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Home » Car insurance » Texas » Cheap Car Insurance Frisco

Cheap Car Insurance in Frisco

Lowest Premium

$387 / YEAR

Average Premium

$548 / YEAR

Highest Premium

$725 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Frisco is around $548 and can go upto $725. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas car insurance law minimum requirement - As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
Topics Covered

Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3466.00% ($1,151,485,019)1
Farmers$3837.98% ($1,530,613,603)2
State Farm$48916.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6678.75% ($1,678,264,745)0

Get Cheap Car Insurance Quotes in Your Area

We recommend you to get car insurance quotes and compare them before choosing an insurance plan. People save up to 40% on car insurance by doing the comparison shopping.

Car Insurance Rates in Frisco by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Frisco. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
75033$549
75034$552
75035$543

Insurance Agents in Frisco, TX and Near by

Agents by ZIP code:
  • 0 mi
    JK Insurance Agency
    3450 Oakleigh Ln, Frisco, TX 75033
    (214) 236-3637
  • 0 mi
    David Palmer
    5000 Eldorado Pkwy Ste 150-287, Frisco, TX 75033
    (972) 215-7295
  • 0 mi
    Texas Unity Insurance Services
    12400 Preston Rd Ste 110, Frisco, TX 75033
    (972) 805-4515
  • 0 mi
    Ambassador Insurance
    7223 Prairie Flower Ln, Frisco, TX 75033
    (972) 258-5000
  • 0 mi
    Russell Key
    6170 Research Rd Ste 215, Frisco, TX 75033
    (214) 618-9425
  • 0 mi
    Grimes Insurance Group
    2770 Main St Ste 123, Frisco, TX 75033
    (214) 494-8800
  • 0 mi
    DFW Insurance Services
    2770 E Main St Ste 210, Frisco, TX 75033
    (972) 781-1115
  • 0 mi
    Foursquare Insurance Agency
    8100 Dallas Pkwy Ste 300, Frisco, TX 75033
    (469) 362-6800
  • 0 mi
    Darryl Fleming Insurance
    2770 Main St Ste 159, Frisco, TX 75033
    (972) 358-4333
  • 0 mi
    Goosehead Insurance - Mark Solomon Jr.
    2770 Main St Ste 275, Frisco, TX 75033
    (469) 287-8049
  • 0 mi
    Perret & Associates
    2770 Main St Ste 160, Frisco, TX 75033
    (972) 740-0698
  • 0 mi
    Keaton Yeates
    2770 Main St Ste 111, Frisco, TX 75033
    (214) 705-8586
  • 0 mi
    Roger Welch Agency
    2770 Main St Ste 104, Frisco, TX 75033
    (972) 380-6677
  • 0 mi
    Laurie Leon
    3388 W Main St Ste 300, Frisco, TX 75033
    (972) 712-3684
  • 0 mi
    Moore Insurance Group
    4280 Main St Ste 400, Frisco, TX 75033
    (972) 432-6650
  • 0 mi
    Rev Insurance Agency
    4251 Glenhurst Ln, Frisco, TX 75033
    (904) 627-1455
  • 0 mi
    C & R Insurance Agency
    4645 Wyndham Ln Ste 120b, Frisco, TX 75033
    (214) 387-4008
  • 0 mi
    Christine Degele
    4645 Wyndham Ln Ste 170b, Frisco, TX 75033
    (972) 818-3990
  • 0 mi
    Goosehead Insurance - Doug Lowry
    4645 Wyndham Ln Ste 160b Ofc 3, Frisco, TX 75033
    (214) 356-3124
  • 0 mi
    Scott Sandlin
    5566 Main St Ste 202, Frisco, TX 75033
    (214) 618-8525
  • 0 mi
    Stephen Gandy
    5566 Main St Ste 190, Frisco, TX 75033
    (214) 618-6010
  • 0 mi
    Marilyn Kuhlman Insurance Agency
    7776 Main St Ste 500, Frisco, TX 75033
    (469) 777-6335
  • 0 mi
    Texas Farm Bureau Insurance
    8722 Main St, Frisco, TX 75033
    (972) 731-0201
  • 0 mi
    Chris Zeigler
    8750 Main St Ste 203, Frisco, TX 75033
    (469) 535-2500
  • 0 mi
    Bob King Agency of North Texas
    9741 Preston Rd Ste 301, Frisco, TX 75033
    (214) 618-8080
  • 0 mi
    The Ward Agency
    9741 Preston Rd Ste 304, Frisco, TX 75033
    (972) 377-7999
  • 0 mi
    State Farm - Gene Wolfgram
    8902 Preston Manor Dr, Frisco, TX 75033
    (972) 335-9731
  • 0 mi
