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Cheap Car Insurance in Sacramento

Lowest Premium

$364 / YEAR

Average Premium

$807 / YEAR

Highest Premium

$1180 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Sacramento is around $807 and can go upto $1180. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Minimum coverage requirement in California - By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
Topics Covered

Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3133.9826% ($566,768,855)66
Progressive$5331.0974% ($156,172,025)36
Allstate$5447.5870% ($1,079,711,625)50
Nationwide$6930.6784% ($96,539,693)9
Farmers$7236.0130% ($855,712,148 )32
State Farm$74614.1983% ($2,020,561,254)50

Get Cheap Car Insurance Quotes in Your Area

We recommend you to get car insurance quotes and compare them before choosing an insurance plan. People save up to 40% on car insurance by doing the comparison shopping.

Car Insurance Rates in Sacramento by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Sacramento. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Scroll inside this box to view all zip codes

ZipAvg. Premium
94203$831
95605$
95811$757
95814$760
95815$790
95816$743
95817$807
95818$732
95819$719
95821$749
95822$759
95823$824
95825$740
95826$727
95827$739
95828$791
95829$774
95830$756
95831$688
95832$751
95833$750
95834$758
95835$729
95836$720
95837$712
95838$813
95840$819
95841$810
95864$733
95867$755
95894$697
95899$676

