Cheap Car Insurance in Oxnard, California ( With 2025 Rates)

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Lowest Premium

$387 / YEAR

Average Premium

$664 / YEAR

Highest Premium

$869 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Oxnard is around $664 and can go upto $869. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

$15,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
$5,000 for damage to the property of other people.

Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$313	3.9826% ($566,768,855)	66
Progressive	$533	1.0974% ($156,172,025)	36
Allstate	$544	7.5870% ($1,079,711,625)	50
Nationwide	$693	0.6784% ($96,539,693)	9
Farmers	$723	6.0130% ($855,712,148 )	32
State Farm	$746	14.1983% ($2,020,561,254)	50

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Car Insurance Rates in Oxnard by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Oxnard. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
93030	$664
93031	$673
93035	$652
93036	$642
93043	$

Insurance Agents in Oxnard, CA and Near by

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Janet Adon

1701 Lombard St Ste 110, Oxnard, CA 93030

(805) 983-2418

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Brenda Cusick

1701 Lombard St Ste 110, Oxnard, CA 93030

(805) 222-0151

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Santiago Cortez

1701 Lombard St Ste 110, Oxnard, CA 93030

(805) 490-8383

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Stella Tan

1701 Lombard St Ste 110, Oxnard, CA 93030

(805) 410-0147

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Julio Montes

136 E 5th St Ste D, Oxnard, CA 93030

(805) 436-0323

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Julio's Auto Insurance Agency, Inc.

505 S Oxnard Blvd, Oxnard, CA 93030

(805) 487-8610

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Barkley Insurance & Risk Management

143 W 5th St, Oxnard, CA 93030

(805) 483-1995

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Jones & Maulding Insurance Agency

505 S A St Ste 100, Oxnard, CA 93030

(805) 486-4701

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HUB International Insurance

200 W 5th St Ste 270, Oxnard, CA 93030

(805) 682-2571

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Onix Insurance Services

609 S Oxnard Blvd, Oxnard, CA 93030

(805) 263-6981

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Alicia Basurto

180 W 4th St, Oxnard, CA 93030

(805) 240-2195

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Sam Camacho Insurance Agency

335 S A St # F, Oxnard, CA 93030

(805) 512-9091

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Smart Buy Insurance Center

344 S 5th St, Oxnard, CA 93030

(805) 483-1144

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Bernardo Gonzalez

309 W 4th St, Oxnard, CA 93030

(805) 240-9950

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Lyle Althoff

338 W 5th St, Oxnard, CA 93030

(805) 487-5456

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Austin Reilley & Doud Insurance Services

200 W 7th St, Oxnard, CA 93030

(805) 483-2217

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Recharte's Gold Coast Insurance Agency

431 S C St, Oxnard, CA 93030

(805) 486-4772

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Larry Moraga

141 S A St Ste 100, Oxnard, CA 93030

(805) 483-3467

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Young Kim

141 S A St Ste 100, Oxnard, CA 93030

(805) 483-3694

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Polo Insurance Services

136 N A St, Oxnard, CA 93030

(805) 385-3734

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Laubacher Insurance Agency

135 Magnolia Ave, Oxnard, CA 93030

(805) 483-2477

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Oxnard Insurance Agency

200 N Hayes Ave, Oxnard, CA 93030

(805) 486-2029

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TWFG Insurance Services Oxnard

522 N A St Ste C, Oxnard, CA 93030

(805) 983-0462

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Hema Manwani

550 N A St Ste 7, Oxnard, CA 93030

(805) 919-4191

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Jose Diaz

1618 S Oxnard Blvd, Oxnard, CA 93030

(805) 486-5285

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Cal & AZ Insurance Services

270 S Ventura Rd, Oxnard, CA 93030

(805) 486-0206

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Adriana's Insurance Services

