Lowest Premium
$437 / YEAR
Average Premium
$605 / YEAR
Highest Premium
$844 / YEAR
The average annual premium in Corpus Christi is around $605 and can go upto $844. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
It is legally mandatory to have car insurance in Corpus Christi city. There are more than a dozen insurers in the city that offers car insurance. A full coverage car insurance in Corpus Christi costs an average of $1,560. This is very high compared to the state average car insurance which is around $1,200. The most expensive car insurance in Corpus Christi comes around $2,350. Car insurance for teenage drivers can go even higher in the city.
Jump to Topic:
Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
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Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Car Insurance Rates in Corpus Christi by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Corpus Christi. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Scroll inside this box to view all zip codes
Zip | Avg. Premium |
---|---|
78401 | $623 |
78402 | $593 |
78404 | $563 |
78405 | $600 |
78406 | $570 |
78407 | $577 |
78408 | $607 |
78409 | $601 |
78410 | $583 |
78411 | $559 |
78412 | $605 |
78413 | $566 |
78414 | $610 |
78415 | $606 |
78419 | $622 |
Insurance Agents in Corpus Christi, TX and Near by
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0 miHigginbotham Insurance Agency500 N Shoreline Blvd Ste 1200, Corpus Christi, TX 78401(361) 883-1711View |
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0 miCarlisle Insurance500 N Water St Ste 900, Corpus Christi, TX 78401(361) 884-2775View |
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0 miMoore Insurance Agency500 N Water St Ste 702, Corpus Christi, TX 78401(361) 991-9000View |
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0 miBorden Insurance210 S Carancahua St # 4, Corpus Christi, TX 78401(361) 882-6543View |
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0 miIBC Insurance Agency221 S Shoreline Blvd, Corpus Christi, TX 78401(361) 985-1900View |
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0 miClark James555 S Shoreline Blvd Ste 102, Corpus Christi, TX 78401(361) 887-2881View |
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10.96 miAutopartners Insurance Agency4234 Ayers St, Corpus Christi, TX 78415(361) 808-8700View |
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10.96 miA-Max Auto Insurance4234 Ayers St Ste 25, Corpus Christi, TX 78415(361) 854-6000View |
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10.96 miDirect General Auto Insurance4322 Ayers St, Corpus Christi, TX 78415(361) 851-8555View |
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10.96 miAi United Insurance4425 Kostoryz Rd, Corpus Christi, TX 78415(361) 808-7770View |
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10.96 miAcceptance Auto Insurance4701 Ayers St Ste 606, Corpus Christi, TX 78415(361) 806-0140View |
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10.96 miTejas Auto Insurance4701 Ayers St Ste 104, Corpus Christi, TX 78415(361) 814-0030View |
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10.96 miPriscilla Molina4721 Kostoryz Rd, Corpus Christi, TX 78415(361) 885-0808View |
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10.96 miAffordable Insurance of Texas5133 Kostoryz Rd Ste B, Corpus Christi, TX 78415(361) 854-0207View |
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10.96 miDiscount Auto Insurance3333 S Padre Island Dr, Corpus Christi, TX 78415(361) 225-2565View |
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10.96 miJoe Morales Insurance Agency5230 Kostoryz Rd Ste 18, Corpus Christi, TX 78415(361) 852-4292View |
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10.96 miLaura Harris3837 S Padre Island Dr, Corpus Christi, TX 78415(361) 985-2875View |
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10.96 miAtlas Insurance Agency5110 Wilkinson Dr Ste 103, Corpus Christi, TX 78415(361) 814-9400View |
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10.96 miMary Garcia5423 Kostoryz Rd Ste 1, Corpus Christi, TX 78415(361) 814-8828View |
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10.96 miDel Mar Insurance Associates3801 Saratoga Blvd Ste 105, Corpus Christi, TX 78415(361) 986-0700View |
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12.28 miCoastal Bend Insurance15122 Northwest Blvd Ste 6, Corpus Christi, TX 78410(361) 767-8000View |
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12.28 miNora Perez Saenz14617 Northwest Blvd Ste B, Corpus Christi, TX 78410(361) 767-6800View |
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12.28 miJack Taylor14241 Northwest Blvd Ste 103, Corpus Christi, TX 78410(361) 767-9333View |
