Cheap Car Insurance in Roanoke, Virginia (With 2024 Rates)

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Home » Car insurance » Virginia » Cheap Car Insurance Roanoke

Lowest Premium

$339 / YEAR

Average Premium

$432 / YEAR

Highest Premium

$595 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Roanoke is around $432 and can go upto $595. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:

  • $25,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
  • $20,000 for damage to the property of other people.
  • $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
  • $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.

Company Annual premium (50/100/50) Market share Ranking
Geico $368 1.5% ($189,664,981) 88
Allstate $371 2.58% ($326,945,631) 87
State Farm $380 6.26% ($793,791,726) 90
Nationwide $407 2.17% ($275,171,658) 89
Progressive $533 1.58% ($200,167,406) 89

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Car Insurance Rates in Roanoke by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Roanoke. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
24001$434
24012$421
24013$429
24014$406
24016$430
24018$422
24019$400

Insurance Agents in Roanoke, VA and Near by

  • 0.45 mi
    Moses Insurance Group
    356 Salem Ave SW Ste 200, Roanoke, VA 24016
    (540) 904-7878
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  • 0.45 mi
    Capital Insurance & Bonding Services
    401 Campbell Ave SW Ste 303, Roanoke, VA 24016
    (540) 524-9021
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  • 0.45 mi
    Dan Presley
    425 Church Avenue SW #145, Roanoke, VA 24016
    (540) 772-0900
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  • 0.45 mi
    Eades & Lower Insurance
    1234 Maple Ave SW, Roanoke, VA 24016
    (540) 981-1124
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  • 1.09 mi
    Chas Lunsford Sons & Associates
    16 E Church Ave, Roanoke, VA 24011
    (540) 982-0200
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  • 1.09 mi
    Dominion Risk Advisors
    28 Kirk Ave SW Ste A, Roanoke, VA 24011
    (540) 366-7475
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  • 1.09 mi
    Wells Fargo Insurance Services USA
    213 S Jefferson St Ste 1402, Roanoke, VA 24011
    (540) 563-6321
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  • 1.09 mi
    BB&T - Chaney Thomas
    310 1st St SW Ste 201, Roanoke, VA 24011
    (540) 982-1600
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  • 1.09 mi
    Whitwell Kelly
    20 Church Ave SE, Roanoke, VA 24011
    (540) 342-2115
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  • 1.09 mi
    Scott Insurance
    10 Franklin Rd SE Ste 550, Roanoke, VA 24011
    (540) 343-8071
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  • 1.09 mi
    Thomas Rutherfoord
    1 S Jefferson St, Roanoke, VA 24011
    (540) 982-3511
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  • 1.09 mi
    Bankers Insurance
    611 S Jefferson St Ste 6c, Roanoke, VA 24011
    (540) 342-0600
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  • 1.09 mi
    Hawk Advisors
    206 Williamson Rd SE Ste 100, Roanoke, VA 24011
    (540) 343-4309
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  • 1.91 mi
    Brian Evans
    2302 Colonial Ave SW Ste E, Roanoke, VA 24015
    (540) 343-3765
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  • 1.91 mi
    Keith Hallacher
    2302 Colonial Ave SW Ste C, Roanoke, VA 24015
    (540) 266-3060
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  • 1.91 mi
    Virginia Farm Bureau Insurance
    1422 Grandin Rd SW, Roanoke, VA 24015
    (540) 342-2626
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  • 1.91 mi
    Banks Insurance Agency
    2715 Brambleton Ave SW, Roanoke, VA 24015
    (540) 776-6401
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  • 1.91 mi
    Amanda Christiansen
    3002 Brandon Ave SW, Roanoke, VA 24015
    (540) 362-1838
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  • 2.16 mi
    Charlotte Wyrick
    2840 Hershberger Rd NW Ste E, Roanoke, VA 24017
    (540) 362-0875
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  • 2.16 mi
    Randy Bowman Insurance Agency
    2643 Peters Creek Rd NW, Roanoke, VA 24017
