Cheap Car Insurance in Coppell, Texas (With 2024 Rates)

Save up to 50% on your Car Insurance
See how affordable remarkable customer service can be.
100% secure. We respect your privacy.
Home » Car insurance » Texas » Cheap Car Insurance Coppell

Lowest Premium

$400 / YEAR

Average Premium

$562 / YEAR

Highest Premium

$675 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Coppell is around $562 and can go upto $675. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
Jump to Topic:

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Coppell by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Coppell. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
75019$562
75063$580

Insurance Agents in Coppell, TX and Near by

  • 0 mi
    Darrin Hendley
    722 S Denton Tap Rd Ste 150, Coppell, TX 75019
    (972) 462-7589
    View |
  • 0 mi
    David Amacher
    651 N Denton Tap Rd Ste 110, Coppell, TX 75019
    (972) 899-6570
    View |
  • 0 mi
    Goosehead Insurance - Jason Hess
    260 N Denton Tap Rd Ste 265, Coppell, TX 75019
    (972) 462-0999
    View |
  • 0 mi
    Paula Huemmer
    709 S Coppell Rd, Coppell, TX 75019
    (972) 393-2528
    View |
  • 0 mi
    Ernie Jennings
    440 W Bethel Rd, Coppell, TX 75019
    (972) 393-5864
    View |
  • 0 mi
    RV Insurance Solutions
    412 W Bethel Rd, Coppell, TX 75019
    (214) 206-4010
    View |
  • 0 mi
    Michael Robinson
    600 S Denton Tap Rd Ste 110, Coppell, TX 75019
    (972) 471-1600
    View |
  • 0 mi
    Select Insurance Agency
    500 S Denton Tap Rd Ste 107, Coppell, TX 75019
    (972) 315-7299
    View |
  • 0 mi
    Charles Bender
    722 S Denton Tap Rd Ste 260, Coppell, TX 75019
    (972) 434-8300
    View |
  • 0 mi
    Debbie Neal
    722 S Denton Tap Rd Ste 250, Coppell, TX 75019
    (972) 471-3444
    View |
  • 0 mi
    Freedom Insurance Group
    702 S Denton Tap Rd Ste 100, Coppell, TX 75019
    (972) 798-3769
    View |
  • 0 mi
    Jeremy Rougeau
    598 S Denton Tap Rd Ste 104, Coppell, TX 75019
    (972) 462-0088
    View |
  • 0 mi
    Kelly Carter
    150 S Denton Tap Rd Ste 111, Coppell, TX 75019
    (972) 756-0086
    View |
  • 0 mi
    Larry Bender
    110 W Sandy Lake Rd Ste 104a, Coppell, TX 75019
    (972) 393-1022
    View |
  • 0 mi
    Erik Slaughter
    120 S Denton Tap Rd Ste 415, Coppell, TX 75019
    (972) 956-0011
    View |
  • 0 mi
    David King Agency
    549 E Sandy Lake Rd, Coppell, TX 75019
    (972) 393-3311
    View |
  • 0 mi
    Brandon Walters
    780 S Macarthur Blvd Ste 160, Coppell, TX 75019
    (972) 393-7727
    View |
  • 0 mi
    Ty Donovan
    1421 E Sandy Lake Rd Ste 120, Coppell, TX 75019
    (972) 462-1075
    View |
  • 2.96 mi
    Eric Douglas
    6210 N Belt Line Rd Ste 115, Irving, TX 75063
    (469) 270-3000
    View |
  • 2.96 mi
    Umer Usman
    7600 N Macarthur Blvd Ste 105, Irving, TX 75063
    (972) 869-4280
    View |
  • 2.96 mi
    Supriya Harris
    1135 Kinwest Pkwy Ste 150, Irving, TX 75063
    (469) 351-7013
    View |
  • 2.96 mi
    AAA Insurance
    941 Macarthur Park Ste 100, Irving, TX 75063
    (972) 444-7800
    View |
  • 2.96 mi
    Connect Insurance Agency
    7700 Brookview Ct, Irving, TX 75063
    (817) 368-9456
    View |
  • 2.96 mi
    North American Advantage Insurance Services
    1707 Market Pl Ste 100, Irving, TX 75063
    (877) 628-6060
    View |
  • 2.96 mi
    Dan Garber
    8251 N Belt Line Rd Ste 120, Irving, TX 75063
    (972) 621-1115
    View |
  • 2.96 mi
    Brandon Walters
    9901 Vly Rnch Pkwy E # 2065, Irving, TX 75063
    (972) 255-5705
    View |
  • 2.96 mi
    Charles George
    8615 Freeport Pkwy Ste 175, Irving, TX 75063
    (469) 636-9489
    View |
  • 2.96 mi
    Joshua Brosin
    8675 Freeport Pkwy Bldg E1, Irving, TX 75063
    (972) 915-6099
    View |
  • 2.96 mi
    Mohammed Hassan
    8675 Freeport Pkwy # 1m, Irving, TX 75063
    (972) 338-3454
    View |
  • 2.96 mi
    PCL Insurance Agency
    8615 Freeport Pkwy Ste 155, Irving, TX 75063
    (972) 459-4749
    View |
View all agents ↓

Learn More About Car Insurance in Coppell, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.