Cheap Car Insurance in Galax, Virginia (With 2024 Rates)

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Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:

  • $25,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
  • $20,000 for damage to the property of other people.
  • $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
  • $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.

Company Annual premium (50/100/50) Market share Ranking
Geico $368 1.5% ($189,664,981) 88
Allstate $371 2.58% ($326,945,631) 87
State Farm $380 6.26% ($793,791,726) 90
Nationwide $407 2.17% ($275,171,658) 89
Progressive $533 1.58% ($200,167,406) 89

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Insurance Agents in Galax, VA and Near by

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    Blue Ridge Insurance
    7095 Carrollton Pike, Galax, VA 24333
    (276) 233-6923
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    Waller Insurance & Financial Services
    7599 Carrollton Pike, Galax, VA 24333
    (276) 236-5189
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    McCraw Insurance Agency
    1101 E Stuart Dr, Galax, VA 24333
    (276) 236-2163
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    Kyle Realty & Auction
    1080 E Stuart Dr, Galax, VA 24333
    (276) 236-6134
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    Ruth Hall
    1020 E Stuart Dr, Galax, VA 24333
    (276) 236-5600
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    Ballard Insurance Agency of Galax
    530 E Stuart Dr, Galax, VA 24333
    (276) 236-2928
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    Hanks Insurance Agency
    501 Glendale Rd, Galax, VA 24333
    (276) 236-2297
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    Virginia Farm Bureau Insurance
    971b E Stuart Dr, Galax, VA 24333
    (276) 236-7210
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    Grayson-Carroll-Wythe Mutual Insurance Company
    108 Washington St, Galax, VA 24333
    (276) 236-8106
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    Billy Frost & Associates
    202 S Main St, Galax, VA 24333
    (276) 236-6211
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Learn More About Car Insurance in Galax, VA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.