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Home » Car insurance » Texas » Cheap Car Insurance Plano

Cheap Car Insurance in Plano

Lowest Premium

$387 / YEAR

Average Premium

$569 / YEAR

Highest Premium

$757 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Plano is around $569 and can go upto $757. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas car insurance law minimum requirement - As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
Topics Covered

Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3466.00% ($1,151,485,019)1
Farmers$3837.98% ($1,530,613,603)2
State Farm$48916.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6678.75% ($1,678,264,745)0

Get Cheap Car Insurance Quotes in Your Area

We recommend you to get car insurance quotes and compare them before choosing an insurance plan. People save up to 40% on car insurance by doing the comparison shopping.

Car Insurance Rates in Plano by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Plano. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
75023$560
75024$578
75074$576
75075$562
75093$555
75094$575

Insurance Agents in Plano, TX and Near by

Agents by ZIP code:
  • 0 mi
    Glenn Linsky
    301 W Parker Rd Ste 204, Plano, TX 75023
    (972) 578-2200
  • 0 mi
    JBJB Financial Services
    601 W Parker Rd Ste 115, Plano, TX 75023
    (972) 422-9832
  • 0 mi
    Mansoor Karimi
    3409 Central Expy, Plano, TX 75023
    (972) 801-9898
  • 0 mi
    Street & Associates Insurance Agency
    1717 Throwbridge Ln, Plano, TX 75023
    (972) 386-9393
  • 0 mi
    Canales Family
    700 W Spring Creek Pkwy Ste 210, Plano, TX 75023
    (972) 535-5166
  • 0 mi
    FirstUSA Insurance
    3401 Custer Rd Ste 152, Plano, TX 75023
    (214) 680-6229
  • 0 mi
    The Gray Jones Insurance Group
    3401 Custer Rd Ste 150, Plano, TX 75023
    (972) 378-3232
  • 0 mi
    Zhang Insurance & Financial Services
    3401 Custer Rd Ste 189, Plano, TX 75023
    (405) 408-6449
  • 0 mi
    Jose Gonzalez
    2209 W Parker Rd, Plano, TX 75023
    (469) 429-4164
  • 0 mi
    Goosehead Insurance - Brenda Carmona-Canales
    3415 Custer Rd Ste 194, Plano, TX 75023
    (312) 560-3230
  • 0 mi
    Sunet Insurance Services
    3415 Custer Rd Ste 106, Plano, TX 75023
    (972) 666-4878
  • 0 mi
    Ann Dunham
    2301 W Parker Rd Ste 1, Plano, TX 75023
    (972) 596-4809
  • 0 mi
    Haskins Agency
    3400 Silverstone Dr Ste 192, Plano, TX 75023
    (469) 385-7834
  • 0 mi
    Tim Rho
    2040 W Spring Creek Pkwy Ste 141, Plano, TX 75023
    (972) 867-4222
  • 0 mi
    William Kuo
    280 Legacy Dr Ste 250, Plano, TX 75023
    (972) 575-9100
  • 0 mi
    Jake Tedesco
    2831 W Parker Rd Ste 2, Plano, TX 75023
    (972) 985-5515
  • 0 mi
    Clifton Calk
    6800 Alma Dr Ste 102, Plano, TX 75023
    (972) 398-1952
  • 0 mi
    Executive Insurance Agency
    6900 Alma Dr Ste 190, Plano, TX 75023
    (469) 229-9080
  • 0 mi
    Lori Scott
    2121 W Spring Creek Pkwy Ste 100, Plano, TX 75023
    (972) 517-5838
  • 0 mi
    MetLife Auto & Home - Max Yi
    2121 W Spring Creek Pkwy Ste 236, Plano, TX 75023
    (972) 612-8883
  • 0 mi
    Pro-Source Insurance Agency
    2121 W Spring Creek Pkwy Ste 210, Plano, TX 75023
    (214) 227-1010
  • 0 mi
    The Best Insurance Agent
