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Cheap Car Insurance in San Diego

Lowest Premium

$298 / YEAR

Average Premium

$639 / YEAR

Highest Premium

$1021 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in San Diego is around $639 and can go upto $1021. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Minimum coverage requirement in California - By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
Topics Covered

Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3133.9826% ($566,768,855)66
Progressive$5331.0974% ($156,172,025)36
Allstate$5447.5870% ($1,079,711,625)50
Nationwide$6930.6784% ($96,539,693)9
Farmers$7236.0130% ($855,712,148 )32
State Farm$74614.1983% ($2,020,561,254)50

Get Cheap Car Insurance Quotes in Your Area

We recommend you to get car insurance quotes and compare them before choosing an insurance plan. People save up to 40% on car insurance by doing the comparison shopping.

Car Insurance Rates in San Diego by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in San Diego. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Scroll inside this box to view all zip codes

ZipAvg. Premium
92101$594
92102$611
92104$575
92105$626
92106$624
92107$595
92108$620
92110$622
92111$597
92112$685
92113$618
92114$625
92115$608
92117$598
92119$591
92120$584
92121$605
92122$582
92126$599
92128$604
92130$606
92131$581
92134$640
92135$623
92136$666
92139$580
92140$619
92147$646
92154$570
92155$621
92158$589
92161$583
92178$
92187$617
92197$639