Insurance Agents in Sacramento, CA and Near by

Agents by ZIP code:
  • 0.36 mi
    Jermaine Clarke
    500 N St Ste 24, Sacramento, CA 95814
    (916) 254-8373
  • 0.36 mi
    CAA Value Insurance Plan
    980 9th St Ste 1430, Sacramento, CA 95814
    (866) 913-6293
  • 0.36 mi
    DeWitt Stern Group
    980 9th St Fl 16, Sacramento, CA 95814
    (916) 262-7657
  • 0.36 mi
    Miguel Sanchez
    701 12th St, Sacramento, CA 95814
    (916) 943-1470
  • 0.36 mi
    A AACO Insurance
    1231 I St Ste 201, Sacramento, CA 95814
    (916) 283-9473
  • 0.44 mi
    Wateridge Insurance Services
    1330 21st St Ste 100, Sacramento, CA 95811
    (916) 919-1610
  • 0.44 mi
    Eugene C Yates Insurance Agency
    2021 P St, Sacramento, CA 95811
    (916) 313-6100
  • 0.44 mi
    Edwin Carde
    1507 21st St, Sacramento, CA 95811
    (916) 473-2000
  • 0.44 mi
    Wayne Wong
    2015 Q St, Sacramento, CA 95811
    (916) 760-7858
  • 1.7 mi
    R C Fischer & Company
    2210 K St Ste 101, Sacramento, CA 95816
    (916) 443-5963
  • 1.7 mi
    Jacinth Insurance Agency
    2306 J St Ste 208, Sacramento, CA 95816
    (916) 470-7772
  • 1.7 mi
    Thomas George
    2420 K St Ste 220, Sacramento, CA 95816
    (916) 961-4747
  • 1.7 mi
    Rich Williams
    1001 26th St, Sacramento, CA 95816
    (916) 447-8560
  • 1.7 mi
    Meritage Insurance
    2830 O St, Sacramento, CA 95816
    (800) 788-1856
  • 1.7 mi
    Peter Schiro
    1515 30th St Ste 200, Sacramento, CA 95816
    (916) 444-9787
  • 1.7 mi
    Freeway Insurance
    1121 Alhambra Blvd, Sacramento, CA 95816
    (916) 930-6782
  • 1.7 mi
    Enterprise Insurance Services
    3112 O St Ste 18, Sacramento, CA 95816
    (916) 455-7700
  • 1.7 mi
    Maryam Bahrami
    3112 O St, Sacramento, CA 95816
    (916) 335-5440
  • 10.46 mi
    Jordan Backhaus
    4315 Elkhorn Blvd Ste B, Sacramento, CA 95842
    (916) 331-1135
  • 10.46 mi
    Shelley Lewis Insurance Services
    5325 Elkhorn Blvd # 360, Sacramento, CA 95842
    (916) 333-4002
  • 10.46 mi
    Jordan Beck
    5457 Diablo Dr, Sacramento, CA 95842
    (916) 344-6000
  • 10.93 mi
    Farallone Pacific Insurance Services
    8359 Elk Grove Florin Rd Ste 103-212, Sacramento, CA 95829
    (916) 688-7741
  • 2.04 mi
    Ken Sou
    2215 16th St, Sacramento, CA 95818
    (916) 442-5512
  • 2.04 mi
    David Kite
    1510 X St, Sacramento, CA 95818
    (916) 441-1476
  • 2.04 mi
    Jason Armstrong
    1510 X St, Sacramento, CA 95818
    (916) 852-8575
  • 2.04 mi
    Daniel Auman
    2414 16th St Ste 7, Sacramento, CA 95818
    (916) 428-8651
  • 2.04 mi
    W H Swiston & Company
    2400 22nd St Ste 200, Sacramento, CA 95818
    (916) 457-0444
  • 2.04 mi
    Ken Perry
    2724 24th St Ste 200, Sacramento, CA 95818
    (916) 452-6668
  • 2.42 mi
    Kurt Felgner
    2450 Venture Oaks Way Ste 200, Sacramento, CA 95833
    (800) 866-8967
  • 2.42 mi
    Liberty Mutual Agency
    2450 Venture Oaks Way Ste 200, Sacramento, CA 95833
    (800) 505-3045
  • 2.42 mi
    Mega Success Insurance Services
    2201 Northgate Blvd Ste M, Sacramento, CA 95833
    (916) 922-2358
  • 2.42 mi
    Woodruff-Sawyer & Company
    2295 Gateway Oaks Dr Ste 230, Sacramento, CA 95833
    (916) 614-1600
  • 2.42 mi
    Baja Insurance Services
    1502 W El Camino Ave, Sacramento, CA 95833
    (916) 286-7766
  • 2.42 mi
    Estrella Insurance
    1600 W El Camino Ave, Sacramento, CA 95833
    (916) 382-0270
  • 2.42 mi
    Coremark Insurance Services
    2520 Venture Oaks Way Ste 240, Sacramento, CA 95833
    (866) 342-2247
  • 2.42 mi
    Fiesta Auto Insurance
    2702 Northgate Blvd, Sacramento, CA 95833
    (916) 229-6290
  • 2.82 mi
    Alliant Insurance Services
    1792 Tribute Rd Ste 450, Sacramento, CA 95815
    (916) 643-2700
  • 2.82 mi
    Veterinary Insurance Services Company
    1400 River Park Dr Ste 180, Sacramento, CA 95815
    (916) 921-2260
  • 2.82 mi
    Owen-Dunn Insurance Services
    1455 Response Rd Ste 260, Sacramento, CA 95815
    (916) 993-2700
  • 2.82 mi
    Farmers Insurance Group
    1540 River Park Dr Ste 111, Sacramento, CA 95815
    (916) 550-0199
  • 2.82 mi
    Premier Group Insurance - Pullo Samba
    1555 River Park Dr Ste 207, Sacramento, CA 95815
