Cheap Car Insurance in Chester, Virginia (With 2024 Rates)

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Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:

  • $25,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
  • $20,000 for damage to the property of other people.
  • $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
  • $20,000 for Uninsured/underinsured motorist property damage
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Car Insurance Companies in Virginia and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.

Company Annual premium (50/100/50) Market share Ranking
Geico $368 1.5% ($189,664,981) 88
Allstate $371 2.58% ($326,945,631) 87
State Farm $380 6.26% ($793,791,726) 90
Nationwide $407 2.17% ($275,171,658) 89
Progressive $533 1.58% ($200,167,406) 89

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Insurance Agents in Chester, VA and Near by

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    The Insurance Doctor Agency of Chester, Inc.
    13120 Jefferson Davis Hwy, Chester, VA 23831
    (804) 796-4900
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    Brown's Insurance Agency
    3917 Tarris Ln, Chester, VA 23831
    (703) 368-0333
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    Bradshaw & Associates
    2631 W Hundred Rd, Chester, VA 23831
    (804) 768-1505
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    Jack Daniel
    3511 W Hundred Rd, Chester, VA 23831
    (804) 748-0034
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    Central Virginia Insurers
    2651 Osborne Rd, Chester, VA 23831
    (804) 796-1507
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    Showalter Insurance Group
    11031 Iron Bridge Rd, Chester, VA 23831
    (804) 425-1122
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    Derek McDaniel
    11342 Iron Bridge Rd, Chester, VA 23831
    (804) 796-2307
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    Argent Insurance Services
    11651 Alliance Cir Ste 100, Chester, VA 23831
    (844) 895-1693
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    All Coverage Insurance
    11950 Iron Bridge Plz, Chester, VA 23831
    (804) 706-1766
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    Jason Dean
    12135 S Chalkley Rd, Chester, VA 23831
    (804) 454-1800
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    Heinz Insurance Agency
    12230 Iron Bridge Rd Ste A, Chester, VA 23831
    (804) 748-7400
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    Gary Robert Lunsford
    10400 Chester Rd Ste 201b, Chester, VA 23831
    (804) 796-6242
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    Ted Claybrook
    4910 W Hundred Rd, Chester, VA 23831
    (804) 748-6666
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    Barry F. Melvin
    4316 Chester Village Ln, Chester, VA 23831
    (804) 748-6262
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    Brooks Insurance Services
    4703 Buckingham Ct, Chester, VA 23831
    (804) 768-0123
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    Appomattox Insurance
    4331 Old Hundred Rd, Chester, VA 23831
    (804) 748-8144
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    Virginia Farm Bureau Insurance
    3801 W Hundred Rd, Chester, VA 23831
    (804) 748-5467
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    C H Faber Jr
    3619 W Hundred Rd, Chester, VA 23831
    (804) 796-2900
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    The Foust Agency
    11317 Ludgate Pl, Chester, VA 23831
    (804) 639-5588
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  • 5.76 mi
    Robert M. Zevgolis
    265 E Hundred Rd, Chester, VA 23836
    (804) 452-0071
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  • 5.76 mi
    Ted Antol
    13137 Rivers Bend Blvd, Chester, VA 23836
    (804) 530-1923
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  • 5.76 mi
    Atkinson Insurance Agency
    13125 Rivers Bend Blvd, Chester, VA 23836
    (804) 731-6304
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Learn More About Car Insurance in Chester, VA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.