Insurance Agents in San Diego, CA and Near by

Agents by ZIP code:
  • 0 mi
    MAPFRE Insurance
    1717 Auto Parkway, San Diego, CA 92101
    (844) 627-3732
  • 0 mi
    Hultz Insurance
    944 C St, San Diego, CA 92101
    (619) 239-9616
  • 0 mi
    Alliant Insurance Services
    701 B St Fl 6, San Diego, CA 92101
    (619) 238-1828
  • 0 mi
    BB&T - John Burnham Insurance Services
    750 B St Ste 2400, San Diego, CA 92101
    (619) 231-1010
  • 0 mi
    Integrated Labor Solutions
    525 B St Ste 250, San Diego, CA 92101
    (619) 243-0740
  • 0 mi
    Axella Insurance Services
    750 B St Ste 2350, San Diego, CA 92101
    (619) 677-2977
  • 0 mi
    Wilson & Company Insurance Services
    401 B St Ste 2300, San Diego, CA 92101
    (619) 483-0200
  • 0 mi
    Cavignac & Associates Insurance Brokers
    450 B St Ste 1800, San Diego, CA 92101
    (619) 234-6848
  • 0 mi
    Jose Bravo
    1357 7th Ave Ste C, San Diego, CA 92101
    (619) 600-5700
  • 0 mi
    Karla Gaytan-Martinez
    1350 6th Ave Ste 180, San Diego, CA 92101
    (619) 350-0550
  • 0 mi
    Strachota Insurance Agency
    350 10th Ave Ste 1000, San Diego, CA 92101
    (619) 630-0867
  • 0 mi
    BFI Insurance Services
    645 Front St Unit 1606, San Diego, CA 92101
    (619) 346-3820
  • 0 mi
    Next Wave Insurance Services
    110 W A St Ste 675, San Diego, CA 92101
    (619) 232-3900
  • 0 mi
    Rod Thelen
    110 W A St Ste 775, San Diego, CA 92101
    (619) 234-4882
  • 0 mi
    Tony Gormican
    110 W A St Ste 775, San Diego, CA 92101
    (619) 239-0841
  • 0 mi
    Gregg Hansen
    717 Union St Ste J, San Diego, CA 92101
    (858) 452-8526
  • 0 mi
    Ryan Egger
    717 Union St Ste J, San Diego, CA 92101
    (619) 237-9775
  • 0 mi
    Mahan Insurance Brokers
    1620 5th Ave Ste 340, San Diego, CA 92101
    (949) 279-9937
  • 0 mi
    Bozzuto & Associates Insurance Services
    402 W Broadway Ste 400, San Diego, CA 92101
    (619) 595-3160
  • 0 mi
    Let's Insure
    550 W C St Ste 1690, San Diego, CA 92101
    (877) 851-7867
  • 0 mi
    Alison Rielli
    1855 1st Ave Ste 102, San Diego, CA 92101
    (619) 981-7110
  • 0 mi
    Insurance On The Web Insurance Services
    1855 1st Ave Ste 103, San Diego, CA 92101
    (619) 930-9180
  • 0 mi
    Andrew Mekhail
    239 Laurel St Ste 203, San Diego, CA 92101
    (619) 269-1119
  • 0 mi
    Insurance Cloud Marketing Services
    2535 Kettner Blvd Ste 1b2, San Diego, CA 92101
    (877) 465-7473
  • 1.63 mi
    Alexis Aldaz
    2718 5th Ave, San Diego, CA 92103
    (619) 858-2081
  • 1.63 mi
    JPL Insurance Services
    3033 5th Ave Ste 325, San Diego, CA 92103
    (619) 220-8013
  • 1.63 mi
    Daiju Yoshino
    3579 5th Ave Ste 200, San Diego, CA 92103
    (619) 220-0700
  • 1.63 mi
    Bryan Nunke
    3579 5th Ave Ste 200, San Diego, CA 92103
    (619) 298-9000
  • 1.63 mi
    Belltown Insurance Group
    3911 5th Ave Ste 200, San Diego, CA 92103
    (619) 312-4098
  • 1.63 mi
    R J Blake
    1040 University Ave Ste B201, San Diego, CA 92103
    (619) 681-0060
  • 1.63 mi
    Harborside Insurance Services
    3965 5th Ave Ste 230, San Diego, CA 92103
    (619) 296-9100
  • 1.63 mi
    Herriott & Mijailovic Insurance Agency
    801 Washington St, San Diego, CA 92103
    (619) 296-0005
  • 1.63 mi
    Every Day Insurance Services
    3977 Normal St, San Diego, CA 92103
    (619) 297-4111
  • 1.63 mi
    Michael Bashore
    4015 Park Blvd Ste 203, San Diego, CA 92103
    (619) 810-2400
  • 1.63 mi
    Joseph Mabee
    930 W Washington St Ste 10, San Diego, CA 92103
    (619) 824-3252
  • 1.63 mi
    Ryan Hartwigsen
    4080 Centre St Ste 107, San Diego, CA 92103
    (619) 278-0081
  • 1.63 mi
    Nathan Nelson
    4080 Centre St Ste 107, San Diego, CA 92103
    (805) 390-6981
  • 1.63 mi
    Brad Sund
    1527 W Lewis St, San Diego, CA 92103
    (619) 296-6505
  • 12.24 mi
    Jay Fuller
    5790 Miramar Rd Ste 210, San Diego, CA 92121
    (858) 452-5505
  • 12.24 mi
    Goosehead Insurance - David Repp
    6906 Miramar Rd Ste C, San Diego, CA 92121
    (858) 800-1951
  • 12.24 mi
    Eastbluff Insurance Agency
    5820 Miramar Rd # 250, San Diego, CA 92121
    (858) 638-0388
  • 12.24 mi
    Gary Pattillo
    6780 Miramar Rd Ste 202, San Diego, CA 92121
    (858) 735-8235
  • 12.24 mi
    Sras Kim
    6780 Miramar Rd Ste 202, San Diego, CA 92121
    (858) 271-1829
  • 12.24 mi
    Your Good Insurance
    6920 Miramar Rd Ste 102, San Diego, CA 92121
    (858) 244-6576
  • 12.24 mi
    Atlas General Insurance Services
    4365 Executive Dr Ste 400, San Diego, CA 92121
    (858) 529-6770
  • 12.24 mi
    Kirk Miller
    7220 Trade St Ste 360, San Diego, CA 92121
    (858) 240-2593
  • 12.24 mi
    Pete Williams
    7220 Trade St Ste 360, San Diego, CA 92121
    (858) 587-2116
  • 12.24 mi
    Farmers Insurance Group
    5665 Oberlin Dr Ste 102, San Diego, CA 92121
    (858) 457-3320
  • 12.24 mi
    Dion Light
    5677 Oberlin Dr Ste 206, San Diego, CA 92121
    (858) 643-9263
  • 12.24 mi
    Callie Jones
    5405 Morehouse Dr Ste 315, San Diego, CA 92121
    (858) 587-6042
  • 12.24 mi
    Hub International Insurance Services
    5405 Morehouse Dr Ste 340, San Diego, CA 92121
    (858) 768-7300
  • 12.24 mi
    HUB International Insurance
    5375 Mira Sorrento Pl Ste 400, San Diego, CA 92121
    (858) 373-6900
