Cheap Car Insurance in Lynchburg, Virginia (With 2024 Rates)

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Home » Car insurance » Virginia » Cheap Car Insurance Lynchburg

Lowest Premium

$363 / YEAR

Average Premium

$433 / YEAR

Highest Premium

$646 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Lynchburg is around $433 and can go upto $646. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:

  • $25,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
  • $20,000 for damage to the property of other people.
  • $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
  • $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.

Company Annual premium (50/100/50) Market share Ranking
Geico $368 1.5% ($189,664,981) 88
Allstate $371 2.58% ($326,945,631) 87
State Farm $380 6.26% ($793,791,726) 90
Nationwide $407 2.17% ($275,171,658) 89
Progressive $533 1.58% ($200,167,406) 89

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Car Insurance Rates in Lynchburg by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Lynchburg. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
24501$431
24502$438
24503$425
24515$418

Insurance Agents in Lynchburg, VA and Near by

  • 0 mi
    Leech & Hicks
    2504 Langhorne Rd, Lynchburg, VA 24501
    (434) 528-5855
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  • 0 mi
    The Bost Company
    2420 Langhorne Rd, Lynchburg, VA 24501
    (434) 846-3274
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  • 0 mi
    Donald M. Wechsler
    2414 Memorial Ave, Lynchburg, VA 24501
    (434) 845-5900
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  • 0 mi
    Dewitt-Tarkington Insurance Services
    2600 Memorial Ave, Lynchburg, VA 24501
    (434) 846-5208
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  • 0 mi
    Adams Insurance Agency
    2601 Memorial Ave, Lynchburg, VA 24501
    (434) 455-4333
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  • 0 mi
    Nathan Castello
    1119 Oakley Avenue, Lynchburg, VA 24501
    (434) 845-3760
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  • 0 mi
    Nelles Insurance Solutions
    2225 Lakeside Dr, Lynchburg, VA 24501
    (434) 832-0332
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  • 0 mi
    Carrie Mattox
    3622 Old Forest Rd Ste A, Lynchburg, VA 24501
    (434) 384-6700
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  • 0 mi
    Larry R Holloway
    3633 Old Forest Rd, Lynchburg, VA 24501
    (434) 385-6431
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  • 0 mi
    Michael Green
    3622 Old Forest Rd Ste A, Lynchburg, VA 24501
    (434) 384-6700
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  • 0 mi
    Jack Butler
    3723 Old Forest Rd Ste E, Lynchburg, VA 24501
    (434) 385-6167
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  • 0 mi
    Gardner Insurance Solutions
    3723 Old Forest Rd Ste C, Lynchburg, VA 24501
    (434) 316-5433
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  • 3.42 mi
    Insurance Consultants of Lynchburg
    22174 Timberlake Rd Ste M, Lynchburg, VA 24502
    (434) 237-5926
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  • 3.42 mi
    Hedges Insurance Agency
    22491 Timberlake Rd, Lynchburg, VA 24502
    (434) 237-2021
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  • 3.42 mi
    Robert Gammon
    3311b Waterlick Rd, Lynchburg, VA 24502
    (434) 832-1110
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  • 3.42 mi
    Bill Brown Agency
    21430 Timberlake Rd, Lynchburg, VA 24502
    (434) 237-0874
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  • 3.42 mi
    Chip Harvey
    21009 Timberlake Rd, Lynchburg, VA 24502
    (434) 237-2975
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  • 3.42 mi
    Andy Mathews Agency
    20566 Timberlake Rd, Lynchburg, VA 24502
    (434) 534-9004
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  • 3.42 mi
    Cothran Insurance
    423 Laxton Rd, Lynchburg, VA 24502
    (434) 239-2886
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  • 3.42 mi
    Timberlake Insurance Agency
    20190 Timberlake Rd Ste A, Lynchburg, VA 24502
    (434) 237-6503
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  • 3.42 mi