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12.28 miGene McWhorter14101 Northwest Blvd Ste 107, Corpus Christi, TX 78410(361) 767-0750View |
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12.28 miMichael Cicherski4250 Five Points Rd Ste 4, Corpus Christi, TX 78410(361) 241-8777View |
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12.28 miReyna Insurance Agency13434 Leopard St Ste A8, Corpus Christi, TX 78410(361) 242-3223View |
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12.28 miDirect General Auto Insurance11100 Leopard St, Corpus Christi, TX 78410(361) 248-3209View |
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12.28 miJohnnie Bickham11014 Leopard St, Corpus Christi, TX 78410(361) 241-7621View |
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12.28 miSteven Webb11217 Leopard St Ste B, Corpus Christi, TX 78410(361) 242-2442View |
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12.28 miTWFG Insurance Services - Cathy Graves13330 Leopard St Ste 1, Corpus Christi, TX 78410(361) 241-0003View |
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12.28 miBinyon Insurance Agency LLC9922 Leopard St Ste 202, Corpus Christi, TX 78410(361) 241-3748View |
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12.28 miAubrey Bryan10308 Leopard St, Corpus Christi, TX 78410(361) 241-7636View |
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12.28 miAlliance Insurance Agency13310 Leopard St Ste 4, Corpus Christi, TX 78410(361) 241-3303View |
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12.28 miSalvador Ochoa13310 Leopard St Ste 23, Corpus Christi, TX 78410(361) 248-4317View |
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18.01 miJohn Maldonado9450 S Padre Island Dr Ste 1, Corpus Christi, TX 78418(361) 232-3611View |
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18.01 miLinda Morrison9450 S Padre Island Dr Ste 1, Corpus Christi, TX 78418(361) 937-8052View |
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18.01 miJennifer Tennill1145 Waldron Rd, Corpus Christi, TX 78418(361) 939-7300View |
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18.01 miDewitt Insurance - Todd Moore14641 S Padre Island Dr Ste B, Corpus Christi, TX 78418(361) 949-0606View |
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18.01 miAnnaville Insurance Agency14602 Compass St Ste A, Corpus Christi, TX 78418(361) 949-6787View |
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18.01 miMerida Nardone15121 S Padre Island Dr Ste 104, Corpus Christi, TX 78418(361) 949-8008View |
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18.01 miStar Advantage Insurance Agency15217 S Padre Island Dr, Corpus Christi, TX 78418(361) 949-0333View |
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18.01 miMoore Insurance Agency14517 Spid Dr Unit 3, Corpus Christi, TX 78418(361) 949-3301View |
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2.08 miKeetch & Associates Insurance1718 Santa Fe St, Corpus Christi, TX 78404(361) 883-3803View |
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2.08 miLinda Sue Caldera2001 S Staples St, Corpus Christi, TX 78404(361) 884-8393View |
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2.08 miCMM Insurance Agency1901 Baldwin Blvd Ste C, Corpus Christi, TX 78404(361) 654-0085View |
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2.08 miTapia Insurance Agency2777 S Staples St Ste E, Corpus Christi, TX 78404(361) 853-0702View |
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2.08 miRichard Peetz3038 S Alameda St, Corpus Christi, TX 78404(361) 887-7801View |
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2.08 miLancaster & Bay Insurance Agency3124 S Alameda St, Corpus Christi, TX 78404(361) 853-0405View |
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2.08 miJoely Delvecchio525 Glazebrook St Ste C, Corpus Christi, TX 78404(361) 906-2886View |
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2.81 miA-Max Auto Insurance3500 Leopard St Ste 100, Corpus Christi, TX 78408(361) 887-1000View |
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2.81 miAi United Insurance3783 Leopard St, Corpus Christi, TX 78408(361) 887-7100View |
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2.84 miRuben Bonilla2727 Morgan Ave Ste 300, Corpus Christi, TX 78405(361) 881-1033View |
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3.85 miA&N Insurance3103 S Port Ave, Corpus Christi, TX 78416(361) 883-3332View |
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4.83 miLinda Morrison3550 S Alameda St, Corpus Christi, TX 78411(361) 854-0918View |
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4.83 miMichelle Hernandez Cuellar3765 S Alameda St Ste 324, Corpus Christi, TX 78411(361) 685-7129View |