  • 12.24 mi
    La Jolla Professional Insurance Associates
    10225 Barnes Canyon Rd Ste 210, San Diego, CA 92121
    (858) 834-4040
  • 12.24 mi
    Aj Gallagher & Company Insurance Brkers of Ca
    10505 Sorrento Valley Rd Ste 200, San Diego, CA 92121
    (858) 481-8692
  • 12.24 mi
    Jennifer Truong
    6275 Lusk Blvd, San Diego, CA 92121
    (858) 740-3777
  • 12.24 mi
    Kelly Hamilton
    6275 Lusk Blvd, San Diego, CA 92121
    (858) 332-1655
  • 12.24 mi
    Viva Yaddgo
    6275 Lusk Blvd, San Diego, CA 92121
    (619) 307-0041
  • 12.24 mi
    Ryan Beebe
    10509 Vista Sorrento Pkwy Ste 305, San Diego, CA 92121
    (858) 875-0666
  • 12.24 mi
    George Wen
    6540 Lusk Blvd Ste C220, San Diego, CA 92121
    (858) 658-9868
  • 12.24 mi
    Theresa Nguyen-Muth
    6650 Flanders Dr Ste F, San Diego, CA 92121
    (858) 450-6000
  • 12.24 mi
    Wateridge Insurance Services
    10717 Sorrento Valley Rd, San Diego, CA 92121
    (858) 452-2200
  • 12.24 mi
    Lynn Nguyen
    6609 Mira Mesa Blvd Ste 201, San Diego, CA 92121
    (858) 869-1482
  • 12.24 mi
    All Commercial Insurance Services, LLC
    6790 Top Gun St Ste 3, San Diego, CA 92121
    (800) 595-5457
  • 12.86 mi
    Aaron Farmer
    7960 Silverton Ave Ste 202, San Diego, CA 92126
    (858) 689-0466
  • 12.86 mi
    24 Hour Insurance Services
    7950 Silverton Ave Ste 115, San Diego, CA 92126
    (800) 605-2761
  • 12.86 mi
    B H Gold Insurance Agency
    9699 Tierra Grande St Ste 100, San Diego, CA 92126
    (858) 578-0020
  • 12.86 mi
    Pat Moore
    9474 Kearny Villa Rd Ste 101, San Diego, CA 92126
    (858) 875-6336
  • 12.86 mi
    Arnold Ogena
    9580 Black Mountain Rd Ste K, San Diego, CA 92126
    (858) 549-7984
  • 12.86 mi
    Rick Pinard
    9625 Black Mountain Rd Ste 206, San Diego, CA 92126
    (619) 851-0003
  • 12.86 mi
    Carlos Kremer
    9672 Via Excelencia Ste 104, San Diego, CA 92126
    (858) 486-5400
  • 12.86 mi
    Douglas Eisold
    10717 Camino Ruiz Ste 158, San Diego, CA 92126
    (858) 271-7900
  • 12.86 mi
    James Conway
    10717 Camino Ruiz Ste 161, San Diego, CA 92126
    (858) 693-1006
  • 12.86 mi
    Albert Quiroga
    8240 Mira Mesa Blvd Ste G, San Diego, CA 92126
    (858) 695-8000
  • 12.86 mi
    Steve Elder
    9225 Mira Mesa Blvd Ste 208d, San Diego, CA 92126
    (858) 271-8928
  • 12.86 mi
    Jeff Kiesau
    9625 Black Mountain Rd Ste 206, San Diego, CA 92126
    (858) 566-8555
  • 12.86 mi
    Your Good Insurance Agency
    8921 Libra Dr, San Diego, CA 92126
    (800) 889-9242
  • 12.89 mi
    Myles Collins
    9920 Mira Mesa Blvd Ste A, San Diego, CA 92131
    (858) 271-6400
  • 12.89 mi
    Partners of the West Insurance Services
    9820 Willow Creek Rd Ste 350, San Diego, CA 92131
    (858) 578-5200
  • 12.89 mi
    Springbrook Insurance Agency
    10650 Treena St Ste 105, San Diego, CA 92131
    (858) 391-3001
  • 12.89 mi
    Scripps Insurance Services
    10650 Scripps Ranch Blvd Ste 128, San Diego, CA 92131
    (858) 252-3970
  • 12.89 mi
    Angelita Sandoval
    10650 Scripps Ranch Blvd Ste 226, San Diego, CA 92131
    (858) 653-4858
  • 12.89 mi
    Mike Mancini
    9939 Hibert St Ste 203, San Diego, CA 92131
    (858) 271-5461
  • 12.89 mi
    State Farm Insurance - Brian Giblin
    9939 Hibert St Ste 203, San Diego, CA 92131
    (858) 271-6300
  • 12.89 mi
    State Farm Insurance - Neal Farinholt
    9939 Hibert St Ste 203, San Diego, CA 92131
    (858) 578-6605
  • 12.89 mi
    Rob Robinson
    9939 Hibert St Ste 203, San Diego, CA 92131
    (619) 275-6000
  • 12.89 mi
    Homeservices Insurance Agency
    9915 Mira Mesa Blvd Ste 110, San Diego, CA 92131
    (858) 436-1779
  • 12.89 mi
    Wilson Y K Yeem
    9817 Mira Mesa Blvd, San Diego, CA 92131
    (858) 527-0088
  • 12.89 mi
    Joe Santos
    9845 Erma Rd Ste 211, San Diego, CA 92131
    (858) 653-5240
  • 12.89 mi
    Mark S. Silverstone
    9845 Erma Rd Ste 212, San Diego, CA 92131
    (858) 689-9000
  • 12.89 mi
    Rancho Pacific Insurance Services
    10755 Scripps Poway Pkwy # 603, San Diego, CA 92131
    (800) 806-2794
  • 12.89 mi
    Dave Murphy
    12121 Scripps Summit Dr Ste 100, San Diego, CA 92131
    (858) 621-6681
  • 12.89 mi
    Renee Murphy
    12121 Scripps Summit Dr Ste 100, San Diego, CA 92131
    (858) 566-7100
  • 12.89 mi
    CBIZ Benefits & Insurance Services
    10616 Scripps Summit Ct Ste 250, San Diego, CA 92131
    (858) 795-7450
  • 14.56 mi
    Deluxe Insurance Services
    1770 Palm Ave, San Diego, CA 92154
    (619) 424-8100
  • 14.56 mi
    Julio Renteria
    2250 Palm Ave # A, San Diego, CA 92154
    (619) 429-9517
  • 14.56 mi
    Craig Wong Insurance Services
    2930 Coronado Ave Ste E, San Diego, CA 92154
    (619) 207-0715
  • 14.56 mi
    Oasis South Insurance Services
    2935 Coronado Ave, San Diego, CA 92154
    (619) 429-1333
  • 14.56 mi
    Miguel Romo
    2935 Beyer Blvd, San Diego, CA 92154
    (619) 591-1090
  • 14.56 mi
    Que Golazo Insurance Services
    3065 Beyer Blvd # 205, San Diego, CA 92154
    (619) 271-5888
  • 14.56 mi
    Reuben Felizardo
    3065 Beyer Blvd B103 Ste 204, San Diego, CA 92154
    (619) 575-1536
  • 14.56 mi
    Laura Anglin
    4370 Palm Ave Ste F, San Diego, CA 92154
    (619) 690-5502
  • 14.56 mi
    North Mex Insurance Services
    6965 Camino Maquiladora Ste G, San Diego, CA 92154