    (916) 295-3585
  • 2.82 mi
    Jack Kandola
    1900 Point West Way Ste 164, Sacramento, CA 95815
    (916) 989-4544
  • 2.82 mi
    Gregory Hutchison
    1851 Heritage Ln Ste 240, Sacramento, CA 95815
    (916) 549-3963
  • 2.82 mi
    Deborah McKenna
    1851 Heritage Ln Ste 240, Sacramento, CA 95815
    (916) 719-4663
  • 2.82 mi
    Kenneth Smalley
    1851 Heritage Ln Ste 297, Sacramento, CA 95815
    (916) 929-2886
  • 2.82 mi
    Naren Mehta
    1851 Heritage Ln Ste 240, Sacramento, CA 95815
    (916) 487-4303
  • 2.82 mi
    Walter Bere
    1851 Heritage Ln Ste 240, Sacramento, CA 95815
    (916) 792-9710
  • 2.82 mi
    Ana Castro
    1851 Heritage Ln Ste 240, Sacramento, CA 95815
    (916) 922-2400
  • 2.82 mi
    David Kelly
    1851 Heritage Ln Ste 240, Sacramento, CA 95815
    (916) 646-9797
  • 2.82 mi
    Federico Demarchi
    1851 Heritage Ln Ste 240, Sacramento, CA 95815
    (916) 719-3009
  • 2.82 mi
    Jin Li
    1851 Heritage Ln Ste 240, Sacramento, CA 95815
    (916) 841-8000
  • 2.82 mi
    Yunping Hu
    1851 Heritage Ln Ste 240, Sacramento, CA 95815
    (916) 281-8586
  • 2.82 mi
    Insurance Office of America
    2180 Harvard St Ste 450, Sacramento, CA 95815
    (916) 692-7000
  • 2.82 mi
    Marconi Insurance Services
    2320 Harvard St Ste 107, Sacramento, CA 95815
    (916) 485-3020
  • 2.82 mi
    Auto Insurance Specialists
    1610 Arden Way Ste 119, Sacramento, CA 95815
    (888) 772-4247
  • 2.82 mi
    Ascension Insurance
    1610 Arden Way Ste 121, Sacramento, CA 95815
    (916) 286-5960
  • 2.82 mi
    Edgewood Partners Insurance Center
    1765 Challenge Way Ste 200, Sacramento, CA 95815
    (916) 576-1606
  • 2.82 mi
    Premier Group Insurance - Michael Moua
    1600 Sacramento Inn Way Ste 115, Sacramento, CA 95815
    (916) 533-3999
  • 3.08 mi
    Melissa Saites-Nelson
    4749 J St, Sacramento, CA 95819
    (916) 531-6061
  • 3.08 mi
    Jeff Becker
    4765 J St, Sacramento, CA 95819
    (916) 487-8646
  • 3.08 mi
    West Insurance Brokers
    5250 Elvas Ave, Sacramento, CA 95819
    (916) 414-9371
  • 3.08 mi
    Thomas Joseph Ferguson
    5493 Carlson Dr, Sacramento, CA 95819
    (916) 431-0214
  • 3.08 mi
    Asher Styrsky
    706 56th St Ste 150, Sacramento, CA 95819
    (916) 361-8114
  • 3.08 mi
    Wasserman & Associates Insurance Brokers
    1029 56th St, Sacramento, CA 95819
    (916) 739-0254
  • 3.08 mi
    Mike Hendricks
    5644 Folsom Blvd, Sacramento, CA 95819
    (916) 452-5252
  • 3.08 mi
    Antony Wallace
    5716 Folsom Blvd Ste 294, Sacramento, CA 95819
    (916) 454-9906
  • 3.08 mi
    Yong Park
    6750 Folsom Blvd Ste 257, Sacramento, CA 95819
    (916) 761-3235
  • 4.18 mi
    Titan Insurance
    3645 Northgate Blvd Ste D-1, Sacramento, CA 95834
    (916) 646-2820
  • 4.18 mi
    Fernando Martinez
    180 Promenade Cir Ste 300, Sacramento, CA 95834
    (916) 634-7731
  • 4.18 mi
    Krystal Cardoso
    180 Promenade Cir Ste 300, Sacramento, CA 95834
    (209) 535-1797
  • 4.18 mi
    Michele Taylor
    180 Promenade Cir Ste 300, Sacramento, CA 95834
    (916) 504-1736
  • 4.18 mi
    Freeway Insurance
    3810 Truxel Rd, Sacramento, CA 95834
    (916) 571-7104
  • 4.18 mi
    McGee & Thielen Insurance Brokers
    3840 Rosin Ct Ste 245, Sacramento, CA 95834
    (916) 646-1919
  • 4.18 mi
    River Valley Insurance Associates
    3841 N Freeway Blvd Ste 150, Sacramento, CA 95834
    (916) 568-1121
  • 4.18 mi
    David Legoullon
    4030 Truxel Rd Ste A, Sacramento, CA 95834
    (916) 928-4777
  • 4.18 mi
    Liliya Vizitiu
    4045 N Freeway Blvd, Sacramento, CA 95834
    (916) 921-6177
  • 4.18 mi
    Monique Ambers
    4331 Truxel Road #g3, Sacramento, CA 95834
    (916) 928-4747
  • 4.18 mi
    Exceed Insurance
    4600 Northgate Blvd Ste 235, Sacramento, CA 95834
    (925) 408-3030
  • 4.18 mi
    Bryan Murphy
    4700 Northgate Blvd Ste 145, Sacramento, CA 95834
    (916) 564-7000
  • 4.18 mi
    Ham Insurance Agency
    2210 Del Paso Rd Ste E, Sacramento, CA 95834
    (916) 419-8228
  • 4.18 mi
    Daryl Pao Lindo
    1960 Del Paso Rd Ste 146, Sacramento, CA 95834
    (916) 646-9999
  • 4.18 mi
    Max Lam