    Perry & Mays Insurance
    1309 Enterprise Dr Ste A, Lynchburg, VA 24502
    (434) 385-9191
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  • 3.42 mi
    The Lynchburg Insurance Group
    101 Hexham Dr Ste B, Lynchburg, VA 24502
    (434) 582-1444
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  • 3.42 mi
    Brian Noegel's Blue Ridge Insurance
    111 Hexham Dr Ste B, Lynchburg, VA 24502
    (434) 237-7770
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  • 3.42 mi
    Chad Rakos
    101 Tradewynd Dr Ste B, Lynchburg, VA 24502
    (434) 237-6699
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  • 3.42 mi
    David Peters
    114 Tradewynd Dr Ste A, Lynchburg, VA 24502
    (434) 528-1234
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  • 3.42 mi
    Walls Insurance Agency
    100 Northwynd Cir Ste A, Lynchburg, VA 24502
    (434) 473-7376
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  • 3.42 mi
    Ray Barnett
    7400 Timberlake Rd, Lynchburg, VA 24502
    (434) 239-2694
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  • 3.42 mi
    Tom Craven, Jr.
    14116 Wards Rd, Lynchburg, VA 24502
    (434) 237-1888
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  • 3.42 mi
    Steven L Shelton
    15241 Wards Rd, Lynchburg, VA 24502
    (434) 239-6936
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  • 3.42 mi
    AAA Insurance
    717c Wards Ferry Rd, Lynchburg, VA 24502
    (434) 385-0091
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  • 3.42 mi
    Taylor Insurance Agencies
    1840 Graves Mill Rd, Lynchburg, VA 24502
    (434) 385-1664
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  • 3.42 mi
    Rob Chapman
    1658 Graves Mill Rd, Lynchburg, VA 24502
    (434) 385-4747
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  • 3.42 mi
    Scott Insurance
    1301 Old Graves Mill Rd, Lynchburg, VA 24502
    (434) 832-2100
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  • 3.42 mi
    Dawson Ford Garbee Insurance Services
    18281 Forest Rd, Lynchburg, VA 24502
    (434) 455-4777
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  • 3.42 mi
    David Marsh Insurance Agency
    18805 Forest Rd Ste A, Lynchburg, VA 24502
    (434) 316-0036
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  • 3.42 mi
    VA Farm Bureau - Amanda Compton
    18944 Forest Rd, Lynchburg, VA 24502
    (434) 385-5239
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  • 3.42 mi
    Gantt Insurance Agency
    2154 Wards Rd Ste B, Lynchburg, VA 24502
    (434) 260-5050
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  • 3.42 mi
    Francisco Mayo
    5604 Fort Ave Unit A, Lynchburg, VA 24502
    (434) 847-1249
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  • 3.42 mi
    Anthony Wittig
    4849 Fort Ave, Lynchburg, VA 24502
    (434) 237-4401
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  • 3.42 mi
    Robbie Aveson
    5501 Fort Ave, Lynchburg, VA 24502
    (434) 528-9706
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  • 3.42 mi
    Albert Vargas
    19423 Forest Rd, Lynchburg, VA 24502
    (434) 385-1400
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  • 5.75 mi
    Bankers Insurance
    801 Main St Fl 9, Lynchburg, VA 24504
    (434) 845-5165
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  • 5.75 mi
    Campbell Insurance
    801 Main St Ste 400, Lynchburg, VA 24504
    (434) 847-5541
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  • 5.75 mi
    Hundley, Wilkins, & Bowles
    212 11th St, Lynchburg, VA 24504
    (434) 847-7269
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  • 8.64 mi
    Lynchburg Hose & Fire Insurance Agency
    2525 Rivermont Ave, Lynchburg, VA 24503
    (434) 237-5995
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  • 8.64 mi
    Mid State Group
    2525 Rivermont Ave, Lynchburg, VA 24503
    (434) 528-1001
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  • 8.64 mi
    Richards Insurance
    4931 Boonsboro Rd, Lynchburg, VA 24503
    (434) 384-3900
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View all agents ↓

Learn More About Car Insurance in Lynchburg, VA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.