    (619) 661-7243
  • 14.56 mi
    Arturo Sanchez
    2455 Otay Center Dr Ste 124, San Diego, CA 92154
    (619) 254-0708
  • 14.56 mi
    La Rosa Insurance Agency
    2455 Otay Center Dr Ste 118, San Diego, CA 92154
    (619) 661-5950
  • 14.56 mi
    Windfall Insurance Services
    2335 Roll Dr Ste 6, San Diego, CA 92154
    (619) 661-0505
  • 14.56 mi
    Otay Registration Services
    9660 Via De La Amistad Ste 106, San Diego, CA 92154
    (619) 671-9955
  • 14.56 mi
    Karloz Alvarez Insurance & Registration Services
    9765 Marconi Dr Ste 110, San Diego, CA 92154
    (619) 661-9224
  • 15.6 mi
    Charles Dabelgott
    4765 Carmel Mountain Rd Ste 202, San Diego, CA 92130
    (858) 480-3400
  • 15.6 mi
    Champion Risk & Insurance Services
    12250 El Camino Real Ste 375, San Diego, CA 92130
    (858) 369-7900
  • 15.6 mi
    Kazerouni Insurance Services
    12520 High Bluff Dr Ste 375, San Diego, CA 92130
    (858) 309-5699
  • 15.6 mi
    Val Myers
    12925 El Camino Real Ste J26, San Diego, CA 92130
    (858) 481-0401
  • 15.6 mi
    Karen Wroan
    12780 High Bluff Dr Ste 180, San Diego, CA 92130
    (858) 755-7553
  • 15.6 mi
    Renny Bowden
    4732 Dunham Ct, San Diego, CA 92130
    (619) 987-8296
  • 16.84 mi
    Robert Hall Financial & Insurance Services
    9934 Mercy Rd Ste 200, San Diego, CA 92129
    (858) 618-1531
  • 16.84 mi
    Douglas Dixon
    12798 Rancho Penasquitos Blvd Ste F, San Diego, CA 92129
    (858) 538-8686
  • 16.84 mi
    Mike Moore
    12880 Rancho Penasquitos Blvd Ste D, San Diego, CA 92129
    (858) 484-1297
  • 16.84 mi
    State Farm Insurance - Mark Upchurch
    13215 Black Mountain Rd Ste 5, San Diego, CA 92129
    (858) 484-1114
  • 16.84 mi
    Kristin Francy
    9888 Carmel Mountain Rd Ste A, San Diego, CA 92129
    (858) 484-4141
  • 16.84 mi
    Carmel Mountain Insurance Services
    9310 Carmel Mountain Rd Ste B, San Diego, CA 92129
    (858) 484-3002
  • 16.84 mi
    George Tiamzon
    9310 Carmel Mountain Rd Ste C, San Diego, CA 92129
    (858) 484-6605
  • 19.87 mi
    AAA Insurance
    12630 Sabre Springs Pkwy, San Diego, CA 92128
    (858) 486-0786
  • 19.87 mi
    Raymond Vendetti
    10910 Serafina Ln Unit 57, San Diego, CA 92128
    (760) 443-1719
  • 19.87 mi
    Dale Walker
    13240 Evening Creek Dr S Ste 306, San Diego, CA 92128
    (619) 308-6314
  • 19.87 mi
    Bob Francy III
    11885 Carmel Mountain Rd Ste 905, San Diego, CA 92128
    (858) 451-1915
  • 19.87 mi
    Michael Ciavirella
    12396 World Trade Dr Ste 116, San Diego, CA 92128
    (858) 675-2200
  • 19.87 mi
    State Farm Insurance - Bruce Hofbauer
    12396 World Trade Dr Ste 113, San Diego, CA 92128
    (858) 679-2880
  • 19.87 mi
    Johnny Fitzmaurice
    12396 World Trade Dr Ste 203, San Diego, CA 92128
    (858) 798-9555
  • 19.87 mi
    Gerry Butler
    16516 Bernardo Center Dr Ste 150, San Diego, CA 92128
    (858) 485-5099
  • 19.87 mi
    Hal Wilson
    16516 Bernardo Center Dr Ste 150, San Diego, CA 92128
    (858) 487-4880
  • 19.87 mi
    Marie Milliman
    16516 Bernardo Center Dr Ste 150, San Diego, CA 92128
    (858) 487-9200
  • 19.87 mi
    Steven Wilson
    16516 Bernardo Center Dr, San Diego, CA 92128
    (858) 376-0333
  • 19.87 mi
    Wayne Coulon
    16466 Bernardo Center Dr Ste 140, San Diego, CA 92128
    (858) 487-4000
  • 19.87 mi
    Angela Ayers
    16486 Bernardo Center Dr Ste 218, San Diego, CA 92128
    (858) 278-1166
  • 19.87 mi
    Kevin Paulson Insurance Agency
    16456 Bernardo Center Dr Ste 102, San Diego, CA 92128
    (858) 451-9096
  • 19.87 mi
    Svetlana Soukhinina
    16516 Bernardo Center Dr Ste 130, San Diego, CA 92128
    (858) 487-2910
  • 19.87 mi
    HUB International Insurance
    16766 Bernardo Center Dr Ste 115, San Diego, CA 92128
    (858) 675-6444
  • 19.87 mi
    Oak Leaf Insurance
    16776 Bernardo Center Dr Ste 203, San Diego, CA 92128
    (858) 485-1156
  • 19.87 mi
    Sean Swarthout
    16776 Bernardo Center Dr Ste 110, San Diego, CA 92128
    (858) 451-1230
  • 19.87 mi
    Darlene Rogatsky
    16776 Bernardo Center Dr Ste 110, San Diego, CA 92128
    (858) 451-1778
  • 19.87 mi
    Jacob Van Sloten
    16776 Bernardo Center Dr Ste 110, San Diego, CA 92128
    (866) 611-8742
  • 19.87 mi
    Shari Bowman
    11777 Bernardo Plaza Ct Ste 109, San Diego, CA 92128
    (858) 487-8011
  • 19.87 mi
    Torgerson Insurance Services
    11777 Bernardo Plaza Ct Ste 206, San Diego, CA 92128
    (858) 432-4110
  • 19.87 mi
    Means Financial & Insurance Services
    16787 Bernardo Center Dr Ste 12, San Diego, CA 92128
    (858) 679-1431
  • 19.87 mi
    Tracy Sekhon Insurance
    16959 Bernardo Center Dr, San Diego, CA 92128
    (858) 618-4767
  • 19.87 mi
    Brian Cooper
    16959 Bernardo Center Dr Ste 104, San Diego, CA 92128
    (619) 456-8877
  • 2.76 mi
    Juan Hernandez
    2344 University Ave, San Diego, CA 92104
    (619) 501-5311
  • 2.76 mi
    WHINS Insurance Agency
    2358 University Ave Ste 2035, San Diego, CA 92104
    (619) 353-0333
  • 2.76 mi
    Edgar Labrador
    2516 University Ave Ste B, San Diego, CA 92104
    (619) 722-5699
  • 2.76 mi
    Daniel King
    3930 Oregon St Ste 100, San Diego, CA 92104
    (619) 795-3853
  • 2.76 mi
    Hartley Cylke Pacific Insurance Services
    2747 University Ave, San Diego, CA 92104
    (619) 295-5155
