Cheap Car Insurance in South Houston, Texas ( With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Insurance Agents in South Houston, TX and Near by

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Sidney Lee Vaughn

510 College Ave, South Houston, TX 77587

(713) 946-4646

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Nick Castillo

503 1/2 Illinois St, South Houston, TX 77587

(832) 706-1880

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Coastal Insurance Agency

1220 Houston Blvd, South Houston, TX 77587

(713) 944-7777

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Del Valle Insurance Agency

713 College Ave, South Houston, TX 77587

(281) 888-0555

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Capital Resources Insurance Agency

801 Dumont St Ste B, South Houston, TX 77587

(713) 622-3068

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Empire Auto Insurance

515 Spencer Hwy, South Houston, TX 77587

(281) 888-2067

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Zendy Morales

515 Spencer Hwy Ste A, South Houston, TX 77587

(832) 803-0090

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Ana Hernandez

1212 College Ave Ste B, South Houston, TX 77587

(713) 993-7477

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Mario Valenzuela

102 S Allen Genoa Rd Ste D, South Houston, TX 77587

(713) 944-0770

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J & A Insurance

502 S Allen Genoa Rd Ste B, South Houston, TX 77587

(832) 968-3333

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A-Max Auto Insurance

1418 Spencer Hwy Ste B, South Houston, TX 77587

(713) 943-3000

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Ai United Insurance

3400 S Shaver St Ste F, South Houston, TX 77587

(713) 910-5100

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2.19 mi

Tamayo Insurance & Tax Office

2555 Allen Genoa Rd, Pasadena, TX 77502

(713) 943-1995

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2.19 mi

Freeway Insurance

124 Southmore Ave, Pasadena, TX 77502

(713) 364-0430

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2.19 mi

Liz Olivarez

320 E Southmore Ave Ste 324b, Pasadena, TX 77502

(713) 473-5559

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2.19 mi

AAAA Insurance

108 W Southmore Ave, Pasadena, TX 77502

(713) 473-2220

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2.19 mi

Ai United Insurance

119 W Southmore Ave, Pasadena, TX 77502

(713) 472-6666

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2.19 mi

Texas Insurance Discounters

817 Southmore Ave # 100b, Pasadena, TX 77502

(713) 589-0630

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2.19 mi

Manuel De La Rosa

825 Southmore Ave, Pasadena, TX 77502

(713) 472-6254

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2.19 mi

Harris County Insurance

825 E Southmore Ave Ste 202, Pasadena, TX 77502

(713) 481-0700

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2.19 mi

Affordable Quality Insurance

1411 Richey St, Pasadena, TX 77502

(832) 426-4203

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2.19 mi

Pura Vida Insurance Agency

918 W Southmore Ave Ste 140, Pasadena, TX 77502

(713) 944-6600

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2.19 mi

J Phillip Garcia

1605 Richey St, Pasadena, TX 77502

(713) 534-7277

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2.19 mi

Paisano's Insurance Agency

1709 Richey St, Pasadena, TX 77502

(713) 473-2300

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2.19 mi

Medrano Insurance & Multiservices

1900 Strawberry Rd Ste 130, Pasadena, TX 77502

(713) 477-0100

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2.19 mi

Trevco Insurance

2202 Strawberry Rd, Pasadena, TX 77502

(713) 477-5655

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2.19 mi

Vera Paredes Insurance

2202 Strawberry Rd, Pasadena, TX 77502

(713) 475-8888

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2.19 mi

A & W Insurance Agency

2709 Strawberry Rd Ste 100, Pasadena, TX 77502

(713) 472-5813

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2.19 mi

Marcus Acosta

2750 Strawberry Rd, Pasadena, TX 77502

(713) 941-5600

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2.19 mi

Southern Insurance

2610 Pasadena Blvd, Pasadena, TX 77502

(713) 475-0065

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2.42 mi

Universal Insurance Agency

9335 Gulf Fwy Ste E, Houston, TX 77017

(713) 378-0080

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2.42 mi

Top Tex Insurance Agency

8876 Gulf Fwy Ste 245, Houston, TX 77017

(713) 946-1004

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2.42 mi

Carrasco Insurance

8876 Gulf Fwy # B, Houston, TX 77017

(713) 664-6559