    (540) 562-2002
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  • 3.98 mi
    William Mann
    508 Gus W Nicks Blvd NE, Roanoke, VA 24012
    (540) 342-6266
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  • 3.98 mi
    Stephen G Shepherd
    2609 Orange Ave NE, Roanoke, VA 24012
    (540) 981-1995
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  • 3.98 mi
    Odell Sheffey
    2615 Orange Ave NE Ste B, Roanoke, VA 24012
    (540) 985-6600
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  • 3.98 mi
    Mark A. Jennings
    3414 Valley View Ave NW, Roanoke, VA 24012
    (540) 467-5993
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  • 3.98 mi
    K C Jones Jr
    3818 Williamson Rd NW, Roanoke, VA 24012
    (540) 362-0015
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  • 3.98 mi
    Federal Star Insurance Group
    5034 Hearthstone Rd NW Ste C-1, Roanoke, VA 24012
    (540) 491-9349
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  • 3.98 mi
    Franson Insurance Agency
    5203 Airport Rd NW, Roanoke, VA 24012
    (540) 366-2886
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  • 3.98 mi
    AAA Insurance
    1376 Towne Square Blvd NW, Roanoke, VA 24012
    (540) 344-0943
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  • 3.98 mi
    Norwinski Insurance Agency
    5221 Airport Rd NW, Roanoke, VA 24012
    (540) 362-2575
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  • 3.98 mi
    Mike Francisco
    5720 Airport Rd NW, Roanoke, VA 24012
    (540) 362-3711
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  • 3.98 mi
    Lew Thompson
    5929 Williamson Rd, Roanoke, VA 24012
    (540) 362-9471
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  • 3.98 mi
    Todd Selkirk
    126 Blue Ridge Blvd, Roanoke, VA 24012
    (540) 977-9727
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  • 4.58 mi
    Holley Insurance Agency
    3629 Franklin Rd SW Ste 207, Roanoke, VA 24014
    (540) 985-6554
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  • 4.58 mi
    Bill Keller
    3904 Franklin Rd SW Ste A, Roanoke, VA 24014
    (540) 774-8600
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  • 4.58 mi
    Old Dominion Insurance Group
    4423 Pheasant Ridge Rd Ste 204, Roanoke, VA 24014
    (540) 345-8200
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  • 4.58 mi
    Nash Insurance Services & Advisement
    4419 Pheasant Ridge Rd Ste 100, Roanoke, VA 24014
    (540) 795-5734
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  • 4.72 mi
    Lesley Owens
    8202a Williamson Rd, Roanoke, VA 24019
    (540) 366-6384
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  • 4.72 mi
    Virginia Farm Bureau Insurance
    3035 Peters Creek Rd NW Ste A, Roanoke, VA 24019
    (540) 562-3710
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  • 4.72 mi
    Holt Woodbury Jr
    5175 Peters Creek Rd NW, Roanoke, VA 24019
    (540) 563-9778
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  • 4.72 mi
    Brogan Insurance
    3224 Peters Creek Rd, Roanoke, VA 24019
    (540) 366-8264
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  • 4.72 mi
    Pat Kincheloe
    6711 Williamson Rd Ste A, Roanoke, VA 24019
    (540) 362-4806
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  • 4.72 mi
    Jill Hufford Insurance Agency
    5219 Peters Creek Rd NW, Roanoke, VA 24019
    (540) 362-1001
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  • 4.72 mi
    Ellis Redford
    3029 Peters Creek Rd NW Ste B, Roanoke, VA 24019
    (540) 362-1070
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  • 4.72 mi
    Metro Insurance Agency
    5423 Peters Creek Rd, Roanoke, VA 24019
    (540) 362-2900
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  • 4.72 mi
    Vita Bona Est
    6905 Williamson Rd, Roanoke, VA 24019
    (540) 992-6202
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  • 4.72 mi
    Freedom First Insurance
    5240 Valleypark Dr, Roanoke, VA 24019
    (540) 362-9781
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  • 4.72 mi
    Insurance Solutions
    6722 Thirlane Rd, Roanoke, VA 24019
    (540) 366-5339
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  • 4.72 mi
    Star City Brokers Insurance
