Cheap Car Insurance in Cypress, Texas (With 2024 Rates)

Save up to 50% on your Car Insurance
See how affordable remarkable customer service can be.
100% secure. We respect your privacy.
Home » Car insurance » Texas » Cheap Car Insurance Cypress

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
Jump to Topic:

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Insurance Agents in Cypress, TX and Near by

  • 2.59 mi
    Kyle Angelle
    29110 Highway 290 Ste 600, Cypress, TX 77433
    (832) 220-1880
    View |
  • 2.59 mi
    Premier Insurance
    15040 Fairfield Ville Dr Ste 190, Cypress, TX 77433
    (281) 213-5959
    View |
  • 2.59 mi
    Erlynne Rivera-Nansteel
    16518 House Hahl Rd Ste B2, Cypress, TX 77433
    (281) 550-5590
    View |
  • 2.59 mi
    Gibraltar Insurance Services
    11734 Barker Cypress Rd Ste 116, Cypress, TX 77433
    (832) 216-8535
    View |
  • 2.59 mi
    Jerry Jungels
    10920 Fry Rd Ste 700, Cypress, TX 77433
    (281) 256-3330
    View |
  • 2.59 mi
    Tommy Johnson
    15835 Mueschke Rd, Cypress, TX 77433
    (281) 829-6942
    View |
  • 2.59 mi
    Andrea Shotwell
    16341 Mueschke Rd Ste 170, Cypress, TX 77433
    (281) 607-2416
    View |
  • 2.59 mi
    Hope Favorite Felder
    9740 Barker Cypress Rd Ste 109a, Cypress, TX 77433
    (281) 256-0818
    View |
  • 2.59 mi
    Joel Muller
    11740 Barker Cypress Rd Ste 111, Cypress, TX 77433
    (281) 304-9488
    View |
  • 2.59 mi
    Robin Haynes
    8190 Barker Cypress Rd Ste 700, Cypress, TX 77433
    (281) 859-8980
    View |
  • 2.59 mi
    Karina Sosa
    7160 Barker Cypress Rd Ste G, Cypress, TX 77433
    (281) 861-0441
    View |
  • 2.59 mi
    David Everest
    7014 Fry Rd Ste 107, Cypress, TX 77433
    (281) 861-8112
    View |
  • 2.59 mi
    Veronica Alvarez
    20403 Fm 529 Rd, Cypress, TX 77433
    (281) 258-4733
    View |
  • 3.17 mi
    Lee Patterson
    16007 Mary Ann St, Cypress, TX 77429
    (281) 373-4646
    View |
  • 3.17 mi
    Dagley Insurance & Financial Services
    17515 Spring Cypress Rd Ste G, Cypress, TX 77429
    (281) 213-3773
    View |
  • 3.17 mi
    Mark Adkins
    17400 Spring Cypress Rd Ste 120, Cypress, TX 77429
    (281) 373-1961
    View |
  • 3.17 mi
    AAA Insurance
    25626 Northwest Fwy Ste 600, Cypress, TX 77429
    (281) 758-3360
    View |
  • 3.17 mi
    Javier Chavez
    25222 Northwest Fwy Apt 103, Cypress, TX 77429
    (832) 497-1920
    View |
  • 3.17 mi
    Rigo Flores
    25222 Northwest Fwy Apt 189, Cypress, TX 77429
    (281) 213-4094
    View |
  • 3.17 mi
    Cleveland Shiff Insurance
    14502 Cypress Mill Place Blvd Ste 300-b, Cypress, TX 77429
    (281) 251-3033
    View |
  • 3.17 mi
    Goosehead Insurance - Jenifer Hoffman
    15737 Jarvis Rd, Cypress, TX 77429
    (281) 373-4960
    View |
  • 3.17 mi
    Kathye Carpenter
    12312 Barker Cypress Rd, Cypress, TX 77429
    (281) 373-2266
    View |
  • 3.17 mi
    Brent Rotto
    24120 Northwest Fwy Ste 400, Cypress, TX 77429
    (281) 709-4633
    View |
  • 3.17 mi
    Benjamin Davis
    17920 Huffmeister Rd Ste 200, Cypress, TX 77429
    (918) 636-3863
    View |
  • 3.17 mi
    James Webb
    17920 Huffmeister Rd Ste 200, Cypress, TX 77429