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4.83 miAreti Agency of South Texas4036 Weber Rd, Corpus Christi, TX 78411(361) 814-3500View |
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4.83 miJoe Steele Insurance Agency3819b S Staples St, Corpus Christi, TX 78411(361) 400-2920View |
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4.83 miMichelle Cuellar3833 S Staples St Ste S205, Corpus Christi, TX 78411(361) 334-2964View |
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4.83 miAll American Hallmark Insurance Agency4510 Weber Rd Ste A, Corpus Christi, TX 78411(361) 993-6643View |
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4.83 miEdward Gonzalez4137 Gollihar Rd, Corpus Christi, TX 78411(361) 881-8731View |
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4.83 miVictor Gonzalez4137 Gollihar Rd, Corpus Christi, TX 78411(361) 884-3762View |
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4.83 miSammy Armadillo4439 Gollihar Rd, Corpus Christi, TX 78411(361) 854-8600View |
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4.83 miAccord Insurance Agency700 Everhart Rd Ste D11, Corpus Christi, TX 78411(361) 854-7052View |
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4.83 miPinnacle Stone Insurance4659 Everhart Rd Ste 103, Corpus Christi, TX 78411(361) 986-1009View |
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4.83 miJay Gutierrez4702 Everhart Rd, Corpus Christi, TX 78411(361) 855-4000View |
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4.83 miTexas Farm Bureau Insurance4825 Everhart Rd Ste 3, Corpus Christi, TX 78411(361) 852-6016View |
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4.83 miBjella Insurance4925 Everhart Rd Ste 112, Corpus Christi, TX 78411(361) 814-5900View |
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4.83 miDonald Morrison4535 S Padre Island Dr Ste 37, Corpus Christi, TX 78411(361) 854-2383View |
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4.83 miVanessa Garcia4455 S Padre Island Dr Ste 19b, Corpus Christi, TX 78411(361) 980-1774View |
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4.83 miLeticia Burns4949 Everhart Rd Ste 106b, Corpus Christi, TX 78411(361) 723-0401View |
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4.83 miEddie Martinez4942 Everhart Rd, Corpus Christi, TX 78411(361) 993-6638View |
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4.83 miCrawford Insurance Services4444 Corona Dr Ste 139, Corpus Christi, TX 78411(361) 654-2788View |
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4.83 miRandy Bailey4444 Corona Dr Ste 110, Corpus Christi, TX 78411(361) 853-1521View |
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4.83 miMcKenzie & Shell4444 Corona Dr Ste 103, Corpus Christi, TX 78411(361) 854-3046View |
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4.83 miGrove & Davis Insurance Agency4646 Corona Dr Ste 270, Corpus Christi, TX 78411(361) 851-0577View |
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4.83 miJacidy Myers4646 Corona Dr Ste 110, Corpus Christi, TX 78411(361) 946-2996View |
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4.83 miTWFG Insurance Services - Bobbie Gail Torres4639 Corona Dr Ste 63, Corpus Christi, TX 78411(361) 993-9400View |
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4.83 miSam Watson4818 Shopping Way Ste A, Corpus Christi, TX 78411(361) 852-6600View |
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4.83 miTim Bundick5346 Everhart Rd, Corpus Christi, TX 78411(361) 993-9350View |
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4.83 miGregorio Mendoza5440 Everhart Rd Ste 9, Corpus Christi, TX 78411(361) 992-6454View |
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4.83 miJesse Trevino4721 Bonner Dr Ste 101, Corpus Christi, TX 78411(361) 986-1000View |
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4.83 miRay Paiz5425 S Padre Island Dr Ste 122, Corpus Christi, TX 78411(361) 993-3553View |
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4.83 miTejas Auto Insurance4902 Holly Rd Ste 114, Corpus Christi, TX 78411(361) 906-2133View |
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4.83 miJ Chapman Financial Group55402 Holly Rd Ste 2104, Corpus Christi, TX 78411(361) 400-2973View |
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4.83 miEmily Longueira4918 Holly Rd Ste A1, Corpus Christi, TX 78411(361) 855-9935View |
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4.83 miAlba Insurance Agency5022 Holly Rd Ste 108, Corpus Christi, TX 78411(361) 854-6551View |
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4.83 miGoosehead Insurance - David Mettey David Boatright5262 S Staples St Ste 300, Corpus Christi, TX 78411(361) 980-1310View |