    State Farm Plano Insurance - Deborah Wolfgram
    8902 Preston Manor Dr, Frisco, TX 75033
    (972) 781-2100
  • 1.07 mi
    Allied Insurance Agency
    5300 Town And Country Blvd Ste 145, Frisco, TX 75034
    (214) 269-1560
  • 1.07 mi
    Christopher Gregg - Liberty Mutual Insurance
    5300 Town And Country Blvd Ste 110, Frisco, TX 75034
    (469) 213-0119
  • 1.07 mi
    Liberty Mutual Agency
    5300 Town And Country Blvd Ste 110, Frisco, TX 75034
    (214) 618-6880
  • 1.07 mi
    Stonebriar Financial Services
    4712 Voyager Dr, Frisco, TX 75034
    (469) 688-0961
  • 1.07 mi
    Leigh-Ellen Norman
    1701 Legacy Dr Ste 135, Frisco, TX 75034
    (972) 239-6025
  • 1.07 mi
    Danny Pulaski
    1518 Legacy Dr Ste 200, Frisco, TX 75034
    (972) 712-6000
  • 1.07 mi
    Bob Pulaski
    1518 Legacy Dr Ste 200, Frisco, TX 75034
    (972) 712-6000
  • 1.07 mi
    Aleaf Insurance Agency
    5850 Town And Country Blvd Ste 301, Frisco, TX 75034
    (972) 232-2258
  • 1.07 mi
    Bethlehem Tefera
    5850 Town And Country Blvd Ste 403, Frisco, TX 75034
    (972) 377-7786
  • 1.07 mi
    John Pavle
    2650 King Rd Ste 200, Frisco, TX 75034
    (214) 393-9114
  • 1.07 mi
    Rhonda R Steelman
    5780 Loving Trl, Frisco, TX 75034
    (972) 294-1043
  • 1.07 mi
    Rey Garcia
    279 W Main St Ste 108, Frisco, TX 75034
    (469) 362-6700
  • 1.07 mi
    Christopher Gray
    425 Old Newman Rd Ste 302, Frisco, TX 75034
    (469) 731-0035
  • 1.07 mi
    Davin Ward
    2591 Dallas Pkwy Ste 300, Frisco, TX 75034
    (972) 731-4311
  • 1.07 mi
    McCrea Miller
    2591 Dallas Pkwy Ste 202, Frisco, TX 75034
    (972) 712-8444
  • 1.07 mi
    Starwood Insurance
    2591 Dallas Pkwy Ste 300, Frisco, TX 75034
    (972) 636-5810
  • 1.07 mi
    212 Agency
    2591 Dallas Pkwy Ste 300, Frisco, TX 75034
    (469) 287-5605
  • 1.07 mi
    Christopher Flood
    2591 Dallas Pkwy Ste 202, Frisco, TX 75034
    (972) 712-9998
  • 1.07 mi
    John Hamidi
    2591 Dallas Pkwy Ste 300, Frisco, TX 75034
    (866) 440-0646
  • 1.07 mi
    Brandon Burden
    2591 Dallas Pkwy Ste 202, Frisco, TX 75034
    (214) 396-6070
  • 1.07 mi
    Alan Sweazea
    2601 Network Blvd Ste 208, Frisco, TX 75034
    (972) 668-5858
  • 1.07 mi
    Oscar Quintana
    2601 Network Blvd Ste 208, Frisco, TX 75034
    (469) 288-8302
  • 1.07 mi
    Aaron Wallick
    8756 Teel Pkwy Ste 322, Frisco, TX 75034
    (469) 305-7195
  • 1.07 mi
    Anthony Blackmon Agency
    9191 Kyser Way Ste 200, Frisco, TX 75034
    (469) 291-9006
  • 1.07 mi
    Integrity Risk Management
    5750 Genesis Ct Ste 120, Frisco, TX 75034
    (972) 930-7086
  • 1.07 mi
    Goosehead Insurance - Diane Fitts
    6136 Frisco Square Blvd Ste 400, Frisco, TX 75034
    (214) 935-9625
  • 1.07 mi
    Marcelo Campon
    6136 Frisco Square Blvd Ste 400, Frisco, TX 75034
    (972) 253-0402
  • 1.07 mi
    Voyager Insurance Services, Inc
    7011 W Main St, Frisco, TX 75034
    (972) 712-0000
  • 1.07 mi
    Marc Berthelot
    6817 Main St, Frisco, TX 75034
    (972) 335-1801
  • 1.07 mi
    CNC Insurance Brokerage Services
    8721 5th St, Frisco, TX 75034
    (972) 248-2415
  • 1.07 mi
    Ed Forster - State Farm Agency
    7227 Main St Ste 120, Frisco, TX 75034
    (972) 377-2030
  • 1.07 mi
    Insurance One Agency
    8641 5th St Ste W4, Frisco, TX 75034
    (972) 382-3404
  • 1.07 mi
    Farmers Insurance - Rob Johnson Agency
    8641 5th St, Frisco, TX 75034
    (469) 252-1836
  • 1.07 mi
    Larry Fulmer Insurance Agency
    8641 5th St # 15, Frisco, TX 75034
    (972) 713-0450
  • 1.07 mi
    Thomas Rush
    7601 W Main St Ste 200, Frisco, TX 75034
    (972) 335-4982
  • 1.07 mi
    Insurance Services of Texas
    8745 Gary Burns Dr Ste 140, Frisco, TX 75034
    (972) 377-9000
  • 1.07 mi
    Fullerton-Yates Insurance Agency
    8950 Gary Burns Dr Ste C, Frisco, TX 75034
