Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Lafayette, CA and Near by
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0 miPeter Barbounis3249 Mt Diablo Ct Ste 103, Lafayette, CA 94549(925) 274-1200View |
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0 miStone Creek Insurance3249 Mt Diablo Ct Ste 211, Lafayette, CA 94549(925) 297-4202View |
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0 miThomas Madden1080 Carol Ln Ste 110, Lafayette, CA 94549(925) 284-7105View |
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0 miJohn De Leuze1078 Carol Ln Ste 100, Lafayette, CA 94549(925) 284-9580View |
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0 miJohn Hannum3355 Mt Diablo Blvd, Lafayette, CA 94549(925) 283-6440View |
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0 miAlvin Lui3409 Mt Diablo Blvd Ste C, Lafayette, CA 94549(925) 284-2300View |
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0 miKosich Insurance Agency3435 Mt Diablo Blvd Ste 300, Lafayette, CA 94549(925) 284-3911View |
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0 miISU - Massie & Beck Insurance Services3470 Mt Diablo Blvd Ste A300, Lafayette, CA 94549(925) 283-5750View |
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0 miHockins & Kemp Insurance Services3540 Wilkinson Ln, Lafayette, CA 94549(925) 964-1018View |
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0 miStanley E Smith Insurance3540 Wilkinson Ln, Lafayette, CA 94549(925) 283-6161View |
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0 miMt Diablo Insurance Brokers3557 Mt Diablo Blvd Ste 21, Lafayette, CA 94549(925) 297-4070View |
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0 miBob Harris Insurance Services3580 Mt Diablo Blvd, Lafayette, CA 94549(925) 284-3808View |
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0 miJudy Francis3581 Mt Diablo Blvd Ste 225, Lafayette, CA 94549(925) 283-5040View |
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0 miSpence Sealander3581 Mt Diablo Blvd Ste 225, Lafayette, CA 94549(925) 284-9636View |
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0 miTyler Johnson936 Dewing Ave Ste F, Lafayette, CA 94549(925) 933-3100View |
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0 miMark Makarov3690 Mt Diablo Blvd, Lafayette, CA 94549(415) 710-6712View |
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0 miMike Wilson3685 Mt Diablo Blvd Ste 161, Lafayette, CA 94549(925) 283-6453View |
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0 miBrown & Brown Insurance Services of California3697 Mt Diablo Blvd Ste 100, Lafayette, CA 94549(510) 452-0458View |
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0 miDennis Fraga3730 Mt Diablo Blvd Ste 310, Lafayette, CA 94549(925) 937-5710View |
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0 miKathryn Larsen3746 Mt Diablo Blvd Ste 110, Lafayette, CA 94549(415) 665-2955View |
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2.84 miSteve Morelli1270 Springbrook Rd Ste G, Walnut Creek, CA 94597(925) 937-8400View |
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2.84 miKevin Hennessy2678 N Main St Ste 6, Walnut Creek, CA 94597(925) 944-3588View |
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2.84 miBarney & Barney1340 Treat Blvd Ste 250, Walnut Creek, CA 94597(925) 482-9300View |
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2.84 miNorthstar Risk Management & Insurance Services2890 N Main St Ste 302, Walnut Creek, CA 94597(925) 975-5900View |
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2.84 miWells Fargo Insurance Services USA1350 Treat Blvd Ste 550, Walnut Creek, CA 94597(925) 988-1700View |
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2.84 miAscension Insurance1277 Treat Blvd Ste 400, Walnut Creek, CA 94597(800) 404-4969View |
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2.84 miPoms & Associates Insurance Brokers1255 Treat Blvd Fl 10, Walnut Creek, CA 94597(925) 338-8400View |
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2.84 miFowler & Associates Insurance Services1255 Treat Blvd Ste 300, Walnut Creek, CA 94597(925) 361-1320View |
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2.84 miAgency Insurance Services7000 Sunne Ln Ste 104, Walnut Creek, CA 94597(925) 932-7800View |
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2.84 miBowers & Associates Insurance Services2950 Buskirk Ave Ste 300, Walnut Creek, CA 94597(925) 407-2118View |
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2.84 miDave Dacus2950 Buskirk Ave Ste 212, Walnut Creek, CA 94597(925) 933-7050View |
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2.84 miGlen Robins2950 Buskirk Ave Ste 212, Walnut Creek, CA 94597(925) 256-7897View |
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2.84 miLeavitt United Insurance Services3000 Oak Rd Ste 210, Walnut Creek, CA 94597(925) 395-2600View |
Learn More About Car Insurance in Lafayette, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.