Cheap Car Insurance in Petersburg, Virginia (With 2024 Rates)

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Home » Car insurance » Virginia » Cheap Car Insurance Petersburg

Lowest Premium

$363 / YEAR

Average Premium

$476 / YEAR

Highest Premium

$596 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Petersburg is around $476 and can go upto $596. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:

  • $25,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
  • $20,000 for damage to the property of other people.
  • $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
  • $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.

Company Annual premium (50/100/50) Market share Ranking
Geico $368 1.5% ($189,664,981) 88
Allstate $371 2.58% ($326,945,631) 87
State Farm $380 6.26% ($793,791,726) 90
Nationwide $407 2.17% ($275,171,658) 89
Progressive $533 1.58% ($200,167,406) 89

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Car Insurance Rates in Petersburg by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Petersburg. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
23803$502
23804$463

Insurance Agents in Petersburg, VA and Near by

  • 0 mi
    HH&B Insurance - HCH Professional Insurance Services
    25225 Harwell Dr Ste D, Petersburg, VA 23803
    (804) 233-5002
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  • 0 mi
    HH & B Insurance - HCH Professional Insurance Services
    25225 Harwell Dr Ste D, Petersburg, VA 23803
    (804) 733-5002
    View |
  • 0 mi
    Appomattox Insurance & Financial Services
    49 S Market St, Petersburg, VA 23803
    (804) 862-1585
    View |
  • 0 mi
    James Insurance Agency of Petersburg
    116 N Sycamore St, Petersburg, VA 23803
    (804) 732-4123
    View |
  • 0 mi
    Evan Curbeam
    133 N Sycamore St Ste B, Petersburg, VA 23803
    (804) 732-9343
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  • 0 mi
    William H Talley & Son
    146 N Sycamore St, Petersburg, VA 23803
    (804) 733-2011
    View |
  • 0 mi
    Boisseau Insurance Agency
    116 W Bank St, Petersburg, VA 23803
    (804) 732-2711
    View |
  • 0 mi
    Thomas Rutherfoord
    8 W Old St Ste D, Petersburg, VA 23803
    (804) 780-0611
    View |
  • 0 mi
    Amy Roberts
    26040 Cox Rd, Petersburg, VA 23803
    (804) 732-1334
    View |
  • 0 mi
    Chappell Insurance Agency
    25807a Cox Rd, Petersburg, VA 23803
    (804) 733-2020
    View |
  • 7.36 mi
    Andrea Hawkins
    3287 S Crater Rd, Petersburg, VA 23805
    (804) 733-5191
    View |
  • 7.36 mi
    Direct General Auto Insurance
    3219 S Crater Rd, Petersburg, VA 23805
    (804) 863-1999
    View |
  • 7.36 mi
    Jennifer Flowers Honn
    3040 S Crater Rd Ste A, Petersburg, VA 23805
    (804) 732-8811
    View |
  • 7.36 mi
    James R Macrae
    3022 S Crater Rd Ste B, Petersburg, VA 23805
    (804) 862-4646
    View |
  • 7.36 mi
    Supreme Insurance
    1957 S Sycamore St, Petersburg, VA 23805
    (804) 957-4728
    View |
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Learn More About Car Insurance in Petersburg, VA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.