Lowest Premium
$339 / YEAR
Average Premium
$432 / YEAR
Highest Premium
$595 / YEAR
The average annual premium in Roanoke is around $432 and can go upto $595. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:
- $25,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
- $20,000 for damage to the property of other people.
- $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
- $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered
The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.
Company | Annual premium (50/100/50) | Market share | Ranking |
---|---|---|---|
Geico | $368 | 1.5% ($189,664,981) | 88 |
Allstate | $371 | 2.58% ($326,945,631) | 87 |
State Farm | $380 | 6.26% ($793,791,726) | 90 |
Nationwide | $407 | 2.17% ($275,171,658) | 89 |
Progressive | $533 | 1.58% ($200,167,406) | 89 |
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Car Insurance Rates in Roanoke by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Roanoke. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
24001 | $434 |
24012 | $421 |
24013 | $429 |
24014 | $406 |
24016 | $430 |
24018 | $422 |
24019 | $400 |
Insurance Agents in Roanoke, VA and Near by
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0.45 miMoses Insurance Group356 Salem Ave SW Ste 200, Roanoke, VA 24016(540) 904-7878View |
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0.45 miCapital Insurance & Bonding Services401 Campbell Ave SW Ste 303, Roanoke, VA 24016(540) 524-9021View |
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0.45 miDan Presley425 Church Avenue SW #145, Roanoke, VA 24016(540) 772-0900View |
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0.45 miEades & Lower Insurance1234 Maple Ave SW, Roanoke, VA 24016(540) 981-1124View |
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1.09 miChas Lunsford Sons & Associates16 E Church Ave, Roanoke, VA 24011(540) 982-0200View |
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1.09 miDominion Risk Advisors28 Kirk Ave SW Ste A, Roanoke, VA 24011(540) 366-7475View |
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1.09 miWells Fargo Insurance Services USA213 S Jefferson St Ste 1402, Roanoke, VA 24011(540) 563-6321View |
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1.09 miBB&T - Chaney Thomas310 1st St SW Ste 201, Roanoke, VA 24011(540) 982-1600View |
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1.09 miWhitwell Kelly20 Church Ave SE, Roanoke, VA 24011(540) 342-2115View |
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1.09 miScott Insurance10 Franklin Rd SE Ste 550, Roanoke, VA 24011(540) 343-8071View |
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1.09 miThomas Rutherfoord1 S Jefferson St, Roanoke, VA 24011(540) 982-3511View |
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1.09 miBankers Insurance611 S Jefferson St Ste 6c, Roanoke, VA 24011(540) 342-0600View |
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1.09 miHawk Advisors206 Williamson Rd SE Ste 100, Roanoke, VA 24011(540) 343-4309View |
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1.91 miBrian Evans2302 Colonial Ave SW Ste E, Roanoke, VA 24015(540) 343-3765View |
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1.91 miKeith Hallacher2302 Colonial Ave SW Ste C, Roanoke, VA 24015(540) 266-3060View |
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1.91 miVirginia Farm Bureau Insurance1422 Grandin Rd SW, Roanoke, VA 24015(540) 342-2626View |
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1.91 miBanks Insurance Agency2715 Brambleton Ave SW, Roanoke, VA 24015(540) 776-6401View |
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1.91 miAmanda Christiansen3002 Brandon Ave SW, Roanoke, VA 24015(540) 362-1838View |
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2.16 miCharlotte Wyrick2840 Hershberger Rd NW Ste E, Roanoke, VA 24017(540) 362-0875View |
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2.16 miRandy Bowman Insurance Agency2643 Peters Creek Rd NW, Roanoke, VA 24017(540) 562-2002View |
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3.98 miWilliam Mann508 Gus W Nicks Blvd NE, Roanoke, VA 24012(540) 342-6266View |
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3.98 miStephen G Shepherd2609 Orange Ave NE, Roanoke, VA 24012(540) 981-1995View |
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3.98 miOdell Sheffey2615 Orange Ave NE Ste B, Roanoke, VA 24012(540) 985-6600View |
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3.98 miMark A. Jennings3414 Valley View Ave NW, Roanoke, VA 24012(540) 467-5993View |
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3.98 miK C Jones Jr3818 Williamson Rd NW, Roanoke, VA 24012(540) 362-0015View |
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3.98 miFederal Star Insurance Group5034 Hearthstone Rd NW Ste C-1, Roanoke, VA 24012(540) 491-9349View |
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3.98 miFranson Insurance Agency5203 Airport Rd NW, Roanoke, VA 24012(540) 366-2886View |
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3.98 miAAA Insurance1376 Towne Square Blvd NW, Roanoke, VA 24012(540) 344-0943View |
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3.98 miNorwinski Insurance Agency5221 Airport Rd NW, Roanoke, VA 24012(540) 362-2575View |
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3.98 miMike Francisco5720 Airport Rd NW, Roanoke, VA 24012(540) 362-3711View |
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3.98 miLew Thompson5929 Williamson Rd, Roanoke, VA 24012(540) 362-9471View |
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3.98 miTodd Selkirk126 Blue Ridge Blvd, Roanoke, VA 24012(540) 977-9727View |
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4.58 miHolley Insurance Agency3629 Franklin Rd SW Ste 207, Roanoke, VA 24014(540) 985-6554View |
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4.58 miBill Keller3904 Franklin Rd SW Ste A, Roanoke, VA 24014(540) 774-8600View |