    3115 W Parker Rd Ste 555, Plano, TX 75023
    (972) 599-0200
  • 0 mi
    Angela Allen
    3115 W Parker Rd Ste 560, Plano, TX 75023
    (469) 366-9618
  • 0 mi
    Southern States Insurance Agency
    3115 W Parker Rd Ste 580, Plano, TX 75023
    (972) 985-1267
  • 0 mi
    Insulink Insurance & Financial Services
    5501 Independence Pkwy, Plano, TX 75023
    (972) 312-1400
  • 0 mi
    Matthew Adams
    5501 Independence Pkwy Ste 115, Plano, TX 75023
    (469) 786-0085
  • 0 mi
    Danny Wilson
    5501 Independence Pkwy Ste 311, Plano, TX 75023
    (972) 519-0936
  • 0 mi
    Earl Manns Jr
    3020 Legacy Dr Ste 190, Plano, TX 75023
    (972) 208-3705
  • 0 mi
    JYS Integra Insurance Services
    3948 Legacy Dr Ste 106-300, Plano, TX 75023
    (214) 233-5971
  • 0 mi
    Insurance of Texas
    3948 Legacy Dr, Plano, TX 75023
    (972) 378-1919
  • 2.4 mi
    Capstone Insurance
    7005 Chase Oaks Blvd, Plano, TX 75025
    (972) 801-9775
  • 2.4 mi
    Trent Wilkins
    7801 Alma Dr Ste 129, Plano, TX 75025
    (972) 517-0200
  • 2.4 mi
    AAA Insurance
    7200 Independence Pkwy Ste 224, Plano, TX 75025
    (214) 706-3757
  • 2.4 mi
    Drew Baccus
    7965 Custer Rd Ste 122, Plano, TX 75025
    (972) 517-9175
  • 2.4 mi
    The Insurance Suite
    2712 Summit View Dr, Plano, TX 75025
    (972) 638-0788
  • 2.4 mi
    Brad Salter
    8000 Coit Rd Ste 100, Plano, TX 75025
    (972) 731-0350
  • 2.4 mi
    Dagley Insurance & Financial Services
    8000 Coit Rd Ste 500, Plano, TX 75025
    (972) 731-9595
  • 2.4 mi
    State Farm - John Kraft
    10185 Custer Rd Ste 100, Plano, TX 75025
    (972) 517-8859
  • 2.4 mi
    Byron Wilkerson
    9720 Coit Rd Ste 140, Plano, TX 75025
    (214) 618-5700
  • 2.4 mi
    Mondics Insurance Group
    6900 N Dallas Prkwy #425, Plano, TX 75025
    (214) 739-4800
  • 2.4 mi
    Xin Lei
    Po Box 251566, Plano, TX 75025
    (469) 733-2164
  • 2.51 mi
    GEICO - Darrell Fisher
    1729 N Central Expy Ste A, Plano, TX 75075
    (972) 509-5600
  • 2.51 mi
    David Long Insurance Agency
    400 Chisholm Pl Ste 107, Plano, TX 75075
    (972) 200-4993
  • 2.51 mi
    Preferred Insurance
    400 Chisholm Pl Ste 106, Plano, TX 75075
    (972) 303-8833
  • 2.51 mi
    Korina Hernandez
    2301 N Central Expy Ste 260, Plano, TX 75075
    (972) 423-7667
  • 2.51 mi
    Sergio Reyes
    1700 Alma Dr Ste 300, Plano, TX 75075
    (972) 943-8811
  • 2.51 mi
    Antwan Johnson
    700 Alma Dr Ste 141, Plano, TX 75075
    (469) 241-1333
  • 2.51 mi
    Alison J Garner
    1255 W 15th St Ste 565, Plano, TX 75075
    (972) 422-0240
  • 2.51 mi
    Bertin Santibanez
    202 W Parker Rd Ste F, Plano, TX 75075
    (972) 905-3588
  • 2.51 mi
    Insurance City
    3209 Premier Dr Ste 103, Plano, TX 75075
    (972) 422-1400
  • 2.51 mi
    Texas Farm Bureau Insurance
    3209 Premier Dr Ste 130, Plano, TX 75075
    (972) 881-0044
  • 2.51 mi
    Tinh Tieu
    1721 W Plano Pkwy Ste 127, Plano, TX 75075
    (972) 596-5511
  • 2.51 mi
    Freeway Insurance
    1905 W 15th St, Plano, TX 75075
    (972) 426-5081
  • 2.51 mi
    Benjamin Jia
    1709 Faringdon Dr, Plano, TX 75075
    (469) 600-9231
  • 2.51 mi
    Donnie Pence
    1301 Custer Rd Ste 340, Plano, TX 75075
    (972) 309-0009
  • 2.51 mi
    INSURICA Insurance
    2301 W Plano Pkwy Ste 108, Plano, TX 75075
