Cheap Car Insurance in Sunnyvale, California ( With 2025 Rates)

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Lowest Premium

$361 / YEAR

Average Premium

$590 / YEAR

Highest Premium

$768 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Sunnyvale is around $590 and can go upto $768. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

$15,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
$5,000 for damage to the property of other people.

Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$313	3.9826% ($566,768,855)	66
Progressive	$533	1.0974% ($156,172,025)	36
Allstate	$544	7.5870% ($1,079,711,625)	50
Nationwide	$693	0.6784% ($96,539,693)	9
Farmers	$723	6.0130% ($855,712,148 )	32
State Farm	$746	14.1983% ($2,020,561,254)	50

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Car Insurance Rates in Sunnyvale by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Sunnyvale. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
94035	$
94085	$591
94086	$589
94087	$574
94088	$599

Insurance Agents in Sunnyvale, CA and Near by

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Robert N. Ramirez

335 E Maude Ave, Sunnyvale, CA 94085

(408) 530-9262

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Jun Kim

830 Stewart Dr Ste 231, Sunnyvale, CA 94085

(408) 715-7784

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Kevin Fitzpatrick

830 Stewart Dr Ste 288, Sunnyvale, CA 94085

(408) 736-5395

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Satwant Singh Insurance Services

830 Stewart Dr Ste 126, Sunnyvale, CA 94085

(408) 500-7229

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TWFG Insurance Services - Mimi Ooi

830 Stewart Dr Ste 270, Sunnyvale, CA 94085

(408) 498-0278

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AASK Insurance Services

510 Lawrence Expwy, Sunnyvale, CA 94085

(408) 720-1944

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Atulya Yogeshwar

510 Lawrence Expy Ste 213, Sunnyvale, CA 94085

(408) 720-0594

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Dilawar Chahal

510 Lawrence Expy Ste 214, Sunnyvale, CA 94085

(408) 749-1961

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ILG Global Insurance Agency

530 Lawrence Expy # 386, Sunnyvale, CA 94085

(408) 805-6658

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Fareh Khalid

542 Lakeside Dr Ste 2e, Sunnyvale, CA 94085

(408) 377-8070

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Shirley A Wilson Insurance Services

550 Lakeside Dr Ste 9, Sunnyvale, CA 94085

(408) 736-5100

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Palos Verdes Insurance Agency