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4.58 miOld Dominion Insurance Group4423 Pheasant Ridge Rd Ste 204, Roanoke, VA 24014(540) 345-8200View |
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4.58 miNash Insurance Services & Advisement4419 Pheasant Ridge Rd Ste 100, Roanoke, VA 24014(540) 795-5734View |
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4.72 miLesley Owens8202a Williamson Rd, Roanoke, VA 24019(540) 366-6384View |
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4.72 miVirginia Farm Bureau Insurance3035 Peters Creek Rd NW Ste A, Roanoke, VA 24019(540) 562-3710View |
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4.72 miHolt Woodbury Jr5175 Peters Creek Rd NW, Roanoke, VA 24019(540) 563-9778View |
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4.72 miBrogan Insurance3224 Peters Creek Rd, Roanoke, VA 24019(540) 366-8264View |
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4.72 miPat Kincheloe6711 Williamson Rd Ste A, Roanoke, VA 24019(540) 362-4806View |
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4.72 miJill Hufford Insurance Agency5219 Peters Creek Rd NW, Roanoke, VA 24019(540) 362-1001View |
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4.72 miEllis Redford3029 Peters Creek Rd NW Ste B, Roanoke, VA 24019(540) 362-1070View |
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4.72 miMetro Insurance Agency5423 Peters Creek Rd, Roanoke, VA 24019(540) 362-2900View |
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4.72 miVita Bona Est6905 Williamson Rd, Roanoke, VA 24019(540) 992-6202View |
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4.72 miFreedom First Insurance5240 Valleypark Dr, Roanoke, VA 24019(540) 362-9781View |
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4.72 miInsurance Solutions6722 Thirlane Rd, Roanoke, VA 24019(540) 366-5339View |
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4.72 miStar City Brokers Insurance6375 Peters Creek Rd Ste A, Roanoke, VA 24019(540) 318-7827View |
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4.72 miStuart Thomas6318 Peters Creek Rd # A3, Roanoke, VA 24019(540) 563-8899View |
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4.72 miKeith Alfred Ghaphery Agency7307 Williamson Rd Ste B, Roanoke, VA 24019(540) 366-8829View |
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4.72 miMarks-Tiller Insurance Agency7726 Williamson Rd Ste 103, Roanoke, VA 24019(540) 362-0695View |
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6.58 miAgency Affiliates of Roanoke Valley3451 Brandon Ave SW Ste 10, Roanoke, VA 24018(540) 342-7283View |
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6.58 miBankers Insurance - Carter Bank & Trust4143 Franklin Rd, Roanoke, VA 24018(800) 437-3885View |
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6.58 miJoel Stover3321 Brambleton Ave, Roanoke, VA 24018(540) 772-0011View |
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6.58 miGary Oyler Insurance Agency3323 Brambleton Ave, Roanoke, VA 24018(540) 774-7989View |
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6.58 miDon Hodson Insurance Associates3512 Brambleton Ave Ste 2, Roanoke, VA 24018(540) 387-5071View |
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6.58 miVIA Insurance Agency1212 Corporate Cir SW Ste B, Roanoke, VA 24018(540) 904-7283View |
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6.58 miBankers Insurance3130 Chaparral Dr Ste 202, Roanoke, VA 24018(540) 904-7559View |
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6.58 miLockman-Black & Associates3130 Chaparral Dr Ste 101, Roanoke, VA 24018(540) 989-5442View |
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6.58 miAkers Agency3565 Electric Rd Ste G, Roanoke, VA 24018(540) 343-2733View |
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6.58 miChance Miller3555 Electric Rd Ste J, Roanoke, VA 24018(540) 774-1004View |
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6.58 miGray & Perdue Insurance3247 Electric Rd Ste 2a, Roanoke, VA 24018(540) 989-1193View |
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6.58 miBetsy Thomas3214 Electric Rd Ste 203, Roanoke, VA 24018(540) 774-1669View |
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6.58 miPreferred Source For Insurance3214 Electric Rd Ste 208, Roanoke, VA 24018(540) 989-3939View |
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6.58 miSamuel Benson3214 Electric Rd Ste 201, Roanoke, VA 24018(540) 725-5900View |
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6.58 miLiberty Mutual Agency2965 Colonnade Dr Ste 305, Roanoke, VA 24018(540) 989-6179View |
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6.58 miGary L Beveridge2350 Electric Rd, Roanoke, VA 24018(540) 777-4877View |
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6.58 miBill Meador Insurance Agency2758 Electric Rd Ste E, Roanoke, VA 24018(540) 904-7833View |
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6.58 miJeff Glick2415 Electric Rd, Roanoke, VA 24018(540) 989-4040View |
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6.58 miTripp Godsey2727 Electric Rd Ste 102, Roanoke, VA 24018(540) 777-1566View |
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6.58 miJenny Ayers2028 Electric Rd # 90b, Roanoke, VA 24018(540) 774-4222View |
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6.58 miBernadette Kincheloe4664 Brambleton Ave, Roanoke, VA 24018(540) 989-1189View |
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6.58 miThe Mitchell Agency4712 Brambleton Ave, Roanoke, VA 24018(540) 774-6864View |
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6.58 miProactive Health & Life Insurance3241 Electric Rd Ste 1a Bldg D, Roanoke, VA 24018(540) 989-5000View |
Learn More About Car Insurance in Roanoke, VA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.