  • 2.76 mi
    Alcott Insurance
    3945 Idaho St, San Diego, CA 92104
    (619) 293-3800
  • 2.76 mi
    Glen Bolalin
    3930 Utah St Ste J, San Diego, CA 92104
    (619) 796-2797
  • 2.76 mi
    California Brokerage Insurance Associates
    3180 University Ave Ste 120, San Diego, CA 92104
    (619) 283-9999
  • 2.76 mi
    Avenida Insurance
    3567 University Ave, San Diego, CA 92104
    (619) 285-5555
  • 2.76 mi
    Yobi Insurance Agency
    3583 University Ave, San Diego, CA 92104
    (619) 501-0736
  • 2.76 mi
    Tracy Webster
    3288 El Cajon Blvd Ste 1, San Diego, CA 92104
    (619) 563-0130
  • 2.76 mi
    Pronto Insurance Services
    4286 34th St, San Diego, CA 92104
    (619) 286-5555
  • 20.62 mi
    Frank Torre
    10805 Thornmint Rd Ste 130, San Diego, CA 92127
    (858) 485-8300
  • 20.62 mi
    Michael Guiffrida
    10805 Thornmint Rd Ste 100, San Diego, CA 92127
    (858) 673-8769
  • 20.62 mi
    Farmers Insurance Group
    16835 W Bernardo Dr Ste 218, San Diego, CA 92127
    (858) 485-1450
  • 20.62 mi
    Ministry Advantage Insurance Services
    16855 W Bernardo Dr Ste 340, San Diego, CA 92127
    (858) 217-1460
  • 20.62 mi
    Cottingham & Butler
    10805 Rancho Bernardo Rd Ste 130, San Diego, CA 92127
    (858) 649-7000
  • 20.62 mi
    Nickie Heath Insurance Agency
    16855 W Bernardo Dr Ste 230, San Diego, CA 92127
    (858) 487-3737
  • 20.62 mi
    Daniel Egan
    11590 W Bernardo Ct Ste 130, San Diego, CA 92127
    (858) 487-6111
  • 20.62 mi
    Lori Long
    10845 Rancho Bernardo Rd Ste 102, San Diego, CA 92127
    (858) 451-0010
  • 20.62 mi
    Raymond Arroyo
    11590 W Bernardo Ct Ste 130, San Diego, CA 92127
    (630) 607-9020
  • 20.62 mi
    Rancho Del Sur Insurance Services
    16885 W Bernardo Dr Ste 292, San Diego, CA 92127
    (858) 798-5450
  • 20.62 mi
    San Diego General Insurance Agency
    11415 W Bernardo Ct Ste 101, San Diego, CA 92127
    (760) 705-3576
  • 20.62 mi
    David Jaehnig
    11405 W Bernardo Ct Ste 208, San Diego, CA 92127
    (858) 875-6396
  • 20.62 mi
    Premier Group Insurance - Jessica Burch
    11440 W Bernardo Ct Ste 300, San Diego, CA 92127
    (619) 838-8441
  • 20.62 mi
    Heidi Christina King
    8163 Lazy River Rd, San Diego, CA 92127
    (760) 753-7000
  • 3.17 mi
    Safer Insurance Agency
    2150 Imperial Ave, San Diego, CA 92102
    (619) 230-0080
  • 3.17 mi
    Carlos Romero Insurance Svcs/Sd
    2625 Imperial Ave, San Diego, CA 92102
    (619) 236-0101
  • 3.17 mi
    Donald Sewell
    2813 B St # B, San Diego, CA 92102
    (619) 564-8490
  • 3.17 mi
    Curtis Moring Insurance Agency
    3034-3040 Imperial Ave, San Diego, CA 92102
    (619) 718-7575
  • 3.31 mi
    David Ellison
    2165 San Diego Ave Ste 106, San Diego, CA 92110
    (619) 293-7503
  • 3.31 mi
    Gerry Costa
    2165 San Diego Ave Ste 106, San Diego, CA 92110
    (619) 298-7800
  • 3.31 mi
    Gregory Hutt
    2165 San Diego Ave Ste 102, San Diego, CA 92110
    (619) 298-7770
  • 3.31 mi
    Steven Upp
    2165 San Diego Ave Ste 106, San Diego, CA 92110
    (619) 298-7717
  • 3.31 mi
    Bill Paxton
    2254 Moore St Ste 103, San Diego, CA 92110
    (619) 543-9697
  • 3.31 mi
    Mike Davis
    2254 Moore St Ste 103, San Diego, CA 92110
    (619) 295-8412
  • 3.31 mi
    Brent McKiernan
    2251 San Diego Ave Ste A231, San Diego, CA 92110
    (619) 501-6425
  • 3.31 mi
    Jasmine Corona
    2251 San Diego Ave Ste A231, San Diego, CA 92110
    (619) 501-6400
  • 3.31 mi
    Sergio Sierra Insurance Services
    3990 Old Town Ave Ste A205, San Diego, CA 92110
    (800) 248-4580
  • 3.31 mi
    Philip Mullane
    3555 Rosecrans St Ste 202, San Diego, CA 92110
    (619) 223-2191
  • 3.31 mi
    The Hartley Company
    3258 1/2 Rosecrans St, San Diego, CA 92110
    (619) 222-0336
  • 3.31 mi
    Ashton Ellis
    3264 Rosecrans St, San Diego, CA 92110
    (619) 223-5406
  • 3.31 mi
    Robert Alan Blakemore
    3120 Madrid St, San Diego, CA 92110
    (619) 222-4458
  • 3.31 mi
    Carlos Romero Insurance Services
    3205 Moore St, San Diego, CA 92110
    (619) 497-0337
  • 3.31 mi
    Marcio Santos
    3205 Midway Dr Ste I, San Diego, CA 92110
    (619) 269-9544
  • 3.31 mi
    Randall Mark
    3333 Midway Dr Ste 1, San Diego, CA 92110
    (619) 222-6500
  • 3.31 mi
    Doriana Einhorn
    3333 Midway Dr Ste 1, San Diego, CA 92110
    (619) 466-4644
  • 3.31 mi
    Jay Adkins
    3545 Midway Dr Ste J, San Diego, CA 92110
    (858) 703-5800
  • 3.31 mi
    Richard Turner
    814 Morena Blvd Ste 102, San Diego, CA 92110
    (619) 296-6222
  • 3.31 mi
    David Moore
    3320 Kemper St Ste 208, San Diego, CA 92110
    (858) 414-1234
  • 3.31 mi
    Protege Insurance Brokers
    1094 Cudahy Pl Ste 324, San Diego, CA 92110
    (619) 275-1814
  • 3.31 mi
    McCormick Insurance Solutions
    1437 Morena Blvd Ste 201, San Diego, CA 92110
    (619) 276-0492
  • 3.31 mi
    The Insurance Place
    2611 Denver St, San Diego, CA 92110
    (619) 275-1155
  • 3.31 mi
    Kenneth Sawyer Insurance Broker
    2555 Morena Blvd Ste D, San Diego, CA 92110
    (619) 858-7700
  • 3.62 mi
    MAPFRE Insurance
    1410 S Main St, San Diego, CA 92113
    (562) 282-2897
  • 3.62 mi
    Carlos Romero Insurance Services
    1827 Logan Ave Ste 1, San Diego, CA 92113
    (619) 544-0019
  • 3.62 mi
    Brian Konishi