    (281) 256-0800
    View |
  • 3.17 mi
    Robert Cadey
    17920 Huffmeister Rd Ste 220, Cypress, TX 77429
    (713) 780-2406
    View |
  • 3.17 mi
    State Farm - Kristi Sebera
    16230 Lee Way Dr, Cypress, TX 77429
    (281) 304-1101
    View |
  • 3.17 mi
    Shannon Galvin
    16919 Jelly Park Stone Dr, Cypress, TX 77429
    (713) 857-5554
    View |
  • 3.17 mi
    Charlie Pierce
    15210 Spring Cypress Rd Ste K, Cypress, TX 77429
    (281) 758-3075
    View |
  • 3.17 mi
    Oncken Insurance Agency
    14007 Telge Rd, Cypress, TX 77429
    (281) 256-8310
    View |
  • 3.17 mi
    Mike Lecompte Insurance Agency
    12907 Oakwood Manor Dr, Cypress, TX 77429
    (281) 894-1880
    View |
  • 3.17 mi
    Robert Burg
    16724 Telge Rd, Cypress, TX 77429
    (281) 373-1009
    View |
  • 3.17 mi
    Randall Knight
    14415 Huffmeister Rd Ste 100, Cypress, TX 77429
    (281) 304-8991
    View |
  • 3.17 mi
    Jamie Morgan
    11422 Telge Rd, Cypress, TX 77429
    (281) 890-6453
    View |
  • 3.17 mi
    All Business Insurance Services
    13119 Huffmeister Rd, Cypress, TX 77429
    (281) 304-2300
    View |
  • 3.17 mi
    Kimberly Webb
    17774 Cypress Rose Rd Ste 800, Cypress, TX 77429
    (832) 912-8515
    View |
  • 3.17 mi
    Jessakin Insurance
    21858 Northwest Fwy, Cypress, TX 77429
    (281) 955-9540
    View |
  • 3.17 mi
    Burg Insurance Group of Texas
    16724 Telge Rd Bldg 3, Cypress, TX 77429
    (281) 351-6944
    View |
  • 3.17 mi
    The Dollar Agency
    16807 Telge Rd, Cypress, TX 77429
    (281) 255-0600
    View |
  • 3.17 mi
    Jorge Gonzalez
    13910 Schmidt Rd, Cypress, TX 77429
    (281) 720-0400
    View |
  • 3.17 mi
    Bench Insurance
    10514 Hemwick Dr, Cypress, TX 77429
    (832) 678-0022
    View |
  • 3.17 mi
    The Patriot Insurance Agencies
    10514 Hemwick Dr, Cypress, TX 77429
    (281) 469-3848
    View |
  • 3.17 mi
    Southern American Insurance Agency
    13823 Schmidt Rd, Cypress, TX 77429
    (281) 890-9294
    View |
  • 3.17 mi
    Todd Ray
    17521 Telge Rd Ste A, Cypress, TX 77429
    (281) 290-7245
    View |
  • 3.17 mi
    Mike Bristow
    13050 Louetta Rd Ste 220, Cypress, TX 77429
    (281) 374-6500
    View |
  • 3.17 mi
    InsureUS
    13026 Cypress North Houston Rd Ste 101, Cypress, TX 77429
    (281) 640-8888
    View |
  • 3.17 mi
    Touchstone Insurance Group
    12837 Louetta Rd Ste 202, Cypress, TX 77429
    (281) 376-1600
    View |
  • 3.17 mi
    David Canale
    12617 Louetta Rd Ste 210, Cypress, TX 77429
    (281) 376-9505
    View |
  • 3.17 mi
    Jeff C. Burton
    11803 Grant Rd Ste 104, Cypress, TX 77429
    (281) 320-1990
    View |
  • 3.17 mi
    Larry Swiney
    11803 Grant Rd Ste 207, Cypress, TX 77429
    (281) 655-1144
    View |
  • 3.17 mi
    Karen Wylie
    12215 Heatherwick Dr, Cypress, TX 77429
    (281) 379-4820
    View |
  • 3.17 mi
    David Newberry
    11810 Cypress North Houston Rd Ste C, Cypress, TX 77429
    (281) 970-1414
    View |
  • 3.17 mi
    Jerrad Ragsdell
    11127 Mccracken Cir Ste A, Cypress, TX 77429
    (832) 678-4733
    View |
View all agents ↓

Learn More About Car Insurance in Cypress, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.