    6375 Peters Creek Rd Ste A, Roanoke, VA 24019
    (540) 318-7827
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  • 4.72 mi
    Stuart Thomas
    6318 Peters Creek Rd # A3, Roanoke, VA 24019
    (540) 563-8899
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  • 4.72 mi
    Keith Alfred Ghaphery Agency
    7307 Williamson Rd Ste B, Roanoke, VA 24019
    (540) 366-8829
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  • 4.72 mi
    Marks-Tiller Insurance Agency
    7726 Williamson Rd Ste 103, Roanoke, VA 24019
    (540) 362-0695
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  • 6.58 mi
    Agency Affiliates of Roanoke Valley
    3451 Brandon Ave SW Ste 10, Roanoke, VA 24018
    (540) 342-7283
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  • 6.58 mi
    Bankers Insurance - Carter Bank & Trust
    4143 Franklin Rd, Roanoke, VA 24018
    (800) 437-3885
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  • 6.58 mi
    Joel Stover
    3321 Brambleton Ave, Roanoke, VA 24018
    (540) 772-0011
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  • 6.58 mi
    Gary Oyler Insurance Agency
    3323 Brambleton Ave, Roanoke, VA 24018
    (540) 774-7989
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  • 6.58 mi
    Don Hodson Insurance Associates
    3512 Brambleton Ave Ste 2, Roanoke, VA 24018
    (540) 387-5071
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  • 6.58 mi
    VIA Insurance Agency
    1212 Corporate Cir SW Ste B, Roanoke, VA 24018
    (540) 904-7283
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  • 6.58 mi
    Bankers Insurance
    3130 Chaparral Dr Ste 202, Roanoke, VA 24018
    (540) 904-7559
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  • 6.58 mi
    Lockman-Black & Associates
    3130 Chaparral Dr Ste 101, Roanoke, VA 24018
    (540) 989-5442
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  • 6.58 mi
    Akers Agency
    3565 Electric Rd Ste G, Roanoke, VA 24018
    (540) 343-2733
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  • 6.58 mi
    Chance Miller
    3555 Electric Rd Ste J, Roanoke, VA 24018
    (540) 774-1004
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  • 6.58 mi
    Gray & Perdue Insurance
    3247 Electric Rd Ste 2a, Roanoke, VA 24018
    (540) 989-1193
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  • 6.58 mi
    Betsy Thomas
    3214 Electric Rd Ste 203, Roanoke, VA 24018
    (540) 774-1669
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  • 6.58 mi
    Preferred Source For Insurance
    3214 Electric Rd Ste 208, Roanoke, VA 24018
    (540) 989-3939
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  • 6.58 mi
    Samuel Benson
    3214 Electric Rd Ste 201, Roanoke, VA 24018
    (540) 725-5900
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  • 6.58 mi
    Liberty Mutual Agency
    2965 Colonnade Dr Ste 305, Roanoke, VA 24018
    (540) 989-6179
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  • 6.58 mi
    Gary L Beveridge
    2350 Electric Rd, Roanoke, VA 24018
    (540) 777-4877
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  • 6.58 mi
    Bill Meador Insurance Agency
    2758 Electric Rd Ste E, Roanoke, VA 24018
    (540) 904-7833
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  • 6.58 mi
    Jeff Glick
    2415 Electric Rd, Roanoke, VA 24018
    (540) 989-4040
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  • 6.58 mi
    Tripp Godsey
    2727 Electric Rd Ste 102, Roanoke, VA 24018
    (540) 777-1566
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  • 6.58 mi
    Jenny Ayers
    2028 Electric Rd # 90b, Roanoke, VA 24018
    (540) 774-4222
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  • 6.58 mi
    Bernadette Kincheloe
    4664 Brambleton Ave, Roanoke, VA 24018
    (540) 989-1189
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  • 6.58 mi
    The Mitchell Agency
    4712 Brambleton Ave, Roanoke, VA 24018
    (540) 774-6864
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  • 6.58 mi
    Proactive Health & Life Insurance
    3241 Electric Rd Ste 1a Bldg D, Roanoke, VA 24018
    (540) 989-5000
    View |
View all agents ↓

Learn More About Car Insurance in Roanoke, VA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.