    (469) 443-3488
  • 2.51 mi
    Ed Hester
    2115 Teakwood Ln Ste 250, Plano, TX 75075
    (972) 985-0150
  • 2.51 mi
    Alpha Omega Insurance Agency
    3131 Custer Rd Ste 275, Plano, TX 75075
    (866) 386-0739
  • 2.51 mi
    Osterts & Associates
    3131 Custer Rd Ste 250, Plano, TX 75075
    (972) 612-8636
  • 2.51 mi
    Zhou Insurance Agency
    2809 Regal Rd Ste 108, Plano, TX 75075
    (972) 398-8986
  • 2.51 mi
    H & H Insurance Group
    2817 Regal Rd Ste 108, Plano, TX 75075
    (972) 855-8432
  • 2.51 mi
    Sills Insurance Agency
    2817 Regal Rd Ste 101, Plano, TX 75075
    (972) 596-5866
  • 2.51 mi
    Calvin Wilson
    1524 Independence Pkwy Ste K, Plano, TX 75075
    (972) 867-3386
  • 2.51 mi
    Sergeant 55 Insurance & Real Estate
    2951 W 15th St, Plano, TX 75075
    (469) 214-4200
  • 2.51 mi
    Stephen Eichenbaum
    3100 Devonshire Dr Unit B105, Plano, TX 75075
    (214) 916-0450
  • 2.51 mi
    Buckley Insurance Agency
    3100 Independence Pkwy Ste 216, Plano, TX 75075
    (972) 665-0620
  • 2.51 mi
    Qualitas Insurance Agency
    3198 W Parker Rd Ste 3110, Plano, TX 75075
    (855) 292-7930
  • 2.51 mi
    Marinoni Insurance
    1220 Coit Rd Ste 106, Plano, TX 75075
    (972) 665-9974
  • 2.51 mi
    MetLife Auto & Home - Kira Boone
    3900 American Dr Ste 105, Plano, TX 75075
    (972) 747-7944
  • 2.51 mi
    Leili Li
    3911 W Park Blvd Ste 600, Plano, TX 75075
    (469) 878-7921
  • 2.51 mi
    Jennifer Webb
    208 Coit Rd Ste 600, Plano, TX 75075
    (972) 312-9930
  • 2.51 mi
    Mike Fouche Insurance Agency
    2001 Coit Rd Ste 204, Plano, TX 75075
    (972) 985-1555
  • 2.51 mi
    Hyundai Insurance & Financial Service
    2001 Coit Rd Ste 209c, Plano, TX 75075
    (214) 206-3128
  • 2.51 mi
    Kristian Rhyne
    2325 Coit Rd Ste C, Plano, TX 75075
    (972) 400-1089
  • 2.51 mi
    Matthew Greiner
    2415 Coit Rd Ste D, Plano, TX 75075
    (972) 769-8800
  • 3.79 mi
    Chad Wall
    1410 K Ave # 1103, Plano, TX 75074
    (972) 578-5757
  • 3.79 mi
    Frank Gallovich
    1145 14th St Ste 2117, Plano, TX 75074
    (972) 398-0001
  • 3.79 mi
    A R Schell & Son Agency
    1001 E 15th St Ste 100, Plano, TX 75074
    (972) 423-4546
  • 3.79 mi
    Ruth Bookhammer
    1106 14th St, Plano, TX 75074
    (469) 814-0551
  • 3.79 mi
    Direct Insurance
    1306 Ave M, Plano, TX 75074
    (972) 881-7341
  • 3.79 mi
    KAS Auto Insurance
    1716 K Ave, Plano, TX 75074
    (972) 423-7574
  • 3.79 mi
    Premier Group Insurance - Jacob King
    1308 14th St, Plano, TX 75074
    (469) 656-8477
  • 3.79 mi
    TWFG Insurance Services - Mike Underwood
    903 18th St Ste 226, Plano, TX 75074
    (972) 422-5625
  • 3.79 mi
    Guest Insurance Agency
    903 18th St Ste 124, Plano, TX 75074
    (972) 424-4209
  • 3.79 mi
    Deborah Kurtz
    704 E 15th St Ste 208, Plano, TX 75074
    (972) 424-2993
  • 3.79 mi
    Superior Insurance Services
    1347 19th St, Plano, TX 75074
    (972) 423-2300
  • 3.79 mi
    Arthur Blake Insurance
    542 Haggard St Ste 502, Plano, TX 75074
    (972) 335-4115
  • 3.79 mi
    Richard Asel
    730 E Park Blvd Ste 202, Plano, TX 75074
    (972) 422-3098
  • 3.79 mi
    A-Max Auto Insurance
    2400 Avenue K Ste G, Plano, TX 75074
    (972) 423-1000
  • 3.79 mi
