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Home » Car insurance » Texas » Cheap Car Insurance Pflugerville

Cheap Car Insurance in Pflugerville

Texas car insurance law minimum requirement - As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
Topics Covered

Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3466.00% ($1,151,485,019)1
Farmers$3837.98% ($1,530,613,603)2
State Farm$48916.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6678.75% ($1,678,264,745)0

Get Cheap Car Insurance Quotes in Your Area

We recommend you to get car insurance quotes and compare them before choosing an insurance plan. People save up to 40% on car insurance by doing the comparison shopping.

Insurance Agents in Pflugerville, TX and Near by

Agents by ZIP code:
  • 0 mi
    Jerry Miller Agency - Farmers
    2911 A W Grimes Blvd Ste 203, Pflugerville, TX 78660
    (512) 990-9144
  • 0 mi
    Sharon Cobb
    208 Grand Ave Parkway, Pflugerville, TX 78660
    (512) 990-7302
  • 0 mi
    Dan Tran
    1317 Picadilly Dr Ste B203, Pflugerville, TX 78660
    (512) 619-3644
  • 0 mi
    Integrity Network Insurance Group LLC
    1315 Grand Avenue Pkwy Ste 101, Pflugerville, TX 78660
    (512) 989-6006
  • 0 mi
    Sam Cueva Insurance Agency
    16906 Langland Rd, Pflugerville, TX 78660
    (512) 712-4273
  • 0 mi
    Jackie Torres
    15635 Vision Dr Ste 101, Pflugerville, TX 78660
    (512) 252-1107
  • 0 mi
    Glenn Moore
    15301 N Interstate Highway 35 Ste H, Pflugerville, TX 78660
    (512) 251-7787
  • 0 mi
    Dean Mitchell Insurance Agency
    15424 Fm 1825 Ste 105, Pflugerville, TX 78660
    (512) 926-8295
  • 0 mi
    Paragon Independent Insurance Agency
    15901 Central Commerce Dr Ste 502, Pflugerville, TX 78660
    (512) 990-8500
  • 0 mi
    TWFG Insurance Services
    15901 Central Commerce Dr Ste 404, Pflugerville, TX 78660
    (512) 252-2618
  • 0 mi
    Carla Carlow
    15901 Central Commerce Dr Ste 101, Pflugerville, TX 78660
    (512) 252-2915
  • 0 mi
    John Fagan
    15901 Central Commerce Dr Ste 202, Pflugerville, TX 78660
    (512) 251-6668
  • 0 mi
    Matthew Eiben
    15901 Central Commerce Dr Ste 302, Pflugerville, TX 78660
    (512) 251-5782
  • 0 mi
    Crystal Smith-Shanklin
    15307 Fm 1825 Ste 2, Pflugerville, TX 78660
    (512) 990-1580
  • 0 mi
    Texas Farm Bureau Insurance
    2415 W Pecan St Ste 200, Pflugerville, TX 78660
    (512) 835-7895
  • 0 mi
    Family First Insurance
    15608 Spring Hill Ln, Pflugerville, TX 78660
    (512) 537-7467
  • 0 mi
    First Choice Benefits
    15608 Spring Hill Ln Ste 109, Pflugerville, TX 78660
    (877) 412-2037
  • 0 mi
    Todd Durflinger
    2608 W Pecan St Ste 102, Pflugerville, TX 78660
    (512) 990-0950
  • 0 mi
    Craig Sini
    305 N Hthrwld Blvd Ste 150, Pflugerville, TX 78660
    (512) 990-2222
  • 0 mi
    Jeff Coleman
    111 E Main St, Pflugerville, TX 78660
    (512) 251-5331
  • 0 mi
    Pflugerville Insurance Agency
    103 E Main St, Pflugerville, TX 78660
    (512) 447-7995
  • 0 mi
    Michael P Leonard Agency
    203 N Railroad Ave Ste 3, Pflugerville, TX 78660
    (512) 827-3333
  • 0 mi
    Eileen Martin
    201 W Main St Ste 102, Pflugerville, TX 78660
    (512) 202-3831
  • 0 mi
    MH P&C Insurance Agency
    201 W Main St Ste 102, Pflugerville, TX 78660
    (512) 852-1382
  • 0 mi
    MetLife Auto & Home - Pflugerville
    201 W Main St Ste 102, Pflugerville, TX 78660
    (512) 252-8720
  • 0 mi
    Blackhawk of TX Insurance Services
    900 E Pecan St Ste 300-276, Pflugerville, TX 78660
    (512) 522-8551
  • 0 mi
    Felix Chavez Jr
    616 Fm 685 Ste 106 A, Pflugerville, TX 78660
    (512) 989-0668
  • 0 mi
    Rolando Hernandez
    1010 Old Austin Hutto Rd Ste 200, Pflugerville, TX 78660
    (512) 960-2784
  • 0 mi
    Joan Low
    3908 Veiled Falls Dr, Pflugerville, TX 78660
    (512) 692-9325
  • 0 mi
    Honest Al's Insurance Agency
    2421 Kapalua Pl, Pflugerville, TX 78660
    (512) 806-0900
  • 0 mi
    Tanya Lonbrano Callejas
    2608 Shanty Creek Pl, Pflugerville, TX 78660
    (512) 535-0049
View all agents ↓

Car Insurance Facts Pflugerville, Texas

Car Insurance Laws in Texas

The state law is straightforward. You must have car insurance when you are registering a vehicle. The law stipulates the minimum coverage in specific categories. The minimum coverage is the least you can have and it is not the optimum coverage you should opt for. Given the scope of damage and the severity of injuries possible as a direct result of an accident, you should always opt for more coverage than the legal requisite.

Any car owner who does not have the minimum coverage basically does not have car insurance as per the laws of the state. Hence, the car owner will be subjected to the penalties as decreed by the state law.

Penalty for Driving without Car Insurance in Texas

You cannot drive any type of motor vehicle without insurance, be it a motorcycle, a car or a truck. It is also not sufficient to have a car insurance that has just lapsed or has not been renewed for a few days and hence there is a break in its continuity. The law requires all car owners to have continuous auto insurance in Texas, regardless of the age of the car and other factors such as driving history or record of past incidents.

The state of Texas can levy a penalty on any car owner who does not have adequate insurance. The penalty is usually multipronged. First time offenders are usually charged a maximum of $350. The offense can lead to the suspension of the license and hence driving privileges. A second or subsequent offense will incur penalties of a maximum of $100 and the vehicle could be impounded for a maximum of six months.

Car Insurance Support in Texas

Those who have been fined and have had their driving license revoked or driving privilege suspended and possibly their vehicle impounded are required to file an SR-22 form as proof of continuous car insurance. This should be done proactively. Such car owners and drivers must carry proof of their continuous car insurance at all times. The SR-22 form can be filed with the Department of Public Safety by the insurer or the insured and this should be done for three years following a conviction.

References

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.