Services - J.R. Zamorano
    7920 Belt Line Rd, Dallas, TX 75254
    (972) 270-3333
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  • 2.37 mi
    AmeriTax Insurance Services
    14203 Coit Rd Ste 104, Dallas, TX 75254
    (972) 361-1040
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  • 2.37 mi
    America Insurance Agency
    7916 Spring Valley Rd, Dallas, TX 75254
    (214) 575-7761
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  • 2.37 mi
    Baja Auto Insurance
    14215 Coit Rd Ste 100, Dallas, TX 75254
    (214) 301-7014
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  • 2.37 mi
    Epic Insurance Agency
    14785 Preston Rd Ste 550, Dallas, TX 75254
    (214) 532-0256
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  • 2.37 mi
    Dave Jenkins
    14785 Preston Rd Ste 550, Dallas, TX 75254
    (972) 980-3934
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  • 2.37 mi
    TWFG Insurance Services - Kim Casida Milligan
    14785 Preston Rd Ste 550, Dallas, TX 75254
    (214) 842-0160
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  • 2.37 mi
    Dicia Ames
    5920 Belt Line Rd Ste 315, Dallas, TX 75254
    (972) 239-9970
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  • 2.37 mi
    AAA Insurance
    5455 Belt Line Rd Ste 100, Dallas, TX 75254
    (214) 706-3002
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  • 2.37 mi
    Stanley R. Smith
    5495 Belt Line Rd Ste 105, Dallas, TX 75254
    (972) 789-1111
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  • 2.37 mi
    Dickerson & Company Agency
    14241 Dallas Pkwy Ste 650, Dallas, TX 75254
    (972) 422-5557
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  • 2.37 mi
    Insurance One Agency
    14180 Dallas Pkwy Ste 900, Dallas, TX 75254
    (972) 267-8000
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  • 2.37 mi
    Melanie Irvin
    14651 Dallas Pkwy Ste 110, Dallas, TX 75254
    (972) 367-6200
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  • 2.37 mi
    Quantum Source Insurance Group
    5050 Quorum Dr Ste 700, Dallas, TX 75254
    (972) 687-9069
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  • 2.37 mi
    Kreshnik Bishani
    14800 Quorum Dr Ste 300, Dallas, TX 75254
    (940) 343-7579
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  • 2.37 mi
    Wells Fargo Insurance Services USA
    5151 Belt Line Rd Ste 200, Dallas, TX 75254
    (972) 588-6456
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  • 2.39 mi
    Arian Insurance
    12240 Inwood Rd Ste 430, Dallas, TX 75244
    (469) 906-6050
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  • 2.39 mi
    Brent Cooper
    5232 Forest Ln Ste 111, Dallas, TX 75244
    (214) 987-1995
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  • 2.39 mi
    Dan Stanton
    3767 Forest Ln Ste 107, Dallas, TX 75244
    (972) 243-8894
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  • 2.39 mi
    Cohen Family Agency
    4099 Mcewen Rd Ste 150, Dallas, TX 75244
    (469) 249-8525
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  • 2.39 mi
    Andy Barfield
    4101 Mcewen Rd Ste 120, Dallas, TX 75244
    (972) 726-0083
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  • 2.39 mi
    PIP Insurance Services
    4100 Alpha Rd Ste 112, Dallas, TX 75244
    (972) 432-7410
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  • 2.39 mi
    TexCap Concord - Dallas
    13465 Midway Rd Ste 200, Dallas, TX 75244
    (972) 720-5340
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  • 2.39 mi
    Jerry Heckman
    13901 Midway Rd Ste 103, Dallas, TX 75244
    (972) 789-9567
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  • 2.39 mi
    Babu Varghese
    4230 Lbj Fwy Ste 614, Dallas, TX 75244
    (972) 503-3400
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  • 2.39 mi
    Bill Remley
    4230 Lbj Fwy Ste 105, Dallas, TX 75244
    (972) 488-3822
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  • 2.39 mi
    Hilda Avila
    4100 Spring Vly Ste 904, Dallas, TX 75244
    (469) 320-1440
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  • 2.39 mi
    Seguros Palerm
    4100 Spring Valley Rd Ste 663, Dallas, TX 75244
    (972) 607-6035
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  • 2.39 mi
    Gregory Insurance Group
    14140 Midway Rd Ste 205, Dallas, TX 75244
    (972) 347-9944
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  • 2.39 mi
    Warren Insurance Group
    14140 Midway Rd Ste 205, Dallas, TX 75244
    (972) 931-5800
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  • 2.39 mi
    Jarrod Michoski
    14330 Midway Rd Ste 213, Dallas, TX 75244
    (972) 386-6300
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  • 2.39 mi
    Terrell Insurance Services
    13712 Neutron Rd, Dallas, TX 75244
    (214) 378-8870
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  • 2.39 mi
    Cambridge Insurance Agency
    13740 Neutron Rd, Dallas, TX 75244
    (214) 758-0414
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  • 2.39 mi
    Lee Insurance Services
    5050 Spring Valley Rd, Dallas, TX 75244
    (972) 367-4850
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  • 2.39 mi
    Burns & Wilcox
    5001 Spring Valley Rd Ste 1000w, Dallas, TX 75244
    (214) 560-2450
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  • 2.39 mi
    Harrison Insurance Agency
    5001 Spring Valley Rd Ste 400, Dallas, TX 75244
    (972) 250-1776
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  • 2.39 mi
    Century Star Insurance Agency
    5001 Spring Valley Rd Ste 400e, Dallas, TX 75244
    (214) 414-3433