    2840 Del Paso Rd Ste 300, Sacramento, CA 95834
    (916) 575-7600
  • 4.18 mi
    Iffi Wahla
    4788 Duckhorn Dr, Sacramento, CA 95834
    (916) 429-4741
  • 4.37 mi
    Apna Insurance Agency
    3022 Stockton Blvd Ste 5, Sacramento, CA 95820
    (916) 454-4495
  • 4.37 mi
    Registration Express Group
    4603 Broadway, Sacramento, CA 95820
    (916) 455-1988
  • 4.37 mi
    Del Campo Insurance Services
    5383 Franklin Blvd Ste D, Sacramento, CA 95820
    (916) 455-5889
  • 4.37 mi
    Sillect Insurance Services
    5901 Broadway, Sacramento, CA 95820
    (916) 452-9050
  • 4.37 mi
    Russell Vang Insurance & Financial Services
    2751 Fruitridge Rd Ste 11, Sacramento, CA 95820
    (916) 428-2267
  • 4.37 mi
    Hung Trung Ly
    2831 Fruitridge Rd Ste E, Sacramento, CA 95820
    (916) 455-5151
  • 4.37 mi
    Fiesta Auto Insurance
    5550 Franklin Blvd Ste 107, Sacramento, CA 95820
    (916) 229-6655
  • 4.37 mi
    Alpha Bond Insurance Services
    3918 60th St, Sacramento, CA 95820
    (866) 313-3077
  • 4.37 mi
    Freeway Insurance
    5219 Fruitridge Rd, Sacramento, CA 95820
    (916) 745-8410
  • 4.37 mi
    Baja Insurance Services
    5284 Fruitridge Rd Ste B, Sacramento, CA 95820
    (916) 451-2555
  • 4.37 mi
    Yeh Chen Ferguson
    7273 14th Ave Ste 100, Sacramento, CA 95820
    (916) 455-5000
  • 4.37 mi
    Khu Yang
    8031 Fruitridge Rd Ste F, Sacramento, CA 95820
    (916) 456-8400
  • 4.69 mi
    Foster & Parker Insurance
    2020 Hurley Way Ste 185, Sacramento, CA 95825
    (916) 481-0689
  • 4.69 mi
    Michele Adams
    947 Enterprise Dr Ste I, Sacramento, CA 95825
    (916) 927-0546
  • 4.69 mi
    Hebert Insurance Agency
    1111 Howe Ave Ste 155, Sacramento, CA 95825
    (916) 921-1662
  • 4.69 mi
    Palos Verdes Insurance Agency
    777 Campus Commons Rd Ste 200, Sacramento, CA 95825
    (916) 563-7196
  • 4.69 mi
    McDowall & Keeney Insurance Associates
    865 Howe Ave Ste 200, Sacramento, CA 95825
    (916) 567-3233
  • 4.69 mi
    Mitchell & Mitchell Insurance Agency
    1111 Howe Ave Ste 535, Sacramento, CA 95825
    (916) 331-5505
  • 4.69 mi
    Cliff Cottam Insurance Services
    1111 Howe Ave Ste 535, Sacramento, CA 95825
    (916) 488-4426
  • 4.69 mi
    Point West Insurance Assosciates
    1111 Howe Ave Ste 155, Sacramento, CA 95825
    (916) 925-5155
  • 4.69 mi
    Jeffrey Anderson
    900 Howe Ave Ste 200, Sacramento, CA 95825
    (916) 481-7055
  • 4.69 mi
    Willis Personal Lines Insurance
    333 University Ave Ste 200, Sacramento, CA 95825
    (916) 488-1400
  • 4.69 mi
    Eric Cameron
    1329 Howe Ave Ste 103, Sacramento, CA 95825
    (916) 488-7750
  • 4.69 mi
    Louis Sanchez Insurance Services
    720 Howe Ave Ste 105, Sacramento, CA 95825
    (916) 488-2345
  • 4.69 mi
    River Valley Insurance - Zanze
    615 Commons Dr, Sacramento, CA 95825
    (916) 921-2310
  • 4.69 mi
    Western Century Insurance Services
    2216 Adren Way, Sacramento, CA 95825
    (916) 488-1818
  • 4.69 mi
    Armstrong & Associates Insurance Services
    1860 Howe Ave Ste 240, Sacramento, CA 95825
    (530) 668-2777
  • 4.69 mi
    Freeway Insurance
    2270 Arden Way Ste C, Sacramento, CA 95825
    (916) 913-9224
  • 4.69 mi
    McClatchy Insurance Agency
    2410 Fair Oaks Blvd Ste 140, Sacramento, CA 95825
    (916) 488-4702
  • 4.69 mi
    Dora E. Dedios
    1353 Fulton Ave, Sacramento, CA 95825
    (916) 339-6490
  • 4.69 mi
    Greg Lauck
    950 Fulton Ave Ste 175, Sacramento, CA 95825
    (916) 978-9110
  • 4.69 mi
    Michael Yee
    950 Fulton Ave Ste 175, Sacramento, CA 95825
    (916) 484-4494
  • 4.69 mi
    Dashers Insurance
    2535 Alta Arden Expy, Sacramento, CA 95825
    (916) 978-4848
  • 4.69 mi
    Insurance on the Go
    1610 Fulton Ave Ste 2, Sacramento, CA 95825
    (916) 235-4242
  • 4.69 mi
    Timothy Aust
    2710 Arden Way, Sacramento, CA 95825
    (916) 482-5328
  • 4.69 mi
    Shop Smart Insurance Services
    2720 Arden Way Ste 200, Sacramento, CA 95825
    (916) 485-9111
  • 4.69 mi
    Attraction Insurance Services
    2730 Arden Way Ste 150, Sacramento, CA 95825
    (916) 993-6608
  • 4.69 mi
    Ancal Insurance Agency
    2641 Cottage Way Ste 2, Sacramento, CA 95825