    West Legacy Insurance Partners
    2000 N Central Expy Ste 210, Plano, TX 75074
    (469) 656-8780
  • 3.79 mi
    Hutson Insurance Group
    710 E Park Blvd Ste 200, Plano, TX 75074
    (972) 398-9001
  • 3.79 mi
    ANPAC Agency
    2000 Central Expy Ste 110, Plano, TX 75074
    (972) 423-9151
  • 3.79 mi
    Byron Hooper
    2000 Central Expy Ste 110, Plano, TX 75074
    (214) 793-7447
  • 3.79 mi
    Jim Bujarski
    2000 Central Expy Ste 110, Plano, TX 75074
    (214) 202-5952
  • 3.79 mi
    Megan Kryzak
    2000 Central Expy Ste 110, Plano, TX 75074
    (972) 423-9159
  • 3.79 mi
    Steve Madrigal
    2000 Central Expy Ste 110, Plano, TX 75074
    (214) 418-2824
  • 3.79 mi
    Red Ladder Insurance Group
    101 E Park Blvd Ste 451, Plano, TX 75074
    (214) 427-7000
  • 3.79 mi
    Yuan Insurance & Financial Services
    101 E Park Blvd Ste 225, Plano, TX 75074
    (972) 881-9988
  • 3.79 mi
    A & H Insurance Agency
    2504 Avenue K Ste 400, Plano, TX 75074
    (972) 423-4348
  • 3.79 mi
    Shelly Balleza
    801 E Plano Pkwy Ste 206, Plano, TX 75074
    (972) 244-6560
  • 3.79 mi
    Baja Auto Insurance
    1409 Jupiter Rd, Plano, TX 75074
    (214) 301-7033
  • 3.79 mi
    Affordable Insurance
    555 Republic Dr Ste 277, Plano, TX 75074
    (972) 596-0300
  • 3.79 mi
    MetLife Auto & Home - Roman Fantahun
    555 Republic Dr Ste 200, Plano, TX 75074
    (214) 935-2428
  • 3.79 mi
    Liere Insurance
    5555 Republic Dr Ste 200, Plano, TX 75074
    (855) 776-2300
  • 3.79 mi
    Lorina Espinoza-Rodriguez
    651 K Ave, Plano, TX 75074
    (972) 784-0397
  • 3.79 mi
    Prime Time Insurance Services
    651 K Ave, Plano, TX 75074
    (214) 212-9160
  • 3.79 mi
    Joon Taek Park Agency
    2600 K Ave Ste 259, Plano, TX 75074
    (214) 206-1414
  • 3.79 mi
    Cerra Insurance
    2600 Avenue K Ste 121, Plano, TX 75074
    (972) 423-7900
  • 3.79 mi
    Trimark Insurance Group
    630 N Central Expy, Plano, TX 75074
    (972) 881-8000
  • 3.79 mi
    Bob Moore
    1111 Jupiter Rd Ste 100a, Plano, TX 75074
    (972) 424-4321
  • 3.79 mi
    Contigo Auto Insurance
    2901 K Ave, Plano, TX 75074
    (214) 227-7481
  • 3.79 mi
    Payless Auto Insurance
    2357 Jupiter Rd, Plano, TX 75074
    (972) 200-5559
  • 3.79 mi
    Paul Witt
    2201 E George Bush Hwy Ste 100, Plano, TX 75074
    (972) 423-8810
  • 3.79 mi
    Israr Hussain
    3200 14th St Ste 506, Plano, TX 75074
    (469) 814-0849
  • 3.79 mi
    Jimmy Weddle
    3509 E Park Blvd Ste 240, Plano, TX 75074
    (469) 640-0154
  • 3.79 mi
    Darin McCullough
    1445 Los Rios Blvd Ste 203, Plano, TX 75074
    (972) 422-7918
  • 3.79 mi
    Raymond Holden
    6100 Avenue K Ste 106, Plano, TX 75074
    (972) 424-5900
  • 3.79 mi
    Sanju Joy
    4101 E Park Blvd Ste 107, Plano, TX 75074
    (214) 501-4667
  • 3.79 mi
    Reggie White
    800 Central Pkwy E Ste 200, Plano, TX 75074
    (972) 422-9412
  • 4.54 mi
    Dearman Insurance Group
    6616 Crown Forest Dr, Plano, TX 75024
    (972) 370-3200
  • 4.54 mi
    Louie Devega
    6205 Coit Rd Ste 300, Plano, TX 75024
    (214) 473-9000
  • 4.54 mi
    Lou Insurance & Financial Services
    4120 W Spring Creek Pkwy Ste B518, Plano, TX 75024
    (972) 669-9888
  • 4.54 mi
    You Cai
    4160 W Spring Creek Pkwy Ste A250, Plano, TX 75024
    (214) 888-2228
