Cheap Car Insurance in Pflugerville, Texas (With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Insurance Agents in Pflugerville, TX and Near by

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    Jerry Miller Agency - Farmers
    2911 A W Grimes Blvd Ste 203, Pflugerville, TX 78660
    (512) 990-9144
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    Sharon Cobb
    208 Grand Ave Parkway, Pflugerville, TX 78660
    (512) 990-7302
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    Dan Tran
    1317 Picadilly Dr Ste B203, Pflugerville, TX 78660
    (512) 619-3644
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    Integrity Network Insurance Group LLC
    1315 Grand Avenue Pkwy Ste 101, Pflugerville, TX 78660
    (512) 989-6006
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    Sam Cueva Insurance Agency
    16906 Langland Rd, Pflugerville, TX 78660
    (512) 712-4273
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    Jackie Torres
    15635 Vision Dr Ste 101, Pflugerville, TX 78660
    (512) 252-1107
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    Glenn Moore
    15301 N Interstate Highway 35 Ste H, Pflugerville, TX 78660
    (512) 251-7787
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    Dean Mitchell Insurance Agency
    15424 Fm 1825 Ste 105, Pflugerville, TX 78660
    (512) 926-8295
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    Paragon Independent Insurance Agency
    15901 Central Commerce Dr Ste 502, Pflugerville, TX 78660
    (512) 990-8500
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    TWFG Insurance Services
    15901 Central Commerce Dr Ste 404, Pflugerville, TX 78660
    (512) 252-2618
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    Carla Carlow
    15901 Central Commerce Dr Ste 101, Pflugerville, TX 78660
    (512) 252-2915
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    John Fagan
    15901 Central Commerce Dr Ste 202, Pflugerville, TX 78660
    (512) 251-6668
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    Matthew Eiben
    15901 Central Commerce Dr Ste 302, Pflugerville, TX 78660
    (512) 251-5782
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    Crystal Smith-Shanklin
    15307 Fm 1825 Ste 2, Pflugerville, TX 78660
    (512) 990-1580
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    Texas Farm Bureau Insurance
    2415 W Pecan St Ste 200, Pflugerville, TX 78660
    (512) 835-7895
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    Family First Insurance
    15608 Spring Hill Ln, Pflugerville, TX 78660
    (512) 537-7467
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    First Choice Benefits
    15608 Spring Hill Ln Ste 109, Pflugerville, TX 78660
    (877) 412-2037
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    Todd Durflinger
    2608 W Pecan St Ste 102, Pflugerville, TX 78660
    (512) 990-0950
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    Craig Sini
    305 N Hthrwld Blvd Ste 150, Pflugerville, TX 78660
    (512) 990-2222
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    Jeff Coleman
    111 E Main St, Pflugerville, TX 78660
    (512) 251-5331
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    Pflugerville Insurance Agency
    103 E Main St, Pflugerville, TX 78660
    (512) 447-7995
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    Michael P Leonard Agency
    203 N Railroad Ave Ste 3, Pflugerville, TX 78660
    (512) 827-3333
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    Eileen Martin
    201 W Main St Ste 102, Pflugerville, TX 78660
    (512) 202-3831
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    MH P&C Insurance Agency
    201 W Main St Ste 102, Pflugerville, TX 78660
    (512) 852-1382
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    MetLife Auto & Home - Pflugerville
    201 W Main St Ste 102, Pflugerville, TX 78660
    (512) 252-8720
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    Blackhawk of TX Insurance Services
    900 E Pecan St Ste 300-276, Pflugerville, TX 78660
    (512) 522-8551
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    Felix Chavez Jr
    616 Fm 685 Ste 106 A, Pflugerville, TX 78660
    (512) 989-0668
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    Rolando Hernandez
    1010 Old Austin Hutto Rd Ste 200, Pflugerville, TX 78660
    (512) 960-2784
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    Joan Low
    3908 Veiled Falls Dr, Pflugerville, TX 78660
    (512) 692-9325
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    Honest Al's Insurance Agency
    2421 Kapalua Pl, Pflugerville, TX 78660
    (512) 806-0900
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    Tanya Lonbrano Callejas
    2608 Shanty Creek Pl, Pflugerville, TX 78660
    (512) 535-0049
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Learn More About Car Insurance in Pflugerville, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.