    (916) 485-5410
  • 4.69 mi
    CNK Insurance Service
    2701 Cottage Way Ste 6, Sacramento, CA 95825
    (916) 488-2000
  • 4.69 mi
    Linnarian Insurance Agency
    2862 Arden Way Ste 205, Sacramento, CA 95825
    (916) 308-9130
  • 4.69 mi
    RGG Insurance Agency
    2755 Cottage Way # 19-20, Sacramento, CA 95825
    (916) 489-8141
  • 4.69 mi
    Titan Insurance
    2440 Fulton Ave Ste 14, Sacramento, CA 95825
    (916) 974-6800
  • 4.69 mi
    Go West Insurance
    3001 Arden Way Ste A1, Sacramento, CA 95825
    (916) 487-1102
  • 4.69 mi
    Survivor Insurance Solutions
    3194 Arden Way, Sacramento, CA 95825
    (916) 999-1420
  • 4.69 mi
    Biner Insurance
    2717 Cottage Way Ste 3, Sacramento, CA 95825
    (916) 481-3200
  • 4.69 mi
    Tuan Tu
    2255 Watt Ave Ste 375, Sacramento, CA 95825
    (916) 891-0288
  • 4.69 mi
    Save Now Insurance Services
    2222 Watt Ave Ste A2, Sacramento, CA 95825
    (916) 481-4200
  • 4.69 mi
    Alison Maureen Rielli Agency
    7 Park Center Dr Ste 125, Sacramento, CA 95825
    (916) 234-1490
  • 5.03 mi
    Wally Navarrette
    4030 S Land Park Dr Ste D, Sacramento, CA 95822
    (916) 454-5331
  • 5.03 mi
    Freeway Insurance
    4623 Freeport Blvd, Sacramento, CA 95822
    (916) 426-2170
  • 5.03 mi
    Jack Chew & Company
    5002 Freeport Blvd, Sacramento, CA 95822
    (916) 739-8989
  • 5.03 mi
    Estrella Insurance
    2399 Fruitridge Rd, Sacramento, CA 95822
    (916) 250-3001
  • 5.03 mi
    BPH Insurance & Financial Services
    1620 35th Ave Ste F, Sacramento, CA 95822
    (916) 429-8888
  • 5.03 mi
    Stephen Larson
    6360 Belleau Wood Ln Ste 5, Sacramento, CA 95822
    (916) 428-4520
  • 5.03 mi
    Jonathan Brewer
    6700 Freeport Blvd Ste 101, Sacramento, CA 95822
    (916) 424-4357
  • 5.03 mi
    Kou Xiong
    6700 Freeport Blvd Ste 103, Sacramento, CA 95822
    (916) 394-0106
  • 5.03 mi
    Sherman Chan
    1355 Florin Rd Ste 1, Sacramento, CA 95822
    (916) 422-1550
  • 5.03 mi
    Premier Insurance Services
    2400 Florin Rd Ste E, Sacramento, CA 95822
    (916) 421-2400
  • 5.47 mi
    John Chandler
    5681 Franklin Blvd Ste L, Sacramento, CA 95824
    (916) 852-2064
  • 5.47 mi
    Ariadne Figueroa-Gutierrez
    5681 Franklin Blvd Ste N1, Sacramento, CA 95824
    (916) 760-8500
  • 5.47 mi
    Vo-Dixon Insurance
    5687 Stockton Blvd, Sacramento, CA 95824
    (916) 382-4120
  • 5.47 mi
    Amazing Insurance Services
    5803 Stockton Blvd, Sacramento, CA 95824
    (916) 822-1214
  • 5.47 mi
    Averwood Insurance Services
    4400 47th Ave Ste 105b, Sacramento, CA 95824
    (916) 399-0786
  • 5.47 mi
    Nixon Vang
    4600 47th Ave Ste 107, Sacramento, CA 95824
    (916) 706-2201
  • 5.47 mi
    PC Insurance Agency
    6333 Stockton Blvd Ste A, Sacramento, CA 95824
    (916) 391-5990
  • 6.15 mi
    AAA Insurance
    2701 Del Paso Rd Ste 100, Sacramento, CA 95835
    (916) 574-8700
  • 6.15 mi
    Winnie Bales
    3511 Del Paso Rd Ste 150, Sacramento, CA 95835
    (916) 928-7888
  • 6.3 mi
    RC Boden Insurance Group
    3461 Fair Oaks Blvd Ste 100, Sacramento, CA 95864
    (916) 519-8817
  • 6.3 mi
    John Chandler
    3465 American River Dr Ste A, Sacramento, CA 95864
    (916) 979-7400
  • 6.3 mi
    Lori McCarter Curry
    451 Parkfair Dr Ste 2, Sacramento, CA 95864
    (916) 487-5151
  • 6.3 mi
    Excel Bonds & Insurance Services
    3620 American River Dr Ste 125, Sacramento, CA 95864
    (916) 971-8844
  • 6.3 mi
    HUB International Insurance
    3636 American River Dr Ste 200, Sacramento, CA 95864
    (916) 974-7800
  • 6.3 mi
    Interwest Insurance Services
    3636 American River Dr Fl 2, Sacramento, CA 95864
    (916) 488-3100
  • 6.3 mi
    Bogdonov Insurance
    1721 Eastern Ave Ste 18, Sacramento, CA 95864
    (916) 483-9012
  • 6.3 mi
    Ranata Scholl
    1721 Eastern Ave Ste 10, Sacramento, CA 95864
    (916) 482-2543
  • 6.49 mi
    Ron Andre
    394 Florin Rd, Sacramento, CA 95831
    (916) 428-2918
  • 6.49 mi
    AAA Insurance
    1056 Florin Rd, Sacramento, CA 95831
    (916) 288-2000
  • 6.49 mi
    Leland Insurance Agency
    910 Florin Rd Ste 108, Sacramento, CA 95831
    (916) 428-1309
  • 6.49 mi