  • 4.54 mi
    Jie Zhang
    6100 Shelbourne Cir, Plano, TX 75024
    (214) 509-7288
  • 4.54 mi
    Bob Redding
    6833 Coit Rd Ste 100, Plano, TX 75024
    (972) 618-4300
  • 4.54 mi
    Todd Redding
    6833 Coit Rd Ste 100, Plano, TX 75024
    (972) 238-7896
  • 4.54 mi
    Larry McHargue
    6833 Coit Rd Ste 100, Plano, TX 75024
    (972) 618-3535
  • 4.54 mi
    Kima Adams Evans
    6853 Coit Rd Ste 400, Plano, TX 75024
    (972) 423-4009
  • 4.54 mi
    Mark Kinney
    6905 Coit Rd Ste 101, Plano, TX 75024
    (972) 424-7610
  • 4.54 mi
    Tamara Murphy
    4504 Legacy Dr Ste 200, Plano, TX 75024
    (972) 943-9555
  • 4.54 mi
    Paragon Independent Insurance Agency
    6305 Preston Rd Ste 1000, Plano, TX 75024
    (972) 473-4813
  • 4.54 mi
    Larry Filio
    6521 Preston Rd Ste 200, Plano, TX 75024
    (972) 543-0212
  • 4.54 mi
    Azam-Ul Haque
    7150 Preston Rd Ste 100b, Plano, TX 75024
    (817) 975-9651
  • 4.54 mi
    Greenway Insurance
    7800 Preston Rd Ste 137, Plano, TX 75024
    (972) 784-4058
  • 4.54 mi
    JRB Insurance Agency
    7800 Preston Rd Ste 131, Plano, TX 75024
    (972) 996-2564
  • 4.54 mi
    Steven J Schram
    4904 Portrait Ln, Plano, TX 75024
    (214) 415-7772
  • 4.54 mi
    Wu's Cornerstone Insurance Agency
    4428 Orchard Gate Dr, Plano, TX 75024
    (214) 448-4891
  • 4.54 mi
    Trotter Insurance Group
    5208 Tennyson Pkwy Ste 140, Plano, TX 75024
    (972) 966-9626
  • 4.54 mi
    VGW Insurance
    4040 Mcdermott Rd Ste 200, Plano, TX 75024
    (972) 668-1000
  • 4.54 mi
    Hendry Insurance
    7800 Preston Rd Ste 152, Plano, TX 75024
    (972) 380-9223
  • 4.54 mi
    ADL Insurance Group
    7800 Preston Rd Ste 153, Plano, TX 75024
    (469) 685-1234
  • 4.54 mi
    James Coleman
    7800 Preston Rd Ste 136, Plano, TX 75024
    (972) 625-3600
  • 4.54 mi
    Ken Robinson
    7800 Preston Rd Ste 141, Plano, TX 75024
    (972) 208-1220
  • 4.54 mi
    Kimberly Barnes
    7800 Preston Rd Ste 150, Plano, TX 75024
    (469) 543-0080
  • 4.54 mi
    Tri Star Insurance Professionals
    4949 Hedgcoxe Rd Ste 250, Plano, TX 75024
    (214) 387-0600
  • 4.54 mi
    Royalty Insurance
    5408 Tennyson Pkwy Ste 250, Plano, TX 75024
    (972) 801-9188
  • 4.54 mi
    David N. Lappots
    8105 Rasor Blvd Ste 80, Plano, TX 75024
    (972) 510-5665
  • 4.54 mi
    Joseph Jackson
    7920 Preston Rd Ste 300, Plano, TX 75024
    (972) 690-9090
  • 4.54 mi
    Brad Williamson
    4670 Mcdermott Rd Ste 206, Plano, TX 75024
    (972) 867-2778
  • 4.54 mi
    Cynthia Michel
    5601 Democracy Dr Ste 295, Plano, TX 75024
    (469) 642-3551
  • 4.54 mi
    Imran Makani
    5601 Democracy Dr Ste 110, Plano, TX 75024
    (469) 733-4775
  • 4.54 mi
    Matthew Hartman
    5601 Democracy Dr Ste 180, Plano, TX 75024
    (972) 517-2693
  • 4.54 mi
    Peggy Fenwick
    5601 Democracy Dr Ste 295, Plano, TX 75024
    (972) 596-3500
  • 4.54 mi
    Dean Insurance Group
    5600 Tennyson Pkwy Ste 285, Plano, TX 75024
    (214) 227-9377
  • 4.54 mi
    Nick Purvis
    5600 Tennyson Pkwy Ste 243, Plano, TX 75024
    (972) 665-9975
  • 4.54 mi
    Qian Liu
    5200 Mcdermott Rd Ste 210, Plano, TX 75024
    (972) 808-6098
  • 4.54 mi
    Brian Slack
    8612 Preston Road # D119, Plano, TX 75024
    (972) 384-2660
  • 4.54 mi
