Lowest Premium
$430 / YEAR
Average Premium
$775 / YEAR
Highest Premium
$1149 / YEAR
The average annual premium in Lancaster is around $775 and can go upto $1149. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
Jump to Topic:
Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
| Company | Annual premium (50/100/50) | Market share | Complaints |
|---|---|---|---|
| Geico | $313 | 3.9826% ($566,768,855) | 66 |
| Progressive | $533 | 1.0974% ($156,172,025) | 36 |
| Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
| Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
| Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
| State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
Get a free quote from the best of 200+ companies in 90 seconds.
Find affordable car insurance in your city
We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.
Car Insurance Rates in Lancaster by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Lancaster. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
| Zip | Avg. Premium |
|---|---|
| 93534 | $778 |
| 93535 | $793 |
| 93536 | $743 |
Insurance Agents in Lancaster, CA and Near by
-
0 miShana Insurance1205 W Avenue I, Lancaster, CA 93534(661) 726-7080View |
-
0 miCHL Insurance Agency1037 W Avenue I, Lancaster, CA 93534(661) 942-6860View |
-
0 miLindy Parke1148 W Avenue I, Lancaster, CA 93534(661) 723-0903View |
-
0 miZachery Cullen701 W Lancaster Blvd, Lancaster, CA 93534(661) 949-2411View |
-
0 miBrett Hitchcock566 W Lancaster Blvd Ste 21, Lancaster, CA 93534(661) 952-5799View |
-
0 miHuddleston Insurance Agency44846 Beech Ave Ste 101, Lancaster, CA 93534(661) 948-8600View |
-
0 miNunez Insurance Services44849 Sierra Hwy, Lancaster, CA 93534(661) 940-8806View |
-
0 miJohn E Peakes Insurance Agency902 W Lancaster Blvd, Lancaster, CA 93534(661) 942-6868View |
-
0 miTodd Main44744 10th St W, Lancaster, CA 93534(661) 949-0330View |
-
0 miJack Gilliam44504 10th St W, Lancaster, CA 93534(661) 949-0241View |
-
0 miJohn Currado43713 20th St W Ste 2, Lancaster, CA 93534(661) 945-2696View |
-
0 miSuzanne Rojan1805 W Avenue K Ste 105, Lancaster, CA 93534(661) 945-2391View |
-
0 miDavid Owens44309 Lowtree Ave, Lancaster, CA 93534(661) 946-4224View |
-
0 miAgency One Insurance Services44030 10th St W, Lancaster, CA 93534(661) 723-0404View |
-
0 miExpress Lane Insurance Services44215 20th St W, Lancaster, CA 93534(661) 874-1600View |
-
0 miISU - Stephen B Marvin Insurance Agency43700 17th St W Ste 101, Lancaster, CA 93534(661) 942-1101View |
-
0 miJeri Beaven-Mattox43642 10th St W, Lancaster, CA 93534(661) 726-9197View |
-
0 miJose Segura43619 17th St W Ste 202, Lancaster, CA 93534(661) 729-5209View |
-
0 miKaty Politano43619 17th St W Ste 104, Lancaster, CA 93534(661) 948-3249View |
-
0 miScott Litchfield43535 17th St W Ste 401, Lancaster, CA 93534(661) 945-5864View |
-
0 miJodi Bush43545 17th St W Ste 503, Lancaster, CA 93534(661) 942-6685View |
-
0 miAAA Insurance1234 Commerce Center Dr, Lancaster, CA 93534(661) 948-7661View |
-
0 miFreeway Insurance43458 10th St W Ste 102, Lancaster, CA 93534(661) 728-1660View |
-
0 miAbraham Ryngler Insurance43943 Sierra Hwy, Lancaster, CA 93534(661) 726-3345View |
-
0 miKeith Thomas43943 Sierra Hwy Ste K, Lancaster, CA 93534(661) 945-0009View |
-
0 miBlanca Lidia Ortiz315 W Pondera St Ste E, Lancaster, CA 93534(661) 949-1777View |
-
0 miPremier Insurance Services1128 W Avenue K, Lancaster, CA 93534(661) 949-2500View |
-
0 miLancaster Insurance Services42220 10th St W Ste 107, Lancaster, CA 93534(661) 726-1337View |
-
0 miVinsa Insurance Associates940 W Avenue J, Lancaster, CA 93534(661) 948-5041View |
-
12.54 miVeronica Fiorella42216 50th St W Ste A, Lancaster, CA 93536(818) 929-6807View |
-
12.54 miTom Manke42335 50th St W Ste 101, Lancaster, CA 93536(661) 722-1155View |
-
12.54 miRichard Caton4525 W Avenue L, Lancaster, CA 93536(661) 943-5488View |
-
12.54 miSocals Best Insurance Services5015 W Avenue L14 Ste 4, Lancaster, CA 93536(661) 943-7777View |
-
12.54 miBrad Skala2815 W Avenue L, Lancaster, CA 93536(661) 718-2203View |
-
12.54 miAims Insurance Services44447 Valley Central Way, Lancaster, CA 93536(800) 990-2467View |
-
15.51 miAnita Griffin227 E Avenue M, Lancaster, CA 93535(661) 945-8019View |
-
15.51 miCynthia Gunn410 E Avenue K12 Ste 117, Lancaster, CA 93535(661) 940-6500View |
-
15.51 miArnie Sandoval1844 E Avenue J, Lancaster, CA 93535(661) 949-0180View |
-
15.51 miMaritza Martinez616 E Avenue K Ste 105, Lancaster, CA 93535(661) 268-4464View |
-
15.51 miMike Irwin44337 Challenger Way, Lancaster, CA 93535(661) 940-1588View |
Learn More About Car Insurance in Lancaster, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.