Lowest Premium
$316 / YEAR
Average Premium
$495 / YEAR
Highest Premium
$723 / YEAR
The average annual premium in College Station is around $495 and can go upto $723. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
Jump to Topic:
Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
Get a free quote from the best of 200+ companies in 90 seconds.
Find affordable car insurance in your city
We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.
Car Insurance Rates in College Station by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in College Station. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
77840 | $488 |
77841 | $502 |
77845 | $474 |
Insurance Agents in College Station, TX and Near by
-
0 miChristine Folkers1701 Southwest Pkwy Ste 106, College Station, TX 77840(979) 314-1381View |
-
0 miAffordable Insurance of Texas111 University Dr E Ste 215b, College Station, TX 77840(979) 446-0404View |
-
0 miBruce Boyd300 University Dr E, College Station, TX 77840(979) 693-1683View |
-
0 miWellmann Insurance Agency505 University Dr E Ste 603, College Station, TX 77840(979) 846-3500View |
-
0 miScott Leigh1055 Texas Ave S Ste 106, College Station, TX 77840(979) 764-1500View |
-
0 miJim Ross400 Tarrow St, College Station, TX 77840(979) 260-6500View |
-
0 miJulie Sturm400 Tarrow St, College Station, TX 77840(979) 776-1300View |
-
0 miRandy Flasowski1001 University Dr E Ste 105, College Station, TX 77840(979) 691-2534View |
-
0 miScot Semple1621 Texas Ave S, College Station, TX 77840(979) 704-3039View |
-
0 miBeal & Winn Insurance Agency1500 University Dr E Ste 101, College Station, TX 77840(979) 268-1500View |
-
0 miMichael Derek Kilgore913 E Harvey Rd, College Station, TX 77840(979) 776-1900View |
-
0 miJerry Anderson - Allstate Insurance Agency2214 Texas Ave S, College Station, TX 77840(979) 764-0015View |
-
0 miJones & Associates Insurance2405 Texas Ave S Ste 302, College Station, TX 77840(866) 702-9138View |
-
0 miFrank Labarbera208 Southwest Pkwy E Ste B, College Station, TX 77840(979) 485-0104View |
-
0 miJeff Andrick242 Southwest Pkwy E, College Station, TX 77840(979) 693-1216View |
-
4.4 miAmeritex Insurance Group9475 Kemp Rd, College Station, TX 77845(979) 777-4843View |
-
4.4 miTexas Farm Bureau Insurance12815 Fm 2154 Rd Ste 105, College Station, TX 77845(979) 693-4100View |
-
4.4 miSam Kuver12901 Fm 2154 Rd Ste 100, College Station, TX 77845(979) 764-2001View |
-
4.4 miInsurors Group18201 Windmill Ct, College Station, TX 77845(979) 774-2233View |
-
4.4 miGoosehead Insurance - Brad Brown750 William D Fitch Pkwy Ste 220, College Station, TX 77845(979) 220-2413View |
-
4.4 miJeff Hamilton4058 State Highway 6 S Ste 100, College Station, TX 77845(979) 690-8384View |
-
4.4 miKevin Verdugo4058 State Highway 6 S Ste 200, College Station, TX 77845(979) 690-8000View |
-
4.4 miLiere Insurance1604 Copperfield Pkwy Ste 200, College Station, TX 77845(979) 776-2300View |
-
4.4 miAgency Yu2801 Earl Rudder Fwy S, College Station, TX 77845(979) 314-1512View |
-
4.4 miF B C Insurance Agency1808 Brothers Blvd Ste E, College Station, TX 77845(979) 694-1808View |
-
4.4 miCole Campbell2911 Texas Ave S Ste 102, College Station, TX 77845(979) 703-6655View |
-
4.4 miJulie Niemann1804 Brothers Blvd Ste C, College Station, TX 77845(979) 693-9107View |
-
4.4 miW E Gibson Insurance2752 Longmire Dr, College Station, TX 77845(979) 694-1555View |
-
4.4 miBen Camp Insurance Agency3205 Earl Rudder Fwy S, College Station, TX 77845(979) 764-5955View |
-
4.4 miProperty Crossing Insurance Agency3205 Earl Rudder Fwy S, College Station, TX 77845(877) 292-7350View |
-
4.4 miMain Street Independent Insurance Agencies3800 Sh-6 South Ste 108k, College Station, TX 77845(979) 318-5400View |
-
4.4 miDexter & Company4030 Highway 6 S Ste 101, College Station, TX 77845(979) 764-8444View |
Learn More About Car Insurance in College Station, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.