    3280 Main St Ste 7, San Diego, CA 92113
    (619) 934-9808
  • 3.62 mi
    Oasis South Insurance Services
    3562 National Ave, San Diego, CA 92113
    (619) 696-9696
  • 3.62 mi
    Fiesta Auto Insurance
    5081 Logan Ave Ste 100, San Diego, CA 92113
    (619) 419-0059
  • 3.82 mi
    Beacon Insurance Services
    4420 Hotel Circle Ct Ste 130, San Diego, CA 92108
    (619) 220-8400
  • 3.82 mi
    C3 Risk & Insurance Services
    404 Camino Del Rio S Ste 400, San Diego, CA 92108
    (619) 233-8000
  • 3.82 mi
    Brook Daly
    438 Camino Del Rio S Ste 115, San Diego, CA 92108
    (619) 298-2669
  • 3.82 mi
    Snapp & Associates Insurance Services
    438 Camino Del Rio S Ste 112, San Diego, CA 92108
    (619) 908-3100
  • 3.82 mi
    Livesay Capital Solutions
    1761 Hotel Cir S # 270, San Diego, CA 92108
    (619) 281-8377
  • 3.82 mi
    Right Time Insurance Services
    1761 Hotel Cir S Ste 119, San Diego, CA 92108
    (619) 299-6000
  • 3.82 mi
    Rich Nye - State Farm Insurance Agent
    1550 Hotel Cir N Ste 310, San Diego, CA 92108
    (619) 209-3626
  • 3.82 mi
    Alex Bane
    1011 Camino Del Rio S Ste 100, San Diego, CA 92108
    (858) 284-7843
  • 3.82 mi
    Gabriela Delgado
    1011 Camino Del Rio S Ste 100, San Diego, CA 92108
    (619) 296-3276
  • 3.82 mi
    Joaquin Lopez
    1011 Camino Del Rio S Ste 100, San Diego, CA 92108
    (619) 269-1100
  • 3.82 mi
    Jerry Rogers
    1081 Camino Del Rio S Ste 120, San Diego, CA 92108
    (619) 202-0201
  • 3.82 mi
    Rick Villarino
    5030 Camino De La Siesta Ste 102, San Diego, CA 92108
    (619) 501-2264
  • 3.82 mi
    Robert Hillard
    5030 Camino De La Siesta Ste 102, San Diego, CA 92108
    (619) 691-6966
  • 3.82 mi
    Freeway Insurance
    1333 Camino Del Rio S Ste 102, San Diego, CA 92108
    (619) 345-0148
  • 3.82 mi
    AAA Insurance
    2440 Hotel Cir N, San Diego, CA 92108
    (619) 233-1000
  • 3.82 mi
    JS Downey Insurance Service
    2333 Camino Del Rio S Ste 200, San Diego, CA 92108
    (619) 297-5888
  • 3.82 mi
    Rick Wiese
    2333 Camino Del Rio S Ste 150, San Diego, CA 92108
    (619) 293-7211
  • 3.82 mi
    Falcon West Insurance Brokers
    2525 Camino Del Rio S Ste 100, San Diego, CA 92108
    (619) 297-9181
  • 3.82 mi
    Janan Insurance Agency
    2525 Camino Del Rio S Ste 125, San Diego, CA 92108
    (619) 398-9272
  • 3.82 mi
    Daniel Trinh
    2555 Camino Del Rio S Ste 205, San Diego, CA 92108
    (858) 279-4861
  • 3.82 mi
    EIS Financial & Insurance Services
    2565 Camino Del Rio S Ste 105, San Diego, CA 92108
    (619) 325-4328
  • 3.82 mi
    Opus Insurance Services
    2667 Camino Del Rio S Ste 109, San Diego, CA 92108
    (800) 370-2886
  • 3.82 mi
    Gordon Hesselbarth
    2727 Camino Del Rio S Ste 330, San Diego, CA 92108
    (619) 291-2606
  • 3.82 mi
    Clear Wave Insurance Solutions
    7851 Mission Center Ct Ste 250, San Diego, CA 92108
    (619) 550-1662
  • 3.82 mi
    Michael Abdou
    7850 Mission Center Ct Ste 103, San Diego, CA 92108
    (619) 293-7779
  • 3.82 mi
    Beach Break Insurance Agency
    1455 Frazee Rd Ste 500, San Diego, CA 92108
    (619) 567-7227
  • 3.82 mi
    John Tran
    2820 Camino Del Rio S Suite 310, San Diego, CA 92108
    (619) 291-1787
  • 3.82 mi
    Stepheny Chandler
    8405 Rio San Diego Dr Apt 5413, San Diego, CA 92108
    (619) 359-4048
  • 3.82 mi
    Michael Ehrenfeld Company
    2655 Camino Del Rio N Ste 200, San Diego, CA 92108
    (619) 683-9990
  • 3.82 mi
    Financial Consulting Unlimited
    2878 Camino Del Rio S Ste 315, San Diego, CA 92108
    (619) 299-1802
  • 3.82 mi
    CIG West Coast Insurance Center
    5694 Mission Center Rd Ste 602 # 186, San Diego, CA 92108
    (619) 326-8383
  • 3.82 mi
    Mark Boutros
    8880 Rio San Diego Dr Ste 800, San Diego, CA 92108
    (619) 272-7644
  • 3.82 mi
    Cmr Risk & Insurance Services
    8880 Rio San Diego Dr Ste 725, San Diego, CA 92108
    (619) 297-3160
  • 3.82 mi
    Gennock Insurance Agency
    8880 Rio San Diego Dr Ste 800, San Diego, CA 92108
    (619) 786-7848
  • 3.82 mi
    Iffi Wahla
    8880 Rio San Diego Dr Ste 800, San Diego, CA 92108
    (916) 429-4741
  • 3.82 mi
    Auto Insurance Specialists
    3131 Camino Del Rio N Ste 100, San Diego, CA 92108
    (888) 772-4247
  • 3.82 mi
    Glenn Shuster
    3435 Camino Del Rio S Ste 309, San Diego, CA 92108
    (619) 283-7963
  • 3.82 mi
    Richard Turner
    3443 Camino Del Rio S Ste 221, San Diego, CA 92108
    (619) 296-6222
  • 3.82 mi
    Safe Auto Insurance Services
    3505 Camino Del Rio S Ste 120, San Diego, CA 92108
    (858) 829-6672
  • 3.82 mi
    Roger Barragan
    3505 Cmno Dl Ro S 111, San Diego, CA 92108
    (619) 280-2829
  • 3.82 mi
    Deryk Inn
    3633 Camino Del Rio S Ste 100, San Diego, CA 92108
    (619) 362-4820
  • 3.82 mi
    Kettering-Rose Insurance Agents & Brokers
    3545 Camino Del Rio S Ste A, San Diego, CA 92108
    (619) 291-7777
  • 3.82 mi
    Carla Chavez
    3633 Camino Del Rio S Ste 202, San Diego, CA 92108
    (619) 810-7424
  • 3.82 mi
    Blue Horizon Insurance Services
    3838 Camino Del Rio N Ste 315, San Diego, CA 92108
    (619) 461-6022
  • 3.82 mi
    Wendy Phillips
    3838 Camino Del Rio N Ste 103, San Diego, CA 92108
    (619) 563-0380
  • 3.82 mi
    Fifth Avenue Insurance Services
    3945 Camino Del Rio S Fl 2, San Diego, CA 92108
