Cheap Car Insurance in Magnolia, Texas (With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Insurance Agents in Magnolia, TX and Near by

  • 3.68 mi
    Chris Burns
    829 Magnolia Blvd, Magnolia, TX 77355
    (281) 252-4023
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  • 3.68 mi
    Mark Davidson
    18802 Fm 1488 Rd, Magnolia, TX 77355
    (281) 356-3951
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  • 3.68 mi
    Magnolia Independent Insurance
    18904 Fm 1488 Rd # 306, Magnolia, TX 77355
    (281) 259-1800
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  • 3.68 mi
    Blasingim Insurance Agency
    31806 Pine Xing, Magnolia, TX 77355
    (281) 356-1914
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  • 3.68 mi
    Patricia Brautigam
    1010 S Magnolia Blvd Ste F, Magnolia, TX 77355
    (281) 356-6868
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  • 3.68 mi
    TWFG Insurance Services - Sherri Young
    1010 S Magnolia Blvd Ste A, Magnolia, TX 77355
    (713) 417-6730
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  • 3.68 mi
    Essential Insurance Group
    38900 Fm 1774 Rd, Magnolia, TX 77355
    (281) 356-4145
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  • 6.01 mi
    Lowery Insurance Agency
    824 Virgie Community Rd Ste 100, Magnolia, TX 77354
    (281) 356-1506
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  • 6.01 mi
    Jestin Clark
    28030 Fm 2978 Rd Ste 102b, Magnolia, TX 77354
    (832) 562-3212
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  • 6.01 mi
    Christian Insurance Agency
    710 Melton St Ste A, Magnolia, TX 77354
    (281) 789-4070
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  • 6.01 mi
    Chris Stone Insurance Agency
    18230 Fm 1488 Rd Ste 322, Magnolia, TX 77354
    (281) 324-0990
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  • 6.01 mi
    Patrick Graham
    30340 Fm 2978 Rd Ste 600, Magnolia, TX 77354
    (832) 482-3300
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  • 6.01 mi
    David Turnage
    10540 Fm 1488 Rd Ste 170, Magnolia, TX 77354
    (281) 789-7171
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  • 6.01 mi
    Jeffrey Ward
    10540 Fm 1488 Rd, Magnolia, TX 77354
    (832) 559-2500
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  • 6.01 mi
    Keith Sacchieri
    9311 Fm 1488 Rd Ste 30, Magnolia, TX 77354
    (281) 356-1988
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  • 6.01 mi
    Damon Mitchell
    29135 Fm 2978 Rd, Magnolia, TX 77354
    (281) 376-3161
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  • 6.01 mi
    TWFG Insurance Services - Christopher Hawkins
    29101 Fm 2978 Rd Ste B008, Magnolia, TX 77354
    (713) 545-9870
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  • 6.01 mi
    Qori Waqif
    32903 Tamina Rd Ste A, Magnolia, TX 77354
    (713) 575-3728
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  • 6.01 mi
    Stokes Insurance Agency
    33014 Tamina Rd, Magnolia, TX 77354
    (281) 259-5533
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  • 6.01 mi
    Ronald Bridges
    33018 Tamina Rd, Magnolia, TX 77354
    (281) 351-1400
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  • 6.01 mi
    TWFG Insurance Services - Chris Jenkins
    33018 Tamina Road, Magnolia, TX 77354
    (281) 410-8934
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  • 6.01 mi
    Patricia Cooper Insurance Agency
    7424 Fm 1488 Rd Ste B, Magnolia, TX 77354
    (281) 356-9955
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  • 6.01 mi
    Community Insurance Associates
    6910 Fm 1488 Rd Ste 4, Magnolia, TX 77354
    (281) 356-8013
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  • 6.01 mi
    Breckley Glass
    32903 Westwood Square East Dr, Magnolia, TX 77354
    (713) 478-7250
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  • 6.01 mi
    Danny Cortez
    32811 Fm 2978 Rd, Magnolia, TX 77354
    (281) 259-6100
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  • 6.01 mi
    Marty Nelson
    32823 Fm 2978 Rd # C, Magnolia, TX 77354
    (281) 252-4600
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  • 6.01 mi
    Michael Matlock
    814 Honea Egypt Rd Ste 102, Magnolia, TX 77354
    (936) 703-2981
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  • 6.01 mi
    Kent McGill
    32731 Egypt Ln Ste 703, Magnolia, TX 77354
    (281) 367-3904
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  • 6.01 mi
    TWFG Insurance Services - Michael A Crafts Insurance Agency
    32731 Egypt Ln Ste 802, Magnolia, TX 77354
    (281) 310-5680
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  • 6.01 mi
    Brian Arceneaux
    6446 Old Fm 1488 Rd, Magnolia, TX 77354
    (281) 252-3276
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  • 6.01 mi
    Axs Health Insurance Agency
    6114 Fm 1488 Rd, Magnolia, TX 77354
    (936) 647-4181
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  • 6.01 mi
    Prodigy Insurance Group
    6110 Fm 1488 Rd Ste 100, Magnolia, TX 77354
    (281) 354-4500
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  • 6.01 mi
    Tom Hardin
    5327 Fm 1488 Rd Ste D, Magnolia, TX 77354
    (281) 252-9333
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Learn More About Car Insurance in Magnolia, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.