Cheap Car Insurance in Macdona, Texas (With 2024 Rates)

Save up to 50% on your Car Insurance
See how affordable remarkable customer service can be.
100% secure. We respect your privacy.
Home » Car insurance » Texas » Cheap Car Insurance Macdona

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
Jump to Topic:

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Insurance Agents in Macdona, TX and Near by

  • 0.72 mi
    Nira Insurance
    5496 Enrique M Barrera Pkwy, San Antonio, TX 78227
    (210) 433-9554
    View |
  • 0.72 mi
    Stanley Labinsky
    6812 Lonehill Ct, San Antonio, TX 78227
    (210) 838-4526
    View |
  • 0.72 mi
    Best Rate Insurance
    7047 W Military, San Antonio, TX 78227
    (210) 675-2222
    View |
  • 0.72 mi
    Garcia Insurance Agency
    8122 Mabach Rd Ste 120, San Antonio, TX 78227
    (210) 645-1470
    View |
  • 0.72 mi
    Ivan Cosme
    8122 Marbach Rd Ste 103, San Antonio, TX 78227
    (210) 673-6970
    View |
  • 0.72 mi
    Direct General Auto Insurance
    1739 Southwest Loop 410, San Antonio, TX 78227
    (210) 247-4105
    View |
  • 0.72 mi
    Samantha Martinez
    1305 SW Loop 410 Ste 216, San Antonio, TX 78227
    (210) 899-0060
    View |
  • 0.72 mi
    Art Manzano
    1255 SW Loop 410 Ste 135, San Antonio, TX 78227
    (210) 670-0000
    View |
  • 0.72 mi
    A-Max Auto Insurance
    8380 Marbach Rd, San Antonio, TX 78227
    (210) 670-1212
    View |
  • 0.72 mi
    Ronnie E Webb
    8802 Marbach Rd Ste 100, San Antonio, TX 78227
    (210) 681-5610
    View |
  • 0.72 mi
    Tim J McBroom
    8802 Marbach Rd Ste 100, San Antonio, TX 78227
    (210) 673-3401
    View |
View all agents ↓

Learn More About Car Insurance in Macdona, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.