    (619) 640-3130
  • 3.82 mi
    The Insurance Store
    10981 San Diego Mission Rd Ste 220, San Diego, CA 92108
    (619) 401-1800
  • 3.88 mi
    Ives Insurance Services
    2850 Womble Rd Ste 103, San Diego, CA 92106
    (619) 224-5337
  • 3.88 mi
    Mariner's General Insurance Group
    2390 Shelter Island Dr Ste B, San Diego, CA 92106
    (619) 226-8661
  • 3.88 mi
    Lisa Keith
    1635 Rosecrans St Ste B, San Diego, CA 92106
    (619) 694-4788
  • 3.88 mi
    At The Point Insurance Services
    2924 Emerson St Ste 220, San Diego, CA 92106
    (619) 225-6900
  • 3.88 mi
    Andrew Monroy
    1360 Rosecrans St Ste H, San Diego, CA 92106
    (619) 693-5921
  • 3.88 mi
    Michael Russ Insurance Services
    2915 Canon St, San Diego, CA 92106
    (619) 223-3235
  • 3.97 mi
    Cecilia Luna
    4535 30th St, San Diego, CA 92116
    (619) 404-3044
  • 3.97 mi
    John S Baker & Associates Insurance Agency
    4564 30th St, San Diego, CA 92116
    (619) 283-2035
  • 3.97 mi
    Ronald Ferrero
    4682 Iowa St # 202, San Diego, CA 92116
    (619) 325-4555
  • 3.97 mi
    La Rosa Insurance Agency
    3275 Adams Ave Ste C, San Diego, CA 92116
    (619) 584-0940
  • 3.97 mi
    Patrick Clark
    3603 Adams Ave, San Diego, CA 92116
    (619) 330-8168
  • 3.97 mi
    Compadre Insurance Services
    3803 Adams Ave, San Diego, CA 92116
    (619) 795-2743
  • 4.38 mi
    Matt Kalla
    4148 Voltaire St, San Diego, CA 92107
    (619) 223-1629
  • 4.38 mi
    George Greenwell
    1855 Sunset Cliffs Blvd, San Diego, CA 92107
    (619) 223-8603
  • 4.38 mi
    Robert Soto
    4724 Point Loma Ave, San Diego, CA 92107
    (619) 772-6464
  • 4.38 mi
    Annette Crutchfield
    4724 Point Loma Ave, San Diego, CA 92107
    (619) 994-9408
  • 4.64 mi
    Fiesta Auto Insurance
    4153 University Ave Ste A, San Diego, CA 92105
    (619) 284-4888
  • 4.64 mi
    Fidelity Insurance Agency
    4045 Marlborough Ave Apt 6, San Diego, CA 92105
    (407) 929-6660
  • 4.64 mi
    Fred Loya Insurance Agency
    4090 El Cajon Blvd Ste E, San Diego, CA 92105
    (619) 528-1044
  • 4.64 mi
    Thanh Trieu
    4238 El Cajon Blvd, San Diego, CA 92105
    (619) 528-9988
  • 4.64 mi
    Unistar Insurance & Auto Registration Services
    4502 University Ave, San Diego, CA 92105
    (619) 528-1399
  • 4.64 mi
    Richard Parker
    5106 Federal Blvd Ste 105, San Diego, CA 92105
    (619) 266-9570
  • 5.67 mi
    Brandon Loo
    3023 Bunker Hill St Ste 104, San Diego, CA 92109
    (619) 309-4400
  • 5.67 mi
    Goosehead Insurance - Shawn Gartner
    4501 Mission Bay Dr Ste 2f, San Diego, CA 92109
    (858) 335-1213
  • 5.67 mi
    Mike Morrell
    2207 Garnet Ave Ste A, San Diego, CA 92109
    (858) 273-3001
  • 5.67 mi
    John Deppe
    2207 Garnet Ave Ste L, San Diego, CA 92109
    (858) 348-8110
  • 5.67 mi
    Brian McMullen
    4455 Lamont St Ste 1, San Diego, CA 92109
    (858) 274-2377
  • 5.67 mi
    James Calafata
    4325 Cass St, San Diego, CA 92109
    (858) 483-7171
  • 5.67 mi
    David Hiser
    910 Grand Ave Ste 205, San Diego, CA 92109
    (858) 272-2343
  • 5.67 mi
    Mario Albanez
    4425 Bayard St Ste 208, San Diego, CA 92109
    (619) 600-0881
  • 5.67 mi
    Mallory Leonard
    5010 Cass St Ste F, San Diego, CA 92109
    (619) 259-6306
  • 5.7 mi
    Lords Insurance Agency
    6959 Linda Vista Rd Ste E, San Diego, CA 92111
    (714) 382-0537
  • 5.7 mi
    CIO Insurance Services
    5858 Mount Alifan Dr Ste 209, San Diego, CA 92111
    (858) 751-0290
  • 5.7 mi
    San Diego Insurance Services
    4411 Mercury St Ste 105b, San Diego, CA 92111
    (858) 565-6695
  • 5.7 mi
    Shahin Kouhkan
    5935 Balboa Ave, San Diego, CA 92111
    (858) 373-7833
  • 5.7 mi
    Bobby Boese
    7710 Balboa Ave Ste 121, San Diego, CA 92111
    (858) 279-1200
  • 5.7 mi
    Jae Cho
    7710 Balboa Ave Ste 213a, San Diego, CA 92111
    (619) 757-4001
  • 5.7 mi
    Prosper Insurance Solutions
    7710 Balboa Ave Ste 323, San Diego, CA 92111
    (858) 581-2131
  • 5.7 mi
    Goosehead Insurance - Lauren Smith
    4565 Ruffner St Ste 214, San Diego, CA 92111
    (619) 800-3522
  • 5.7 mi
    Sung Sohn
    7750 Dagget St Ste 211, San Diego, CA 92111
    (858) 614-1600
  • 5.7 mi
    ISU - Chun Ha Insurance Services
    7750 Dagget St Ste 208, San Diego, CA 92111
    (858) 877-0843
  • 5.7 mi
    Stanley Wong Insurance Agency
    4619 Convoy St Ste C, San Diego, CA 92111
    (858) 569-0383
  • 5.7 mi
    Young Jo
    7677 Ronson Rd Ste 210, San Diego, CA 92111
    (858) 277-8383
  • 5.7 mi
    Chambers & Company Insurance Brokers
    4858 Mercury St Ste 109, San Diego, CA 92111
    (858) 578-9700
  • 5.7 mi
    Good Friend Insurance Services
    7655 Clairemont Mesa Blvd Ste 308, San Diego, CA 92111
    (858) 429-4109
  • 5.7 mi
    Premier Insurance Services
    8303 Clairemont Mesa Blvd Ste 201, San Diego, CA 92111
    (858) 381-5400
  • 5.7 mi
    Titan Insurance
    7061 Clairemont Mesa Blvd Ste 204, San Diego, CA 92111
    (858) 514-3800
  • 5.7 mi
    Kevin Diep
    8333 Clairemont Mesa Blvd Ste 215, San Diego, CA 92111
    (858) 349-8592
  • 5.7 mi
    David James
    8333 Clrmt Msa Blvd Ste 110, San Diego, CA 92111
    (858) 278-4880
  • 5.7 mi
    David Thompson
    7061 Clairemont Mesa Blvd Ste 217, San Diego, CA 92111
    (858) 560-5400
View all agents ↓