    Amerifirst Insurance Agency
    6900 Dallas Pkwy Ste 110, Plano, TX 75024
    (469) 366-0650
  • 4.54 mi
    Goosehead Insurance - Geoffrey Gordillo
    5851 Legacy Cir Ste 600, Plano, TX 75024
    (214) 872-8991
  • 4.54 mi
    Kristin Wilson
    5851 Legacy Cir Ste 600, Plano, TX 75024
    (469) 626-5138
  • 4.54 mi
    Assured Advantage Insurance
    5700 Granite Pkwy Ste 200, Plano, TX 75024
    (214) 619-1400
  • 4.54 mi
    Scarbrough Medlin & Associates
    5700 Granite Pkwy Ste 500, Plano, TX 75024
    (214) 423-3333
  • 4.54 mi
    Joseph W Reeves
    5700 Granite Pkwy Ste 200, Plano, TX 75024
    (972) 791-2927
  • 4.54 mi
    Josh Smith Insurance Services
    5700 Granite Pkwy Ste 200, Plano, TX 75024
    (972) 731-2639
  • 4.54 mi
    Felix Garcia
    7800 Dallas Pkwy Ste 100, Plano, TX 75024
    (469) 583-0422
  • 4.54 mi
    Michel Hambrick
    7800 Dallas Pkwy Ste 100, Plano, TX 75024
    (469) 294-1944
  • 4.54 mi
    Michele Robbins
    7800 Dallas Pkwy Ste 100, Plano, TX 75024
    (214) 435-8982
  • 4.54 mi
    Wayne Webster
    7800 Dallas Pkwy Ste 100, Plano, TX 75024
    (972) 646-3012
  • 4.54 mi
    Curtis Reese
    7800 Dallas Pkwy Ste 100, Plano, TX 75024
    (972) 896-1533
  • 4.54 mi
    Boyd Shackelford & Barnett LLC
    5800 Granite Pkwy Ste 350, Plano, TX 75024
    (972) 767-2811
  • 4.54 mi
    Finley Ewing IV
    6455 Dallas Pkwy Ste A, Plano, TX 75024
    (972) 526-2690
  • 4.73 mi
    Alliance II Insurance Agency
    5566 Main St Ste 210, Plano, TX 75093
    (972) 964-1824
  • 4.73 mi
    Britt Starnes
    4011 W Plano Pkwy Ste 109, Plano, TX 75093
    (972) 400-6777
  • 4.73 mi
    Clifton Calk
    5805 Coit Rd Ste 201, Plano, TX 75093
    (972) 673-0700
  • 4.73 mi
    Matt Lohoefer Insurance Agency
    5805 Coit Rd Ste 401, Plano, TX 75093
    (972) 845-1230
  • 4.73 mi
    Financial Affiliates Insurance Services
    1800 Preston Park Blvd Ste 103, Plano, TX 75093
    (972) 379-2500
  • 4.73 mi
    Ron Vines
    1800 Preston Park Blvd Ste 120, Plano, TX 75093
    (972) 985-1899
  • 4.73 mi
    Bradley Ambrose
    1820 Preston Park Blvd Ste 1800, Plano, TX 75093
    (972) 473-8600
  • 4.73 mi
    Alkali Insurance
    2301 Ohio Dr Ste 260, Plano, TX 75093
    (972) 673-0045
  • 4.73 mi
    John Parker
    2301 Ohio Dr Ste 243, Plano, TX 75093
    (972) 758-0500
  • 4.73 mi
    Mike Moore
    2301 Ohio Dr Ste 280, Plano, TX 75093
    (972) 881-7700
  • 4.73 mi
    Encore Insurance Agency
    2301 Ohio Dr Ste 265, Plano, TX 75093
    (972) 769-8888
  • 4.73 mi
    SMA Insurance Services
    2301 Ohio Dr Ste 221, Plano, TX 75093
    (214) 342-3109
  • 4.73 mi
    Larry Richardson
    1800 Preston Park Blvd Ste 122, Plano, TX 75093
    (972) 964-9077
  • 4.73 mi
    Goosehead Insurance - Rey Mesa
    1400 Preston Rd Ste 461, Plano, TX 75093
    (972) 665-9815
  • 4.73 mi
    Kerry Schock
    1400 Preston Rd Ste 400, Plano, TX 75093
    (214) 448-8020
  • 4.73 mi
    Pro Net Insurance Group
    1400 Preston Rd Ste 400, Plano, TX 75093
    (972) 596-4470
  • 4.73 mi
    Community Insurance Group
    1400 Preston Rd Ste 345, Plano, TX 75093
    (972) 758-9300
  • 4.73 mi
    Educators Advantage Group
    3308 Preston Rd, Plano, TX 75093
    (214) 778-5645
  • 4.73 mi
    Christopher Walls
    3308 Preston Rd Ste 300, Plano, TX 75093
