Lowest Premium
$397 / YEAR
Average Premium
$545 / YEAR
Highest Premium
$707 / YEAR
The average annual premium in Lewisville is around $545 and can go upto $707. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Car Insurance Rates in Lewisville by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Lewisville. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
75029 | $549 |
75057 | $543 |
75067 | $548 |
75077 | $541 |
Insurance Agents in Lewisville, TX and Near by
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0.55 miVince Migliaccio113 N Poydras St Ste 210, Lewisville, TX 75057(972) 221-7470View |
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0.55 miTWFG Insurance Services - Clay Hudnall113 N Poydras St Ste 202, Lewisville, TX 75057(469) 948-4848View |
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0.55 miSam Awesome277 S Mill St, Lewisville, TX 75057(972) 318-9595View |
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0.55 miLewisville Insurance Agency419 S Mill St, Lewisville, TX 75057(972) 436-6608View |
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0.55 miA & L Insurance Agency817 S Mill St Ste 108, Lewisville, TX 75057(972) 221-4055View |
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0.55 miFabio Fernandez817 S Mill St Ste 101, Lewisville, TX 75057(972) 318-4444View |
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0.55 miTexas Farm Bureau Insurance118 Lynn Ave Ste 400, Lewisville, TX 75057(972) 434-0100View |
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0.55 miGregory Nicholson915 N Mill St, Lewisville, TX 75057(972) 436-8895View |
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0.55 miChris Murray860 Hebron Pkwy Ste 101, Lewisville, TX 75057(972) 395-4848View |
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0.55 miRick Ali860 Hebron Pkwy Ste 302, Lewisville, TX 75057(214) 396-4222View |
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0.55 miShane Leonard860 Hebron Pkwy Ste 101, Lewisville, TX 75057(972) 492-4100View |
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0.55 miTodd Spence860 Hebron Pkwy Ste 101, Lewisville, TX 75057(972) 492-8667View |
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2.18 miTim Wall405 State Highway 121 Byp Ste A250, Lewisville, TX 75067(469) 447-8700View |
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2.18 miSanchez Insurance & More211 S Stemmons Fwy Ste C, Lewisville, TX 75067(972) 436-3500View |
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2.18 miKatrina Foster614 S Edmonds Ln Ste 202, Lewisville, TX 75067(972) 436-1900View |
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2.18 miA-1 American Insurance Services724 W Main St Ste 355, Lewisville, TX 75067(972) 436-1825View |
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2.18 miJoe Irick724 W Main St Ste 366, Lewisville, TX 75067(972) 436-6565View |
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2.18 miA-Max Auto Insurance724 W Main St Ste 440, Lewisville, TX 75067(972) 436-2222View |
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2.18 miBaja Auto Insurance1003 Fox Ave Ste 130, Lewisville, TX 75067(214) 301-7032View |
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2.18 miFiesta Auto Insurance1422 S State Highway 121, Lewisville, TX 75067(469) 293-3636View |
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2.18 miTexas Insurance & Taxation Services1081 W Main St, Lewisville, TX 75067(972) 436-3535View |
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2.18 miRandall Crane & Associates579 N Valley Pkwy Ste 100, Lewisville, TX 75067(972) 436-2822View |
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2.18 miArina Mullenax1720 S Edmonds Ln Ste 17, Lewisville, TX 75067(214) 331-9777View |
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2.18 miCurtis Haines1720 S Edmonds Ln Ste 17, Lewisville, TX 75067(972) 221-5676View |
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2.18 miFellers Insurance Agency1422 W Main St Ste 100, Lewisville, TX 75067(214) 222-2886View |
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2.18 miGabriela Dormire1565 W Main St Ste 138, Lewisville, TX 75067(972) 906-9955View |
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2.18 miVan Iang2154 S Highway 121 Ste 500, Lewisville, TX 75067(469) 293-1879View |
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2.18 miGautam Kota417 Oakbend Dr Ste 100, Lewisville, TX 75067(972) 490-5682View |
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2.18 miSarah Park291 E Round Grove Rd Ste 145, Lewisville, TX 75067(972) 315-8200View |
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2.18 miRick Tanner2406 S Stemmons Fwy Ste C, Lewisville, TX 75067(972) 315-2828View |
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2.18 miDianne Clark2585 Macarthur Blvd Ste 300, Lewisville, TX 75067(972) 436-9103View |
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2.18 miShawn Andrus2785 Rockbrook Dr Ste 104, Lewisville, TX 75067(972) 315-1017View |
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2.18 miAnthony Golan2785 Rockbrook Dr Ste 105, Lewisville, TX 75067(469) 312-8399View |
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2.18 miBrent Hickman2785 Rockbrook Dr Ste 105, Lewisville, TX 75067(972) 510-3205View |
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2.18 miGavin Nichols2785 Rockbrook Dr Ste 105, Lewisville, TX 75067(903) 884-5433View |
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2.18 miSabrina Ames2785 Rockbrook Dr Ste 105, Lewisville, TX 75067(214) 774-2149View |
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2.18 miAmerishield Insurance Center1305 S Highway 121 Ste 400, Lewisville, TX 75067(972) 420-1400View |
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2.18 miTWFG Insurance Services - Don Oh & Jeanie Kim405 E State Hwy 121 Byp #a115, Lewisville, TX 75067(214) 352-8885View |
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5.27 miMike Honea Insurance Agency1865 Mcgee Ln Ste B, Lewisville, TX 75077(972) 436-0717View |
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5.27 miJosh House1301 Justin Rd Ste 107, Lewisville, TX 75077(817) 380-5489View |
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5.27 miChris Marshall1425 Justin Rd Ste 350, Lewisville, TX 75077(972) 966-6838View |
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5.27 miL .Scott Gorrill4030 Justin Rd Ste 101, Lewisville, TX 75077(940) 282-2850View |
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5.27 miLiberty Mutual Agency1701 Shoal Creek Suite 246, Lewisville, TX 75077(972) 317-9630View |
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5.27 miKenneth Powell2570 Fm 407 Ste 202, Lewisville, TX 75077(972) 317-9800View |
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5.27 miAndy Roethele2040 Hland Village Rd Ste 200, Lewisville, TX 75077(972) 317-2022View |
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5.27 miRex Cole2250 Highland Village Rd Ste 230, Lewisville, TX 75077(972) 966-2653View |
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5.27 miSunbelt Insurance Partners2150 Justin Rd Ste 500, Lewisville, TX 75077(972) 764-6500View |
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5.27 miMatt Brost2400 Justin Rd Ste 200, Lewisville, TX 75077(972) 400-1819View |
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5.27 miSouthwest Insurance Marketing Group2300 Highland Village Rd Ste 330, Lewisville, TX 75077(972) 318-0900View |
Learn More About Car Insurance in Lewisville, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.