    Jim Lee
    910 Florin Rd Ste 104, Sacramento, CA 95831
    (916) 421-3722
  • 6.49 mi
    Robert L. Peterson
    7210 Greenhaven Dr Ste C, Sacramento, CA 95831
    (916) 421-8191
  • 6.49 mi
    Bob Smith
    7210 Greenhaven Dr Ste A, Sacramento, CA 95831
    (916) 427-1332
  • 6.49 mi
    Greenhaven Insurance Agency
    925 Secret River Dr Ste G, Sacramento, CA 95831
    (916) 836-8484
  • 6.49 mi
    Blake Mori
    7311 Greenhaven Dr Ste 240, Sacramento, CA 95831
    (916) 391-3893
  • 6.49 mi
    Cooper & Mitchell Insurance Services
    7311 Greenhaven Dr Ste 208, Sacramento, CA 95831
    (916) 392-9192
  • 6.49 mi
    Connor Insurance Services
    7410 Greenhaven Dr Ste 110, Sacramento, CA 95831
    (916) 391-4700
  • 6.49 mi
    Trevor Fong
    7485 Rush River Dr Ste 715, Sacramento, CA 95831
    (916) 392-1240
  • 6.49 mi
    Sig Lindley
    8110 Pocket Rd Ste 201, Sacramento, CA 95831
    (916) 428-7370
  • 6.49 mi
    Brian Clark
    2331 El Camino Ave, Sacramento, CA 95821
    (916) 488-2212
  • 6.49 mi
    Heritage West Insurance
    2365 El Camino Ave Ste G, Sacramento, CA 95821
    (916) 488-9945
  • 6.49 mi
    John Taylor
    2628 El Camino Ave Ste A14, Sacramento, CA 95821
    (916) 485-3236
  • 6.49 mi
    Triton of California Insurance Services
    2332 Auburn Blvd, Sacramento, CA 95821
    (916) 485-1705
  • 6.49 mi
    Yelena Adova
    2991 Fulton Ave Ste A, Sacramento, CA 95821
    (916) 489-6000
  • 6.49 mi
    Cost-U-Less Insurance Center
    2654 Marconi Ave, Sacramento, CA 95821
    (916) 302-4110
  • 6.49 mi
    Chris M. Davidson
    2621 Marconi Ave, Sacramento, CA 95821
    (916) 251-7006
  • 6.49 mi
    Mohammad Armiti
    3091 Fulton Ave Ste B, Sacramento, CA 95821
    (916) 487-7644
  • 6.49 mi
    Bob Spears
    3110 Fulton Ave, Sacramento, CA 95821
    (916) 482-9227
  • 6.49 mi
    Altamirano Insurance Management
    3120 Fulton Ave, Sacramento, CA 95821
    (916) 453-9797
  • 6.49 mi
    Bolt Insurance Services
    2979 Fulton Ave Ste 2979, Sacramento, CA 95821
    (916) 550-5335
  • 6.49 mi
    Ahmad Y. Ranjha
    3117 El Camino Ave, Sacramento, CA 95821
    (916) 484-6041
  • 6.49 mi
    Steve Indrajana
    3617 Marconi Ave, Sacramento, CA 95821
    (916) 920-2886
  • 6.49 mi
    Brian McLean
    3301 Watt Ave Ste 800, Sacramento, CA 95821
    (916) 488-7980
  • 6.49 mi
    Richard Hefner
    3300 Watt Ave Ste B, Sacramento, CA 95821
    (916) 481-1009
  • 6.49 mi
    Center West Insurance Agency
    3400 Watt Ave Ste 203, Sacramento, CA 95821
    (916) 485-4855
  • 6.49 mi
    Jack Novicio Insurance Agency
    3400 Watt Ave Ste 204, Sacramento, CA 95821
    (916) 783-0000
  • 6.49 mi
    Kathleen Pexa
    3800 Watt Ave Ste 205, Sacramento, CA 95821
    (916) 971-9450
  • 6.49 mi
    McCartney Insurance Brokers
    2617 Eastern Ave, Sacramento, CA 95821
    (916) 768-8158
  • 6.49 mi
    Big Savings Insurance Agency
    4306 Marconi Ave, Sacramento, CA 95821
    (916) 486-2000
  • 6.75 mi
    Tub Insurance Agency
    7750 College Town Dr Ste 101, Sacramento, CA 95826
    (530) 867-2721
  • 6.75 mi
    AAA Insurance
    15 Bicentennial Cir, Sacramento, CA 95826
    (916) 379-1300
  • 6.75 mi
    Darryl Fong
    8489 Folsom Blvd, Sacramento, CA 95826
    (916) 388-1900
  • 6.75 mi
    Bill Batchelder
    8887 Folsom Blvd Ste 3a, Sacramento, CA 95826
    (916) 361-3114
  • 6.75 mi
    BPH Insurance & Financial Services
    9213 Folsom Blvd, Sacramento, CA 95826
    (916) 366-3322
  • 6.75 mi
    Different Insurance Agency
    9167a Kiefer Blvd, Sacramento, CA 95826
    (916) 843-1950
  • 8.14 mi
    Tracy Tran
    7411 W Stockton Blvd Ste 120, Sacramento, CA 95823
    (916) 478-4300
  • 8.14 mi
    Big Savings Insurance Agency
    7837 Stockton Blvd Ste 300, Sacramento, CA 95823
    (916) 681-2100
  • 8.14 mi
    Zachary Wandell
    7880 Alta Valley Dr Ste 101, Sacramento, CA 95823
    (916) 681-0815
  • 8.14 mi
    Schmoekel Insurance Agency
    7558 Stockton Blvd, Sacramento, CA 95823
    (916) 753-1480
  • 8.14 mi
    Registration Express Group
    6333 Mack Rd, Sacramento, CA 95823
    (916) 689-1040
  • 8.14 mi
    Cost-U-Less Insurance Center
    6315 Mack Rd, Sacramento, CA 95823