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4.83 miJeffery Bernsen5110 Holly Rd, Corpus Christi, TX 78411(361) 991-1683View |
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4.83 miA To Z Insurance Group5625 Betty Jean Dr, Corpus Christi, TX 78411(361) 853-7568View |
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4.83 miGN Insurance & Financial Services5417 S Staples St Ste 101, Corpus Christi, TX 78411(361) 288-8181View |
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4.83 miStephanie Waterman5433 S Staples St Ste P3, Corpus Christi, TX 78411(361) 906-9400View |
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4.83 miAl Armadillo5656 S Staples St Ste 300, Corpus Christi, TX 78411(361) 985-7488View |
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4.83 miGodfrey Vela4455 Spid Dr Ste 113, Corpus Christi, TX 78411(361) 299-5181View |
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7.41 miJill Reed4411 S Alameda St Ste A, Corpus Christi, TX 78412(361) 452-8055View |
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7.41 miTom Hunt4449 S Alameda Suite 3, Corpus Christi, TX 78412(361) 992-9292View |
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7.41 miDelma Tamez5622 Mcardle Rd Ste A, Corpus Christi, TX 78412(361) 854-2539View |
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7.41 miFelix Pena5718 Mcardle Rd Ste 105, Corpus Christi, TX 78412(361) 992-7760View |
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7.41 miSeaman Financial5830 Mcardle Rd Ste 204, Corpus Christi, TX 78412(361) 993-8888View |
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7.41 miDeanna Stuart5945 Mcardle Rd Ste 119, Corpus Christi, TX 78412(361) 993-9721View |
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7.41 miAffordable Auto & Home Insurance6014 S Padre Island Dr, Corpus Christi, TX 78412(361) 993-5456View |
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7.41 miErica Garcia5809 Glen Arbor Dr, Corpus Christi, TX 78412(361) 986-1419View |
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7.41 miKyle McGee6402 Holly Rd, Corpus Christi, TX 78412(361) 992-9440View |
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7.92 miFrancisco Aguilar5829 Weber Rd, Corpus Christi, TX 78413(361) 991-8242View |
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7.92 miDwayne Hargis5794 Weber Rd, Corpus Christi, TX 78413(361) 855-3883View |
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7.92 miAcceptance Auto Insurance6061 Weber Rd, Corpus Christi, TX 78413(361) 853-4593View |
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7.92 miJames Aleman6262 Weber Rd Ste 112, Corpus Christi, TX 78413(361) 806-2133View |
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7.92 miDennis Trevino6410 Weber Rd Ste 11d, Corpus Christi, TX 78413(361) 814-0123View |
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7.92 miA-Max Auto Insurance4001 Saratoga Blvd Ste 105, Corpus Christi, TX 78413(361) 854-3000View |
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7.92 miAffinity Insurance Agency5702 S Staples St #g, Corpus Christi, TX 78413(361) 985-6100View |
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7.92 miJoanne Carvajal6733 Weber Rd Ste 2, Corpus Christi, TX 78413(361) 334-4317View |
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7.92 miWill Deaton5801 S Staples St Ste D, Corpus Christi, TX 78413(361) 992-1122View |
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7.92 miMonica Montalvo5926 S Staples St Ste C3, Corpus Christi, TX 78413(361) 854-7548View |
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7.92 miFirst Command Financial Services - Ian Arvizo5959 S Staples, Corpus Christi, TX 78413(361) 937-8772View |
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7.92 miTricia Herte5959 S Staples St Ste 103, Corpus Christi, TX 78413(361) 994-8927View |
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7.92 miDiane Creson5959 S Staples St Ste 103, Corpus Christi, TX 78413(361) 877-6445View |
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7.92 miDirect General Auto Insurance6601 Everhart Rd Ste H1, Corpus Christi, TX 78413(361) 814-5000View |
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7.92 miRandy Ritter6601 Everhart Rd Ste H4, Corpus Christi, TX 78413(361) 851-8611View |
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7.92 miBlue Eagle Insurance Group6601 Everhart Rd Ste D4, Corpus Christi, TX 78413(361) 881-4838View |
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7.92 miState Farm - Drew Becquet6019 S Staples St, Corpus Christi, TX 78413(361) 854-4638View |
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7.92 miMark Silva5515 Saratoga Blvd Ste A, Corpus Christi, TX 78413(361) 992-3341View |