    (214) 619-4200
  • 1.07 mi
    Sherron Pyle
    8950 Gary Burns Dr Ste B, Frisco, TX 75034
    (972) 712-5747
  • 1.07 mi
    JGS Advisors Insurance Group
    7410 Preston Rd Ste 123, Frisco, TX 75034
    (972) 377-8900
  • 1.07 mi
    Ann Anderson
    6500 Preston Rd Ste 201, Frisco, TX 75034
    (214) 619-4012
  • 1.07 mi
    Insurance Expert Group
    6500 Preston Rd Ste 201, Frisco, TX 75034
    (972) 203-8009
  • 1.07 mi
    Bollom & Parker Insurance
    6351 Preston Rd Ste 110, Frisco, TX 75034
    (972) 377-9464
  • 1.07 mi
    Christy Brott
    6351 Preston Rd Ste 165, Frisco, TX 75034
    (972) 668-3276
  • 1.07 mi
    Farmers Insurance - Jay Noble
    6870 Lebanon Rd Ste 200, Frisco, TX 75034
    (469) 998-7500
  • 1.07 mi
    Bayless-Hall Insurance
    6100 Preston Rd Ste 220, Frisco, TX 75034
    (972) 335-2643
  • 1.07 mi
    RHK Insurance Group
    6100 Preston Rd Ste 201, Frisco, TX 75034
    (463) 362-5300
  • 1.07 mi
    Stonebriar Insurance Group
    6100 Preston Rd Ste 201, Frisco, TX 75034
    (469) 362-5300
  • 1.07 mi
    Judge Fite Insurance
    6959 Lebanon Rd Ste 201, Frisco, TX 75034
    (214) 446-2571
  • 1.07 mi
    Skylight Insurance Agency
    6959 Lebanon Rd Ste 201, Frisco, TX 75034
    (844) 700-1776
  • 1.07 mi
    Merchant Insurance
    6046 Orchard Park Dr, Frisco, TX 75034
    (469) 633-0183
  • 1.07 mi
    AAA Insurance
    4760 Preston Rd Ste 208, Frisco, TX 75034
    (972) 712-0569
  • 1.07 mi
    Jeff Baird
    8765 Stockard Dr Ste 103, Frisco, TX 75034
    (214) 387-7999
  • 1.07 mi
    Rodney Mouton Insurance Agency
    8765 Stockard Dr Ste 102, Frisco, TX 75034
    (972) 627-4484
  • 1.07 mi
    Jerry Garey
    4112 Legacy Dr Ste 304, Frisco, TX 75034
    (972) 731-5105
  • 1.07 mi
    GlobalGreen - Bradley Insurance Group
    4221 Preston Rd Ste 200, Frisco, TX 75034
    (214) 395-3705
  • 1.07 mi
    McClure Capital
    1 Cowboys Way Ste 570, Frisco, TX 75034
    (972) 960-8700
  • 1.07 mi
    Grimes Group Agency
    3550 Parkwood Blvd Ste B102, Frisco, TX 75034
    (214) 618-4380
  • 1.07 mi
    Mark Whitehead
    8380 Warren Pkwy Ste 301, Frisco, TX 75034
    (972) 731-7200
  • 1.07 mi
    Mike Ridley Insurance Agency, Inc
    8380 Warren Pkwy Ste 301, Frisco, TX 75034
    (972) 668-9600
  • 1.07 mi
    Scott Samuel
    7777 Warren Pkwy Ste 150, Frisco, TX 75034
    (972) 231-5227
  • 1.07 mi
    Mike McKay
    8300 Gaylord Pkwy Ste 7, Frisco, TX 75034
    (972) 668-0030
  • 4.36 mi
    MetLife Auto & Home - Frisco
    9300 Wade Blvd Ste 240 A2, Frisco, TX 75035
    (972) 658-4638
  • 4.36 mi
    Carol Loper & Associates
    9300 Wade Blvd Ste 101, Frisco, TX 75035
    (214) 423-3130
  • 4.36 mi
    Kimberly Barnes
    10990 Rolater Rd Ste 200, Frisco, TX 75035
    (214) 705-1420
  • 4.36 mi
    Connect Insurance Agency
    9555 Lebanon Rd Ste 102 Bldg 1, Frisco, TX 75035
    (469) 252-4855
  • 4.36 mi
    TWFG Insurance Services - John Betty
    9555 Lebanon Rd Ste 202, Frisco, TX 75035
    (214) 619-1700
  • 4.36 mi
    ESP Insurance Services Inc
    9555 Lebanon Rd Ste 202, Frisco, TX 75035
    (214) 619-1700
  • 4.36 mi
    Jennifer Morlan
    9555 Lebanon Rd Ste 701, Frisco, TX 75035
    (469) 731-5141
  • 4.36 mi
    Frisco Insurance Agency
    9555 Lebanon Rd Ste 201, Frisco, TX 75035
    (972) 712-0076
  • 4.36 mi
    Paul Burley
    9300 John Hickman Pkwy Ste 404, Frisco, TX 75035
    (469) 252-1552
  • 4.36 mi
    Jodie Satterfield
    6449 Coit Rd Ste 116, Frisco, TX 75035
    (214) 506-1015
  • 4.36 mi
    Aab Insurance Group
    14688 State Highway 121 Ste 130, Frisco, TX 75035
    (972) 200-7848
  • 4.36 mi
    John Pavle
    11625 Custer Rd Ste 150, Frisco, TX 75035
    (214) 544-6721
  • 4.36 mi
    Home Team Insurance
    5999 Custer Rd Ste 130, Frisco, TX 75035
    (972) 665-1930
View all agents ↓