    (916) 604-8439
  • 8.14 mi
    Fiesta Auto Insurance
    6260 Mack Rd, Sacramento, CA 95823
    (916) 392-1327
  • 8.14 mi
    Dashers Insurance
    7386 Stockton Blvd Ste J, Sacramento, CA 95823
    (916) 688-7101
  • 8.14 mi
    Gerardo Martinez
    7000 Franklin Blvd Ste 195, Sacramento, CA 95823
    (916) 550-4321
  • 8.14 mi
    Pacific Drive Auto Insurance
    7000 Franklin Blvd Ste 320, Sacramento, CA 95823
    (916) 706-1273
  • 8.14 mi
    Lee's Superior Insurance Services
    3811 Florin Rd Ste 27c, Sacramento, CA 95823
    (916) 662-7454
  • 8.14 mi
    IFE Insurance Agency
    3800 Florin Rd, Sacramento, CA 95823
    (916) 600-6476
  • 8.14 mi
    Tony Bao
    6685 Stockton Blvd Ste 7, Sacramento, CA 95823
    (916) 429-4710
  • 8.14 mi
    Baja Insurance Services
    4399 Florin Rd Ste 2, Sacramento, CA 95823
    (916) 394-2525
  • 8.14 mi
    Titan Insurance
    5591 Sky Pkwy Ste 405, Sacramento, CA 95823
    (916) 394-2380
  • 8.14 mi
    Indus Insurance Agency
    6968 65th St Ste C, Sacramento, CA 95823
    (916) 391-3000
  • 8.14 mi
    Goldenbest Insurance
    6830 Stockton Blvd # 100, Sacramento, CA 95823
    (916) 231-9955
  • 8.14 mi
    Dik Wong
    6905 Stockton Blvd, Sacramento, CA 95823
    (916) 399-8113
  • 8.14 mi
    Kasia Insurance Services
    7300 Franklin Blvd Ste 103, Sacramento, CA 95823
    (916) 476-5310
  • 8.14 mi
    TWFG Insurance Services - Tom Truong
    6914 65th St Ste 309, Sacramento, CA 95823
    (916) 220-6520
  • 8.14 mi
    Gold Crown Auto Insurance Agency
    5514 Florin Rd, Sacramento, CA 95823
    (916) 422-4653
  • 8.14 mi
    Punjab Insurance Agency
    7212 Florin Mall Dr, Sacramento, CA 95823
    (916) 391-7447
  • 8.14 mi
    Barbara Etrick
    6332 Florin Rd, Sacramento, CA 95823
    (916) 822-5110
  • 8.14 mi
    Estrella Insurance
    4550 Mack Rd, Sacramento, CA 95823
    (916) 304-8180
  • 8.14 mi
    CCN Insurance Agency
    4562 Mack Rd # 8, Sacramento, CA 95823
    (916) 427-2299
  • 8.49 mi
    McCain Insurance
    8250 Calvine Rd Ste C-346, Sacramento, CA 95828
    (916) 437-4333
  • 8.49 mi
    Greg Comia Insurance Agency
    7500 Elsie Ave, Sacramento, CA 95828
    (916) 682-6053
  • 8.49 mi
    New Horizon Insurance Services
    6840 65th St Ste 115, Sacramento, CA 95828
    (916) 256-2534
  • 8.49 mi
    Thuy Dao
    6511 Savings Pl Ste 135, Sacramento, CA 95828
    (916) 393-9998
  • 8.49 mi
    Linh Do Insurance Agency
    6511 Savings Pl Ste 115, Sacramento, CA 95828
    (916) 393-8383
  • 9.28 mi
    Jung Bae
    9545 Folsom Blvd Ste 1, Sacramento, CA 95827
    (916) 362-3300
  • 9.28 mi
    Cal-West Insurance Services
    9681 Folsom Blvd, Sacramento, CA 95827
    (916) 368-7301
  • 9.28 mi
    Ryan Deshong
    3400 Bradshaw Rd Ste C, Sacramento, CA 95827
    (916) 636-0115
  • 9.28 mi
    Moira Little
    9700 Business Park Dr Ste 304, Sacramento, CA 95827
    (916) 854-5985
  • 9.28 mi
    Sierra Oak Insurance Services
    9700 Business Park Dr Ste 105, Sacramento, CA 95827
    (916) 364-7380
  • 9.28 mi
    Armar Insurance Agency
    9719 Lincoln Village Dr Ste 409, Sacramento, CA 95827
    (916) 384-9621
  • 9.28 mi
    Allison Scheier
    3100 Fite Cir Ste 102, Sacramento, CA 95827
    (916) 859-0310
  • 9.28 mi
    Titanic Insurance Services
    10063 Folsom Blvd Ste C, Sacramento, CA 95827
    (916) 857-0928
  • 9.41 mi
    STARMAX Insurance Agency
    4366 Auburn Blvd Ste 114, Sacramento, CA 95841
    (916) 480-2777
  • 9.41 mi
    Local Auto Insurance Services
    4501 Auburn Blvd Ste 103, Sacramento, CA 95841
    (916) 481-1812
  • 9.41 mi
    Vyacheslav Papkov
    5250 Date Ave Ste G, Sacramento, CA 95841
    (916) 721-2212
  • 9.41 mi
    Iryna Nakonechna
    5301 Madison Ave, Sacramento, CA 95841
    (916) 970-3000
  • 9.41 mi
    Kelly Gordon
    5301 Madison Ave Ste 401b, Sacramento, CA 95841
    (916) 334-5466
  • 9.41 mi
    Morelos Insurance Agency
    5346 Madison Ave Ste B, Sacramento, CA 95841
    (916) 482-5500
  • 9.41 mi
    Procorp Insurance Solutions
    5439 Madison Ave, Sacramento, CA 95841
    (916) 776-2677
  • 9.41 mi
    Estrella Insurance
    5363 Auburn Blvd, Sacramento, CA 95841
    (916) 277-0440
View all agents ↓