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2.42 mi

The Pinnacle Insurance Group

8876 Gulf Fwy Ste 122, Houston, TX 77017

(832) 242-9094

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2.42 mi

Fernando De La Rosa

8529 Gulf Fwy, Houston, TX 77017

(832) 581-2647

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2.42 mi

Elite Auto Insurance

8234 Howard Dr, Houston, TX 77017

(713) 644-8000

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2.42 mi

Essential Insurance Group

3925 Galveston Rd, Houston, TX 77017

(713) 645-1063

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2.42 mi

TIA - Texas Insurance Agency

6890 Monroe Rd, Houston, TX 77017

(713) 941-2600

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2.42 mi

Affordable Insurance of Texas

8449 Gulf Fwy Ste D, Houston, TX 77017

(713) 378-0170

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2.42 mi

Premier Insurance Agency

8414 Winkler Dr, Houston, TX 77017

(713) 644-4399

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2.42 mi

Ricardo Rodriguez

8470 Gulf Fwy Ste B2, Houston, TX 77017

(713) 944-8829

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2.42 mi

L.A. Insurance Agency TX11

8452 Gulf Freeway, Houston, TX 77017

(713) 644-4600

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2.42 mi

Freeway Insurance

7909 Gulf Fwy, Houston, TX 77017

(713) 364-0119

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2.42 mi

Duckworth Insurance Agency

3824 Broadway St, Houston, TX 77017

(713) 645-1500

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2.42 mi

Francisco De La O

3402 Broadway St, Houston, TX 77017

(713) 649-8901

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2.42 mi

Ceno Insurance & Services

3514 Broadway St, Houston, TX 77017

(713) 643-9254

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2.53 mi

Pioneer Insurance Agency

3316 Shaver St Ste 7, Pasadena, TX 77504

(832) 203-7047

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2.53 mi

Union Auto Insurance

3316 Shaver St Ste 2a, Pasadena, TX 77504

(281) 888-3700

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2.53 mi

Aim Insurance of Texas

3322 Shaver St, Pasadena, TX 77504

(713) 947-3434

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2.53 mi

Fernando Lopez

3324 Shaver St Ste G, Pasadena, TX 77504

(713) 947-6482

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2.53 mi

Freeway Insurance

2626 Spencer Hwy Ste 160, Pasadena, TX 77504

(832) 478-2227

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2.53 mi

Friend's Insurance

3497 Spencer Hwy, Pasadena, TX 77504

(713) 947-7200

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2.53 mi

Sean Mertz

3130 Strawberry Rd Ste A, Pasadena, TX 77504

(713) 941-5700

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2.53 mi

Starzz Insurance Services

816 Vista Rd, Pasadena, TX 77504

(713) 944-4449

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2.53 mi

Assurance Management Associates

804 Vista Rd, Pasadena, TX 77504

(713) 944-9600

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2.53 mi

Oscar Meza

4001 Spencer Hwy, Pasadena, TX 77504

(832) 386-0550

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2.53 mi

Allied Insurance Agency

3222 Burke Rd Ste 100, Pasadena, TX 77504

(713) 947-6660

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2.53 mi

Tom Clay

3602 Vista Rd Ste B, Pasadena, TX 77504

(713) 941-5777

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2.53 mi

Scott Loomis

4439 Spencer Hwy, Pasadena, TX 77504

(713) 477-1151

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2.53 mi

Acceptance Auto Insurance

3809 Shaver St Ste 160, Pasadena, TX 77504

(713) 946-7300

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2.53 mi

Eagle Multiservices

118 Fairmont Pakrway, Pasadena, TX 77504

(281) 537-7030

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2.53 mi

Dalinda Madrigal

1001 Fairmont Pkwy Ste A, Pasadena, TX 77504

(281) 998-4952

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2.53 mi

Gary McCoy

4016 Strawberry Rd, Pasadena, TX 77504

(281) 991-0215

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2.53 mi

Justin Thomas

3622 Fairmont Pkwy Ste D, Pasadena, TX 77504

(281) 487-2800

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2.53 mi

Cecil Buffalo

4010 Fairmont Pkwy Ste 102, Pasadena, TX 77504

(281) 487-1313

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2.53 mi

Ken Phelps

4207 Fairmont Pkwy, Pasadena, TX 77504

(281) 998-5000

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View all agents ↓

Learn More About Car Insurance in South Houston, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in South Houston, Texas (With 2024 Rates)