1250 Oakmead Pkwy Ste 210, Sunnyvale, CA 94085

(408) 501-8831

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Bill Allen

1270 Oakmead Pkwy Ste 107, Sunnyvale, CA 94085

(408) 736-1550

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1.2 mi

George Hahn

510 S Mathilda Ave Ste 1, Sunnyvale, CA 94086

(408) 739-4392

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1.2 mi

Judy Zhang

355 W Olive Ave Ste 216, Sunnyvale, CA 94086

(408) 720-1256

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1.2 mi

Complete Insurance Services

539 S Murphy Ave, Sunnyvale, CA 94086

(408) 739-9525

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1.2 mi

Keng Wong

355 W Olive Ave Ste 213, Sunnyvale, CA 94086

(408) 731-2500

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1.2 mi

Nelson & Nelson Insurance Services

422 S Murphy Ave, Sunnyvale, CA 94086

(408) 736-5455

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1.2 mi

Larry Moreno

421 W Washington Ave, Sunnyvale, CA 94086

(408) 736-3656

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1.2 mi

Thomas Keasler

121 W Washington Ave Ste 205, Sunnyvale, CA 94086

(408) 738-2488

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1.2 mi

Paulina McDonald

107 S Sunnyvale Ave, Sunnyvale, CA 94086

(408) 749-8045

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1.2 mi

Chong Chol Pak

1021 S Wolfe Rd Ste 275, Sunnyvale, CA 94086

(408) 542-9945

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1.2 mi

Lili Li

1202 Kifer Rd Ste 168, Sunnyvale, CA 94086

(650) 409-8999

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1.6 mi

Bolt Business Insurance Agency

292 Gibraltar Dr Ste 110, Sunnyvale, CA 94089

(650) 681-9549

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2.76 mi

Coast Auto Insurance Services

103 E El Camino Real, Sunnyvale, CA 94087

(408) 733-1990

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2.76 mi

Raymond Barri

905 W El Camino Real, Sunnyvale, CA 94087

(408) 737-0711

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2.76 mi

Doris Tran

429 E El Camino Real, Sunnyvale, CA 94087

(408) 739-6873

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2.76 mi

Suong Phung

429 E El Camino Real, Sunnyvale, CA 94087

(408) 533-2860

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2.76 mi

Gloria Alvord

525 W Remington Dr Ste 110, Sunnyvale, CA 94087

(408) 739-6950

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2.76 mi

Dan Lorber

730 E El Camino Real, Sunnyvale, CA 94087

(408) 733-7646

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2.76 mi

Kevin Chen

690 W Fremont Ave Ste 7, Sunnyvale, CA 94087

(408) 730-0000

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2.76 mi

AJ Abdelkhalek - State Farm Agency

775 E El Camino Real, Sunnyvale, CA 94087

(408) 732-4100

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2.76 mi

Fukuma Insurance Agency

1489 Blackhawk Ct, Sunnyvale, CA 94087

(408) 245-3775

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2.76 mi

Uni-Safe Insurance Services

1574 Lewiston Dr, Sunnyvale, CA 94087

(408) 738-1234

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2.76 mi

Andy Dunn

1052 E El Camino Real, Sunnyvale, CA 94087

(408) 736-4204

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2.76 mi

David Sawyer

1052 E El Camino Real, Sunnyvale, CA 94087

(408) 522-1900

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2.76 mi

Mike Klein

1052 E El Camino Real, Sunnyvale, CA 94087

(408) 736-2056

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2.76 mi

Shelley Shukla

1052 E El Camino Real, Sunnyvale, CA 94087

(408) 241-4700

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2.76 mi

Yixing You

1698 S Wolfe Rd Ste 116, Sunnyvale, CA 94087

(408) 900-8961

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2.94 mi

Les D. Adler

3375 Scott Blvd Ste 208, Santa Clara, CA 95054

(408) 764-0230

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2.94 mi

Jessica Lim

3044 Scott Blvd, Santa Clara, CA 95054

(408) 654-0170

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2.94 mi

May Chou Insurance Agency

2905 Stender Way Ste 18e, Santa Clara, CA 95054

(408) 689-2987

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2.94 mi

Bob Hagen

3080 Olcott St Ste D110, Santa Clara, CA 95054

(408) 492-0293

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2.94 mi

Glocal Financial & Insurance

3080 Olcott St Ste C210, Santa Clara, CA 95054

(408) 598-2132

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2.94 mi

Peter Kuo

3390 De La Cruz Blvd Ste F, Santa Clara, CA 95054

(408) 216-0883

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2.94 mi

Shan Hu

3390 De La Cruz Blvd Ste F, Santa Clara, CA 95054

(408) 876-0436

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2.94 mi

Rie Kawaguchi

1700 Wyatt Dr Ste 9, Santa Clara, CA 95054

(408) 235-2330

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2.94 mi

Yunying Tam

4677 Old Ironsides Dr Ste 445, Santa Clara, CA 95054

(408) 202-9967

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2.94 mi

TWFG Insurance Services - Daniel Fuentes

4701 Patrick Henry Dr Bldg 6, Santa Clara, CA 95054

(408) 246-0800

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2.94 mi

Zebra Insurance Services

4800 Patrick Henry Dr Ste 101, Santa Clara, CA 95054

(408) 899-0788

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2.94 mi

Bolton & Company

5201 Great America Pkwy Ste 332, Santa Clara, CA 95054

(408) 660-1063

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View all agents ↓

Learn More About Car Insurance in Sunnyvale, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Sunnyvale, California (With 2025 Rates)