Car Insurance Facts San Diego, California

Population

1.3 Million

Persons Injured

9,237

Safety Rating

8/15

The Insurance rules and regulations in San Diego is same as the California state. The insurance rates are comparitively low in the city.

Traffic in San Diego is getting worse over the years. You can expect traffic congestions during the peak hours.

Car Insurance Laws in California

You must have car insurance when you are registering a vehicle. It is enough to have the minimum coverage as set by California state (15/30/5). But it will be sensible get more coverage than the minimum to avoid spending cash on additional damage costs that your insurance doesn't cover.

Penalty for Driving without Car Insurance in California

It is illegal to drive in California without insurance. It is also not sufficient to have a car insurance that has just lapsed or has not been renewed for a few days and hence there is a break in its continuity. The law requires all car owners to have continuous auto insurance in California, regardless of the age of the car and other factors such as driving history or record of past incidents.

You will get ticket if you do not show proof of insurance when asked. If you do not have insurance coverage, your license can get suspended and the vehicle impounded.

Car Insurance Support in California

If you can't afford to have standard car insurance, you can apply for California's Low Cost Automobile Insurance Program (CLCA). This program allows you to get car insurance for $400/year or less. However, this is offered only to those who meet certain requirements such as lower income (250% or less of the federal poverty level) and your car should not be worth more than $25,000.

If You Have a High-Risk Driving Record you can apply for California Automobile Assigned Risk Plan (CAARP) which assigns you to a registered insurance company to provide insurance to you. You can continue with this plan until the accident and violations are removed from your record. Once your driving record is clear, you can apply for standard insurance.

References

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.