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  • 2.39 mi
    Goosehead Insurance - David Jackson & Zoltan Papp
    5001 Spring Valley Rd Ste 400e, Dallas, TX 75244
    (972) 808-7488
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  • 2.39 mi
    Michael Campbell
    14330 Midway Rd Ste 113, Dallas, TX 75244
    (214) 467-8111
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  • 2.6 mi
    John Harbus
    7522 Campbell Rd Ste 105, Dallas, TX 75248
    (972) 380-0618
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  • 2.6 mi
    Brandy Hunt
    16135 Preston Rd Ste 104, Dallas, TX 75248
    (972) 233-0707
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  • 2.6 mi
    Sammy Eskenazi
    16135 Preston Rd Ste 305, Dallas, TX 75248
    (972) 385-1651
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  • 2.6 mi
    Brightway Insurance
    17194 Preston Rd Ste 210, Dallas, TX 75248
    (972) 584-1286
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  • 2.6 mi
    Ed Lara
    17194 Preston Rd Ste 221b, Dallas, TX 75248
    (972) 233-7300
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  • 2.6 mi
    Lewis Henderson Insurance Agency
    15570 N Dallas Prkwy #600, Dallas, TX 75248
    (817) 282-3234
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  • 2.6 mi
    Milestone Insurance and Investment Services
    15660 Dallas Pkwy Ste 900, Dallas, TX 75248
    (972) 763-0500
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  • 2.6 mi
    Rani Alfers
    15400 Knoll Trail Dr Ste 112, Dallas, TX 75248
    (972) 661-5200
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  • 2.6 mi
    Ard Knox Insurance
    5200 Keller Springs Rd Apt 822, Dallas, TX 75248
    (214) 883-4584
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  • 2.6 mi
    Krauter & Company
    16250 Knoll Trail Dr Ste 100, Dallas, TX 75248
    (469) 374-5812
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  • 2.6 mi
    TWFG Insurance Services - Monika Mir
    16660 Dallas Pkwy Ste 2250, Dallas, TX 75248
    (972) 407-9800
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  • 2.6 mi
    Jeffrey Wolf
    16800 Dallas Pkwy Ste 170, Dallas, TX 75248
    (972) 818-3112
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  • 2.6 mi
    Victor Corby
    16800 Dallas Pkwy Ste 170, Dallas, TX 75248
    (972) 818-3155
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  • 2.6 mi
    Andrew Rodriguez
    16950 Dallas Pkwy Ste 101, Dallas, TX 75248
    (972) 931-9868
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  • 2.6 mi
    Donna Baty
    16950 Dallas Pkwy Ste 101, Dallas, TX 75248
    (972) 931-9868
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  • 2.6 mi
    Risk Guru Auto Insurance
    16950 Dallas Pkwy Ste 104, Dallas, TX 75248
    (972) 713-6363
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  • 2.6 mi
    Bell Insurance
    16980 Dallas Pkwy Ste 210, Dallas, TX 75248
    (972) 535-5078
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  • 2.6 mi
    Brad Lignell
    16990 Dallas Pkwy Ste 105, Dallas, TX 75248
    (972) 235-1948
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  • 2.6 mi
    Morgan Sandlin
    16990 Dallas Pkwy # 200, Dallas, TX 75248
    (469) 310-6999
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  • 2.6 mi
    CP Insurance Associates
    17090 Dallas Pkwy # 100, Dallas, TX 75248
    (469) 916-6665
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  • 2.6 mi
    Aurora Insurance Services
    17110 Dallas Pkwy Ste 120, Dallas, TX 75248
    (210) 945-3535
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  • 2.6 mi
    Hillco Insurance Agency
    17120 Dallas Pkwy Ste 140, Dallas, TX 75248
    (972) 852-5180
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  • 2.6 mi
    Steve Shields
    17130 Dallas Pkwy Ste 175, Dallas, TX 75248
    (972) 733-3500
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  • 2.79 mi
    Keenon Thurmond
    18613 Marsh Ln Ste 400, Dallas, TX 75287
    (972) 862-9565
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  • 2.79 mi
    Jeff Stager
    19021 Midway Rd Ste 300, Dallas, TX 75287
    (972) 378-3500
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  • 2.79 mi
    Aardvark Insurance Agency
    3603 Amber Hills Dr, Dallas, TX 75287
    (972) 307-8777
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  • 2.79 mi
    Pat Bostian
    18110 Midway Rd Ste 182, Dallas, TX 75287
    (972) 713-0943
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  • 2.79 mi
    Brent Holtz
    3427 E. Trinity Mills Road Suite 601, Dallas, TX 75287
    (972) 306-1234
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  • 2.79 mi
    Kevin Davis
    4801 Frankford Rd Ste 100, Dallas, TX 75287
    (972) 818-4223
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  • 2.79 mi
    Yes Insurance Company
    17440 Dallas Pkwy Ste 201, Dallas, TX 75287
    (972) 428-2662
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  • 2.79 mi
    Vickie Lundquist
    17440 Dallas Pkwy Ste 105, Dallas, TX 75287
    (972) 250-9995
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  • 2.79 mi
    Toan Ngo
    4043 Trinity Mills Rd Ste 119, Dallas, TX 75287
    (214) 989-7969
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  • 2.79 mi
    Marc Hill
    4454 Trinity Mills Rd, Dallas, TX 75287
    (972) 407-0197
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  • 2.79 mi
    Mark Caudle
    4454 Trinity Mills Rd, Dallas, TX 75287
    (972) 407-9972
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View all agents ↓

Learn More About Car Insurance in Addison, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.