Car Insurance Facts Frisco, Texas

Car Insurance Laws in Texas

The state law is straightforward. You must have car insurance when you are registering a vehicle. The law stipulates the minimum coverage in specific categories. The minimum coverage is the least you can have and it is not the optimum coverage you should opt for. Given the scope of damage and the severity of injuries possible as a direct result of an accident, you should always opt for more coverage than the legal requisite.

Any car owner who does not have the minimum coverage basically does not have car insurance as per the laws of the state. Hence, the car owner will be subjected to the penalties as decreed by the state law.

Penalty for Driving without Car Insurance in Texas

You cannot drive any type of motor vehicle without insurance, be it a motorcycle, a car or a truck. It is also not sufficient to have a car insurance that has just lapsed or has not been renewed for a few days and hence there is a break in its continuity. The law requires all car owners to have continuous auto insurance in Texas, regardless of the age of the car and other factors such as driving history or record of past incidents.

The state of Texas can levy a penalty on any car owner who does not have adequate insurance. The penalty is usually multipronged. First time offenders are usually charged a maximum of $350. The offense can lead to the suspension of the license and hence driving privileges. A second or subsequent offense will incur penalties of a maximum of $100 and the vehicle could be impounded for a maximum of six months.

Car Insurance Support in Texas

Those who have been fined and have had their driving license revoked or driving privilege suspended and possibly their vehicle impounded are required to file an SR-22 form as proof of continuous car insurance. This should be done proactively. Such car owners and drivers must carry proof of their continuous car insurance at all times. The SR-22 form can be filed with the Department of Public Safety by the insurer or the insured and this should be done for three years following a conviction.

References

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.