    (972) 758-1111
  • 4.73 mi
    Scott Schoener
    1941 Preston Road Ste 1001, Plano, TX 75093
    (972) 403-8888
  • 4.73 mi
    Taegon Um
    5068 W Plano Pkwy Ste 274, Plano, TX 75093
    (972) 239-9100
  • 4.73 mi
    Chris Sladek
    5068 W Plano Pkwy Ste 117, Plano, TX 75093
    (972) 250-3525
  • 4.73 mi
    Kelly Cook
    5068 W Plano Pkwy Ste 277, Plano, TX 75093
    (972) 250-4700
  • 4.73 mi
    Linda Dawn Denman
    5068 W Plano Pkwy Ste 300, Plano, TX 75093
    (972) 491-7826
  • 4.73 mi
    Strambler Insurance Agency
    5068 W Plano Pkwy Ste 300, Plano, TX 75093
    (469) 948-4728
  • 4.73 mi
    Burl Wood
    3608 Preston Rd Ste 200, Plano, TX 75093
    (972) 867-0090
  • 4.73 mi
    Dave Kiley
    3608 Preston Rd Ste 145, Plano, TX 75093
    (972) 985-8800
  • 4.73 mi
    Choice Insurance Agency
    5045 Bridge Creek Dr, Plano, TX 75093
    (214) 483-2090
  • 4.73 mi
    Jason Ruiz
    5809 Preston Rd Ste 586, Plano, TX 75093
    (972) 378-1024
  • 4.73 mi
    Robert Bennett
    5045 Lorimar Dr Ste 130, Plano, TX 75093
    (972) 696-0885
  • 4.73 mi
    Kay Williams
    5208 Village Creek Dr Ste 102, Plano, TX 75093
    (972) 713-6100
  • 4.73 mi
    Randy Shockey
    5800 W Plano Pkwy Ste 200, Plano, TX 75093
    (972) 407-5080
  • 4.73 mi
    Mike Warren
    2100 Dallas Pkwy Ste 110, Plano, TX 75093
    (972) 403-1060
  • 4.73 mi
    John Clements
    2500 Dallas Pkwy Ste 150, Plano, TX 75093
    (972) 312-1800
  • 4.73 mi
    Mark Moon
    5938 W Parker Rd Ste 100, Plano, TX 75093
    (972) 867-1088
  • 4.73 mi
    Ron Bowser
    6205 Chapel Hill Blvd Ste 500, Plano, TX 75093
    (972) 378-0824
  • 4.73 mi
    Al Sicard
    6009 W Parker Rd Ste 137, Plano, TX 75093
    (972) 517-9454
  • 4.73 mi
    Stump Insurance
    6009 W Parker Rd Ste 149-349, Plano, TX 75093
    (972) 422-3330
  • 4.73 mi
    Brad Williamson
    6404 International Pkwy Ste 2030, Plano, TX 75093
    (214) 716-5174
  • 4.73 mi
    Orlando Williams
    6517 W Plano Pkwy Ste C, Plano, TX 75093
    (972) 200-7080
  • 4.73 mi
    Romby Bryant
    6517 W Plano Pkwy Ste C, Plano, TX 75093
    (405) 473-4960
  • 4.73 mi
    Jessica Brock
    3501 Midway Rd Ste 240, Plano, TX 75093
    (972) 378-5885
  • 7.28 mi
    Amie Kurtenbach
    703 E Fm 544 Ste 160, Plano, TX 75094
    (972) 429-4477
  • 7.28 mi
    Cantrell Financial & Insurance Services
    231 W Fm 544 Ste 119, Plano, TX 75094
    (972) 423-8871
  • 7.28 mi
    Carolyn Weeks
    104 N Murphy Rd Ste 215, Plano, TX 75094
    (972) 954-1321
  • 7.28 mi
    Capital Protection Insurance Services
    120 E Fm 544 Ste 72 # 318, Plano, TX 75094
    (214) 223-7369
  • 7.28 mi
    An American Insurance Agency
    120 E Fm 544 Ste 72, Plano, TX 75094
    (214) 636-1359
  • 7.28 mi
    Jon Lashbrook
    111 S Murphy Rd, Plano, TX 75094
    (972) 633-9919
  • 7.28 mi
    Revis E. Smith Insurance Agency
    704 Summer Pl, Plano, TX 75094
    (972) 881-5028
  • 7.28 mi
    Willis Morrison
    158 W Fm 544 Ste 120, Plano, TX 75094
    (469) 863-7898
  • 7.28 mi
    Tracy Hirsch
    318 W Fm 544 Bldg Dste4, Plano, TX 75094
    (469) 802-8760
  • 7.28 mi
    D. Zane Shepherd
    412 Village Dr Ste 100, Plano, TX 75094
    (972) 633-2222
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Car Insurance Facts Plano, Texas