Car Insurance Facts Sacramento, California

Population

486 K

Persons Injured

4,502

Safety Rating

3/15

The Insurance rules and regulations in Sacramento is same as the California state.

Car Insurance Laws in California

You must have car insurance when you are registering a vehicle. It is enough to have the minimum coverage as set by California state (15/30/5). But it will be sensible get more coverage than the minimum to avoid spending cash on additional damage costs that your insurance doesn't cover.

Penalty for Driving without Car Insurance in California

It is illegal to drive in California without insurance. It is also not sufficient to have a car insurance that has just lapsed or has not been renewed for a few days and hence there is a break in its continuity. The law requires all car owners to have continuous auto insurance in California, regardless of the age of the car and other factors such as driving history or record of past incidents.

You will get ticket if you do not show proof of insurance when asked. If you do not have insurance coverage, your license can get suspended and the vehicle impounded.

Car Insurance Support in California

If you can't afford to have standard car insurance, you can apply for California's Low Cost Automobile Insurance Program (CLCA). This program allows you to get car insurance for $400/year or less. However, this is offered only to those who meet certain requirements such as lower income (250% or less of the federal poverty level) and your car should not be worth more than $25,000.

If You Have a High-Risk Driving Record you can apply for California Automobile Assigned Risk Plan (CAARP) which assigns you to a registered insurance company to provide insurance to you. You can continue with this plan until the accident and violations are removed from your record. Once your driving record is clear, you can apply for standard insurance.

References

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.