1129 S Oxnard Blvd, Oxnard, CA 93030

(805) 822-6888

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Bucio Insurance Agency

1049 S Ventura Rd Ste B, Oxnard, CA 93030

(805) 985-0351

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Shana Insurance Services

1825 N Oxnard Blvd Ste 15, Oxnard, CA 93030

(805) 988-3377

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Mark Cagnacci

1825 N Oxnard Blvd Ste 7, Oxnard, CA 93030

(805) 485-1400

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Maulhardt Insurance Agency

961 N Rice Ave Ste 1a, Oxnard, CA 93030

(805) 988-8810

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Barbara Ortizlee

3481 W 5th St Ste 105, Oxnard, CA 93030

(805) 382-4240

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Ken Lydiksen

3481 W 5th St Ste 105, Oxnard, CA 93030

(805) 382-9952

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Jimmy Dang

3667 W 5th St, Oxnard, CA 93030

(805) 984-2009

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2.12 mi

Greenway Pacific Insurance Agency

2775 N Ventura Rd Unit 104, Oxnard, CA 93036

(805) 754-2609

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2.12 mi

Pacific Preferred Insurance

2775 N Ventura Rd Unit 110, Oxnard, CA 93036

(805) 351-3851

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2.12 mi

Tom Waddell

2861 N Ventura Rd Ste 101, Oxnard, CA 93036

(805) 604-1800

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2.12 mi

Chad Smith Insurance Services

1000 Town Center Dr Ste 300, Oxnard, CA 93036

(805) 518-9276

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2.12 mi

Daniel Dolby

1000 Town Center Dr Ste 100, Oxnard, CA 93036

(805) 278-2511

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2.12 mi

Johnny Speed

1000 Town Center Dr Ste 100, Oxnard, CA 93036

(805) 988-9850

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2.12 mi

Vista West Insurance Services

1000 Town Center Dr Ste 300, Oxnard, CA 93036

(805) 351-4760

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2.12 mi

John Farrar

1000 Town Center Dr Ste 100, Oxnard, CA 93036

(805) 604-9804

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2.12 mi

Guadalupe Flores

183 Montgomery Ave Ste D, Oxnard, CA 93036

(805) 383-2323

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2.12 mi

Saul Pena

2860 E Vineyard Ave Ste D, Oxnard, CA 93036

(805) 604-1154

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2.12 mi

Opus Insurance Services

2544 E Vineyard Ave, Oxnard, CA 93036

(805) 201-6688

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2.12 mi

Adriana's Insurance Services

2650 N Vineyard Ave, Oxnard, CA 93036

(805) 330-6600

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2.12 mi

Andreini & Company

500 Esplanade Dr Ste 900, Oxnard, CA 93036

(805) 981-9585

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2.12 mi

John Derr

500 Esplanade Dr Ste 1275, Oxnard, CA 93036

(805) 988-8895

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2.12 mi

Jayme Riggio

300 E Esplanade Dr, Oxnard, CA 93036

(805) 604-0675

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2.12 mi

Troy Lunde

300 E Esplanade Dr Ste 380, Oxnard, CA 93036

(805) 987-5187

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2.12 mi

Tower View Insurance Services

210 Saint Marys Dr, Oxnard, CA 93036

(805) 351-9652

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2.12 mi

Charles Allison

2371 N Oxnard Blvd, Oxnard, CA 93036

(805) 604-0900

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2.12 mi

Torres & Associates Insurance Services

2069 N Oxnard Blvd, Oxnard, CA 93036

(805) 983-2400

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2.12 mi

Leslie Carpenter Henley

750 W Gonzales Rd Ste 180, Oxnard, CA 93036

(805) 984-7000

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2.12 mi

Luis Chit

750 W Gonzales Rd Ste 140, Oxnard, CA 93036

(805) 201-2723

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2.12 mi

Raquel Gomez

750 W Gonzales Rd Ste 140, Oxnard, CA 93036

(805) 201-2686

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3.11 mi

William Large

2200 Roosevelt Blvd, Oxnard, CA 93035

(805) 382-9200

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3.11 mi

Nick Weiser

4310 Tradewinds Dr Ste 100, Oxnard, CA 93035

(805) 984-3777

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3.11 mi

Fred Vance

3810 W Channel Islands Blvd Ste I, Oxnard, CA 93035

(805) 985-2377

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3.11 mi

Shelly Ward

3600 Harbor Blvd Ste 114, Oxnard, CA 93035

(805) 946-1234

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3.11 mi

Dennis Manizza

2610 Harbor Blvd Ste 201, Oxnard, CA 93035

(805) 984-9000

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4.57 mi

Solarx Auto Insurance

434 W Pleasant Valley Rd, Oxnard, CA 93033

(805) 986-1984

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4.57 mi

Jesus Arambula

5100 Saviers Rd, Oxnard, CA 93033

(805) 488-1211

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4.57 mi

TWFG Insurance Services - Aman Gupta

4204 Saviers Rd, Oxnard, CA 93033

(805) 253-7800

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4.57 mi

All-Budget Insurance Agency

4047 Saviers Rd, Oxnard, CA 93033

(805) 487-0202

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4.57 mi

Vista West Insurance Services

4043 Saviers Rd, Oxnard, CA 93033

(805) 487-3899

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4.57 mi

Baja Insurance Services

4027 Saviers Rd, Oxnard, CA 93033

(805) 487-5577

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4.57 mi

Baltazar Garcia

3711 Saviers Rd Ste K, Oxnard, CA 93033

(805) 483-7203

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4.57 mi

Arthur Plata

3645 Saviers Rd, Oxnard, CA 93033

(805) 483-1366

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4.57 mi

Anibal Moresco

3595 Saviers Rd, Oxnard, CA 93033

(805) 487-9612

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4.57 mi

Kellie Carafelli

3575 Saviers Rd, Oxnard, CA 93033

(805) 483-4225

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4.57 mi

Fiesta Auto Insurance

2825 Saviers Rd, Oxnard, CA 93033

(805) 486-7000

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4.57 mi

Veronica's Insurance Services

2620 Saviers Rd, Oxnard, CA 93033

(805) 483-0800

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4.57 mi

Ray Gonzales

2711 S Rose Avenue # D101, Oxnard, CA 93033

(805) 240-3100

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View all agents ↓

Learn More About Car Insurance in Oxnard, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Oxnard, California (With 2025 Rates)