Car Insurance Laws in Texas

The state law is straightforward. You must have car insurance when you are registering a vehicle. The law stipulates the minimum coverage in specific categories. The minimum coverage is the least you can have and it is not the optimum coverage you should opt for. Given the scope of damage and the severity of injuries possible as a direct result of an accident, you should always opt for more coverage than the legal requisite.

Any car owner who does not have the minimum coverage basically does not have car insurance as per the laws of the state. Hence, the car owner will be subjected to the penalties as decreed by the state law.

Penalty for Driving without Car Insurance in Texas

You cannot drive any type of motor vehicle without insurance, be it a motorcycle, a car or a truck. It is also not sufficient to have a car insurance that has just lapsed or has not been renewed for a few days and hence there is a break in its continuity. The law requires all car owners to have continuous auto insurance in Texas, regardless of the age of the car and other factors such as driving history or record of past incidents.

The state of Texas can levy a penalty on any car owner who does not have adequate insurance. The penalty is usually multipronged. First time offenders are usually charged a maximum of $350. The offense can lead to the suspension of the license and hence driving privileges. A second or subsequent offense will incur penalties of a maximum of $100 and the vehicle could be impounded for a maximum of six months.

Car Insurance Support in Texas

Those who have been fined and have had their driving license revoked or driving privilege suspended and possibly their vehicle impounded are required to file an SR-22 form as proof of continuous car insurance. This should be done proactively. Such car owners and drivers must carry proof of their continuous car insurance at all times. The SR-22 form can be filed with the Department of Public Safety by the insurer or the insured and this should be done for three years following a conviction.

References

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.