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7.92 miCurtis Rich6646 S Staples St Ste 130, Corpus Christi, TX 78413(361) 992-1148View |
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7.92 miEdward Cantu7122 S Staples St Ste C, Corpus Christi, TX 78413(361) 991-1493View |
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7.92 miTWFG Insurance Services - Albert Rivera & Stephanie Rivera7426 S Staples St Ste 105, Corpus Christi, TX 78413(361) 993-8413View |
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7.92 miJoshua D. Crow5333 Yorktown Blvd Ste E, Corpus Christi, TX 78413(361) 857-2688View |
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7.92 miJessica Kelly5337 Yorktown Blvd Ste 2b, Corpus Christi, TX 78413(361) 854-3225View |
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9.72 miJesse Garcia5933 Patton St Ste A, Corpus Christi, TX 78414(361) 906-1919View |
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9.72 miKimberly Harrington5933 Patton St Ste B, Corpus Christi, TX 78414(361) 906-1616View |
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9.72 miLeonard Carter Insurance Group2133 Nodding Pines Dr Apt 919, Corpus Christi, TX 78414(832) 245-4364View |
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9.72 miLarry Watson6210 Wooldridge Rd Ste B, Corpus Christi, TX 78414(361) 993-6787View |
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9.72 miJesse Gil6313 Wooldridge Rd Ste 5, Corpus Christi, TX 78414(361) 334-4984View |
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9.72 miMelissa Gil6313 Wooldridge Rd Ste 5, Corpus Christi, TX 78414(361) 334-4932View |
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9.72 miJohn Bickham2743 Airline Rd Ste 107, Corpus Christi, TX 78414(361) 993-8412View |
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9.72 miLiz Sweney7102 Wooldridge Rd, Corpus Christi, TX 78414(361) 852-1700View |
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9.72 miJack Alspaugh5922 Yorktown Blvd Bldg 2, Corpus Christi, TX 78414(361) 232-4717View |
Learn More About Car Insurance in Corpus Christi, TX
Population
326,500
Total Crashes
8,601
Persons Injured
1,569
Car Insurance in Corpus Christi is cheaper compared to other major cities in Texas. But be cautious when choosing car insurance and add enough coverage to protect you from any lawsuits for a car accident that you caused. There are more than a dozen insurance companies operating in Corpus Christi. Some are popular and have the majority share of the market. There are lesser-known insurers that may have more reasonable premiums for a similar coverage but you should take a holistic view of all your options. You need a convenient process, assured approval of claims and responsiveness on the part of your insurer so you don’t have to run to and fro with your applications, filing of damages, and other imperative procedures.
Check this article to know what all types of coverages you need for car insurance.
Car insurance vary by age group
The age group you are in can influence the car insurance premium. You can see how much car insurance costs for different age groups in Corpus Christi city.
Age group | Avg. Premium (50/100/50) |
---|---|
20's | $1,268 |
30's | $580 |
40's | $530 |
50's | $510 |
60's | $505 |
70's | $640 |
From the graph above, we can see that the insurance premium cost is very high for those in their 20's as the risk of accidents is higher in that age group. Similarly for those who passed their 70's also tends to be at higher risk of collision and hence a higher premium amount.
Also, you can see a slight difference in car insurance premium cost with respect to your gender as female drivers tend to pay less for their car insurance. This variation is seen more in the 20's age group.
Age is just one of the factors that affect your car insurance price. Check the article below to know what other factors are there.
The choice of the insurer will also have a substantial influence on the cost. It is needless to mention that the cheapest quote is not always the best and the most expensive policy is not always the ideal option. There are some insurers that are more convenient to deal with and some are more affordable, some are lenient and easy with claims while some are more suited for families of deployed military personnel. You should have a diligent approach while choosing car insurance in Corpus Christi. Figure out how much coverage you would need based on the value of your car, driving skills, frequency of usage including the mileage and routes, your history of accidents, and the extent of financial protection you want.
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.